CTA1: Selected data from T1-T6
Year
«  2019  »
20152016201720182019
Basic statistical data
GDP (USD bn)694688695725721
Population (thousands)8,2828,3738,4528,5148,575
GDP per capita (USD per inhabitant)83,77082,16882,25685,16284,129
CPI inflation (% change on previous year)-1.1-0.40.50.90.4
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.9951.0190.9760.9840.966
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.9630.9850.9850.9790.994
Banknotes and coins in circulation
Total value (USD bn)7680878791
Value per inhabitant (USD)9,2149,51710,28010,19410,581
Value as a percentage of GDP (%)11.412.012.412.012.2
Value as a percentage of narrow money (%)13.613.713.312.713.0
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)405457481484521
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
60.468.668.567.270.3
Interbank deposits: Total value (USD bn)7081787970
Interbank deposits: Value as a percentage of GDP (%)10.412.211.110.99.4
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 276271263258257
Number of institutions: Number per 1 million inhabitants 33.332.431.130.330.0
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)1,3311,3981,4991,4781,541
Value per inhabitant (USD)160,696166,940177,347173,561179,763
Value as a percentage of GDP (%)191.8203.2215.6203.8213.7
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)2,0222,1462,3272,5472,777
Increase in the total volume of cashless payments
 (% change on previous year)
12.46.18.49.49.0
Average number of cashless payments per inhabitant (units)244256275299324
Daily average volume of cashless payments (millions)66678
Volume of cashless payments by instrument type
 (millions)
Credit transfers 9769741,0091,0351,062
Direct debits 5960626364
Cheques navnavnavnavnav
Card and e-money payments: Total volume 9881,1121,2561,4491,650
Card and e-money payments: By card with a debit function 6697378179341,061
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 296345401465530
Card and e-money payments: E-money payments 2330394960
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 48.345.443.340.638.3
Direct debits 2.92.82.72.52.3
Cheques navnavnavnavnav
Card and e-money payments: Total volume 48.851.854.056.959.4
Card and e-money payments: By card with a debit function 33.134.435.136.738.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 14.716.117.218.319.1
Card and e-money payments: E-money payments 1.11.41.71.92.1
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 1.5-0.23.62.52.7
Direct debits 1.42.03.82.21.8
Cheques navnavnavnavnav
Card and e-money payments: Total volume 26.612.612.915.313.9
Card and e-money payments: By card with a debit function 31.510.310.814.313.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9.916.316.316.113.8
Card and e-money payments: E-money payments 1,251.434.727.626.921.5
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 117.8116.3119.4121.5123.9
Direct debits 7.17.17.37.47.5
Cheques navnavnavnavnav
Card and e-money payments: Total volume 119.3132.9148.7170.2192.4
Card and e-money payments: By card with a debit function 80.888.196.7109.7123.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 35.841.247.454.761.8
Card and e-money payments: E-money payments 2.73.64.65.87.0
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 2,6742,6682,7642,8342,910
Direct debits 160164170173177
Cheques navnavnavnavnav
Card and e-money payments: Total volume 2,7063,0483,4423,9694,520
Card and e-money payments: By card with a debit function 1,8332,0202,2392,5602,906
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 8129441,0981,2751,451
Card and e-money payments: E-money payments 6283106134163
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)5,001,5824,482,6484,473,6044,687,9784,860,751
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
11.4-10.0-0.73.83.3
Cashless payments: Average value per cashless payment (USD)2,4732,0891,9221,8411,751
Cashless payments: Average value per inhabitant (USD)603,910535,369529,295550,620566,851
Cashless payments: Value as a ratio to GDP (%)720.9651.6643.5646.6673.8
Cashless payments: Daily average value (USD millions)13,70312,28112,25612,84413,317
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 4,832,7754,314,3914,296,7104,499,9734,668,247
Direct debits 84,99082,24884,98888,35788,634
Cheques navnavnavnavnav
Card and e-money payments: Total value 83,81786,00991,90699,648103,871
Card and e-money payments: By card with a debit function 46,01746,67848,65452,04953,910
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 36,19937,37540,95544,85646,944
Card and e-money payments: E-money payments 1,6011,9552,2972,7443,016
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.696.296.096.096.0
Direct debits 1.71.81.91.91.8
Cheques navnavnavnavnav
Card and e-money payments: Total value 1.71.92.12.12.1
Card and e-money payments: By card with a debit function 0.91.01.11.11.1
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.70.80.91.01.0
Card and e-money payments: E-money payments 0.00.00.10.10.1
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 11.8-10.3-0.93.83.4
Direct debits -7.4-2.82.83.0-0.0
Cheques navnavnavnavnav
Card and e-money payments: Total value 9.83.16.37.43.9
Card and e-money payments: By card with a debit function 18.11.93.76.03.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -2.83.79.08.54.3
Card and e-money payments: E-money payments 1,104.522.716.818.49.5
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 4,9524,4304,2594,3504,395
Direct debits 1,4521,3781,3721,3961,376
Cheques navnavnavnavnav
Card and e-money payments: Total value 8577736963
Card and e-money payments: By card with a debit function 6963605651
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1221081029689
Card and e-money payments: E-money payments 7165595651
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 583,528515,274508,366528,538544,402
Direct debits 10,2629,82310,05510,37810,336
Cheques navnavnavnavnav
Card and e-money payments: Total value 10,12010,27210,87411,70412,113
Card and e-money payments: By card with a debit function 5,5565,5755,7576,1136,287
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 4,3714,4644,8465,2685,475
Card and e-money payments: E-money payments 193234272322352
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 696.6627.1618.0620.6647.1
Direct debits 12.312.012.212.212.3
Cheques navnavnavnavnav
Card and e-money payments: Total value 12.112.513.213.714.4
Card and e-money payments: By card with a debit function 6.66.87.07.27.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 5.25.45.96.26.5
Card and e-money payments: E-money payments 0.20.30.30.40.4
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 13,24011,82011,77212,32912,790
Direct debits 233225233242243
Cheques navnavnavnavnav
Card and e-money payments: Total value 230236252273285
Card and e-money payments: By card with a debit function 126128133143148
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 99102112123129
Card and e-money payments: E-money payments 45688
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)153152143147185
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
6.3-0.7-5.52.925.5
With cards issued inside the country:
  Average volume per inhabitant (units)
1818171722
With cards issued inside the country:
  Daily average volume (units)
418,326415,348392,575403,795506,682
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 150148138140175
Cash withdrawals with cards issued inside the country:
  at locations inside the country
131129119122158
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1918191817
Memo: Cash withdrawals at locations inside the country 137135124127163
Cash withdrawals with cards issued outside the country 65555
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 345710
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 98.297.496.295.094.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
85.885.383.182.685.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
12.412.113.112.49.3
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 1.82.63.85.05.4
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 5.0-1.5-6.61.524.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4.3-1.3-7.92.329.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
9.3-2.72.1-3.1-5.8
Memo: Cash withdrawals at locations inside the country 3.9-1.4-7.62.228.4
Cash withdrawals with cards issued outside the country -3.7-3.2-2.0-0.32.6
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 1,226.739.738.236.836.2
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1818161620
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1615141418
Cash withdrawals with cards issued inside the country:
  at locations outside the country
22222
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 00111
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 411405378384479
Cash withdrawals with cards issued inside the country:
  at locations inside the country
359354326334432
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5250515047
Memo: Cash withdrawals at locations inside the country 374369341348447
Cash withdrawals with cards issued outside the country 1515151515
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 811152027
Value of withdrawals/deposits
Total value (USD millions)37,82336,54833,34337,25552,104
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
11.2-3.0-9.310.739.4
Average value per transaction (USD)248241233253282
Average value per inhabitant (USD)4,5674,3653,9454,3766,076
Total value as a ratio to GDP (%)5.55.34.85.17.2
Daily average value (USD millions)10410091102143
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 35,72734,37031,00634,41048,788
Cash withdrawals with cards issued inside the country:
  at locations inside the country
30,60629,56426,11329,52244,322
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5,1214,8064,8934,8894,466
Memo: Cash withdrawals at locations inside the country 31,82030,72627,27530,69845,565
Cash withdrawals with cards issued outside the country 1,2141,1621,1621,1771,243
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 2,0962,1772,3372,8453,316
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 94.594.093.092.493.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
80.980.978.379.285.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
13.513.214.713.18.6
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 5.56.07.07.66.4
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 5.7-3.4-10.310.041.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
5.6-3.0-12.112.049.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4.2-5.71.3-1.0-9.0
Memo: Cash withdrawals at locations inside the country 5.0-3.0-11.711.547.9
Cash withdrawals with cards issued outside the country -9.0-3.8-0.60.45.2
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 921.84.36.820.616.1
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 238233225246279
Cash withdrawals with cards issued inside the country:
  at locations inside the country
234229219242281
Cash withdrawals with cards issued inside the country:
  at locations outside the country
271261260268260
Memo: Cash withdrawals at locations inside the country 233228219241279
Cash withdrawals with cards issued outside the country 216214218222228
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 752560434386331
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 4,3144,1053,6684,0425,690
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3,6963,5313,0903,4675,169
Cash withdrawals with cards issued inside the country:
  at locations outside the country
618574579574521
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 253260276334387
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 5.15.04.54.76.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4.44.33.84.16.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.70.70.70.70.6
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 0.30.30.30.40.5
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 98948594134
Cash withdrawals with cards issued inside the country:
  at locations inside the country
84817281121
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1413131312
Memo: Cash withdrawals at locations inside the country 87847584125
Cash withdrawals with cards issued outside the country 33333
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 66689
Number of cards
 (thousands)
Total 18,52619,23619,78420,63021,458
With a cash function navnavnavnavnav
With a debit function 10,06210,48810,50610,64210,799
With a delayed debit function napnapnapnapnap
With a credit function 6,1926,3466,5796,9147,218
With an e-money function 2,2722,4022,6993,0743,441
Total number of cards: of which: contactless 7,0769,85412,92115,68517,341
Total number of cards: of which: issued by a non-bank 12,05712,55413,07013,80814,472
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 3.23.82.84.34.0
With a cash function navnavnavnavnav
With a debit function 2.64.20.21.31.5
With a delayed debit function napnapnapnapnap
With a credit function 3.12.53.75.14.4
With an e-money function 6.55.712.313.911.9
Total number of cards: of which: contactless 53.139.331.121.410.6
Total number of cards: of which: issued by a non-bank 3.34.14.15.64.8
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.242.302.342.422.50
With a cash function navnavnavnavnav
With a debit function 1.211.251.241.251.26
With a delayed debit function napnapnapnapnap
With a credit function 0.750.760.780.810.84
With an e-money function 0.270.290.320.360.40
Total number of cards: of which: contactless 0.851.181.531.842.02
Total number of cards: of which: issued by a non-bank 1.461.501.551.621.69
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 288296313338331
EFTPOS terminals: total 288296313338331
EFTPOS terminals: contactless 7596132201186
ATMs: total 77777
ATMs: cash withdrawal 77777
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 1.32.85.57.9-2.0
EFTPOS terminals: total 1.32.85.57.9-2.0
EFTPOS terminals: contactless 21.827.738.351.7-7.4
ATMs: total 2.20.80.42.0-1.4
ATMs: cash withdrawal 2.20.80.42.0-1.4
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0350.0350.0370.0400.039
EFTPOS terminals: total 0.0350.0350.0370.0400.039
EFTPOS terminals: contactless 0.0090.0110.0160.0240.022
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap