CTA1: Selected data from T1-T6
Year
«  2020  »
20162017201820192020
Basic statistical data
GDP (USD bn)688695725721740
Population (thousands)8,3738,4528,5148,5758,638
GDP per capita (USD per inhabitant)82,16882,25685,16284,12985,698
CPI inflation (% change on previous year)-0.40.50.90.4-0.7
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
1.0190.9760.9840.9660.880
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.9850.9850.9790.9940.938
Banknotes and coins in circulation
Total value (USD bn)80878791105
Value per inhabitant (USD)9,51710,28010,19410,58112,126
Value as a percentage of GDP (%)12.012.412.012.213.3
Value as a percentage of narrow money (%)13.713.312.713.012.5
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)457481484521718
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
68.668.567.270.391.0
Interbank deposits: Total value (USD bn)8178797086
Interbank deposits: Value as a percentage of GDP (%)12.211.110.99.410.9
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 271263258257254
Number of institutions: Number per 1 million inhabitants 32.431.130.330.029.4
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)1,3981,4991,4781,5412,117
Value per inhabitant (USD)166,940177,347173,561179,763245,071
Value as a percentage of GDP (%)203.2215.6203.8213.7286.0
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)2,1462,3272,5472,7772,921
Increase in the total volume of cashless payments
 (% change on previous year)
6.18.49.49.05.2
Average number of cashless payments per inhabitant (units)256275299324338
Daily average volume of cashless payments (millions)66788
Volume of cashless payments by instrument type
 (millions)
Credit transfers 9741,0091,0351,0621,095
Direct debits 6062636465
Cheques navnavnavnavnav
Card and e-money payments: Total volume 1,1121,2561,4491,6501,761
Card and e-money payments: By card with a debit function 7378179341,0611,183
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 345401465530515
Card and e-money payments: E-money payments 3039496064
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 45.443.340.638.337.5
Direct debits 2.82.72.52.32.2
Cheques navnavnavnavnav
Card and e-money payments: Total volume 51.854.056.959.460.3
Card and e-money payments: By card with a debit function 34.435.136.738.240.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 16.117.218.319.117.6
Card and e-money payments: E-money payments 1.41.71.92.12.2
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers -0.23.62.52.73.1
Direct debits 2.03.82.21.81.3
Cheques navnavnavnavnav
Card and e-money payments: Total volume 12.612.915.313.96.7
Card and e-money payments: By card with a debit function 10.310.814.313.511.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 16.316.316.113.8-2.8
Card and e-money payments: E-money payments 34.727.626.921.56.6
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 116.3119.4121.5123.9126.7
Direct debits 7.17.37.47.57.6
Cheques navnavnavnavnav
Card and e-money payments: Total volume 132.9148.7170.2192.4203.9
Card and e-money payments: By card with a debit function 88.196.7109.7123.7136.9
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 41.247.454.761.859.6
Card and e-money payments: E-money payments 3.64.65.87.07.4
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 2,6682,7642,8342,9102,999
Direct debits 164170173177179
Cheques navnavnavnavnav
Card and e-money payments: Total volume 3,0483,4423,9694,5204,825
Card and e-money payments: By card with a debit function 2,0202,2392,5602,9063,241
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9441,0981,2751,4511,410
Card and e-money payments: E-money payments 83106134163174
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)4,482,6484,473,6044,687,9784,860,7515,369,314
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-10.0-0.73.83.311.3
Cashless payments: Average value per cashless payment (USD)2,0891,9221,8411,7511,838
Cashless payments: Average value per inhabitant (USD)535,369529,295550,620566,851621,592
Cashless payments: Value as a ratio to GDP (%)651.6643.5646.6673.8725.3
Cashless payments: Daily average value (USD millions)12,28112,25612,84413,31714,710
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 4,314,3914,296,7104,499,9734,668,2475,174,172
Direct debits 82,24884,98888,35788,63488,040
Cheques navnavnavnavnav
Card and e-money payments: Total value 86,00991,90699,648103,871107,103
Card and e-money payments: By card with a debit function 46,67848,65452,04953,91061,869
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 37,37540,95544,85646,94442,068
Card and e-money payments: E-money payments 1,9552,2972,7443,0163,166
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.296.096.096.096.4
Direct debits 1.81.91.91.81.6
Cheques navnavnavnavnav
Card and e-money payments: Total value 1.92.12.12.12.0
Card and e-money payments: By card with a debit function 1.01.11.11.11.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.80.91.01.00.8
Card and e-money payments: E-money payments 0.00.10.10.10.1
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -10.3-0.93.83.411.6
Direct debits -2.82.83.0-0.00.1
Cheques navnavnavnavnav
Card and e-money payments: Total value 3.16.37.43.93.9
Card and e-money payments: By card with a debit function 1.93.76.03.215.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3.79.08.54.3-9.7
Card and e-money payments: E-money payments 22.716.818.49.55.7
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 4,4304,2594,3504,3954,726
Direct debits 1,3781,3721,3961,3761,349
Cheques navnavnavnavnav
Card and e-money payments: Total value 7773696361
Card and e-money payments: By card with a debit function 6360565152
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 108102968982
Card and e-money payments: E-money payments 6559565150
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 515,274508,366528,538544,402599,001
Direct debits 9,82310,05510,37810,33610,192
Cheques navnavnavnavnav
Card and e-money payments: Total value 10,27210,87411,70412,11312,399
Card and e-money payments: By card with a debit function 5,5755,7576,1136,2877,162
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 4,4644,8465,2685,4754,870
Card and e-money payments: E-money payments 234272322352366
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 627.1618.0620.6647.1699.0
Direct debits 12.012.212.212.311.9
Cheques navnavnavnavnav
Card and e-money payments: Total value 12.513.213.714.414.5
Card and e-money payments: By card with a debit function 6.87.07.27.58.4
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 5.45.96.26.55.7
Card and e-money payments: E-money payments 0.30.30.40.40.4
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 11,82011,77212,32912,79014,176
Direct debits 225233242243241
Cheques navnavnavnavnav
Card and e-money payments: Total value 236252273285293
Card and e-money payments: By card with a debit function 128133143148170
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 102112123129115
Card and e-money payments: E-money payments 56889
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)152143147185165
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
-0.7-5.52.925.5-10.9
With cards issued inside the country:
  Average volume per inhabitant (units)
1817172219
With cards issued inside the country:
  Daily average volume (units)
415,348392,575403,795506,682451,699
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 148138140175152
Cash withdrawals with cards issued inside the country:
  at locations inside the country
129119122158143
Cash withdrawals with cards issued inside the country:
  at locations outside the country
181918179
Memo: Cash withdrawals at locations inside the country 135124127163146
Cash withdrawals with cards issued outside the country 55553
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 4571013
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 97.496.295.094.692.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
85.383.182.685.386.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country
12.113.112.49.35.6
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 2.63.85.05.47.6
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -1.5-6.61.524.9-12.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-1.3-7.92.329.5-9.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-2.72.1-3.1-5.8-46.2
Memo: Cash withdrawals at locations inside the country -1.4-7.62.228.4-10.3
Cash withdrawals with cards issued outside the country -3.2-2.0-0.32.6-41.0
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 39.738.236.836.225.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1816162018
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1514141817
Cash withdrawals with cards issued inside the country:
  at locations outside the country
22221
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 01111
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 405378384479417
Cash withdrawals with cards issued inside the country:
  at locations inside the country
354326334432392
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5051504725
Memo: Cash withdrawals at locations inside the country 369341348447401
Cash withdrawals with cards issued outside the country 151515159
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 1115202734
Value of withdrawals/deposits
Total value (USD millions)36,54833,34337,25552,10457,711
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-3.0-9.310.739.411.6
Average value per transaction (USD)241233253282350
Average value per inhabitant (USD)4,3653,9454,3766,0766,681
Total value as a ratio to GDP (%)5.34.85.17.27.8
Daily average value (USD millions)10091102143158
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 34,37031,00634,41048,78854,441
Cash withdrawals with cards issued inside the country:
  at locations inside the country
29,56426,11329,52244,32251,622
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4,8064,8934,8894,4662,819
Memo: Cash withdrawals at locations inside the country 30,72627,27530,69845,56552,488
Cash withdrawals with cards issued outside the country 1,1621,1621,1771,243866
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 2,1772,3372,8453,3163,270
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 94.093.092.493.694.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
80.978.379.285.189.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
13.214.713.18.64.9
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 6.07.07.66.45.7
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -3.4-10.310.041.312.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-3.0-12.112.049.617.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-5.71.3-1.0-9.0-36.4
Memo: Cash withdrawals at locations inside the country -3.0-11.711.547.916.0
Cash withdrawals with cards issued outside the country -3.8-0.60.45.2-29.8
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 4.36.820.616.1-0.7
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 233225246279357
Cash withdrawals with cards issued inside the country:
  at locations inside the country
229219242281361
Cash withdrawals with cards issued inside the country:
  at locations outside the country
261260268260306
Memo: Cash withdrawals at locations inside the country 228219241279359
Cash withdrawals with cards issued outside the country 214218222228269
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 560434386331261
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 4,1053,6684,0425,6906,303
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3,5313,0903,4675,1695,976
Cash withdrawals with cards issued inside the country:
  at locations outside the country
574579574521326
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 260276334387379
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 5.04.54.76.87.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4.33.84.16.17.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.70.70.70.60.4
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 0.30.30.40.50.4
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 948594134149
Cash withdrawals with cards issued inside the country:
  at locations inside the country
817281121141
Cash withdrawals with cards issued inside the country:
  at locations outside the country
131313128
Memo: Cash withdrawals at locations inside the country 847584125144
Cash withdrawals with cards issued outside the country 33332
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 66899
Number of cards
 (thousands)
Total 19,23619,78420,63021,45822,565
With a cash function navnavnavnavnav
With a debit function 10,48810,50610,64210,79911,120
With a delayed debit function napnapnapnapnap
With a credit function 6,3466,5796,9147,2187,982
With an e-money function 2,4022,6993,0743,4413,463
Total number of cards: of which: contactless 9,85412,92115,68517,34118,960
Total number of cards: of which: issued by a non-bank 12,55413,07013,80814,47215,592
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 3.82.84.34.05.2
With a cash function navnavnavnavnav
With a debit function 4.20.21.31.53.0
With a delayed debit function napnapnapnapnap
With a credit function 2.53.75.14.410.6
With an e-money function 5.712.313.911.90.6
Total number of cards: of which: contactless 39.331.121.410.69.3
Total number of cards: of which: issued by a non-bank 4.14.15.64.87.7
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.302.342.422.502.61
With a cash function navnavnavnavnav
With a debit function 1.251.241.251.261.29
With a delayed debit function napnapnapnapnap
With a credit function 0.760.780.810.840.92
With an e-money function 0.290.320.360.400.40
Total number of cards: of which: contactless 1.181.531.842.022.19
Total number of cards: of which: issued by a non-bank 1.501.551.621.691.81
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 296313338331316
EFTPOS terminals: total 296313338331316
EFTPOS terminals: contactless 96132201186174
ATMs: total 77777
ATMs: cash withdrawal 77777
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 2.85.57.9-2.0-4.3
EFTPOS terminals: total 2.85.57.9-2.0-4.3
EFTPOS terminals: contactless 27.738.351.7-7.4-6.5
ATMs: total 0.80.42.0-1.4-2.6
ATMs: cash withdrawal 0.80.42.0-1.4-2.6
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0350.0370.0400.0390.037
EFTPOS terminals: total 0.0350.0370.0400.0390.037
EFTPOS terminals: contactless 0.0110.0160.0240.0220.020
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap