CTA1: Selected data from T1-T6
«Germany»
Year
« ‹ 2016 › »
20122013201420152016
Basic statistical data
GDP (USD bn)3,5253,7323,8833,3553,468
Population (thousands)80,42680,64680,98381,68782,349
GDP per capita (USD per inhabitant)43,82746,28147,94641,07642,114
CPI inflation (% change on previous year)2.01.50.90.50.5
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.7580.7250.8240.9190.949
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.7790.7530.7540.9020.904
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)283119110244458
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		7.83.13.17.413.9
Interbank deposits: Total value (USD bn)157129151137174
Interbank deposits: Value as a percentage of GDP (%)4.33.34.34.25.3
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 1,9181,8931,8571,8281,756
Number of institutions: Number per 1 million inhabitants 23.823.522.922.421.3
Number of branches or offices: Total number navnavnavnav32,100
Number of branches or offices:
  Number per 1 million inhabitants 		navnavnavnav389.8
Payment accounts held by end users
Total number of payment accounts (thousands)navnavnav103,128105,807
Number of accounts per inhabitant (units)navnavnav11
Total value of payment accounts (USD bn)navnavnavnavnav
Value per inhabitant (USD)navnavnavnavnav
Value as a percentage of GDP (%)navnavnavnavnav
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)18,21119,59017,62019,37019,931
Increase in the total volume of cashless payments
 (% change on previous year)		2.77.6-10.19.92.9
Average number of cashless payments per inhabitant (units)226243218237242
Daily average volume of cashless payments (millions)5054485355
Volume of cashless payments by instrument type
 (millions)
Credit transfers 6,1516,2175,6336,0206,186
Direct debits 8,8099,6768,4899,6069,647
Cheques 3431302118
Card and e-money payments: Total volume 3,2163,6653,4683,7234,081
Card and e-money payments: By card with a debit function 2,5792,8852,5952,7232,963
Card and e-money payments:
  By card with a delayed debit function 		560682762879984
Card and e-money payments: By card with a credit function 4366768996
Card and e-money payments: E-money payments 3432343237
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav789
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 33.831.732.031.131.0
Direct debits 48.449.448.249.648.4
Cheques 0.20.20.20.10.1
Card and e-money payments: Total volume 17.718.719.719.220.5
Card and e-money payments: By card with a debit function 14.214.714.714.114.9
Card and e-money payments:
  By card with a delayed debit function 		3.13.54.34.54.9
Card and e-money payments: By card with a credit function 0.20.30.40.50.5
Card and e-money payments: E-money payments 0.20.20.20.20.2
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav0.00.00.0
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 1.31.1-9.46.92.8
Direct debits 1.99.8-12.313.20.4
Cheques -15.3-9.0-4.6-28.4-18.2
Card and e-money payments: Total volume nap14.0-5.47.49.6
Card and e-money payments: By card with a debit function 7.511.9-10.14.98.8
Card and e-money payments:
  By card with a delayed debit function 		11.721.811.915.311.9
Card and e-money payments: By card with a credit function 7.152.015.716.68.4
Card and e-money payments: E-money payments -6.5-5.57.1-4.913.8
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav14.44.3
Volume of cashless payments per inhabitant
 (units)
Credit transfers 76.577.169.673.775.1
Direct debits 109.5120.0104.8117.6117.1
Cheques 0.40.40.40.30.2
Card and e-money payments: Total volume 40.045.442.845.649.6
Card and e-money payments: By card with a debit function 32.135.832.033.336.0
Card and e-money payments:
  By card with a delayed debit function 		7.08.59.410.811.9
Card and e-money payments: By card with a credit function 0.50.80.91.11.2
Card and e-money payments: E-money payments 0.40.40.40.40.4
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav0.10.10.1
Daily average volume of cashless payments
 (thousands)
Credit transfers 16,85217,03415,43316,49216,948
Direct debits 24,13626,51123,25926,31826,430
Cheques 9486825948
Card and e-money payments: Total volume 8,81010,0409,50110,20011,180
Card and e-money payments: By card with a debit function 7,0667,9057,1107,4598,119
Card and e-money payments:
  By card with a delayed debit function 		1,5331,8672,0892,4082,696
Card and e-money payments: By card with a credit function 119181209244264
Card and e-money payments: E-money payments 92879389101
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav202324
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)92,049,42693,937,01069,696,43560,405,47559,259,835
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-8.30.5-26.5-13.8-2.4
Cashless payments: Average value per cashless payment (USD)5,0554,7953,9553,1192,973
Cashless payments: Average value per inhabitant (USD)1,144,5231,164,807860,630739,475719,618
Cashless payments: Value as a ratio to GDP (%)2,611.52,516.81,795.01,800.31,708.7
Cashless payments: Daily average value (USD millions)252,190257,362190,949165,494162,356
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 74,522,97875,649,17164,793,14455,837,04754,921,857
Direct debits 16,980,27317,723,5364,364,7004,123,4963,885,539
Cheques 291,374267,337226,102171,891167,022
Card and e-money payments: Total value 254,801296,966312,489273,041285,418
Card and e-money payments: By card with a debit function 187,313216,533201,899177,956184,902
Card and e-money payments:
  By card with a delayed debit function 		63,12074,377103,49088,07093,036
Card and e-money payments: By card with a credit function 4,2135,9136,5516,4496,657
Card and e-money payments: E-money payments 155143549567821
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav206,323172,569171,867
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 81.080.593.092.492.7
Direct debits 18.418.96.36.86.6
Cheques 0.30.30.30.30.3
Card and e-money payments: Total value 0.30.30.40.50.5
Card and e-money payments: By card with a debit function 0.20.20.30.30.3
Card and e-money payments:
  By card with a delayed debit function 		0.10.10.10.10.2
Card and e-money payments: By card with a credit function 0.00.00.00.00.0
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav0.30.30.3
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -7.90.0-15.1-14.3-2.1
Direct debits -9.92.8-75.6-6.0-6.2
Cheques -18.4-9.6-16.2-24.4-3.3
Card and e-money payments: Total value nap14.84.2-13.14.0
Card and e-money payments: By card with a debit function -4.213.9-7.6-12.33.4
Card and e-money payments:
  By card with a delayed debit function 		-2.816.137.8-15.45.1
Card and e-money payments: By card with a credit function -5.538.39.8-2.12.7
Card and e-money payments: E-money payments -10.2-9.1279.32.844.1
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav-16.8-0.9
Average value of cashless payments per payment
 (USD)
Credit transfers 12,11612,16711,5029,2768,878
Direct debits 1,9281,832514429403
Cheques 8,4688,5347,5688,0349,538
Card and e-money payments: Total value 7981907370
Card and e-money payments: By card with a debit function 7375786562
Card and e-money payments:
  By card with a delayed debit function 		11310913610095
Card and e-money payments: By card with a credit function 9790867269
Card and e-money payments: E-money payments 55161822
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav28,33720,71719,787
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 926,603938,040800,083683,549666,940
Direct debits 211,129219,77053,89750,47947,184
Cheques 3,6233,3152,7922,1042,028
Card and e-money payments: Total value 3,1683,6823,8593,3433,466
Card and e-money payments: By card with a debit function 2,3292,6852,4932,1792,245
Card and e-money payments:
  By card with a delayed debit function 		7859221,2781,0781,130
Card and e-money payments: By card with a credit function 5273817981
Card and e-money payments: E-money payments 227710
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav2,5482,1132,087
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 2,114.22,026.81,668.71,664.11,583.7
Direct debits 481.7474.9112.4122.9112.0
Cheques 8.37.25.85.14.8
Card and e-money payments: Total value 7.28.08.08.18.2
Card and e-money payments: By card with a debit function 5.35.85.25.35.3
Card and e-money payments:
  By card with a delayed debit function 		1.82.02.72.62.7
Card and e-money payments: By card with a credit function 0.10.20.20.20.2
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav5.35.15.0
Daily average value of cashless payments
 (USD millions)
Credit transfers 204,173207,258177,515152,978150,471
Direct debits 46,52148,55811,95811,29710,645
Cheques 798732619471458
Card and e-money payments: Total value 698814856748782
Card and e-money payments: By card with a debit function 513593553488507
Card and e-money payments:
  By card with a delayed debit function 		173204284241255
Card and e-money payments: By card with a credit function 1216181818
Card and e-money payments: E-money payments 00222
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav565473471
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)2,7082,6752,5782,6922,687
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		nap-1.2-3.64.4-0.2
With cards issued inside the country:
  Average volume per inhabitant (units)		3433323333
With cards issued inside the country:
  Daily average volume (units)		7,418,5217,328,5407,062,9647,375,2937,362,181
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 2,4282,3962,3092,4222,418
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,4282,3962,2732,3732,366
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav364952
Memo: Cash withdrawals at locations inside the country 2,4282,3962,3062,4002,407
Cash withdrawals with cards issued outside the country navnav332741
Cash deposits at locations inside and outside the country 274272263266265
Cash deposits with cards issued inside the country at locations
  inside the country 		274272263266265
E-money loading/unloading transactions 67navnavnav
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 89.789.689.690.090.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		89.789.688.288.188.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav1.41.81.9
Cash withdrawals:total 10.110.210.29.99.9
Cash deposits with cards issued inside the country at locations
  inside the country 		10.110.210.29.99.9
E-money loading/unloading transactions 0.20.2navnavnav
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country nap-1.3-3.64.9-0.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap-1.3-5.14.4-0.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav36.26.1
Memo: Cash withdrawals at locations inside the country nap-1.3-3.84.10.3
Cash withdrawals with cards issued outside the country napnavnav-16.349.3
Cash withdrawals:total nap-0.7-3.41.0-0.1
Cash deposits with cards issued inside the country at locations
  inside the country 		nap-0.7-3.41.0-0.1
E-money loading/unloading transactions -3.46.9navnavnav
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 3030293029
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		3030282929
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav011
Cash withdrawals:total 33333
Cash deposits with cards issued inside the country at locations
  inside the country 		33333
E-money loading/unloading transactions 00navnavnav
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 6,6516,5656,3276,6356,625
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		6,6516,5656,2286,5016,483
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav98134142
Memo: Cash withdrawals at locations inside the country 6,6516,5656,3186,5766,595
Cash withdrawals with cards issued outside the country navnav9075112
Cash withdrawals:total 750745720727727
Cash deposits with cards issued inside the country at locations
  inside the country 		750745720727727
E-money loading/unloading transactions 1718navnavnav
Value of withdrawals/deposits
Total value (USD millions)1,635,1181,643,2581,290,2881,133,2981,114,292
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		nap-1.0-22.2-12.6-2.2
Average value per transaction (USD)604614501421415
Average value per inhabitant (USD)20,33120,37615,93313,87413,531
Total value as a ratio to GDP (%)46.444.033.233.832.1
Daily average value (USD millions)4,4804,5023,5353,1053,053
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 849,425862,295780,921686,742686,892
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		849,425862,295772,020676,490676,097
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav8,90110,25110,795
Memo: Cash withdrawals at locations inside the country 849,425862,295779,864681,707683,568
Cash withdrawals with cards issued outside the country navnav7,8445,2177,471
Cash deposits at locations inside and outside the country 785,457780,751509,103446,383427,250
Cash deposits with cards issued inside the country at locations
  inside the country 		785,457780,751509,103446,383427,250
E-money loading/unloading transactions 235212navnavnav
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 51.952.560.560.661.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		51.952.559.859.760.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav0.70.91.0
Cash withdrawals:total 48.047.539.539.438.3
Cash deposits with cards issued inside the country at locations
  inside the country 		48.047.539.539.438.3
E-money loading/unloading transactions 0.00.0navnavnav
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country nap0.0-10.3-12.5-0.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap0.0-11.3-12.8-0.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav14.54.8
Memo: Cash withdrawals at locations inside the country nap0.0-10.4-13.1-0.2
Cash withdrawals with cards issued outside the country napnavnav-33.842.5
Cash withdrawals:total nap-2.1-35.4-12.8-4.8
Cash deposits with cards issued inside the country at locations
  inside the country 		nap-2.1-35.4-12.8-4.8
E-money loading/unloading transactions -10.4-10.9navnavnav
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 350360338284284
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		350360340285286
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav248210208
Memo: Cash withdrawals at locations inside the country 350360338284284
Cash withdrawals with cards issued outside the country navnav240191183
Cash withdrawals:total 2,8682,8711,9371,6811,611
Cash deposits with cards issued inside the country at locations
  inside the country 		2,8682,8711,9371,6811,611
E-money loading/unloading transactions 3832navnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 10,56210,6929,6438,4078,341
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		10,56210,6929,5338,2818,210
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav110125131
Cash withdrawals:total 9,7669,6816,2875,4655,188
Cash deposits with cards issued inside the country at locations
  inside the country 		9,7669,6816,2875,4655,188
E-money loading/unloading transactions 33navnavnav
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 24.123.120.120.519.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		24.123.119.920.219.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav0.20.30.3
Cash withdrawals:total 22.320.913.113.312.3
Cash deposits with cards issued inside the country at locations
  inside the country 		22.320.913.113.312.3
E-money loading/unloading transactions 0.00.0navnavnav
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 2,3272,3622,1401,8811,882
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,3272,3622,1151,8531,852
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav242830
Memo: Cash withdrawals at locations inside the country 2,3272,3622,1371,8681,873
Cash withdrawals with cards issued outside the country navnav211420
Cash withdrawals:total 2,1522,1391,3951,2231,171
Cash deposits with cards issued inside the country at locations
  inside the country 		2,1522,1391,3951,2231,171
E-money loading/unloading transactions 11navnavnav
Number of cards
 (thousands)
Total 141,869143,114148,348151,136155,586
With a cash function 135,344137,227144,283147,295149,884
With a debit function 105,594105,169104,100106,103108,951
With a delayed debit function 23,91024,78126,86228,24528,733
With a credit function 3,6853,9024,3924,9004,992
With an e-money function 97,99098,96295,55791,90886,745
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank navnavnavnav2,744
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total nap0.93.71.92.9
With a cash function nav1.45.12.11.8
With a debit function nap-0.4-1.01.92.7
With a delayed debit function nap3.68.45.21.7
With a credit function nap5.912.611.61.9
With an e-money function nap1.0-3.4-3.8-5.6
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnavnavnavnav
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.761.771.831.851.89
With a cash function 1.681.701.781.801.82
With a debit function 1.311.301.291.301.32
With a delayed debit function 0.300.310.330.350.35
With a credit function 0.050.050.050.060.06
With an e-money function 1.221.231.181.131.05
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank navnavnavnav0.03
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 7207441,1471,1291,141
EFTPOS terminals: total 720744766784796
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 8383878786
ATMs: cash withdrawal 5656585959
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 2727282828
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 1.33.354.3-1.61.1
EFTPOS terminals: total 1.33.33.12.31.5
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -1.80.24.8-0.1-0.8
ATMs: cash withdrawal -0.70.03.51.40.2
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer -5.91.71.5-0.30.5
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0090.0090.0140.0140.014
EFTPOS terminals: total 0.0090.0090.0090.0100.010
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0000.0000.0000.0000.000
ATMs: contactless napnapnapnapnap