CTA1: Selected data from T1-T6
«Germany»
Year
« ‹ 2017 › »
20132014201520162017
Basic statistical data
GDP (USD bn)3,7323,8833,3553,4683,683
Population (thousands)80,64680,98381,68782,34982,657
GDP per capita (USD per inhabitant)46,28147,94641,07642,11444,560
CPI inflation (% change on previous year)1.50.90.50.51.5
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.7250.8240.9190.9490.834
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.7530.7540.9020.9040.887
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)119110244458754
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		3.13.17.413.919.2
Interbank deposits: Total value (USD bn)129151137174206
Interbank deposits: Value as a percentage of GDP (%)3.34.34.25.35.3
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 1,8931,8571,8281,7561,691
Number of institutions: Number per 1 million inhabitants 23.522.922.421.320.5
Number of branches or offices: Total number navnavnav32,10030,192
Number of branches or offices:
  Number per 1 million inhabitants 		navnavnav389.8365.3
Payment accounts held by end users
Total number of payment accounts (thousands)navnav103,128105,807106,061
Number of accounts per inhabitant (units)navnav111
Total value of payment accounts (USD bn)navnavnavnavnav
Value per inhabitant (USD)navnavnavnavnav
Value as a percentage of GDP (%)navnavnavnavnav
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)19,59017,62019,37019,93120,897
Increase in the total volume of cashless payments
 (% change on previous year)		7.6-10.19.92.94.8
Average number of cashless payments per inhabitant (units)243218237242253
Daily average volume of cashless payments (millions)5448535557
Volume of cashless payments by instrument type
 (millions)
Credit transfers 6,2175,6336,0206,1866,299
Direct debits 9,6768,4899,6069,64710,064
Cheques 3130211813
Card and e-money payments: Total volume 3,6653,4683,7234,0814,522
Card and e-money payments: By card with a debit function 2,8852,5952,7232,9633,275
Card and e-money payments:
  By card with a delayed debit function 		6827628799841,101
Card and e-money payments: By card with a credit function 66768996110
Card and e-money payments: E-money payments 3234323736
Other payment instruments napnapnapnapnap
Memo: Money remittances nav7898
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 31.732.031.131.030.1
Direct debits 49.448.249.648.448.2
Cheques 0.20.20.10.10.1
Card and e-money payments: Total volume 18.719.719.220.521.6
Card and e-money payments: By card with a debit function 14.714.714.114.915.7
Card and e-money payments:
  By card with a delayed debit function 		3.54.34.54.95.3
Card and e-money payments: By card with a credit function 0.30.40.50.50.5
Card and e-money payments: E-money payments 0.20.20.20.20.2
Other payment instruments napnapnapnapnap
Memo: Money remittances nav0.00.00.00.0
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 1.1-9.46.92.81.8
Direct debits 9.8-12.313.20.44.3
Cheques -9.0-4.6-28.4-18.2-26.6
Card and e-money payments: Total volume 14.0-5.47.49.610.8
Card and e-money payments: By card with a debit function 11.9-10.14.98.810.5
Card and e-money payments:
  By card with a delayed debit function 		21.811.915.311.911.9
Card and e-money payments: By card with a credit function 52.015.716.68.414.1
Card and e-money payments: E-money payments -5.57.1-4.913.8-3.5
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav14.44.3-4.1
Volume of cashless payments per inhabitant
 (units)
Credit transfers 77.169.673.775.176.2
Direct debits 120.0104.8117.6117.1121.8
Cheques 0.40.40.30.20.2
Card and e-money payments: Total volume 45.442.845.649.654.7
Card and e-money payments: By card with a debit function 35.832.033.336.039.6
Card and e-money payments:
  By card with a delayed debit function 		8.59.410.811.913.3
Card and e-money payments: By card with a credit function 0.80.91.11.21.3
Card and e-money payments: E-money payments 0.40.40.40.40.4
Other payment instruments napnapnapnapnap
Memo: Money remittances nav0.10.10.10.1
Daily average volume of cashless payments
 (thousands)
Credit transfers 17,03415,43316,49216,94817,256
Direct debits 26,51123,25926,31826,43027,572
Cheques 8682594835
Card and e-money payments: Total volume 10,0409,50110,20011,18012,388
Card and e-money payments: By card with a debit function 7,9057,1107,4598,1198,974
Card and e-money payments:
  By card with a delayed debit function 		1,8672,0892,4082,6963,016
Card and e-money payments: By card with a credit function 181209244264301
Card and e-money payments: E-money payments 87938910197
Other payment instruments napnapnapnapnap
Memo: Money remittances nav20232423
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)93,937,01069,696,43560,405,47559,259,83562,166,092
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		0.5-26.5-13.8-2.43.3
Cashless payments: Average value per cashless payment (USD)4,7953,9553,1192,9732,975
Cashless payments: Average value per inhabitant (USD)1,164,807860,630739,475719,618752,097
Cashless payments: Value as a ratio to GDP (%)2,516.81,795.01,800.31,708.71,687.8
Cashless payments: Daily average value (USD millions)257,362190,949165,494162,356170,318
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 75,649,17164,793,14455,837,04754,921,85757,821,001
Direct debits 17,723,5364,364,7004,123,4963,885,5393,905,339
Cheques 267,337226,102171,891167,022123,031
Card and e-money payments: Total value 296,966312,489273,041285,418316,722
Card and e-money payments: By card with a debit function 216,533201,899177,956184,902205,685
Card and e-money payments:
  By card with a delayed debit function 		74,377103,49088,07093,036102,472
Card and e-money payments: By card with a credit function 5,9136,5516,4496,6577,662
Card and e-money payments: E-money payments 143549567821897
Other payment instruments napnapnapnapnap
Memo: Money remittances nav206,323172,569171,867171,815
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 80.593.092.492.793.0
Direct debits 18.96.36.86.66.3
Cheques 0.30.30.30.30.2
Card and e-money payments: Total value 0.30.40.50.50.5
Card and e-money payments: By card with a debit function 0.20.30.30.30.3
Card and e-money payments:
  By card with a delayed debit function 		0.10.10.10.20.2
Card and e-money payments: By card with a credit function 0.00.00.00.00.0
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments napnapnapnapnap
Memo: Money remittances nav0.30.30.30.3
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 0.0-15.1-14.3-2.13.7
Direct debits 2.8-75.6-6.0-6.2-1.0
Cheques -9.6-16.2-24.4-3.3-27.4
Card and e-money payments: Total value 14.84.2-13.14.09.3
Card and e-money payments: By card with a debit function 13.9-7.6-12.33.49.6
Card and e-money payments:
  By card with a delayed debit function 		16.137.8-15.45.18.5
Card and e-money payments: By card with a credit function 38.39.8-2.12.713.4
Card and e-money payments: E-money payments -9.1279.32.844.17.6
Other payment instruments napnapnapnapnap
Memo: Money remittances navnav-16.8-0.9-1.5
Average value of cashless payments per payment
 (USD)
Credit transfers 12,16711,5029,2768,8789,180
Direct debits 1,832514429403388
Cheques 8,5347,5688,0349,5389,576
Card and e-money payments: Total value 8190737070
Card and e-money payments: By card with a debit function 7578656263
Card and e-money payments:
  By card with a delayed debit function 		1091361009593
Card and e-money payments: By card with a credit function 9086726970
Card and e-money payments: E-money payments 516182225
Other payment instruments napnapnapnapnap
Memo: Money remittances nav28,33720,71719,78720,616
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 938,040800,083683,549666,940699,529
Direct debits 219,77053,89750,47947,18447,248
Cheques 3,3152,7922,1042,0281,488
Card and e-money payments: Total value 3,6823,8593,3433,4663,832
Card and e-money payments: By card with a debit function 2,6852,4932,1792,2452,488
Card and e-money payments:
  By card with a delayed debit function 		9221,2781,0781,1301,240
Card and e-money payments: By card with a credit function 7381798193
Card and e-money payments: E-money payments 2771011
Other payment instruments napnapnapnapnap
Memo: Money remittances nav2,5482,1132,0872,079
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 2,026.81,668.71,664.11,583.71,569.8
Direct debits 474.9112.4122.9112.0106.0
Cheques 7.25.85.14.83.3
Card and e-money payments: Total value 8.08.08.18.28.6
Card and e-money payments: By card with a debit function 5.85.25.35.35.6
Card and e-money payments:
  By card with a delayed debit function 		2.02.72.62.72.8
Card and e-money payments: By card with a credit function 0.20.20.20.20.2
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments napnapnapnapnap
Memo: Money remittances nav5.35.15.04.7
Daily average value of cashless payments
 (USD millions)
Credit transfers 207,258177,515152,978150,471158,414
Direct debits 48,55811,95811,29710,64510,700
Cheques 732619471458337
Card and e-money payments: Total value 814856748782868
Card and e-money payments: By card with a debit function 593553488507564
Card and e-money payments:
  By card with a delayed debit function 		204284241255281
Card and e-money payments: By card with a credit function 1618181821
Card and e-money payments: E-money payments 02222
Other payment instruments napnapnapnapnap
Memo: Money remittances nav565473471471
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)2,6752,5782,6922,6872,608
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		-1.2-3.64.4-0.2-2.9
With cards issued inside the country:
  Average volume per inhabitant (units)		3332333332
With cards issued inside the country:
  Daily average volume (units)		7,328,5407,062,9647,375,2937,362,1817,145,488
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 2,3962,3092,4222,4182,346
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,3962,2732,3732,3662,293
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav36495253
Memo: Cash withdrawals at locations inside the country 2,3962,3062,4002,4072,335
Cash withdrawals with cards issued outside the country nav33274142
Cash deposits at locations inside and outside the country 272263266265259
Cash deposits with cards issued inside the country at locations
  inside the country 		272263266265259
E-money loading/unloading transactions 7navnavnav3
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 89.689.690.090.089.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		89.688.288.188.187.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav1.41.81.92.0
Cash withdrawals:total 10.210.29.99.99.9
Cash deposits with cards issued inside the country at locations
  inside the country 		10.210.29.99.99.9
E-money loading/unloading transactions 0.2navnavnav0.1
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -1.3-3.64.9-0.2-3.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-1.3-5.14.4-0.3-3.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav36.26.11.8
Memo: Cash withdrawals at locations inside the country -1.3-3.84.10.3-3.0
Cash withdrawals with cards issued outside the country navnav-16.349.32.5
Cash withdrawals:total -0.7-3.41.0-0.1-2.4
Cash deposits with cards issued inside the country at locations
  inside the country 		-0.7-3.41.0-0.1-2.4
E-money loading/unloading transactions 6.9navnavnavnav
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 3029302928
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		3028292928
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav0111
Cash withdrawals:total 33333
Cash deposits with cards issued inside the country at locations
  inside the country 		33333
E-money loading/unloading transactions 0navnavnav0
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 6,5656,3276,6356,6256,427
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		6,5656,2286,5016,4836,283
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav98134142145
Memo: Cash withdrawals at locations inside the country 6,5656,3186,5766,5956,397
Cash withdrawals with cards issued outside the country nav9075112115
Cash withdrawals:total 745720727727709
Cash deposits with cards issued inside the country at locations
  inside the country 		745720727727709
E-money loading/unloading transactions 18navnavnav7
Value of withdrawals/deposits
Total value (USD millions)1,643,2581,290,2881,133,2981,114,2921,097,048
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-1.0-22.2-12.6-2.2-3.0
Average value per transaction (USD)614501421415421
Average value per inhabitant (USD)20,37615,93313,87413,53113,272
Total value as a ratio to GDP (%)44.033.233.832.129.8
Daily average value (USD millions)4,5023,5353,1053,0533,006
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 862,295780,921686,742686,892678,420
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		862,295772,020676,490676,097667,021
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav8,90110,25110,79511,399
Memo: Cash withdrawals at locations inside the country 862,295779,864681,707683,568674,613
Cash withdrawals with cards issued outside the country nav7,8445,2177,4717,592
Cash deposits at locations inside and outside the country 780,751509,103446,383427,250418,499
Cash deposits with cards issued inside the country at locations
  inside the country 		780,751509,103446,383427,250418,499
E-money loading/unloading transactions 212navnavnav99
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 52.560.560.661.661.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		52.559.859.760.760.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav0.70.91.01.0
Cash withdrawals:total 47.539.539.438.338.1
Cash deposits with cards issued inside the country at locations
  inside the country 		47.539.539.438.338.1
E-money loading/unloading transactions 0.0navnavnav0.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 0.0-10.3-12.5-0.5-2.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		0.0-11.3-12.8-0.5-2.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav14.54.84.0
Memo: Cash withdrawals at locations inside the country 0.0-10.4-13.1-0.2-2.8
Cash withdrawals with cards issued outside the country navnav-33.842.50.1
Cash withdrawals:total -2.1-35.4-12.8-4.8-3.5
Cash deposits with cards issued inside the country at locations
  inside the country 		-2.1-35.4-12.8-4.8-3.5
E-money loading/unloading transactions -10.9navnavnavnav
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 360338284284289
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		360340285286291
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav248210208216
Memo: Cash withdrawals at locations inside the country 360338284284289
Cash withdrawals with cards issued outside the country nav240191183181
Cash withdrawals:total 2,8711,9371,6811,6111,617
Cash deposits with cards issued inside the country at locations
  inside the country 		2,8711,9371,6811,6111,617
E-money loading/unloading transactions 32navnavnav38
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 10,6929,6438,4078,3418,208
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		10,6929,5338,2818,2108,070
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav110125131138
Cash withdrawals:total 9,6816,2875,4655,1885,063
Cash deposits with cards issued inside the country at locations
  inside the country 		9,6816,2875,4655,1885,063
E-money loading/unloading transactions 3navnavnav1
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 23.120.120.519.818.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		23.119.920.219.518.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav0.20.30.30.3
Cash withdrawals:total 20.913.113.312.311.4
Cash deposits with cards issued inside the country at locations
  inside the country 		20.913.113.312.311.4
E-money loading/unloading transactions 0.0navnavnav0.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 2,3622,1401,8811,8821,859
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,3622,1151,8531,8521,827
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav24283031
Memo: Cash withdrawals at locations inside the country 2,3622,1371,8681,8731,848
Cash withdrawals with cards issued outside the country nav21142021
Cash withdrawals:total 2,1391,3951,2231,1711,147
Cash deposits with cards issued inside the country at locations
  inside the country 		2,1391,3951,2231,1711,147
E-money loading/unloading transactions 1navnavnav0
Number of cards
 (thousands)
Total 143,114148,348151,136155,586156,985
With a cash function 137,227144,283147,295149,884151,014
With a debit function 105,169104,100106,103108,951109,312
With a delayed debit function 24,78126,86228,24528,73329,772
With a credit function 3,9024,3924,9004,9925,280
With an e-money function 98,96295,55791,90886,74578,628
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank navnavnav2,7442,855
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 0.93.71.92.90.9
With a cash function 1.45.12.11.80.8
With a debit function -0.4-1.01.92.70.3
With a delayed debit function 3.68.45.21.73.6
With a credit function 5.912.611.61.95.8
With an e-money function 1.0-3.4-3.8-5.6-9.4
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank navnavnavnav4.1
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.771.831.851.891.90
With a cash function 1.701.781.801.821.83
With a debit function 1.301.291.301.321.32
With a delayed debit function 0.310.330.350.350.36
With a credit function 0.050.050.060.060.06
With an e-money function 1.231.181.131.050.95
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank navnavnav0.030.03
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 7441,1471,1291,1411,207
EFTPOS terminals: total 744766784796816
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 8387878685
ATMs: cash withdrawal 5658595958
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 2728282828
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 3.354.3-1.61.15.7
EFTPOS terminals: total 3.33.12.31.52.5
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.24.8-0.1-0.8-1.1
ATMs: cash withdrawal 0.03.51.40.2-1.4
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 1.71.5-0.30.5-0.0
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0090.0140.0140.0140.015
EFTPOS terminals: total 0.0090.0090.0100.0100.010
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0000.0000.0000.0000.000
ATMs: contactless napnapnapnapnap