CTA1: Selected data from T1-T6
«Germany»
Year
« ‹ 2020 › »
20162017201820192020
Basic statistical data
GDP (USD bn)3,4683,6833,9713,8883,884
Population (thousands)82,34982,65782,90683,09383,161
GDP per capita (USD per inhabitant)42,11444,56047,89346,78746,702
CPI inflation (% change on previous year)0.51.51.71.40.5
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.9490.8340.8730.8900.815
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.9040.8870.8480.8930.877
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)4587546956291,297
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		13.919.218.016.131.0
Interbank deposits: Total value (USD bn)174206196171257
Interbank deposits: Value as a percentage of GDP (%)5.35.35.14.46.1
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 1,7561,6911,6461,6181,608
Number of institutions: Number per 1 million inhabitants 21.320.519.919.519.3
Number of branches or offices: Total number 32,10030,19227,95326,73224,131
Number of branches or offices:
  Number per 1 million inhabitants 		389.8365.3337.2321.7290.2
Payment accounts held by end users
Total number of payment accounts (thousands)105,807106,061108,152navnav
Number of accounts per inhabitant (units)111navnav
Total value of payment accounts (USD bn)navnavnav2,7553,466
Value per inhabitant (USD)navnavnav33,15841,678
Value as a percentage of GDP (%)navnavnav70.989.2
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)19,93120,89722,02823,59425,762
Increase in the total volume of cashless payments
 (% change on previous year)		2.94.85.47.19.2
Average number of cashless payments per inhabitant (units)242253266284310
Daily average volume of cashless payments (millions)5557606571
Volume of cashless payments by instrument type
 (millions)
Credit transfers 6,1866,2996,4686,6776,898
Direct debits 9,64710,06410,21510,57911,301
Cheques 18131086
Card and e-money payments: Total volume 4,0814,5225,3356,3297,557
Card and e-money payments: By card with a debit function 2,9633,2753,9144,7165,916
Card and e-money payments:
  By card with a delayed debit function 		9841,1011,2601,4351,470
Card and e-money payments: By card with a credit function 96110126145143
Card and e-money payments: E-money payments 3736353327
Other payment instruments napnapnapnapnap
Memo: Money remittances 9888nap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 31.030.129.428.326.8
Direct debits 48.448.246.444.843.9
Cheques 0.10.10.00.00.0
Card and e-money payments: Total volume 20.521.624.226.829.3
Card and e-money payments: By card with a debit function 14.915.717.820.023.0
Card and e-money payments:
  By card with a delayed debit function 		4.95.35.76.15.7
Card and e-money payments: By card with a credit function 0.50.50.60.60.6
Card and e-money payments: E-money payments 0.20.20.20.10.1
Other payment instruments napnapnapnapnap
Memo: Money remittances 0.00.00.00.0nap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 2.81.82.73.23.3
Direct debits 0.44.31.53.66.8
Cheques -18.2-26.6-18.3-20.6-25.8
Card and e-money payments: Total volume 9.610.818.018.619.4
Card and e-money payments: By card with a debit function 8.810.519.520.525.4
Card and e-money payments:
  By card with a delayed debit function 		11.911.914.513.82.5
Card and e-money payments: By card with a credit function 8.414.114.815.1-1.3
Card and e-money payments: E-money payments 13.8-3.5-2.4-3.4-19.0
Other payment instruments napnapnapnapnap
Memo: Money remittances 4.3-4.1-0.2-3.0nap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 75.176.278.080.483.0
Direct debits 117.1121.8123.2127.3135.9
Cheques 0.20.20.10.10.1
Card and e-money payments: Total volume 49.654.764.376.290.9
Card and e-money payments: By card with a debit function 36.039.647.256.871.1
Card and e-money payments:
  By card with a delayed debit function 		11.913.315.217.317.7
Card and e-money payments: By card with a credit function 1.21.31.51.71.7
Card and e-money payments: E-money payments 0.40.40.40.40.3
Other payment instruments napnapnapnapnap
Memo: Money remittances 0.10.10.10.1nap
Daily average volume of cashless payments
 (thousands)
Credit transfers 16,94817,25617,72118,29418,900
Direct debits 26,43027,57227,98528,98530,961
Cheques 4835292317
Card and e-money payments: Total volume 11,18012,38814,61617,34120,704
Card and e-money payments: By card with a debit function 8,1198,97410,72312,92016,208
Card and e-money payments:
  By card with a delayed debit function 		2,6963,0163,4533,9314,029
Card and e-money payments: By card with a credit function 264301346398393
Card and e-money payments: E-money payments 10197959274
Other payment instruments napnapnapnapnap
Memo: Money remittances 24232322nap
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)59,259,83562,166,09265,778,36766,062,95169,868,794
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-2.43.34.0-1.05.2
Cashless payments: Average value per cashless payment (USD)2,9732,9752,9862,8002,712
Cashless payments: Average value per inhabitant (USD)719,618752,097793,409795,048840,163
Cashless payments: Value as a ratio to GDP (%)1,708.71,687.81,656.61,699.31,799.0
Cashless payments: Daily average value (USD millions)162,356170,318180,215180,994191,421
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 54,921,85757,821,00161,054,29461,337,53864,861,125
Direct debits 3,885,5393,905,3394,246,1704,251,0254,533,999
Cheques 167,022123,031106,28481,09657,797
Card and e-money payments: Total value 285,418316,722371,618393,292415,873
Card and e-money payments: By card with a debit function 184,902205,685242,784259,409305,271
Card and e-money payments:
  By card with a delayed debit function 		93,036102,472118,648122,895100,720
Card and e-money payments: By card with a credit function 6,6577,6629,1859,9798,807
Card and e-money payments: E-money payments 8218971,0001,0101,074
Other payment instruments napnapnapnapnap
Memo: Money remittances 171,867171,815174,476160,779nap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 92.793.092.892.892.8
Direct debits 6.66.36.56.46.5
Cheques 0.30.20.20.10.1
Card and e-money payments: Total value 0.50.50.60.60.6
Card and e-money payments: By card with a debit function 0.30.30.40.40.4
Card and e-money payments:
  By card with a delayed debit function 		0.20.20.20.20.1
Card and e-money payments: By card with a credit function 0.00.00.00.00.0
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments napnapnapnapnap
Memo: Money remittances 0.30.30.30.2nap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -2.13.73.8-1.05.2
Direct debits -6.2-1.06.9-1.36.1
Cheques -3.3-27.4-15.1-24.8-29.1
Card and e-money payments: Total value 4.09.315.34.35.2
Card and e-money payments: By card with a debit function 3.49.616.05.317.1
Card and e-money payments:
  By card with a delayed debit function 		5.18.513.82.1-18.5
Card and e-money payments: By card with a credit function 2.713.417.87.1-12.2
Card and e-money payments: E-money payments 44.17.69.6-0.45.8
Other payment instruments napnapnapnapnap
Memo: Money remittances -0.9-1.5-0.2-9.2nap
Average value of cashless payments per payment
 (USD)
Credit transfers 8,8789,1809,4399,1869,402
Direct debits 403388416402401
Cheques 9,5389,57610,1299,7329,349
Card and e-money payments: Total value 7070706255
Card and e-money payments: By card with a debit function 6263625552
Card and e-money payments:
  By card with a delayed debit function 		9593948668
Card and e-money payments: By card with a credit function 6970736961
Card and e-money payments: E-money payments 2225293040
Other payment instruments napnapnapnapnap
Memo: Money remittances 19,78720,61620,98319,930nap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 666,940699,529736,428738,179779,946
Direct debits 47,18447,24851,21751,16054,521
Cheques 2,0281,4881,282976695
Card and e-money payments: Total value 3,4663,8324,4824,7335,001
Card and e-money payments: By card with a debit function 2,2452,4882,9283,1223,671
Card and e-money payments:
  By card with a delayed debit function 		1,1301,2401,4311,4791,211
Card and e-money payments: By card with a credit function 8193111120106
Card and e-money payments: E-money payments 1011121213
Other payment instruments napnapnapnapnap
Memo: Money remittances 2,0872,0792,1051,935nap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,583.71,569.81,537.61,577.81,670.0
Direct debits 112.0106.0106.9109.3116.7
Cheques 4.83.32.72.11.5
Card and e-money payments: Total value 8.28.69.410.110.7
Card and e-money payments: By card with a debit function 5.35.66.16.77.9
Card and e-money payments:
  By card with a delayed debit function 		2.72.83.03.22.6
Card and e-money payments: By card with a credit function 0.20.20.20.30.2
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments napnapnapnapnap
Memo: Money remittances 5.04.74.44.2nap
Daily average value of cashless payments
 (USD millions)
Credit transfers 150,471158,414167,272168,048177,702
Direct debits 10,64510,70011,63311,64712,422
Cheques 458337291222158
Card and e-money payments: Total value 7828681,0181,0781,139
Card and e-money payments: By card with a debit function 507564665711836
Card and e-money payments:
  By card with a delayed debit function 		255281325337276
Card and e-money payments: By card with a credit function 1821252724
Card and e-money payments: E-money payments 22333
Other payment instruments napnapnapnapnap
Memo: Money remittances 471471478440nap
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)2,6872,6082,5452,4441,915
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		-0.2-2.9-2.4-3.9-21.6
With cards issued inside the country:
  Average volume per inhabitant (units)		3332312923
With cards issued inside the country:
  Daily average volume (units)		7,362,1817,145,4886,971,7896,696,9265,247,367
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 2,4182,3462,2842,1921,698
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,3662,2932,2282,1321,665
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		5253566033
Memo: Cash withdrawals at locations inside the country 2,4072,3352,2702,1731,689
Cash withdrawals with cards issued outside the country 41424241nav
Cash deposits at locations inside and outside the country 265259257249216
Cash deposits with cards issued inside the country at locations
  inside the country 		265259257249216
E-money loading/unloading transactions nav3221
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 90.089.989.889.788.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		88.187.987.687.286.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1.92.02.22.51.7
Cash withdrawals:total 9.99.910.110.211.3
Cash deposits with cards issued inside the country at locations
  inside the country 		9.99.910.110.211.3
E-money loading/unloading transactions nav0.10.10.10.1
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -0.2-3.0-2.6-4.0-22.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-0.3-3.1-2.8-4.3-21.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		6.11.86.67.2-45.1
Memo: Cash withdrawals at locations inside the country 0.3-3.0-2.8-4.3-22.3
Cash withdrawals with cards issued outside the country 49.32.50.2-1.9nav
Cash withdrawals:total -0.1-2.4-0.6-3.0-13.5
Cash deposits with cards issued inside the country at locations
  inside the country 		-0.1-2.4-0.6-3.0-13.5
E-money loading/unloading transactions navnav-18.0-11.1-44.7
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2928282620
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2928272620
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		11110
Cash withdrawals:total 33333
Cash deposits with cards issued inside the country at locations
  inside the country 		33333
E-money loading/unloading transactions nav0000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 6,6256,4276,2596,0064,651
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		6,4836,2836,1055,8414,561
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		14214515416591
Memo: Cash withdrawals at locations inside the country 6,5956,3976,2205,9534,628
Cash withdrawals with cards issued outside the country 112115115113nav
Cash withdrawals:total 727709705683591
Cash deposits with cards issued inside the country at locations
  inside the country 		727709705683591
E-money loading/unloading transactions nav7653
Value of withdrawals/deposits
Total value (USD millions)1,114,2921,097,0481,131,0631,050,097918,796
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-2.2-3.01.3-8.5-12.9
Average value per transaction (USD)415421444430480
Average value per inhabitant (USD)13,53113,27213,64312,63811,048
Total value as a ratio to GDP (%)32.129.828.527.023.7
Daily average value (USD millions)3,0533,0063,0992,8772,517
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 686,892678,420700,007653,721573,372
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		676,097667,021687,475640,920565,454
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		10,79511,39912,53112,8017,918
Memo: Cash withdrawals at locations inside the country 683,568674,613695,371648,344570,965
Cash withdrawals with cards issued outside the country 7,4717,5927,8967,424nav
Cash deposits at locations inside and outside the country 427,250418,499430,935396,273345,349
Cash deposits with cards issued inside the country at locations
  inside the country 		427,250418,499430,935396,273345,349
E-money loading/unloading transactions nav99867046
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 61.661.861.962.362.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		60.760.860.861.061.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1.01.01.11.20.9
Cash withdrawals:total 38.338.138.137.737.6
Cash deposits with cards issued inside the country at locations
  inside the country 		38.338.138.137.737.6
E-money loading/unloading transactions nav0.00.00.00.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -0.5-2.71.4-7.9-12.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-0.5-2.81.3-8.1-12.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		4.84.08.10.7-38.5
Memo: Cash withdrawals at locations inside the country -0.2-2.81.3-8.1-12.4
Cash withdrawals with cards issued outside the country 42.50.12.2-7.3nav
Cash withdrawals:total -4.8-3.51.2-9.4-13.3
Cash deposits with cards issued inside the country at locations
  inside the country 		-4.8-3.51.2-9.4-13.3
E-money loading/unloading transactions navnav-14.9-19.8-35.0
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 284289306298338
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		286291309301340
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		208216223212239
Memo: Cash withdrawals at locations inside the country 284289306298338
Cash withdrawals with cards issued outside the country 183181188181nav
Cash withdrawals:total 1,6111,6171,6761,5891,600
Cash deposits with cards issued inside the country at locations
  inside the country 		1,6111,6171,6761,5891,600
E-money loading/unloading transactions nav38403744
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 8,3418,2088,4437,8676,895
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		8,2108,0708,2927,7136,800
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		13113815115495
Cash withdrawals:total 5,1885,0635,1984,7694,153
Cash deposits with cards issued inside the country at locations
  inside the country 		5,1885,0635,1984,7694,153
E-money loading/unloading transactions nav1111
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 19.818.417.616.814.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		19.518.117.316.514.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.30.30.30.30.2
Cash withdrawals:total 12.311.410.910.28.9
Cash deposits with cards issued inside the country at locations
  inside the country 		12.311.410.910.28.9
E-money loading/unloading transactions nav0.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 1,8821,8591,9181,7911,571
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1,8521,8271,8831,7561,549
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		3031343522
Memo: Cash withdrawals at locations inside the country 1,8731,8481,9051,7761,564
Cash withdrawals with cards issued outside the country 20212220nav
Cash withdrawals:total 1,1711,1471,1811,086946
Cash deposits with cards issued inside the country at locations
  inside the country 		1,1711,1471,1811,086946
E-money loading/unloading transactions nav0000
Number of cards
 (thousands)
Total 155,586156,985159,378164,760174,075
With a cash function 149,884151,014153,977159,106161,710
With a debit function 108,951109,312111,551115,665118,392
With a delayed debit function 28,73329,77230,22131,55234,735
With a credit function 4,9925,2805,6775,7315,839
With an e-money function 86,74578,62877,20777,44967,444
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank 2,7442,8553,0183,1587,525
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 2.90.91.53.45.7
With a cash function 1.80.82.03.31.6
With a debit function 2.70.32.03.72.4
With a delayed debit function 1.73.61.54.410.1
With a credit function 1.95.87.51.01.9
With an e-money function -5.6-9.4-1.80.3-12.9
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank nav4.15.74.6138.3
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.891.901.921.982.09
With a cash function 1.821.831.861.911.94
With a debit function 1.321.321.351.391.42
With a delayed debit function 0.350.360.360.380.42
With a credit function 0.060.060.070.070.07
With an e-money function 1.050.950.930.930.81
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank 0.030.030.040.040.09
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 1,1411,2071,1791,1471,176
EFTPOS terminals: total 796816840871904
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 8685868584
ATMs: cash withdrawal 5958595857
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 2828282726
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 1.15.7-2.3-2.82.5
EFTPOS terminals: total 1.52.52.93.73.7
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -0.8-1.11.1-0.8-1.9
ATMs: cash withdrawal 0.2-1.41.1-0.6-2.3
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.5-0.00.2-4.2-1.9
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0140.0150.0140.0140.014
EFTPOS terminals: total 0.0100.0100.0100.0100.011
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0000.0000.0000.0000.000
ATMs: contactless napnapnapnapnap