CTA1: Selected data from T1-T6
«Spain»
Year
« ‹ 2015 › »
20112012201320142015
Basic statistical data
GDP (USD bn)nap1,3241,3551,3701,195
Population (thousands)nap46,30246,04446,00145,958
GDP per capita (USD per inhabitant)nap28,59229,42929,77426,010
CPI inflation (% change on previous year)nap2.41.4-0.2-0.5
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		nap0.7580.7250.8240.919
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		nap0.7790.7530.7540.902
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)nap555343253308
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		nap40.824.420.226.2
Interbank deposits: Total value (USD bn)nap540337253307
Interbank deposits: Value as a percentage of GDP (%)nap39.724.020.126.2
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number nap363342281270
Number of institutions: Number per 1 million inhabitants nap7.87.46.15.9
Number of branches or offices: Total number napnavnav32,15831,246
Number of branches or offices:
  Number per 1 million inhabitants 		napnavnav699.1679.9
Payment accounts held by end users
Total number of payment accounts (thousands)napnavnav64,53662,446
Number of accounts per inhabitant (units)napnavnav11
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)napnavnav6,4906,475
Increase in the total volume of cashless payments
 (% change on previous year)		napnapnavnav-0.2
Average number of cashless payments per inhabitant (units)napnavnav141141
Daily average volume of cashless payments (millions)napnavnav1818
Volume of cashless payments by instrument type
 (millions)
Credit transfers napnavnav918882
Direct debits napnavnav2,2522,079
Cheques napnavnav8379
Card and e-money payments: Total volume nap2,4002,4852,7602,987
Card and e-money payments: By card with a debit function nap1,0961,1751,3871,712
Card and e-money payments:
  By card with a delayed debit function 		nap1,3031,3101,3731,275
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnavnavnav0
Other payment instruments napnavnav476448
Memo: Money remittances napnavnavnav13
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers napnavnav14.113.6
Direct debits napnavnav34.732.1
Cheques napnavnav1.31.2
Card and e-money payments: Total volume napnavnav42.546.1
Card and e-money payments: By card with a debit function napnavnav21.426.4
Card and e-money payments:
  By card with a delayed debit function 		napnavnav21.219.7
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnavnavnav0.0
Other payment instruments napnavnav7.36.9
Memo: Money remittances napnavnavnav0.2
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers napnapnavnav-3.9
Direct debits napnapnavnav-7.7
Cheques napnapnavnav-5.5
Card and e-money payments: Total volume napnap3.611.18.2
Card and e-money payments: By card with a debit function napnap7.118.123.4
Card and e-money payments:
  By card with a delayed debit function 		napnap0.54.8-7.1
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnapnavnavnav
Other payment instruments napnapnavnav-5.9
Memo: Money remittances napnapnavnavnav
Volume of cashless payments per inhabitant
 (units)
Credit transfers napnavnav20.019.2
Direct debits napnavnav49.045.2
Cheques napnavnav1.81.7
Card and e-money payments: Total volume nap51.854.060.065.0
Card and e-money payments: By card with a debit function nap23.725.530.237.3
Card and e-money payments:
  By card with a delayed debit function 		nap28.128.529.827.7
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnavnavnav0.0
Other payment instruments napnavnav10.49.8
Memo: Money remittances napnavnavnav0.3
Daily average volume of cashless payments
 (thousands)
Credit transfers napnavnav2,5142,416
Direct debits napnavnav6,1715,696
Cheques napnavnav228216
Card and e-money payments: Total volume nap6,5746,8087,5628,184
Card and e-money payments: By card with a debit function nap3,0043,2183,8014,691
Card and e-money payments:
  By card with a delayed debit function 		nap3,5713,5903,7613,493
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnavnavnav0
Other payment instruments napnavnav1,3051,228
Memo: Money remittances napnavnavnav36
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)napnavnav23,635,81118,936,750
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		napnapnavnav-19.5
Cashless payments: Average value per cashless payment (USD)napnavnav3,6422,924
Cashless payments: Average value per inhabitant (USD)napnavnav513,816412,048
Cashless payments: Value as a ratio to GDP (%)napnavnav1,725.71,584.2
Cashless payments: Daily average value (USD millions)napnavnav64,75651,882
Value of cashless payments by instrument type
 (USD millions)
Credit transfers napnavnav21,550,83917,231,381
Direct debits napnavnav757,215589,675
Cheques nap517,637457,130517,336459,643
Card and e-money payments: Total value nap136,695144,032161,677145,304
Card and e-money payments: By card with a debit function nap58,30963,63074,51775,017
Card and e-money payments:
  By card with a delayed debit function 		nap78,38680,40287,16070,287
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnavnavnav0
Other payment instruments napnavnav648,744510,746
Memo: Money remittances napnavnavnav4,096
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers napnavnav91.291.0
Direct debits napnavnav3.23.1
Cheques napnavnav2.22.4
Card and e-money payments: Total value napnavnav0.70.8
Card and e-money payments: By card with a debit function napnavnav0.30.4
Card and e-money payments:
  By card with a delayed debit function 		napnavnav0.40.4
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnavnavnav0.0
Other payment instruments napnavnav2.72.7
Memo: Money remittances napnavnavnav0.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers napnapnavnav-19.6
Direct debits napnapnavnav-21.7
Cheques napnap-12.913.3-10.7
Card and e-money payments: Total value napnap3.912.4-9.7
Card and e-money payments: By card with a debit function napnap7.617.31.2
Card and e-money payments:
  By card with a delayed debit function 		napnap1.18.6-19.0
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnapnavnavnav
Other payment instruments napnapnavnav-20.9
Memo: Money remittances napnapnavnavnav
Average value of cashless payments per payment
 (USD)
Credit transfers napnavnav23,48219,542
Direct debits napnavnav336284
Cheques napnavnav6,2085,836
Card and e-money payments: Total value nap57585949
Card and e-money payments: By card with a debit function nap53545444
Card and e-money payments:
  By card with a delayed debit function 		nap60616355
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnavnavnavnav
Other payment instruments napnavnav1,3621,139
Memo: Money remittances napnavnavnav314
Average value of cashless payments per inhabitant
 (USD)
Credit transfers napnavnav468,491374,941
Direct debits napnavnav16,46112,831
Cheques nap11,1809,92811,24610,001
Card and e-money payments: Total value nap2,9523,1283,5153,162
Card and e-money payments: By card with a debit function nap1,2591,3821,6201,632
Card and e-money payments:
  By card with a delayed debit function 		nap1,6931,7461,8951,529
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnavnavnav0
Other payment instruments napnavnav14,10311,113
Memo: Money remittances napnavnavnav89
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers napnavnav1,573.51,441.5
Direct debits napnavnav55.349.3
Cheques nap39.133.737.838.5
Card and e-money payments: Total value nap10.310.611.812.2
Card and e-money payments: By card with a debit function nap4.44.75.46.3
Card and e-money payments:
  By card with a delayed debit function 		nap5.95.96.45.9
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnavnavnav0.0
Other payment instruments napnavnav47.442.7
Memo: Money remittances napnavnavnav0.3
Daily average value of cashless payments
 (USD millions)
Credit transfers napnavnav59,04347,209
Direct debits napnavnav2,0751,616
Cheques nap1,4181,2521,4171,259
Card and e-money payments: Total value nap375395443398
Card and e-money payments: By card with a debit function nap160174204206
Card and e-money payments:
  By card with a delayed debit function 		nap215220239193
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments napnavnavnav0
Other payment instruments napnavnav1,7771,399
Memo: Money remittances napnavnavnav11
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)napnavnav1,0891,111
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		napnapnavnav2.0
With cards issued inside the country:
  Average volume per inhabitant (units)		napnavnav2424
With cards issued inside the country:
  Daily average volume (units)		napnavnav2,984,9263,044,937
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country nap2282181,0481,058
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap2282181,0481,049
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnavnav9
Memo: Cash withdrawals at locations inside the country nap2282181,0911,092
Cash withdrawals with cards issued outside the country napnavnav4343
Cash deposits at locations inside and outside the country napnavnav4254
Cash deposits with cards issued inside the country at locations
  inside the country 		napnavnav4254
E-money loading/unloading transactions nap0000
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country napnavnav96.295.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		napnavnav96.294.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnavnav0.8
Cash withdrawals:total napnavnav3.84.8
Cash deposits with cards issued inside the country at locations
  inside the country 		napnavnav3.84.8
E-money loading/unloading transactions napnavnav0.00.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country napnap-4.1379.91.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		napnap-4.1379.90.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnapnavnavnav
Memo: Cash withdrawals at locations inside the country napnap-4.1399.50.1
Cash withdrawals with cards issued outside the country napnapnavnav1.3
Cash withdrawals:total napnapnavnav28.3
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnavnav28.3
E-money loading/unloading transactions napnap-100.00.00.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country nap552323
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap552323
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnavnav0
Cash withdrawals:total napnavnav11
Cash deposits with cards issued inside the country at locations
  inside the country 		napnavnav11
E-money loading/unloading transactions nap0000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country nap6245982,8712,898
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap6245982,8712,873
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnavnav26
Memo: Cash withdrawals at locations inside the country nap6245982,9882,992
Cash withdrawals with cards issued outside the country napnavnav117119
Cash withdrawals:total napnavnav114147
Cash deposits with cards issued inside the country at locations
  inside the country 		napnavnav114147
E-money loading/unloading transactions nap0000
Value of withdrawals/deposits
Total value (USD millions)napnavnav328,706292,363
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		napnapnavnav-10.6
Average value per transaction (USD)napnavnav302263
Average value per inhabitant (USD)napnavnav7,1466,362
Total value as a ratio to GDP (%)napnavnav24.024.5
Daily average value (USD millions)napnavnav901801
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country nap267,605285,403328,706268,076
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap267,605285,403328,706266,596
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnavnav1,479
Memo: Cash withdrawals at locations inside the country nap267,605285,403337,809274,355
Cash withdrawals with cards issued outside the country napnavnav9,1037,759
Cash deposits at locations inside and outside the country napnavnavnav24,287
Cash deposits with cards issued inside the country at locations
  inside the country 		napnavnav23,14924,287
E-money loading/unloading transactions nap1000
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country napnavnav100.091.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		napnavnav100.091.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnavnav0.5
Cash withdrawals:total napnavnavnav8.3
Cash deposits with cards issued inside the country at locations
  inside the country 		napnavnav7.08.3
E-money loading/unloading transactions napnavnav0.00.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country napnap5.215.3-18.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		napnap5.215.3-18.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnapnavnavnav
Memo: Cash withdrawals at locations inside the country napnap5.218.5-18.4
Cash withdrawals with cards issued outside the country napnapnavnav-14.3
Cash withdrawals:total napnapnavnavnav
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnavnav5.4
E-money loading/unloading transactions napnap-100.00.20.5
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country nap1,1751,307314253
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap1,1751,307314254
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnavnav159
Memo: Cash withdrawals at locations inside the country nap1,1751,307310251
Cash withdrawals with cards issued outside the country napnavnav213179
Cash withdrawals:total napnavnavnav454
Cash deposits with cards issued inside the country at locations
  inside the country 		napnavnav555454
E-money loading/unloading transactions nap6navnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country nap5,7806,1987,1465,833
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap5,7806,1987,1465,801
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnavnav32
Cash withdrawals:total napnavnavnav528
Cash deposits with cards issued inside the country at locations
  inside the country 		napnavnav503528
E-money loading/unloading transactions nap0000
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country nap20.221.124.022.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap20.221.124.022.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnavnav0.1
Cash withdrawals:total napnavnavnav2.0
Cash deposits with cards issued inside the country at locations
  inside the country 		napnavnav1.72.0
E-money loading/unloading transactions nap0.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country nap733782901734
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap733782901730
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnavnav4
Memo: Cash withdrawals at locations inside the country nap733782926752
Cash withdrawals with cards issued outside the country napnavnav2521
Cash withdrawals:total napnavnavnav67
Cash deposits with cards issued inside the country at locations
  inside the country 		napnavnav6367
E-money loading/unloading transactions nap0000
Number of cards
 (thousands)
Total nap69,13969,74967,99470,252
With a cash function nap69,13969,74966,31668,553
With a debit function nap27,46826,48524,41725,100
With a delayed debit function nap41,33243,26443,57745,153
With a credit function napnapnapnapnap
With an e-money function nap717nav00
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		nap69,13969,74967,99470,252
Increase in the number of cards
 (% change on previous year)
Total napnap0.9-2.53.3
With a cash function napnav0.9-4.93.4
With a debit function napnap-3.6-7.82.8
With a delayed debit function napnap4.70.73.6
With a credit function napnapnapnapnap
With an e-money function napnapnavnav0.0
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnap0.9-2.53.3
Number of cards per inhabitant
 (units)
Total nap1.491.511.481.53
With a cash function nap1.491.511.441.49
With a debit function nap0.590.580.530.55
With a delayed debit function nap0.890.940.950.98
With a credit function napnapnapnapnap
With an e-money function nap0.02nav0.000.00
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		nap1.491.511.481.53
Number of terminals
 (thousands)
POS terminals nap1,3161,1251,2241,381
EFTPOS terminals: total nap1,3161,1251,2241,381
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total nap56525050
ATMs: cash withdrawal nap56525050
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnavnavnavnav
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals napnap-14.58.812.8
EFTPOS terminals: total napnap-14.58.812.8
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total napnap-7.2-3.4-1.1
ATMs: cash withdrawal napnap-7.2-3.4-1.1
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnavnavnav
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals nap0.0280.0240.0270.030
EFTPOS terminals: total nap0.0280.0240.0270.030
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total nap0.0010.0010.0010.001
ATMs: cash withdrawal nap0.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnavnavnavnav
ATMs: contactless napnapnapnapnap