CTA1: Selected data from T1-T6
«Spain»
Year
« ‹ 2017 › »
20132014201520162017
Basic statistical data
GDP (USD bn)1,3551,3701,1951,2331,311
Population (thousands)46,04446,00145,95846,01946,135
GDP per capita (USD per inhabitant)29,42929,77426,01026,79128,407
CPI inflation (% change on previous year)1.4-0.2-0.5-0.22.0
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.7250.8240.9190.9490.834
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.7530.7540.9020.9040.887
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)343253308425617
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		24.420.226.236.244.2
Interbank deposits: Total value (USD bn)337253307406589
Interbank deposits: Value as a percentage of GDP (%)24.020.126.234.542.3
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 342281270255261
Number of institutions: Number per 1 million inhabitants 7.46.15.95.55.7
Number of branches or offices: Total number nav32,15831,24628,97727,648
Number of branches or offices:
  Number per 1 million inhabitants 		nav699.1679.9629.7599.3
Payment accounts held by end users
Total number of payment accounts (thousands)nav64,53662,44661,38060,935
Number of accounts per inhabitant (units)nav1111
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)nav6,4906,4757,0698,176
Increase in the total volume of cashless payments
 (% change on previous year)		navnav-0.29.215.7
Average number of cashless payments per inhabitant (units)nav141141154177
Daily average volume of cashless payments (millions)nav18181922
Volume of cashless payments by instrument type
 (millions)
Credit transfers nav9188821,0331,150
Direct debits nav2,2522,0792,0932,561
Cheques nav83797571
Card and e-money payments: Total volume 2,4852,7602,9873,4644,039
Card and e-money payments: By card with a debit function 1,1751,3871,7122,1002,520
Card and e-money payments:
  By card with a delayed debit function 		1,3101,3731,2751,3631,519
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnav000
Other payment instruments nav476448405355
Memo: Money remittances navnav131415
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers nav14.113.614.614.1
Direct debits nav34.732.129.631.3
Cheques nav1.31.21.10.9
Card and e-money payments: Total volume nav42.546.149.049.4
Card and e-money payments: By card with a debit function nav21.426.429.730.8
Card and e-money payments:
  By card with a delayed debit function 		nav21.219.719.318.6
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnav0.00.00.0
Other payment instruments nav7.36.95.74.3
Memo: Money remittances navnav0.20.20.2
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers navnav-3.917.111.3
Direct debits navnav-7.70.622.4
Cheques navnav-5.5-4.7-4.8
Card and e-money payments: Total volume 3.611.18.216.016.6
Card and e-money payments: By card with a debit function 7.118.123.422.720.0
Card and e-money payments:
  By card with a delayed debit function 		0.54.8-7.16.911.4
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnavnav0.00.0
Other payment instruments navnav-5.9-9.8-12.1
Memo: Money remittances navnavnav6.88.6
Volume of cashless payments per inhabitant
 (units)
Credit transfers nav20.019.222.424.9
Direct debits nav49.045.245.555.5
Cheques nav1.81.71.61.5
Card and e-money payments: Total volume 54.060.065.075.387.5
Card and e-money payments: By card with a debit function 25.530.237.345.654.6
Card and e-money payments:
  By card with a delayed debit function 		28.529.827.729.632.9
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnav0.00.00.0
Other payment instruments nav10.49.88.87.7
Memo: Money remittances navnav0.30.30.3
Daily average volume of cashless payments
 (thousands)
Credit transfers nav2,5142,4162,8303,150
Direct debits nav6,1715,6965,7337,017
Cheques nav228216206196
Card and e-money payments: Total volume 6,8087,5628,1849,49011,065
Card and e-money payments: By card with a debit function 3,2183,8014,6915,7546,903
Card and e-money payments:
  By card with a delayed debit function 		3,5903,7613,4933,7354,162
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnav000
Other payment instruments nav1,3051,2281,108974
Memo: Money remittances navnav363841
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)nav23,635,81118,936,75018,260,51913,425,359
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		navnav-19.5-3.4-27.9
Cashless payments: Average value per cashless payment (USD)nav3,6422,9242,5831,642
Cashless payments: Average value per inhabitant (USD)nav513,816412,048396,800291,004
Cashless payments: Value as a ratio to GDP (%)nav1,725.71,584.21,481.11,024.4
Cashless payments: Daily average value (USD millions)nav64,75651,88250,02936,782
Value of cashless payments by instrument type
 (USD millions)
Credit transfers nav21,550,83917,231,38116,556,19211,496,155
Direct debits nav757,215589,675590,880726,696
Cheques 457,130517,336459,643479,866536,917
Card and e-money payments: Total value 144,032161,677145,304163,466187,786
Card and e-money payments: By card with a debit function 63,63074,51775,01789,085104,542
Card and e-money payments:
  By card with a delayed debit function 		80,40287,16070,28774,38183,244
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnav000
Other payment instruments nav648,744510,746470,114477,806
Memo: Money remittances navnav4,0964,5245,041
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers nav91.291.090.785.6
Direct debits nav3.23.13.25.4
Cheques nav2.22.42.64.0
Card and e-money payments: Total value nav0.70.80.91.4
Card and e-money payments: By card with a debit function nav0.30.40.50.8
Card and e-money payments:
  By card with a delayed debit function 		nav0.40.40.40.6
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnav0.00.00.0
Other payment instruments nav2.72.72.63.6
Memo: Money remittances navnav0.00.00.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers navnav-19.6-3.7-31.9
Direct debits navnav-21.70.420.6
Cheques -12.913.3-10.74.69.7
Card and e-money payments: Total value 3.912.4-9.712.712.7
Card and e-money payments: By card with a debit function 7.617.31.219.015.1
Card and e-money payments:
  By card with a delayed debit function 		1.18.6-19.06.09.8
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnavnav0.2-1.9
Other payment instruments navnav-20.9-7.8-0.3
Memo: Money remittances navnavnav10.79.3
Average value of cashless payments per payment
 (USD)
Credit transfers nav23,48219,54216,02810,000
Direct debits nav336284282284
Cheques nav6,2085,8366,3927,514
Card and e-money payments: Total value 5859494746
Card and e-money payments: By card with a debit function 5454444241
Card and e-money payments:
  By card with a delayed debit function 		6163555555
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments nav1,3621,1391,1621,344
Memo: Money remittances navnav314325334
Average value of cashless payments per inhabitant
 (USD)
Credit transfers nav468,491374,941359,765249,187
Direct debits nav16,46112,83112,84015,752
Cheques 9,92811,24610,00110,42711,638
Card and e-money payments: Total value 3,1283,5153,1623,5524,070
Card and e-money payments: By card with a debit function 1,3821,6201,6321,9362,266
Card and e-money payments:
  By card with a delayed debit function 		1,7461,8951,5291,6161,804
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnav000
Other payment instruments nav14,10311,11310,21610,357
Memo: Money remittances navnav8998109
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers nav1,573.51,441.51,342.8877.2
Direct debits nav55.349.347.955.5
Cheques 33.737.838.538.941.0
Card and e-money payments: Total value 10.611.812.213.314.3
Card and e-money payments: By card with a debit function 4.75.46.37.28.0
Card and e-money payments:
  By card with a delayed debit function 		5.96.45.96.06.4
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnav0.00.00.0
Other payment instruments nav47.442.738.136.5
Memo: Money remittances navnav0.30.40.4
Daily average value of cashless payments
 (USD millions)
Credit transfers nav59,04347,20945,35931,496
Direct debits nav2,0751,6161,6191,991
Cheques 1,2521,4171,2591,3151,471
Card and e-money payments: Total value 395443398448514
Card and e-money payments: By card with a debit function 174204206244286
Card and e-money payments:
  By card with a delayed debit function 		220239193204228
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnav000
Other payment instruments nav1,7771,3991,2881,309
Memo: Money remittances navnav111214
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)nav1,0891,1111,1201,128
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		navnav2.00.70.7
With cards issued inside the country:
  Average volume per inhabitant (units)		nav24242424
With cards issued inside the country:
  Daily average volume (units)		nav2,984,9263,044,9373,067,1513,089,132
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 2181,0481,0581,0461,038
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2181,0481,0491,0361,028
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav91010
Memo: Cash withdrawals at locations inside the country 2181,0911,0921,0811,073
Cash withdrawals with cards issued outside the country nav43434545
Cash deposits at locations inside and outside the country nav42547389
Cash deposits with cards issued inside the country at locations
  inside the country 		nav42547389
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country nav96.295.293.592.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nav96.294.392.691.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav0.80.90.9
Cash withdrawals:total nav3.84.86.57.9
Cash deposits with cards issued inside the country at locations
  inside the country 		nav3.84.86.57.9
E-money loading/unloading transactions nav0.00.00.00.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -4.1379.91.0-1.1-0.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-4.1379.90.1-1.2-0.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnavnav7.72.2
Memo: Cash withdrawals at locations inside the country -4.1399.50.1-1.0-0.8
Cash withdrawals with cards issued outside the country navnav1.32.90.0
Cash withdrawals:total navnav28.336.821.8
Cash deposits with cards issued inside the country at locations
  inside the country 		navnav28.336.821.8
E-money loading/unloading transactions -100.00.00.00.00.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 523232323
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		523232322
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav000
Cash withdrawals:total nav1122
Cash deposits with cards issued inside the country at locations
  inside the country 		nav1122
E-money loading/unloading transactions 00000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 5982,8712,8982,8672,845
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		5982,8712,8732,8392,817
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav262728
Memo: Cash withdrawals at locations inside the country 5982,9882,9922,9612,939
Cash withdrawals with cards issued outside the country nav117119122122
Cash withdrawals:total nav114147201244
Cash deposits with cards issued inside the country at locations
  inside the country 		nav114147201244
E-money loading/unloading transactions 00000
Value of withdrawals/deposits
Total value (USD millions)nav328,706292,363295,414313,340
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		navnav-10.61.24.0
Average value per transaction (USD)nav302263264278
Average value per inhabitant (USD)nav7,1466,3626,4196,792
Total value as a ratio to GDP (%)nav24.024.524.023.9
Daily average value (USD millions)nav901801809858
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 285,403328,706268,076260,652269,460
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		285,403328,706266,596259,105267,880
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav1,4791,5471,579
Memo: Cash withdrawals at locations inside the country 285,403337,809274,355266,993276,041
Cash withdrawals with cards issued outside the country nav9,1037,7597,8898,161
Cash deposits at locations inside and outside the country navnav24,28734,76243,880
Cash deposits with cards issued inside the country at locations
  inside the country 		nav23,14924,28734,76243,880
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country nav100.091.788.286.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nav100.091.287.785.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav0.50.50.5
Cash withdrawals:total navnav8.311.814.0
Cash deposits with cards issued inside the country at locations
  inside the country 		nav7.08.311.814.0
E-money loading/unloading transactions nav0.00.00.00.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 5.215.3-18.0-2.61.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		5.215.3-18.5-2.61.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnavnav4.80.1
Memo: Cash withdrawals at locations inside the country 5.218.5-18.4-2.51.4
Cash withdrawals with cards issued outside the country navnav-14.31.91.5
Cash withdrawals:total navnavnav43.423.8
Cash deposits with cards issued inside the country at locations
  inside the country 		navnav5.443.423.8
E-money loading/unloading transactions -100.00.20.50.2-1.9
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 1,307314253249259
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1,307314254250261
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav159154154
Memo: Cash withdrawals at locations inside the country 1,307310251247257
Cash withdrawals with cards issued outside the country nav213179177183
Cash withdrawals:total navnav454475492
Cash deposits with cards issued inside the country at locations
  inside the country 		nav555454475492
E-money loading/unloading transactions navnavnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 6,1987,1465,8335,6645,841
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		6,1987,1465,8015,6305,806
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav323434
Cash withdrawals:total navnav528755951
Cash deposits with cards issued inside the country at locations
  inside the country 		nav503528755951
E-money loading/unloading transactions 00000
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 21.124.022.421.120.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		21.124.022.321.020.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav0.10.10.1
Cash withdrawals:total navnav2.02.83.3
Cash deposits with cards issued inside the country at locations
  inside the country 		nav1.72.02.83.3
E-money loading/unloading transactions 0.00.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 782901734714738
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		782901730710734
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav444
Memo: Cash withdrawals at locations inside the country 782926752731756
Cash withdrawals with cards issued outside the country nav25212222
Cash withdrawals:total navnav6795120
Cash deposits with cards issued inside the country at locations
  inside the country 		nav636795120
E-money loading/unloading transactions 00000
Number of cards
 (thousands)
Total 69,74967,99470,25274,85379,641
With a cash function 69,74966,31668,55372,96177,618
With a debit function 26,48524,41725,10025,76326,935
With a delayed debit function 43,26443,57745,15349,09052,706
With a credit function napnapnapnapnap
With an e-money function nav0000
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		69,74967,99470,25274,85379,641
Increase in the number of cards
 (% change on previous year)
Total 0.9-2.53.36.56.4
With a cash function 0.9-4.93.46.46.4
With a debit function -3.6-7.82.82.64.5
With a delayed debit function 4.70.73.68.77.4
With a credit function napnapnapnapnap
With an e-money function navnav0.00.00.0
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		0.9-2.53.36.56.4
Number of cards per inhabitant
 (units)
Total 1.511.481.531.631.73
With a cash function 1.511.441.491.591.68
With a debit function 0.580.530.550.560.58
With a delayed debit function 0.940.950.981.071.14
With a credit function napnapnapnapnap
With an e-money function nav0.000.000.000.00
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		1.511.481.531.631.73
Number of terminals
 (thousands)
POS terminals 1,1251,2241,3811,4971,571
EFTPOS terminals: total 1,1251,2241,3811,4971,571
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 5250505051
ATMs: cash withdrawal 5250505051
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer navnavnav4242
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals -14.58.812.88.45.0
EFTPOS terminals: total -14.58.812.88.45.0
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -7.2-3.4-1.10.21.8
ATMs: cash withdrawal -7.2-3.4-1.10.21.8
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer navnavnavnav1.2
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0240.0270.0300.0330.034
EFTPOS terminals: total 0.0240.0270.0300.0330.034
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer navnavnav0.0010.001
ATMs: contactless napnapnapnapnap