CTA1: Selected data from T1-T6
«Spain»
Year
« ‹ 2018 › »
20142015201620172018
Basic statistical data
GDP (USD bn)1,3701,1951,2331,3111,420
Population (thousands)46,00145,95846,01946,13546,435
GDP per capita (USD per inhabitant)29,77426,01026,79128,40730,588
CPI inflation (% change on previous year)-0.2-0.5-0.22.01.7
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.8240.9190.9490.8340.873
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.7540.9020.9040.8870.848
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)253308425617633
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		20.226.236.244.245.9
Interbank deposits: Total value (USD bn)253307406589611
Interbank deposits: Value as a percentage of GDP (%)20.126.234.542.344.3
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 281270255261258
Number of institutions: Number per 1 million inhabitants 6.15.95.55.75.6
Number of branches or offices: Total number 32,15831,24628,97727,64826,334
Number of branches or offices:
  Number per 1 million inhabitants 		699.1679.9629.7599.3567.1
Payment accounts held by end users
Total number of payment accounts (thousands)64,53662,44661,38060,93561,154
Number of accounts per inhabitant (units)11111
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)6,4906,4757,0698,1768,607
Increase in the total volume of cashless payments
 (% change on previous year)		nav-0.29.215.75.3
Average number of cashless payments per inhabitant (units)141141154177185
Daily average volume of cashless payments (millions)1818192224
Volume of cashless payments by instrument type
 (millions)
Credit transfers 9188821,0331,1501,141
Direct debits 2,2522,0792,0932,5612,406
Cheques 8379757157
Card and e-money payments: Total volume 2,7602,9873,4644,0394,703
Card and e-money payments: By card with a debit function 1,3871,7122,1002,5203,221
Card and e-money payments:
  By card with a delayed debit function 		1,3731,2751,3631,5191,482
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments nav0000
Other payment instruments 476448405355299
Memo: Money remittances nav13141517
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 14.113.614.614.113.3
Direct debits 34.732.129.631.328.0
Cheques 1.31.21.10.90.7
Card and e-money payments: Total volume 42.546.149.049.454.6
Card and e-money payments: By card with a debit function 21.426.429.730.837.4
Card and e-money payments:
  By card with a delayed debit function 		21.219.719.318.617.2
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments nav0.00.00.00.0
Other payment instruments 7.36.95.74.33.5
Memo: Money remittances nav0.20.20.20.2
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers nav-3.917.111.3-0.7
Direct debits nav-7.70.622.4-6.1
Cheques nav-5.5-4.7-4.8-19.6
Card and e-money payments: Total volume 11.18.216.016.616.5
Card and e-money payments: By card with a debit function 18.123.422.720.027.8
Card and e-money payments:
  By card with a delayed debit function 		4.8-7.16.911.4-2.4
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnav0.00.00.0
Other payment instruments nav-5.9-9.8-12.1-15.9
Memo: Money remittances navnav6.88.610.8
Volume of cashless payments per inhabitant
 (units)
Credit transfers 20.019.222.424.924.6
Direct debits 49.045.245.555.551.8
Cheques 1.81.71.61.51.2
Card and e-money payments: Total volume 60.065.075.387.5101.3
Card and e-money payments: By card with a debit function 30.237.345.654.669.4
Card and e-money payments:
  By card with a delayed debit function 		29.827.729.632.931.9
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments nav0.00.00.00.0
Other payment instruments 10.49.88.87.76.4
Memo: Money remittances nav0.30.30.30.4
Daily average volume of cashless payments
 (thousands)
Credit transfers 2,5142,4162,8303,1503,127
Direct debits 6,1715,6965,7337,0176,592
Cheques 228216206196157
Card and e-money payments: Total volume 7,5628,1849,49011,06512,886
Card and e-money payments: By card with a debit function 3,8014,6915,7546,9038,825
Card and e-money payments:
  By card with a delayed debit function 		3,7613,4933,7354,1624,060
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments nav0000
Other payment instruments 1,3051,2281,108974819
Memo: Money remittances nav36384146
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)23,635,81118,936,75018,260,51913,425,35913,330,019
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		nav-19.5-3.4-27.9-2.3
Cashless payments: Average value per cashless payment (USD)3,6422,9242,5831,6421,549
Cashless payments: Average value per inhabitant (USD)513,816412,048396,800291,004287,067
Cashless payments: Value as a ratio to GDP (%)1,725.71,584.21,481.11,024.4938.5
Cashless payments: Daily average value (USD millions)64,75651,88250,02936,78236,521
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 21,550,83917,231,38116,556,19211,496,15511,560,124
Direct debits 757,215589,675590,880726,696724,878
Cheques 517,336459,643479,866536,917391,600
Card and e-money payments: Total value 161,677145,304163,466187,786220,269
Card and e-money payments: By card with a debit function 74,51775,01789,085104,542135,656
Card and e-money payments:
  By card with a delayed debit function 		87,16070,28774,38183,24484,613
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments nav0000
Other payment instruments 648,744510,746470,114477,806433,148
Memo: Money remittances nav4,0964,5245,0415,915
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 91.291.090.785.686.7
Direct debits 3.23.13.25.45.4
Cheques 2.22.42.64.02.9
Card and e-money payments: Total value 0.70.80.91.41.7
Card and e-money payments: By card with a debit function 0.30.40.50.81.0
Card and e-money payments:
  By card with a delayed debit function 		0.40.40.40.60.6
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments nav0.00.00.00.0
Other payment instruments 2.72.72.63.63.2
Memo: Money remittances nav0.00.00.00.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers nav-19.6-3.7-31.9-1.1
Direct debits nav-21.70.420.6-1.9
Cheques 13.3-10.74.69.7-28.3
Card and e-money payments: Total value 12.4-9.712.712.715.4
Card and e-money payments: By card with a debit function 17.31.219.015.127.6
Card and e-money payments:
  By card with a delayed debit function 		8.6-19.06.09.8-0.0
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnav0.2-1.9-1.6
Other payment instruments nav-20.9-7.8-0.3-10.8
Memo: Money remittances navnav10.79.315.4
Average value of cashless payments per payment
 (USD)
Credit transfers 23,48219,54216,02810,00010,128
Direct debits 336284282284301
Cheques 6,2085,8366,3927,5146,813
Card and e-money payments: Total value 5949474647
Card and e-money payments: By card with a debit function 5444424142
Card and e-money payments:
  By card with a delayed debit function 		6355555557
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 1,3621,1391,1621,3441,449
Memo: Money remittances nav314325334353
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 468,491374,941359,765249,187248,951
Direct debits 16,46112,83112,84015,75215,610
Cheques 11,24610,00110,42711,6388,433
Card and e-money payments: Total value 3,5153,1623,5524,0704,744
Card and e-money payments: By card with a debit function 1,6201,6321,9362,2662,921
Card and e-money payments:
  By card with a delayed debit function 		1,8951,5291,6161,8041,822
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments nav0000
Other payment instruments 14,10311,11310,21610,3579,328
Memo: Money remittances nav8998109127
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,573.51,441.51,342.8877.2813.9
Direct debits 55.349.347.955.551.0
Cheques 37.838.538.941.027.6
Card and e-money payments: Total value 11.812.213.314.315.5
Card and e-money payments: By card with a debit function 5.46.37.28.09.6
Card and e-money payments:
  By card with a delayed debit function 		6.45.96.06.46.0
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments nav0.00.00.00.0
Other payment instruments 47.442.738.136.530.5
Memo: Money remittances nav0.30.40.40.4
Daily average value of cashless payments
 (USD millions)
Credit transfers 59,04347,20945,35931,49631,672
Direct debits 2,0751,6161,6191,9911,986
Cheques 1,4171,2591,3151,4711,073
Card and e-money payments: Total value 443398448514603
Card and e-money payments: By card with a debit function 204206244286372
Card and e-money payments:
  By card with a delayed debit function 		239193204228232
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments nav0000
Other payment instruments 1,7771,3991,2881,3091,187
Memo: Money remittances nav11121416
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,0891,1111,1201,1281,136
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		nav2.00.70.70.8
With cards issued inside the country:
  Average volume per inhabitant (units)		2424242424
With cards issued inside the country:
  Daily average volume (units)		2,984,9263,044,9373,067,1513,089,1323,113,400
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,0481,0581,0461,0381,022
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1,0481,0491,0361,0281,012
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav9101010
Memo: Cash withdrawals at locations inside the country 1,0911,0921,0811,0731,055
Cash withdrawals with cards issued outside the country 4343454543
Cash deposits at locations inside and outside the country 42547389114
Cash deposits with cards issued inside the country at locations
  inside the country 		42547389114
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 96.295.293.592.190.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		96.294.392.691.289.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav0.80.90.90.9
Cash withdrawals:total 3.84.86.57.910.0
Cash deposits with cards issued inside the country at locations
  inside the country 		3.84.86.57.910.0
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 379.91.0-1.1-0.8-1.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		379.90.1-1.2-0.8-1.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav7.72.2-1.3
Memo: Cash withdrawals at locations inside the country 399.50.1-1.0-0.8-1.6
Cash withdrawals with cards issued outside the country nav1.32.90.0-3.3
Cash withdrawals:total nav28.336.821.828.0
Cash deposits with cards issued inside the country at locations
  inside the country 		nav28.336.821.827.9
E-money loading/unloading transactions 0.00.00.00.00.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2323232322
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2323232222
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav0000
Cash withdrawals:total 11222
Cash deposits with cards issued inside the country at locations
  inside the country 		11222
E-money loading/unloading transactions 00000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,8712,8982,8672,8452,801
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,8712,8732,8392,8172,773
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav26272828
Memo: Cash withdrawals at locations inside the country 2,9882,9922,9612,9392,891
Cash withdrawals with cards issued outside the country 117119122122118
Cash withdrawals:total 114147201244313
Cash deposits with cards issued inside the country at locations
  inside the country 		114147201244312
E-money loading/unloading transactions 00000
Value of withdrawals/deposits
Total value (USD millions)328,706292,363295,414313,340320,849
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		nav-10.61.24.00.7
Average value per transaction (USD)302263264278282
Average value per inhabitant (USD)7,1466,3626,4196,7926,910
Total value as a ratio to GDP (%)24.024.524.023.922.6
Daily average value (USD millions)901801809858879
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 328,706268,076260,652269,460262,174
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		328,706266,596259,105267,880260,572
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav1,4791,5471,5791,601
Memo: Cash withdrawals at locations inside the country 337,809274,355266,993276,041268,919
Cash withdrawals with cards issued outside the country 9,1037,7597,8898,1618,347
Cash deposits at locations inside and outside the country nav24,28734,76243,88058,676
Cash deposits with cards issued inside the country at locations
  inside the country 		23,14924,28734,76243,88058,656
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.091.788.286.081.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		100.091.287.785.581.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav0.50.50.50.5
Cash withdrawals:total nav8.311.814.018.3
Cash deposits with cards issued inside the country at locations
  inside the country 		7.08.311.814.018.3
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 15.3-18.0-2.61.4-4.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		15.3-18.5-2.61.4-4.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		navnav4.80.1-0.3
Memo: Cash withdrawals at locations inside the country 18.5-18.4-2.51.4-4.2
Cash withdrawals with cards issued outside the country nav-14.31.91.50.6
Cash withdrawals:total navnav43.423.831.5
Cash deposits with cards issued inside the country at locations
  inside the country 		nav5.443.423.831.5
E-money loading/unloading transactions 0.20.50.2-1.9-1.6
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 314253249259256
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		314254250261257
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav159154154158
Memo: Cash withdrawals at locations inside the country 310251247257255
Cash withdrawals with cards issued outside the country 213179177183194
Cash withdrawals:total nav454475492514
Cash deposits with cards issued inside the country at locations
  inside the country 		555454475492515
E-money loading/unloading transactions navnavnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 7,1465,8335,6645,8415,646
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		7,1465,8015,6305,8065,612
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav32343434
Cash withdrawals:total nav5287559511,264
Cash deposits with cards issued inside the country at locations
  inside the country 		5035287559511,263
E-money loading/unloading transactions 00000
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 24.022.421.120.618.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		24.022.321.020.418.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav0.10.10.10.1
Cash withdrawals:total nav2.02.83.34.1
Cash deposits with cards issued inside the country at locations
  inside the country 		1.72.02.83.34.1
E-money loading/unloading transactions 0.00.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 901734714738718
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		901730710734714
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav4444
Memo: Cash withdrawals at locations inside the country 926752731756737
Cash withdrawals with cards issued outside the country 2521222223
Cash withdrawals:total nav6795120161
Cash deposits with cards issued inside the country at locations
  inside the country 		636795120161
E-money loading/unloading transactions 00000
Number of cards
 (thousands)
Total 67,99470,25274,85379,64184,094
With a cash function 66,31668,55372,96177,61881,627
With a debit function 24,41725,10025,76326,93547,084
With a delayed debit function 43,57745,15349,09052,70637,010
With a credit function napnapnapnapnap
With an e-money function 00000
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		67,99470,25274,85379,64184,094
Increase in the number of cards
 (% change on previous year)
Total -2.53.36.56.45.6
With a cash function -4.93.46.46.45.2
With a debit function -7.82.82.64.574.8
With a delayed debit function 0.73.68.77.4-29.8
With a credit function napnapnapnapnap
With an e-money function nav0.00.00.00.0
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		-2.53.36.56.45.6
Number of cards per inhabitant
 (units)
Total 1.481.531.631.731.81
With a cash function 1.441.491.591.681.76
With a debit function 0.530.550.560.581.01
With a delayed debit function 0.950.981.071.140.80
With a credit function napnapnapnapnap
With an e-money function 0.000.000.000.000.00
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		1.481.531.631.731.81
Number of terminals
 (thousands)
POS terminals 1,2241,3811,4971,5711,643
EFTPOS terminals: total 1,2241,3811,4971,5711,643
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 5050505153
ATMs: cash withdrawal 5050505153
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer navnav424241
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 8.812.88.45.04.6
EFTPOS terminals: total 8.812.88.45.04.6
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -3.4-1.10.21.85.0
ATMs: cash withdrawal -3.4-1.10.21.85.0
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer navnavnav1.2-3.5
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0270.0300.0330.0340.035
EFTPOS terminals: total 0.0270.0300.0330.0340.035
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer navnav0.0010.0010.001
ATMs: contactless napnapnapnapnap