CTA1: Selected data from T1-T6
«Spain»
Year
« ‹ 2019 › »
20152016201720182019
Basic statistical data
GDP (USD bn)1,1951,2331,3111,4201,394
Population (thousands)45,95846,01946,13546,43546,794
GDP per capita (USD per inhabitant)26,01026,79128,40730,58829,793
CPI inflation (% change on previous year)-0.5-0.22.01.70.7
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.9190.9490.8340.8730.890
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.9020.9040.8870.8480.893
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)308425617633583
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		26.236.244.245.941.6
Interbank deposits: Total value (USD bn)307406589611566
Interbank deposits: Value as a percentage of GDP (%)26.234.542.344.340.5
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 270255261258264
Number of institutions: Number per 1 million inhabitants 5.95.55.75.65.6
Number of branches or offices: Total number 31,24628,97727,64826,33424,192
Number of branches or offices:
  Number per 1 million inhabitants 		679.9629.7599.3567.1517.0
Payment accounts held by end users
Total number of payment accounts (thousands)62,44661,38060,93561,15464,479
Number of accounts per inhabitant (units)11111
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)6,4757,0698,1768,6079,710
Increase in the total volume of cashless payments
 (% change on previous year)		-0.29.215.75.312.8
Average number of cashless payments per inhabitant (units)141154177185207
Daily average volume of cashless payments (millions)1819222427
Volume of cashless payments by instrument type
 (millions)
Credit transfers 8821,0331,1501,1411,427
Direct debits 2,0792,0932,5612,4062,384
Cheques 7975715753
Card and e-money payments: Total volume 2,9873,4644,0394,7035,585
Card and e-money payments: By card with a debit function 1,7122,1002,5203,2213,864
Card and e-money payments:
  By card with a delayed debit function 		1,2751,3631,5191,4821,721
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 00000
Other payment instruments 448405355299262
Memo: Money remittances 1314151719
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 13.614.614.113.314.7
Direct debits 32.129.631.328.024.6
Cheques 1.21.10.90.70.5
Card and e-money payments: Total volume 46.149.049.454.657.5
Card and e-money payments: By card with a debit function 26.429.730.837.439.8
Card and e-money payments:
  By card with a delayed debit function 		19.719.318.617.217.7
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 6.95.74.33.52.7
Memo: Money remittances 0.20.20.20.20.2
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers -3.917.111.3-0.725.0
Direct debits -7.70.622.4-6.1-0.9
Cheques -5.5-4.7-4.8-19.6-8.6
Card and e-money payments: Total volume 8.216.016.616.518.7
Card and e-money payments: By card with a debit function 23.422.720.027.819.9
Card and e-money payments:
  By card with a delayed debit function 		-7.16.911.4-2.416.1
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments nav0.00.00.00.0
Other payment instruments -5.9-9.8-12.1-15.9-12.4
Memo: Money remittances nav6.88.610.814.9
Volume of cashless payments per inhabitant
 (units)
Credit transfers 19.222.424.924.630.5
Direct debits 45.245.555.551.850.9
Cheques 1.71.61.51.21.1
Card and e-money payments: Total volume 65.075.387.5101.3119.3
Card and e-money payments: By card with a debit function 37.345.654.669.482.6
Card and e-money payments:
  By card with a delayed debit function 		27.729.632.931.936.8
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 9.88.87.76.45.6
Memo: Money remittances 0.30.30.30.40.4
Daily average volume of cashless payments
 (thousands)
Credit transfers 2,4162,8303,1503,1273,909
Direct debits 5,6965,7337,0176,5926,531
Cheques 216206196157144
Card and e-money payments: Total volume 8,1849,49011,06512,88615,300
Card and e-money payments: By card with a debit function 4,6915,7546,9038,82510,585
Card and e-money payments:
  By card with a delayed debit function 		3,4933,7354,1624,0604,715
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 00000
Other payment instruments 1,2281,108974819718
Memo: Money remittances 3638414653
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)18,936,75018,260,51913,425,35913,330,01912,900,807
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-19.5-3.4-27.9-2.3-3.9
Cashless payments: Average value per cashless payment (USD)2,9242,5831,6421,5491,329
Cashless payments: Average value per inhabitant (USD)412,048396,800291,004287,067275,696
Cashless payments: Value as a ratio to GDP (%)1,584.21,481.11,024.4938.5925.4
Cashless payments: Daily average value (USD millions)51,88250,02936,78236,52135,345
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 17,231,38116,556,19211,496,15511,560,12411,099,272
Direct debits 589,675590,880726,696724,878752,993
Cheques 459,643479,866536,917391,600378,485
Card and e-money payments: Total value 145,304163,466187,786220,269235,683
Card and e-money payments: By card with a debit function 75,01789,085104,542135,656145,368
Card and e-money payments:
  By card with a delayed debit function 		70,28774,38183,24484,61390,316
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 00000
Other payment instruments 510,746470,114477,806433,148434,375
Memo: Money remittances 4,0964,5245,0415,9156,397
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 91.090.785.686.786.0
Direct debits 3.13.25.45.45.8
Cheques 2.42.64.02.92.9
Card and e-money payments: Total value 0.80.91.41.71.8
Card and e-money payments: By card with a debit function 0.40.50.81.01.1
Card and e-money payments:
  By card with a delayed debit function 		0.40.40.60.60.7
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 2.72.63.63.23.4
Memo: Money remittances 0.00.00.00.00.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -19.6-3.7-31.9-1.1-4.7
Direct debits -21.70.420.6-1.93.2
Cheques -10.74.69.7-28.3-4.0
Card and e-money payments: Total value -9.712.712.715.46.3
Card and e-money payments: By card with a debit function 1.219.015.127.66.4
Card and e-money payments:
  By card with a delayed debit function 		-19.06.09.8-0.06.0
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments nav0.2-1.9-1.6-0.7
Other payment instruments -20.9-7.8-0.3-10.8-0.4
Memo: Money remittances nav10.79.315.47.4
Average value of cashless payments per payment
 (USD)
Credit transfers 19,54216,02810,00010,1287,780
Direct debits 284282284301316
Cheques 5,8366,3927,5146,8137,201
Card and e-money payments: Total value 4947464742
Card and e-money payments: By card with a debit function 4442414238
Card and e-money payments:
  By card with a delayed debit function 		5555555752
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 1,1391,1621,3441,4491,658
Memo: Money remittances 314325334353332
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 374,941359,765249,187248,951237,196
Direct debits 12,83112,84015,75215,61016,092
Cheques 10,00110,42711,6388,4338,088
Card and e-money payments: Total value 3,1623,5524,0704,7445,037
Card and e-money payments: By card with a debit function 1,6321,9362,2662,9213,107
Card and e-money payments:
  By card with a delayed debit function 		1,5291,6161,8041,8221,930
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 00000
Other payment instruments 11,11310,21610,3579,3289,283
Memo: Money remittances 8998109127137
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,441.51,342.8877.2813.9796.2
Direct debits 49.347.955.551.054.0
Cheques 38.538.941.027.627.1
Card and e-money payments: Total value 12.213.314.315.516.9
Card and e-money payments: By card with a debit function 6.37.28.09.610.4
Card and e-money payments:
  By card with a delayed debit function 		5.96.06.46.06.5
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 42.738.136.530.531.2
Memo: Money remittances 0.30.40.40.40.5
Daily average value of cashless payments
 (USD millions)
Credit transfers 47,20945,35931,49631,67230,409
Direct debits 1,6161,6191,9911,9862,063
Cheques 1,2591,3151,4711,0731,037
Card and e-money payments: Total value 398448514603646
Card and e-money payments: By card with a debit function 206244286372398
Card and e-money payments:
  By card with a delayed debit function 		193204228232247
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 00000
Other payment instruments 1,3991,2881,3091,1871,190
Memo: Money remittances 1112141618
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,1111,1201,1281,1361,131
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		2.00.70.70.8-0.5
With cards issued inside the country:
  Average volume per inhabitant (units)		2424242424
With cards issued inside the country:
  Daily average volume (units)		3,044,9373,067,1513,089,1323,113,4003,098,726
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,0581,0461,0381,022983
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1,0491,0361,0281,012973
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		910101010
Memo: Cash withdrawals at locations inside the country 1,0921,0811,0731,0551,012
Cash withdrawals with cards issued outside the country 4345454339
Cash deposits at locations inside and outside the country 547389114148
Cash deposits with cards issued inside the country at locations
  inside the country 		547389114148
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 95.293.592.190.086.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		94.392.691.289.186.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.80.90.90.90.9
Cash withdrawals:total 4.86.57.910.013.1
Cash deposits with cards issued inside the country at locations
  inside the country 		4.86.57.910.013.1
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 1.0-1.1-0.8-1.6-3.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		0.1-1.2-0.8-1.6-3.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav7.72.2-1.3-1.6
Memo: Cash withdrawals at locations inside the country 0.1-1.0-0.8-1.6-4.1
Cash withdrawals with cards issued outside the country 1.32.90.0-3.3-9.9
Cash withdrawals:total 28.336.821.828.029.9
Cash deposits with cards issued inside the country at locations
  inside the country 		28.336.821.827.930.0
E-money loading/unloading transactions 0.00.00.00.00.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2323232221
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2323222221
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		00000
Cash withdrawals:total 12223
Cash deposits with cards issued inside the country at locations
  inside the country 		12223
E-money loading/unloading transactions 00000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,8982,8672,8452,8012,693
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,8732,8392,8172,7732,665
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2627282827
Memo: Cash withdrawals at locations inside the country 2,9922,9612,9392,8912,772
Cash withdrawals with cards issued outside the country 119122122118106
Cash withdrawals:total 147201244313406
Cash deposits with cards issued inside the country at locations
  inside the country 		147201244312406
E-money loading/unloading transactions 00000
Value of withdrawals/deposits
Total value (USD millions)292,363295,414313,340320,849328,676
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-10.61.24.00.71.7
Average value per transaction (USD)263264278282291
Average value per inhabitant (USD)6,3626,4196,7926,9107,024
Total value as a ratio to GDP (%)24.524.023.922.623.6
Daily average value (USD millions)801809858879900
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 268,076260,652269,460262,174257,464
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		266,596259,105267,880260,572255,914
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1,4791,5471,5791,6011,550
Memo: Cash withdrawals at locations inside the country 274,355266,993276,041268,919263,260
Cash withdrawals with cards issued outside the country 7,7597,8898,1618,3477,346
Cash deposits at locations inside and outside the country 24,28734,76243,88058,67671,211
Cash deposits with cards issued inside the country at locations
  inside the country 		24,28734,76243,88058,65671,211
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 91.788.286.081.778.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		91.287.785.581.277.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.50.50.50.50.5
Cash withdrawals:total 8.311.814.018.321.7
Cash deposits with cards issued inside the country at locations
  inside the country 		8.311.814.018.321.7
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -18.0-2.61.4-4.3-2.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-18.5-2.61.4-4.3-2.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav4.80.1-0.3-3.9
Memo: Cash withdrawals at locations inside the country -18.4-2.51.4-4.2-2.8
Cash withdrawals with cards issued outside the country -14.31.91.50.6-12.6
Cash withdrawals:total nav43.423.831.520.5
Cash deposits with cards issued inside the country at locations
  inside the country 		5.443.423.831.520.6
E-money loading/unloading transactions 0.50.2-1.9-1.6-0.7
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 253249259256262
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		254250261257263
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		159154154158156
Memo: Cash withdrawals at locations inside the country 251247257255260
Cash withdrawals with cards issued outside the country 179177183194189
Cash withdrawals:total 454475492514480
Cash deposits with cards issued inside the country at locations
  inside the country 		454475492515480
E-money loading/unloading transactions navnavnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 5,8335,6645,8415,6465,502
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		5,8015,6305,8065,6125,469
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		3234343433
Cash withdrawals:total 5287559511,2641,522
Cash deposits with cards issued inside the country at locations
  inside the country 		5287559511,2631,522
E-money loading/unloading transactions 00000
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 22.421.120.618.518.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		22.321.020.418.318.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.10.10.10.10.1
Cash withdrawals:total 2.02.83.34.15.1
Cash deposits with cards issued inside the country at locations
  inside the country 		2.02.83.34.15.1
E-money loading/unloading transactions 0.00.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 734714738718705
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		730710734714701
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		44444
Memo: Cash withdrawals at locations inside the country 752731756737721
Cash withdrawals with cards issued outside the country 2122222320
Cash withdrawals:total 6795120161195
Cash deposits with cards issued inside the country at locations
  inside the country 		6795120161195
E-money loading/unloading transactions 00000
Number of cards
 (thousands)
Total 70,25274,85379,64184,09486,377
With a cash function 68,55372,96177,61881,62784,354
With a debit function 25,10025,76326,93547,08448,416
With a delayed debit function 45,15349,09052,70637,01037,960
With a credit function napnapnapnapnap
With an e-money function 00000
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		70,25274,85379,64184,09486,377
Increase in the number of cards
 (% change on previous year)
Total 3.36.56.45.62.7
With a cash function 3.46.46.45.23.3
With a debit function 2.82.64.574.82.8
With a delayed debit function 3.68.77.4-29.82.6
With a credit function napnapnapnapnap
With an e-money function 0.00.00.00.00.0
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		3.36.56.45.62.7
Number of cards per inhabitant
 (units)
Total 1.531.631.731.811.85
With a cash function 1.491.591.681.761.80
With a debit function 0.550.560.581.011.03
With a delayed debit function 0.981.071.140.800.81
With a credit function napnapnapnapnap
With an e-money function 0.000.000.000.000.00
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		1.531.631.731.811.85
Number of terminals
 (thousands)
POS terminals 1,3811,4971,5711,6431,752
EFTPOS terminals: total 1,3811,4971,5711,6431,752
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 5050515353
ATMs: cash withdrawal 5050515353
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer nav42424140
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 12.88.45.04.66.7
EFTPOS terminals: total 12.88.45.04.66.7
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -1.10.21.85.0-0.0
ATMs: cash withdrawal -1.10.21.85.0-0.0
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer navnav1.2-3.5-1.6
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0300.0330.0340.0350.037
EFTPOS terminals: total 0.0300.0330.0340.0350.037
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer nav0.0010.0010.0010.001
ATMs: contactless napnapnapnapnap