CTA1: Selected data from T1-T6
«Spain»
Year
« ‹ 2020 › »
20162017201820192020
Basic statistical data
GDP (USD bn)1,2331,3111,4201,3941,275
Population (thousands)46,01946,13546,43546,79446,910
GDP per capita (USD per inhabitant)26,79128,40730,58829,79327,180
CPI inflation (% change on previous year)-0.22.01.70.7-0.3
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.9490.8340.8730.8900.815
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.9040.8870.8480.8930.877
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)425617633583950
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		36.244.245.941.669.3
Interbank deposits: Total value (USD bn)406589611566928
Interbank deposits: Value as a percentage of GDP (%)34.542.344.340.567.7
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 255261258264264
Number of institutions: Number per 1 million inhabitants 5.55.75.65.65.6
Number of branches or offices: Total number 28,97727,64826,33424,19222,572
Number of branches or offices:
  Number per 1 million inhabitants 		629.7599.3567.1517.0481.2
Payment accounts held by end users
Total number of payment accounts (thousands)61,38060,93561,15464,47964,721
Number of accounts per inhabitant (units)11111
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)7,0698,1768,6079,7109,896
Increase in the total volume of cashless payments
 (% change on previous year)		9.215.75.312.81.9
Average number of cashless payments per inhabitant (units)154177185207211
Daily average volume of cashless payments (millions)1922242727
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,0331,1501,1411,4271,329
Direct debits 2,0932,5612,4062,3842,341
Cheques 7571575337
Card and e-money payments: Total volume 3,4644,0394,7035,5856,028
Card and e-money payments: By card with a debit function 2,1002,5203,2213,8644,178
Card and e-money payments:
  By card with a delayed debit function 		1,3631,5191,4821,7211,815
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 000035
Other payment instruments 405355299262162
Memo: Money remittances 1415171919
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 14.614.113.314.713.4
Direct debits 29.631.328.024.623.7
Cheques 1.10.90.70.50.4
Card and e-money payments: Total volume 49.049.454.657.560.9
Card and e-money payments: By card with a debit function 29.730.837.439.842.2
Card and e-money payments:
  By card with a delayed debit function 		19.318.617.217.718.3
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.4
Other payment instruments 5.74.33.52.71.6
Memo: Money remittances 0.20.20.20.20.2
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 17.111.3-0.725.0-6.8
Direct debits 0.622.4-6.1-0.9-1.8
Cheques -4.7-4.8-19.6-8.6-29.9
Card and e-money payments: Total volume 16.016.616.518.77.9
Card and e-money payments: By card with a debit function 22.720.027.819.98.1
Card and e-money payments:
  By card with a delayed debit function 		6.911.4-2.416.15.5
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.0nav
Other payment instruments -9.8-12.1-15.9-12.4-38.1
Memo: Money remittances 6.88.610.814.9-3.6
Volume of cashless payments per inhabitant
 (units)
Credit transfers 22.424.924.630.528.3
Direct debits 45.555.551.850.949.9
Cheques 1.61.51.21.10.8
Card and e-money payments: Total volume 75.387.5101.3119.3128.5
Card and e-money payments: By card with a debit function 45.654.669.482.689.1
Card and e-money payments:
  By card with a delayed debit function 		29.632.931.936.838.7
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.7
Other payment instruments 8.87.76.45.63.5
Memo: Money remittances 0.30.30.40.40.4
Daily average volume of cashless payments
 (thousands)
Credit transfers 2,8303,1503,1273,9093,641
Direct debits 5,7337,0176,5926,5316,412
Cheques 206196157144101
Card and e-money payments: Total volume 9,49011,06512,88615,30016,515
Card and e-money payments: By card with a debit function 5,7546,9038,82510,58511,446
Card and e-money payments:
  By card with a delayed debit function 		3,7354,1624,0604,7154,974
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 000095
Other payment instruments 1,108974819718444
Memo: Money remittances 3841465351
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)18,260,51913,425,35913,330,01912,900,80712,276,397
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-3.4-27.9-2.3-3.9-4.5
Cashless payments: Average value per cashless payment (USD)2,5831,6421,5491,3291,240
Cashless payments: Average value per inhabitant (USD)396,800291,004287,067275,696261,699
Cashless payments: Value as a ratio to GDP (%)1,481.11,024.4938.5925.4962.8
Cashless payments: Daily average value (USD millions)50,02936,78236,52135,34533,634
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 16,556,19211,496,15511,560,12411,099,27210,846,979
Direct debits 590,880726,696724,878752,993639,308
Cheques 479,866536,917391,600378,485259,810
Card and e-money payments: Total value 163,466187,786220,269235,683242,247
Card and e-money payments: By card with a debit function 89,085104,542135,656145,368155,202
Card and e-money payments:
  By card with a delayed debit function 		74,38183,24484,61390,31686,191
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0000853
Other payment instruments 470,114477,806433,148434,375288,055
Memo: Money remittances 4,5245,0415,9156,3975,819
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 90.785.686.786.088.4
Direct debits 3.25.45.45.85.2
Cheques 2.64.02.92.92.1
Card and e-money payments: Total value 0.91.41.71.82.0
Card and e-money payments: By card with a debit function 0.50.81.01.11.3
Card and e-money payments:
  By card with a delayed debit function 		0.40.60.60.70.7
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 2.63.63.23.42.3
Memo: Money remittances 0.00.00.00.00.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -3.7-31.9-1.1-4.7-2.0
Direct debits 0.420.6-1.93.2-14.8
Cheques 4.69.7-28.3-4.0-31.1
Card and e-money payments: Total value 12.712.715.46.33.1
Card and e-money payments: By card with a debit function 19.015.127.66.47.1
Card and e-money payments:
  By card with a delayed debit function 		6.09.8-0.06.0-4.3
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.2-1.9-1.6-0.7nav
Other payment instruments -7.8-0.3-10.8-0.4-33.5
Memo: Money remittances 10.79.315.47.4-8.7
Average value of cashless payments per payment
 (USD)
Credit transfers 16,02810,00010,1287,7808,162
Direct debits 282284301316273
Cheques 6,3927,5146,8137,2017,055
Card and e-money payments: Total value 4746474240
Card and e-money payments: By card with a debit function 4241423837
Card and e-money payments:
  By card with a delayed debit function 		5555575247
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnavnavnav25
Other payment instruments 1,1621,3441,4491,6581,776
Memo: Money remittances 325334353332313
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 359,765249,187248,951237,196231,228
Direct debits 12,84015,75215,61016,09213,628
Cheques 10,42711,6388,4338,0885,538
Card and e-money payments: Total value 3,5524,0704,7445,0375,164
Card and e-money payments: By card with a debit function 1,9362,2662,9213,1073,308
Card and e-money payments:
  By card with a delayed debit function 		1,6161,8041,8221,9301,837
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 000018
Other payment instruments 10,21610,3579,3289,2836,141
Memo: Money remittances 98109127137124
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,342.8877.2813.9796.2850.7
Direct debits 47.955.551.054.050.1
Cheques 38.941.027.627.120.4
Card and e-money payments: Total value 13.314.315.516.919.0
Card and e-money payments: By card with a debit function 7.28.09.610.412.2
Card and e-money payments:
  By card with a delayed debit function 		6.06.46.06.56.8
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.1
Other payment instruments 38.136.530.531.222.6
Memo: Money remittances 0.40.40.40.50.5
Daily average value of cashless payments
 (USD millions)
Credit transfers 45,35931,49631,67230,40929,718
Direct debits 1,6191,9911,9862,0631,752
Cheques 1,3151,4711,0731,037712
Card and e-money payments: Total value 448514603646664
Card and e-money payments: By card with a debit function 244286372398425
Card and e-money payments:
  By card with a delayed debit function 		204228232247236
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 00002
Other payment instruments 1,2881,3091,1871,190789
Memo: Money remittances 1214161816
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,1201,1281,1361,131806
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		0.70.70.8-0.5-28.7
With cards issued inside the country:
  Average volume per inhabitant (units)		2424242417
With cards issued inside the country:
  Daily average volume (units)		3,067,1513,089,1323,113,4003,098,7262,209,499
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,0461,0381,022983672
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1,0361,0281,012973667
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		101010105
Memo: Cash withdrawals at locations inside the country 1,0811,0731,0551,012684
Cash withdrawals with cards issued outside the country 4545433917
Cash deposits at locations inside and outside the country 7389114148134
Cash deposits with cards issued inside the country at locations
  inside the country 		7389114148134
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 93.592.190.086.983.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		92.691.289.186.082.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.90.90.90.90.6
Cash withdrawals:total 6.57.910.013.116.6
Cash deposits with cards issued inside the country at locations
  inside the country 		6.57.910.013.116.6
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -1.1-0.8-1.6-3.9-31.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-1.2-0.8-1.6-3.9-31.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		7.72.2-1.3-1.6-48.4
Memo: Cash withdrawals at locations inside the country -1.0-0.8-1.6-4.1-32.4
Cash withdrawals with cards issued outside the country 2.90.0-3.3-9.9-56.6
Cash withdrawals:total 36.821.828.029.9-9.4
Cash deposits with cards issued inside the country at locations
  inside the country 		36.821.827.930.0-9.4
E-money loading/unloading transactions 0.00.00.00.00.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2323222114
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2322222114
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		00000
Cash withdrawals:total 22233
Cash deposits with cards issued inside the country at locations
  inside the country 		22233
E-money loading/unloading transactions 00000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,8672,8452,8012,6931,842
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,8392,8172,7732,6651,828
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2728282714
Memo: Cash withdrawals at locations inside the country 2,9612,9392,8912,7721,874
Cash withdrawals with cards issued outside the country 12212211810646
Cash withdrawals:total 201244313406368
Cash deposits with cards issued inside the country at locations
  inside the country 		201244312406368
E-money loading/unloading transactions 00000
Value of withdrawals/deposits
Total value (USD millions)295,414313,340320,849328,676258,797
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		1.24.00.71.7-21.0
Average value per transaction (USD)264278282291321
Average value per inhabitant (USD)6,4196,7926,9107,0245,517
Total value as a ratio to GDP (%)24.023.922.623.620.3
Daily average value (USD millions)809858879900709
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 260,652269,460262,174257,464192,156
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		259,105267,880260,572255,914191,222
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1,5471,5791,6011,550935
Memo: Cash withdrawals at locations inside the country 266,993276,041268,919263,260195,044
Cash withdrawals with cards issued outside the country 7,8898,1618,3477,3463,822
Cash deposits at locations inside and outside the country 34,76243,88058,67671,21166,640
Cash deposits with cards issued inside the country at locations
  inside the country 		34,76243,88058,65671,21166,640
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 88.286.081.778.374.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		87.785.581.277.973.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.50.50.50.50.4
Cash withdrawals:total 11.814.018.321.725.8
Cash deposits with cards issued inside the country at locations
  inside the country 		11.814.018.321.725.8
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -2.61.4-4.3-2.5-25.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-2.61.4-4.3-2.5-25.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		4.80.1-0.3-3.9-39.5
Memo: Cash withdrawals at locations inside the country -2.51.4-4.2-2.8-25.7
Cash withdrawals with cards issued outside the country 1.91.50.6-12.6-47.8
Cash withdrawals:total 43.423.831.520.5-6.1
Cash deposits with cards issued inside the country at locations
  inside the country 		43.423.831.520.6-6.1
E-money loading/unloading transactions 0.2-1.9-1.6-0.70.3
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 249259256262286
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		250261257263287
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		154154158156182
Memo: Cash withdrawals at locations inside the country 247257255260285
Cash withdrawals with cards issued outside the country 177183194189227
Cash withdrawals:total 475492514480496
Cash deposits with cards issued inside the country at locations
  inside the country 		475492515480496
E-money loading/unloading transactions navnavnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 5,6645,8415,6465,5024,096
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		5,6305,8065,6125,4694,076
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		3434343320
Cash withdrawals:total 7559511,2641,5221,421
Cash deposits with cards issued inside the country at locations
  inside the country 		7559511,2631,5221,421
E-money loading/unloading transactions 00000
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 21.120.618.518.515.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		21.020.418.318.415.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.10.10.10.10.1
Cash withdrawals:total 2.83.34.15.15.2
Cash deposits with cards issued inside the country at locations
  inside the country 		2.83.34.15.15.2
E-money loading/unloading transactions 0.00.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 714738718705526
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		710734714701524
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		44443
Memo: Cash withdrawals at locations inside the country 731756737721534
Cash withdrawals with cards issued outside the country 2222232010
Cash withdrawals:total 95120161195183
Cash deposits with cards issued inside the country at locations
  inside the country 		95120161195183
E-money loading/unloading transactions 00000
Number of cards
 (thousands)
Total 74,85379,64184,09486,37789,847
With a cash function 72,96177,61881,62784,35486,334
With a debit function 25,76326,93547,08448,41649,260
With a delayed debit function 49,09052,70637,01037,96040,585
With a credit function napnapnapnapnap
With an e-money function 00000
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		74,85379,64184,09486,37789,847
Increase in the number of cards
 (% change on previous year)
Total 6.56.45.62.74.0
With a cash function 6.46.45.23.32.3
With a debit function 2.64.574.82.81.7
With a delayed debit function 8.77.4-29.82.66.9
With a credit function napnapnapnapnap
With an e-money function 0.00.00.00.00.0
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		6.56.45.62.74.0
Number of cards per inhabitant
 (units)
Total 1.631.731.811.851.92
With a cash function 1.591.681.761.801.84
With a debit function 0.560.581.011.031.05
With a delayed debit function 1.071.140.800.810.87
With a credit function napnapnapnapnap
With an e-money function 0.000.000.000.000.00
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		1.631.731.811.851.92
Number of terminals
 (thousands)
POS terminals 1,4971,5711,6431,7521,850
EFTPOS terminals: total 1,4971,5711,6431,7521,850
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 5051535349
ATMs: cash withdrawal 5051535349
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 4242414041
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 8.45.04.66.75.6
EFTPOS terminals: total 8.45.04.66.75.6
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.21.85.0-0.0-7.3
ATMs: cash withdrawal 0.21.85.0-0.0-7.3
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer nav1.2-3.5-1.61.6
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0330.0340.0350.0370.039
EFTPOS terminals: total 0.0330.0340.0350.0370.039
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap