CTA1: Selected data from T1-T6
«Spain»
Year
« ‹ 2021 › »
20172018201920202021
Basic statistical data
GDP (USD bn)1,3111,4201,3941,2751,427
Population (thousands)46,13546,43546,79446,91046,849
GDP per capita (USD per inhabitant)28,40730,58829,79327,18030,450
CPI inflation (% change on previous year)2.01.70.7-0.33.1
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.8340.8730.8900.8150.883
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.8870.8480.8930.8770.846
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)6176335839501,043
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		44.245.941.669.376.3
Interbank deposits: Total value (USD bn)5896115669281,002
Interbank deposits: Value as a percentage of GDP (%)42.344.340.567.773.3
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 261258264264265
Number of institutions: Number per 1 million inhabitants 5.75.65.65.65.7
Number of branches or offices: Total number 27,64826,33424,19222,57219,264
Number of branches or offices:
  Number per 1 million inhabitants 		599.3567.1517.0481.2411.2
Payment accounts held by end users
Total number of payment accounts (thousands)60,93561,15464,47964,72166,417
Number of accounts per inhabitant (units)11111
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)8,1768,6079,7109,89611,699
Increase in the total volume of cashless payments
 (% change on previous year)		15.75.312.81.918.2
Average number of cashless payments per inhabitant (units)177185207211250
Daily average volume of cashless payments (millions)2224272732
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,1501,1411,4271,3291,588
Direct debits 2,5612,4062,3842,3412,301
Cheques 7157533734
Card and e-money payments: Total volume 4,0394,7035,5856,0287,640
Card and e-money payments: By card with a debit function 2,5203,2213,8644,1785,275
Card and e-money payments:
  By card with a delayed debit function 		1,5191,4821,7211,8152,364
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0003546
Other payment instruments 355299262162138
Memo: Money remittances 1517191920
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 14.113.314.713.413.6
Direct debits 31.328.024.623.719.7
Cheques 0.90.70.50.40.3
Card and e-money payments: Total volume 49.454.657.560.965.3
Card and e-money payments: By card with a debit function 30.837.439.842.245.1
Card and e-money payments:
  By card with a delayed debit function 		18.617.217.718.320.2
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.40.4
Other payment instruments 4.33.52.71.61.2
Memo: Money remittances 0.20.20.20.20.2
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 11.3-0.725.0-6.819.5
Direct debits 22.4-6.1-0.9-1.8-1.7
Cheques -4.8-19.6-8.6-29.9-8.3
Card and e-money payments: Total volume 16.616.518.77.926.7
Card and e-money payments: By card with a debit function 20.027.819.98.126.3
Card and e-money payments:
  By card with a delayed debit function 		11.4-2.416.15.530.2
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.0nav32.6
Other payment instruments -12.1-15.9-12.4-38.1-15.1
Memo: Money remittances 8.610.814.9-3.610.3
Volume of cashless payments per inhabitant
 (units)
Credit transfers 24.924.630.528.333.9
Direct debits 55.551.850.949.949.1
Cheques 1.51.21.10.80.7
Card and e-money payments: Total volume 87.5101.3119.3128.5163.1
Card and e-money payments: By card with a debit function 54.669.482.689.1112.6
Card and e-money payments:
  By card with a delayed debit function 		32.931.936.838.750.5
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.71.0
Other payment instruments 7.76.45.63.52.9
Memo: Money remittances 0.30.40.40.40.4
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,1503,1273,9093,6414,350
Direct debits 7,0176,5926,5316,4126,304
Cheques 19615714410193
Card and e-money payments: Total volume 11,06512,88615,30016,51520,930
Card and e-money payments: By card with a debit function 6,9038,82510,58511,44614,453
Card and e-money payments:
  By card with a delayed debit function 		4,1624,0604,7154,9746,478
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 00095126
Other payment instruments 974819718444377
Memo: Money remittances 4146535156
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)13,425,35913,330,01912,900,80712,276,39713,805,420
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-27.9-2.3-3.9-4.59.1
Cashless payments: Average value per cashless payment (USD)1,6421,5491,3291,2401,180
Cashless payments: Average value per inhabitant (USD)291,004287,067275,696261,699294,678
Cashless payments: Value as a ratio to GDP (%)1,024.4938.5925.4962.8967.7
Cashless payments: Daily average value (USD millions)36,78236,52135,34533,63437,823
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 11,496,15511,560,12411,099,27210,846,97912,276,160
Direct debits 726,696724,878752,993639,308709,444
Cheques 536,917391,600378,485259,810280,291
Card and e-money payments: Total value 187,786220,269235,683242,247302,189
Card and e-money payments: By card with a debit function 104,542135,656145,368155,202190,804
Card and e-money payments:
  By card with a delayed debit function 		83,24484,61390,31686,191111,385
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0008533,267
Other payment instruments 477,806433,148434,375288,055237,336
Memo: Money remittances 5,0415,9156,3975,8196,731
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 85.686.786.088.488.9
Direct debits 5.45.45.85.25.1
Cheques 4.02.92.92.12.0
Card and e-money payments: Total value 1.41.71.82.02.2
Card and e-money payments: By card with a debit function 0.81.01.11.31.4
Card and e-money payments:
  By card with a delayed debit function 		0.60.60.70.70.8
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 3.63.23.42.31.7
Memo: Money remittances 0.00.00.00.00.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -31.9-1.1-4.7-2.09.8
Direct debits 20.6-1.93.2-14.87.6
Cheques 9.7-28.3-4.0-31.14.6
Card and e-money payments: Total value 12.715.46.33.121.0
Card and e-money payments: By card with a debit function 15.127.66.47.119.3
Card and e-money payments:
  By card with a delayed debit function 		9.8-0.06.0-4.325.4
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments -1.9-1.6-0.7nav271.5
Other payment instruments -0.3-10.8-0.4-33.5-20.1
Memo: Money remittances 9.315.47.4-8.712.2
Average value of cashless payments per payment
 (USD)
Credit transfers 10,00010,1287,7808,1627,733
Direct debits 284301316273308
Cheques 7,5146,8137,2017,0558,300
Card and e-money payments: Total value 4647424040
Card and e-money payments: By card with a debit function 4142383736
Card and e-money payments:
  By card with a delayed debit function 		5557524747
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments navnavnav2571
Other payment instruments 1,3441,4491,6581,7761,724
Memo: Money remittances 334353332313329
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 249,187248,951237,196231,228262,036
Direct debits 15,75215,61016,09213,62815,143
Cheques 11,6388,4338,0885,5385,983
Card and e-money payments: Total value 4,0704,7445,0375,1646,450
Card and e-money payments: By card with a debit function 2,2662,9213,1073,3084,073
Card and e-money payments:
  By card with a delayed debit function 		1,8041,8221,9301,8372,378
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0001870
Other payment instruments 10,3579,3289,2836,1415,066
Memo: Money remittances 109127137124144
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 877.2813.9796.2850.7860.5
Direct debits 55.551.054.050.149.7
Cheques 41.027.627.120.419.6
Card and e-money payments: Total value 14.315.516.919.021.2
Card and e-money payments: By card with a debit function 8.09.610.412.213.4
Card and e-money payments:
  By card with a delayed debit function 		6.46.06.56.87.8
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.10.2
Other payment instruments 36.530.531.222.616.6
Memo: Money remittances 0.40.40.50.50.5
Daily average value of cashless payments
 (USD millions)
Credit transfers 31,49631,67230,40929,71833,633
Direct debits 1,9911,9862,0631,7521,944
Cheques 1,4711,0731,037712768
Card and e-money payments: Total value 514603646664828
Card and e-money payments: By card with a debit function 286372398425523
Card and e-money payments:
  By card with a delayed debit function 		228232247236305
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 00029
Other payment instruments 1,3091,1871,190789650
Memo: Money remittances 1416181618
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,1281,1361,131806827
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		0.70.8-0.5-28.72.5
With cards issued inside the country:
  Average volume per inhabitant (units)		2424241718
With cards issued inside the country:
  Daily average volume (units)		3,089,1323,113,4003,098,7262,209,4992,265,762
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,0381,022983672684
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1,0281,012973667678
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		10101055
Memo: Cash withdrawals at locations inside the country 1,0731,0551,012684699
Cash withdrawals with cards issued outside the country 4543391721
Cash deposits at locations inside and outside the country 89114148134143
Cash deposits with cards issued inside the country at locations
  inside the country 		89114148134143
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 92.190.086.983.482.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		91.289.186.082.782.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.90.90.90.60.7
Cash withdrawals:total 7.910.013.116.617.3
Cash deposits with cards issued inside the country at locations
  inside the country 		7.910.013.116.617.3
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -0.8-1.6-3.9-31.61.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-0.8-1.6-3.9-31.41.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2.2-1.3-1.6-48.45.1
Memo: Cash withdrawals at locations inside the country -0.8-1.6-4.1-32.42.2
Cash withdrawals with cards issued outside the country 0.0-3.3-9.9-56.621.9
Cash withdrawals:total 21.828.029.9-9.46.8
Cash deposits with cards issued inside the country at locations
  inside the country 		21.827.930.0-9.46.8
E-money loading/unloading transactions 0.00.00.00.00.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2322211415
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2222211414
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		00000
Cash withdrawals:total 22333
Cash deposits with cards issued inside the country at locations
  inside the country 		22333
E-money loading/unloading transactions 00000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,8452,8012,6931,8421,873
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,8172,7732,6651,8281,858
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2828271415
Memo: Cash withdrawals at locations inside the country 2,9392,8912,7721,8741,914
Cash withdrawals with cards issued outside the country 1221181064656
Cash withdrawals:total 244313406368393
Cash deposits with cards issued inside the country at locations
  inside the country 		244312406368393
E-money loading/unloading transactions 00000
Value of withdrawals/deposits
Total value (USD millions)313,340320,849328,676258,797271,452
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		4.00.71.7-21.01.7
Average value per transaction (USD)278282291321328
Average value per inhabitant (USD)6,7926,9107,0245,5175,794
Total value as a ratio to GDP (%)23.922.623.620.319.0
Daily average value (USD millions)858879900709744
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 269,460262,174257,464192,156193,981
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		267,880260,572255,914191,222192,942
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1,5791,6011,5509351,039
Memo: Cash withdrawals at locations inside the country 276,041268,919263,260195,044197,758
Cash withdrawals with cards issued outside the country 8,1618,3477,3463,8224,816
Cash deposits at locations inside and outside the country 43,88058,67671,21166,64077,471
Cash deposits with cards issued inside the country at locations
  inside the country 		43,88058,65671,21166,64077,471
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 86.081.778.374.271.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		85.581.277.973.971.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.50.50.50.40.4
Cash withdrawals:total 14.018.321.725.828.5
Cash deposits with cards issued inside the country at locations
  inside the country 		14.018.321.725.828.5
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 1.4-4.3-2.5-25.1-2.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1.4-4.3-2.5-25.0-2.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.1-0.3-3.9-39.57.8
Memo: Cash withdrawals at locations inside the country 1.4-4.2-2.8-25.7-1.7
Cash withdrawals with cards issued outside the country 1.50.6-12.6-47.822.2
Cash withdrawals:total 23.831.520.5-6.112.8
Cash deposits with cards issued inside the country at locations
  inside the country 		23.831.520.6-6.112.8
E-money loading/unloading transactions -1.9-1.6-0.70.3-3.0
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 259256262286284
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		261257263287285
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		154158156182193
Memo: Cash withdrawals at locations inside the country 257255260285283
Cash withdrawals with cards issued outside the country 183194189227234
Cash withdrawals:total 492514480496540
Cash deposits with cards issued inside the country at locations
  inside the country 		492515480496540
E-money loading/unloading transactions navnavnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 5,8415,6465,5024,0964,141
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		5,8065,6125,4694,0764,118
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		3434332022
Cash withdrawals:total 9511,2641,5221,4211,654
Cash deposits with cards issued inside the country at locations
  inside the country 		9511,2631,5221,4211,654
E-money loading/unloading transactions 00000
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 20.618.518.515.113.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		20.418.318.415.013.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.10.10.10.10.1
Cash withdrawals:total 3.34.15.15.25.4
Cash deposits with cards issued inside the country at locations
  inside the country 		3.34.15.15.25.4
E-money loading/unloading transactions 0.00.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 738718705526531
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		734714701524529
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		44433
Memo: Cash withdrawals at locations inside the country 756737721534542
Cash withdrawals with cards issued outside the country 2223201013
Cash withdrawals:total 120161195183212
Cash deposits with cards issued inside the country at locations
  inside the country 		120161195183212
E-money loading/unloading transactions 00000
Number of cards
 (thousands)
Total 79,64184,09486,37789,84792,313
With a cash function 77,61881,62784,35486,33488,458
With a debit function 26,93547,08448,41649,26049,855
With a delayed debit function 52,70637,01037,96040,58541,142
With a credit function napnapnapnapnap
With an e-money function 00000
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		79,64184,09486,37789,84792,313
Increase in the number of cards
 (% change on previous year)
Total 6.45.62.74.02.7
With a cash function 6.45.23.32.32.5
With a debit function 4.574.82.81.71.2
With a delayed debit function 7.4-29.82.66.91.4
With a credit function napnapnapnapnap
With an e-money function 0.00.00.00.00.0
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		6.45.62.74.02.7
Number of cards per inhabitant
 (units)
Total 1.731.811.851.921.97
With a cash function 1.681.761.801.841.89
With a debit function 0.581.011.031.051.06
With a delayed debit function 1.140.800.810.870.88
With a credit function napnapnapnapnap
With an e-money function 0.000.000.000.000.00
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		1.731.811.851.921.97
Number of terminals
 (thousands)
POS terminals 1,5711,6431,7521,8501,950
EFTPOS terminals: total 1,5711,6431,7521,8501,949
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 5153534948
ATMs: cash withdrawal 5153534948
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 4241404138
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 5.04.66.75.65.4
EFTPOS terminals: total 5.04.66.75.65.3
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 1.85.0-0.0-7.3-3.7
ATMs: cash withdrawal 1.85.0-0.0-7.3-3.7
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 1.2-3.5-1.61.6-6.1
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0340.0350.0370.0390.042
EFTPOS terminals: total 0.0340.0350.0370.0390.042
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap