CTA1: Selected data from T1-T6
Year
«  2018  »
20142015201620172018
Basic statistical data
GDP (USD bn)2,8542,4392,4702,5922,790
Population (thousands)64,28364,45664,63464,83365,078
GDP per capita (USD per inhabitant)44,40437,83838,21939,98442,868
CPI inflation (% change on previous year)0.50.00.21.01.9
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.8240.9190.9490.8340.873
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.7540.9020.9040.8870.848
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)44114181271254
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
1.74.87.79.89.4
Interbank deposits: Total value (USD bn)140149138150161
Interbank deposits: Value as a percentage of GDP (%)5.46.25.85.46.0
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 498502485534516
Number of institutions: Number per 1 million inhabitants 7.77.87.58.27.9
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)18,95820,20820,97022,02923,428
Increase in the total volume of cashless payments
 (% change on previous year)
5.16.63.85.16.4
Average number of cashless payments per inhabitant (units)295314324340360
Daily average volume of cashless payments (millions)5255576064
Volume of cashless payments by instrument type
 (millions)
Credit transfers 3,4173,6213,7533,8704,037
Direct debits 3,5413,8793,9634,0914,211
Cheques 2,4832,3112,1371,9271,747
Card and e-money payments: Total volume 9,49110,27011,03512,06013,352
Card and e-money payments: By card with a debit function 4,9246,1257,6358,3359,335
Card and e-money payments:
  By card with a delayed debit function
1,3571,9162,1972,0232,183
Card and e-money payments: By card with a credit function 3,1572,1931,1661,6461,773
Card and e-money payments: E-money payments 5336385562
Other payment instruments 2672828181
Memo: Money remittances 00111
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 18.017.917.917.617.2
Direct debits 18.719.218.918.618.0
Cheques 13.111.410.28.77.5
Card and e-money payments: Total volume 50.150.852.654.757.0
Card and e-money payments: By card with a debit function 26.030.336.437.839.8
Card and e-money payments:
  By card with a delayed debit function
7.29.510.59.29.3
Card and e-money payments: By card with a credit function 16.710.95.67.57.6
Card and e-money payments: E-money payments 0.30.20.20.30.3
Other payment instruments 0.10.40.40.40.3
Memo: Money remittances 0.00.00.00.00.0
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 5.16.03.63.14.3
Direct debits 14.09.52.23.22.9
Cheques -5.3-6.9-7.5-9.9-9.3
Card and e-money payments: Total volume 5.98.27.49.310.7
Card and e-money payments: By card with a debit function nav24.424.79.212.0
Card and e-money payments:
  By card with a delayed debit function
nav41.214.6-7.97.9
Card and e-money payments: By card with a credit function nav-30.5-46.841.27.7
Card and e-money payments: E-money payments 4.8-31.34.744.711.7
Other payment instruments -72.0179.513.2-1.20.0
Memo: Money remittances nav-85.52,888.57.7-1.6
Volume of cashless payments per inhabitant
 (units)
Credit transfers 53.256.258.159.762.0
Direct debits 55.160.261.363.164.7
Cheques 38.635.933.129.726.8
Card and e-money payments: Total volume 147.6159.3170.7186.0205.2
Card and e-money payments: By card with a debit function 76.695.0118.1128.6143.4
Card and e-money payments:
  By card with a delayed debit function
21.129.734.031.233.5
Card and e-money payments: By card with a credit function 49.134.018.025.427.2
Card and e-money payments: E-money payments 0.80.60.60.80.9
Other payment instruments 0.41.11.31.21.2
Memo: Money remittances 0.00.00.00.00.0
Daily average volume of cashless payments
 (thousands)
Credit transfers 9,3619,92110,28210,60211,061
Direct debits 9,70310,62810,85711,20911,537
Cheques 6,8026,3335,8565,2794,786
Card and e-money payments: Total volume 26,00228,13830,23333,04036,582
Card and e-money payments: By card with a debit function 13,49116,78020,91722,83625,575
Card and e-money payments:
  By card with a delayed debit function
3,7185,2516,0185,5435,980
Card and e-money payments: By card with a credit function 8,6486,0083,1944,5104,858
Card and e-money payments: E-money payments 145100104151169
Other payment instruments 71199225222222
Memo: Money remittances 10444
Volume of fast payments
Fast payments: Total volume (thousands)navnavnavnavnav
Fast payments: By credit transfer (%)navnavnavnavnav
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnavnav
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)navnavnavnavnav
Fast payments: Daily average volume (thousands)navnavnavnavnav
Value of cashless payments
Cashless payments: Total value (USD millions)34,606,41229,667,51929,854,20630,932,43532,508,130
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-1.1-14.30.42.63.2
Cashless payments: Average value per cashless payment (USD)1,8251,4681,4241,4041,388
Cashless payments: Average value per inhabitant (USD)538,345460,276461,896477,109499,526
Cashless payments: Value as a ratio to GDP (%)1,212.41,216.41,208.61,193.31,165.3
Cashless payments: Daily average value (USD millions)94,81281,28181,79284,74689,063
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 30,164,78125,912,04926,216,43827,133,63728,551,230
Direct debits 1,828,2851,609,0291,650,7901,779,6761,934,924
Cheques 1,612,9051,300,4181,191,8641,129,4501,051,281
Card and e-money payments: Total value 588,275521,361500,803596,114673,011
Card and e-money payments: By card with a debit function 286,180286,077343,035373,992426,486
Card and e-money payments:
  By card with a delayed debit function
102,892123,236142,396136,169151,885
Card and e-money payments: By card with a credit function 198,879111,60214,71984,94093,549
Card and e-money payments: E-money payments 3244466541,0131,091
Other payment instruments 412,167,530324,661,602294,284293,110297,316
Memo: Money remittances 1,139395767829846
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 87.287.387.887.787.8
Direct debits 5.35.45.55.86.0
Cheques 4.74.44.03.73.2
Card and e-money payments: Total value 1.71.81.71.92.1
Card and e-money payments: By card with a debit function 0.81.01.11.21.3
Card and e-money payments:
  By card with a delayed debit function
0.30.40.50.40.5
Card and e-money payments: By card with a credit function 0.60.40.00.30.3
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 1,191.01,094.31.00.90.9
Memo: Money remittances 0.00.00.00.00.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -0.6-14.11.02.43.3
Direct debits -2.1-12.02.46.76.7
Cheques -8.4-19.4-8.5-6.2-8.6
Card and e-money payments: Total value 0.6-11.4-4.117.810.8
Card and e-money payments: By card with a debit function nav-0.119.77.912.0
Card and e-money payments:
  By card with a delayed debit function
nav19.715.3-5.39.5
Card and e-money payments: By card with a credit function nav-43.9-86.8471.28.1
Card and e-money payments: E-money payments nav37.446.453.45.7
Other payment instruments -6.5-21.3-99.9-1.4-0.4
Memo: Money remittances nav-65.393.86.90.3
Average value of cashless payments per payment
 (USD)
Credit transfers 8,8287,1566,9867,0127,072
Direct debits 516415417435459
Cheques 650563558586602
Card and e-money payments: Total value 6251454950
Card and e-money payments: By card with a debit function 5847454546
Card and e-money payments:
  By card with a delayed debit function
7664656770
Card and e-money payments: By card with a credit function 6351135253
Card and e-money payments: E-money payments 612171818
Other payment instruments 15,896,0064,480,4393,5893,6193,671
Memo: Money remittances 3,7979,084590592614
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 469,250402,011405,614418,516438,723
Direct debits 28,44124,96325,54127,45029,732
Cheques 25,09120,17518,44017,42116,154
Card and e-money payments: Total value 9,1518,0897,7489,19510,342
Card and e-money payments: By card with a debit function 4,4524,4385,3075,7696,553
Card and e-money payments:
  By card with a delayed debit function
1,6011,9122,2032,1002,334
Card and e-money payments: By card with a credit function 3,0941,7312281,3101,437
Card and e-money payments: E-money payments 57101617
Other payment instruments 6,411,7665,036,9494,5534,5214,569
Memo: Money remittances 186121313
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,056.81,062.51,061.31,046.71,023.4
Direct debits 64.166.066.868.769.4
Cheques 56.553.348.243.637.7
Card and e-money payments: Total value 20.621.420.323.024.1
Card and e-money payments: By card with a debit function 10.011.713.914.415.3
Card and e-money payments:
  By card with a delayed debit function
3.65.15.85.35.4
Card and e-money payments: By card with a credit function 7.04.60.63.33.4
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 14,439.713,312.011.911.310.7
Memo: Money remittances 0.00.00.00.00.0
Daily average value of cashless payments
 (USD millions)
Credit transfers 82,64370,99271,82674,33978,223
Direct debits 5,0094,4084,5234,8765,301
Cheques 4,4193,5633,2653,0942,880
Card and e-money payments: Total value 1,6121,4281,3721,6331,844
Card and e-money payments: By card with a debit function 7847849401,0251,168
Card and e-money payments:
  By card with a delayed debit function
282338390373416
Card and e-money payments: By card with a credit function 54530640233256
Card and e-money payments: E-money payments 11233
Other payment instruments 1,129,226889,484806803815
Memo: Money remittances 31222
Value of fast payments
Fast payments: Total value (USD millions)navnavnavnavnav
Fast payments: By credit transfer (%)navnavnavnavnav
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnavnav
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)navnavnavnavnav
Fast payments: Average value per inhabitant (USD)navnavnavnavnav
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)navnav2,7041,6192,285
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
navnavnav-40.141.2
With cards issued inside the country:
  Average volume per inhabitant (units)
navnav422535
With cards issued inside the country:
  Daily average volume (units)
navnav7,409,4524,435,2366,261,285
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,6071,7191,6821,5771,519
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,5711,6701,6341,5331,473
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3749484446
Memo: Cash withdrawals at locations inside the country 1,6061,7051,6681,5681,513
Cash withdrawals with cards issued outside the country 3534343540
Cash deposits at locations inside and outside the country 291911,0224247
Cash deposits with cards issued inside the country at locations
  inside the country
291919424247
E-money loading/unloading transactions 52000
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country navnav62.297.466.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
navnav60.494.764.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
navnav1.82.72.0
Cash withdrawals:total navnav37.82.62.0
Cash deposits with cards issued inside the country at locations
  inside the country
navnav34.82.62.0
E-money loading/unloading transactions navnav0.00.00.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -2.97.0-2.1-6.3-3.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-2.26.4-2.2-6.2-3.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-24.832.8-0.8-9.54.4
Memo: Cash withdrawals at locations inside the country -2.56.2-2.2-6.0-3.5
Cash withdrawals with cards issued outside the country -13.3-2.3-1.21.815.7
Cash withdrawals:total nav550.0434.9-95.910.7
Cash deposits with cards issued inside the country at locations
  inside the country
nav550.0392.8-95.510.6
E-money loading/unloading transactions nav-58.3-99.9-100.00.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2527262423
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2426252423
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11111
Cash withdrawals:total 031611
Cash deposits with cards issued inside the country at locations
  inside the country
031511
E-money loading/unloading transactions 00000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 4,4034,7104,6094,3204,161
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4,3034,5774,4774,2004,037
Cash withdrawals with cards issued inside the country:
  at locations outside the country
100133132119125
Memo: Cash withdrawals at locations inside the country 4,3994,6714,5704,2954,146
Cash withdrawals with cards issued outside the country 96949395109
Cash withdrawals:total 815242,800116128
Cash deposits with cards issued inside the country at locations
  inside the country
815242,580116128
E-money loading/unloading transactions 146000
Value of withdrawals/deposits
Total value (USD millions)navnavnavnavnav
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
navnavnavnavnav
Average value per transaction (USD)navnavnavnavnav
Average value per inhabitant (USD)navnavnavnavnav
Total value as a ratio to GDP (%)navnavnavnavnav
Daily average value (USD millions)navnavnavnavnav
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 176,804160,329162,299165,833221,619
Cash withdrawals with cards issued inside the country:
  at locations inside the country
170,836153,676155,107159,181166,779
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5,9696,6537,1916,6516,742
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country 24,27228,38560,84823,11127,011
Cash deposits with cards issued inside the country at locations
  inside the country
24,27228,38556,42323,11127,004
E-money loading/unloading transactions 13152600
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country navnavnavnavnav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
navnavnavnavnav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
navnavnavnavnav
Cash withdrawals:total navnavnavnavnav
Cash deposits with cards issued inside the country at locations
  inside the country
navnavnavnavnav
E-money loading/unloading transactions navnavnavnavnav
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -2.3-9.41.01.131.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-1.2-10.10.71.62.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-25.411.47.9-8.5-0.5
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total nav16.9114.0-62.414.8
Cash deposits with cards issued inside the country at locations
  inside the country
nav16.998.4-59.514.7
E-money loading/unloading transactions nav-60.1-89.3-99.9-100.0
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 1109396105146
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1099295104113
Cash withdrawals with cards issued inside the country:
  at locations outside the country
163137149153148
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total 82614960548578
Cash deposits with cards issued inside the country at locations
  inside the country
82614960548579
E-money loading/unloading transactions 25241,870navnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 2,7502,4872,5112,5583,405
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,6582,3842,4002,4552,563
Cash withdrawals with cards issued inside the country:
  at locations outside the country
93103111103104
Cash withdrawals:total 378440941356415
Cash deposits with cards issued inside the country at locations
  inside the country
378440873356415
E-money loading/unloading transactions 21000
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 6.26.66.66.47.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
6.06.36.36.16.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.20.30.30.30.2
Cash withdrawals:total 0.91.22.50.91.0
Cash deposits with cards issued inside the country at locations
  inside the country
0.91.22.30.91.0
E-money loading/unloading transactions 0.00.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 484439445454607
Cash withdrawals with cards issued inside the country:
  at locations inside the country
468421425436457
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1618201818
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total 66781676374
Cash deposits with cards issued inside the country at locations
  inside the country
66781556374
E-money loading/unloading transactions 00000
Number of cards
 (thousands)
Total 101,52494,62794,24394,57096,271
With a cash function 85,67280,71881,76783,32475,274
With a debit function 55,27050,23950,34348,18450,641
With a delayed debit function 7,3197,5608,84012,92910,547
With a credit function 6,9435,8674,7523,9843,617
With an e-money function 14,2013,0302,7492,3802,794
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 2.2-6.8-0.40.31.8
With a cash function -2.8-5.81.31.9-9.7
With a debit function -31.0-9.10.2-4.35.1
With a delayed debit function -69.33.316.946.3-18.4
With a credit function -64.6-15.5-19.0-16.2-9.2
With an e-money function -38.5-78.7-9.3-13.417.4
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.581.471.461.461.48
With a cash function 1.331.251.271.291.16
With a debit function 0.860.780.780.740.78
With a delayed debit function 0.110.120.140.200.16
With a credit function 0.110.090.070.060.06
With an e-money function 0.220.050.040.040.04
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 1,6071,4991,4901,6241,829
EFTPOS terminals: total 1,1037361,1129791,535
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 7261585755
ATMs: cash withdrawal 6758575654
ATMs: cash deposit navnavnavnav0
ATMs: credit transfer 5139404342
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 19.5-6.7-0.69.012.6
EFTPOS terminals: total -18.0-33.351.0-11.956.8
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 22.3-15.3-3.7-3.1-3.1
ATMs: cash withdrawal 14.2-14.1-0.2-2.8-2.7
ATMs: cash deposit navnavnavnavnav
ATMs: credit transfer nav-22.92.86.5-0.8
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0250.0230.0230.0250.028
EFTPOS terminals: total 0.0170.0110.0170.0150.024
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit navnavnavnav0.000
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap