CTA1: Selected data from T1-T6
Year
«  2019  »
20152016201720182019
Basic statistical data
GDP (USD bn)2,4392,4702,5922,7902,731
Population (thousands)64,45664,63464,83365,07865,258
GDP per capita (USD per inhabitant)37,83838,21939,98442,86841,852
CPI inflation (% change on previous year)0.00.21.01.91.1
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.9190.9490.8340.8730.890
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.9020.9040.8870.8480.893
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)114181271254423
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
4.87.79.89.415.4
Interbank deposits: Total value (USD bn)149138150161171
Interbank deposits: Value as a percentage of GDP (%)6.25.85.46.06.2
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 502485534516473
Number of institutions: Number per 1 million inhabitants 7.87.58.27.97.2
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)20,20820,97022,02923,42824,977
Increase in the total volume of cashless payments
 (% change on previous year)
6.63.85.16.46.6
Average number of cashless payments per inhabitant (units)314324340360383
Daily average volume of cashless payments (millions)5557606468
Volume of cashless payments by instrument type
 (millions)
Credit transfers 3,6213,7533,8704,0374,269
Direct debits 3,8793,9634,0914,2114,370
Cheques 2,3112,1371,9271,7471,587
Card and e-money payments: Total volume 10,27011,03512,06013,35214,673
Card and e-money payments: By card with a debit function 6,1257,6358,3359,33510,121
Card and e-money payments:
  By card with a delayed debit function
1,9162,1972,0232,1832,441
Card and e-money payments: By card with a credit function 2,1931,1661,6461,7732,049
Card and e-money payments: E-money payments 3638556262
Other payment instruments 7282818178
Memo: Money remittances 01114
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 17.917.917.617.217.1
Direct debits 19.218.918.618.017.5
Cheques 11.410.28.77.56.4
Card and e-money payments: Total volume 50.852.654.757.058.7
Card and e-money payments: By card with a debit function 30.336.437.839.840.5
Card and e-money payments:
  By card with a delayed debit function
9.510.59.29.39.8
Card and e-money payments: By card with a credit function 10.95.67.57.68.2
Card and e-money payments: E-money payments 0.20.20.30.30.2
Other payment instruments 0.40.40.40.30.3
Memo: Money remittances 0.00.00.00.00.0
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 6.03.63.14.35.7
Direct debits 9.52.23.22.93.8
Cheques -6.9-7.5-9.9-9.3-9.2
Card and e-money payments: Total volume 8.27.49.310.79.9
Card and e-money payments: By card with a debit function 24.424.79.212.08.4
Card and e-money payments:
  By card with a delayed debit function
41.214.6-7.97.911.8
Card and e-money payments: By card with a credit function -30.5-46.841.27.715.6
Card and e-money payments: E-money payments -31.34.744.711.70.7
Other payment instruments 179.513.2-1.20.0-3.7
Memo: Money remittances -85.52,888.57.7-1.6190.3
Volume of cashless payments per inhabitant
 (units)
Credit transfers 56.258.159.762.065.4
Direct debits 60.261.363.164.767.0
Cheques 35.933.129.726.824.3
Card and e-money payments: Total volume 159.3170.7186.0205.2224.8
Card and e-money payments: By card with a debit function 95.0118.1128.6143.4155.1
Card and e-money payments:
  By card with a delayed debit function
29.734.031.233.537.4
Card and e-money payments: By card with a credit function 34.018.025.427.231.4
Card and e-money payments: E-money payments 0.60.60.80.91.0
Other payment instruments 1.11.31.21.21.2
Memo: Money remittances 0.00.00.00.00.1
Daily average volume of cashless payments
 (thousands)
Credit transfers 9,92110,28210,60211,06111,696
Direct debits 10,62810,85711,20911,53711,973
Cheques 6,3335,8565,2794,7864,348
Card and e-money payments: Total volume 28,13830,23333,04036,58240,200
Card and e-money payments: By card with a debit function 16,78020,91722,83625,57527,729
Card and e-money payments:
  By card with a delayed debit function
5,2516,0185,5435,9806,688
Card and e-money payments: By card with a credit function 6,0083,1944,5104,8585,614
Card and e-money payments: E-money payments 100104151169170
Other payment instruments 199225222222214
Memo: Money remittances 044411
Volume of fast payments
Fast payments: Total volume (thousands)navnavnavnavnav
Fast payments: By credit transfer (%)navnavnavnavnav
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnavnav
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)navnavnavnavnav
Fast payments: Daily average volume (thousands)navnavnavnavnav
Value of cashless payments
Cashless payments: Total value (USD millions)29,667,51929,854,20630,932,43532,508,13031,936,296
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-14.30.42.63.2-2.8
Cashless payments: Average value per cashless payment (USD)1,4681,4241,4041,3881,279
Cashless payments: Average value per inhabitant (USD)460,276461,896477,109499,526489,385
Cashless payments: Value as a ratio to GDP (%)1,216.41,208.61,193.31,165.31,169.3
Cashless payments: Daily average value (USD millions)81,28181,79284,74689,06387,497
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 25,912,04926,216,43827,133,63728,551,23028,167,197
Direct debits 1,609,0291,650,7901,779,6761,934,9241,915,059
Cheques 1,300,4181,191,8641,129,4501,051,281911,711
Card and e-money payments: Total value 521,361500,803596,114673,011682,054
Card and e-money payments: By card with a debit function 286,077343,035373,992426,486441,517
Card and e-money payments:
  By card with a delayed debit function
123,236142,396136,169151,885142,391
Card and e-money payments: By card with a credit function 111,60214,71984,94093,54997,519
Card and e-money payments: E-money payments 4466541,0131,091628
Other payment instruments 324,661,602294,284293,110297,316260,799
Memo: Money remittances 3957678298462,229
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 87.387.887.787.888.2
Direct debits 5.45.55.86.06.0
Cheques 4.44.03.73.22.9
Card and e-money payments: Total value 1.81.71.92.12.1
Card and e-money payments: By card with a debit function 1.01.11.21.31.4
Card and e-money payments:
  By card with a delayed debit function
0.40.50.40.50.4
Card and e-money payments: By card with a credit function 0.40.00.30.30.3
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 1,094.31.00.90.90.8
Memo: Money remittances 0.00.00.00.00.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -14.11.02.43.3-2.4
Direct debits -12.02.46.76.7-2.1
Cheques -19.4-8.5-6.2-8.6-14.2
Card and e-money payments: Total value -11.4-4.117.810.80.2
Card and e-money payments: By card with a debit function -0.119.77.912.02.4
Card and e-money payments:
  By card with a delayed debit function
19.715.3-5.39.5-7.3
Card and e-money payments: By card with a credit function -43.9-86.8471.28.13.1
Card and e-money payments: E-money payments 37.446.453.45.7-43.1
Other payment instruments -21.3-99.9-1.4-0.4-13.2
Memo: Money remittances -65.393.86.90.3160.5
Average value of cashless payments per payment
 (USD)
Credit transfers 7,1566,9867,0127,0726,598
Direct debits 415417435459438
Cheques 563558586602574
Card and e-money payments: Total value 5145495046
Card and e-money payments: By card with a debit function 4745454644
Card and e-money payments:
  By card with a delayed debit function
6465677058
Card and e-money payments: By card with a credit function 5113525348
Card and e-money payments: E-money payments 1217181810
Other payment instruments 4,480,4393,5893,6193,6713,344
Memo: Money remittances 9,084590592614557
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 402,011405,614418,516438,723431,628
Direct debits 24,96325,54127,45029,73229,346
Cheques 20,17518,44017,42116,15413,971
Card and e-money payments: Total value 8,0897,7489,19510,34210,452
Card and e-money payments: By card with a debit function 4,4385,3075,7696,5536,766
Card and e-money payments:
  By card with a delayed debit function
1,9122,2032,1002,3342,182
Card and e-money payments: By card with a credit function 1,7312281,3101,4371,494
Card and e-money payments: E-money payments 710161710
Other payment instruments 5,036,9494,5534,5214,5693,996
Memo: Money remittances 612131334
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,062.51,061.31,046.71,023.41,031.3
Direct debits 66.066.868.769.470.1
Cheques 53.348.243.637.733.4
Card and e-money payments: Total value 21.420.323.024.125.0
Card and e-money payments: By card with a debit function 11.713.914.415.316.2
Card and e-money payments:
  By card with a delayed debit function
5.15.85.35.45.2
Card and e-money payments: By card with a credit function 4.60.63.33.43.6
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 13,312.011.911.310.79.5
Memo: Money remittances 0.00.00.00.00.1
Daily average value of cashless payments
 (USD millions)
Credit transfers 70,99271,82674,33978,22377,170
Direct debits 4,4084,5234,8765,3015,247
Cheques 3,5633,2653,0942,8802,498
Card and e-money payments: Total value 1,4281,3721,6331,8441,869
Card and e-money payments: By card with a debit function 7849401,0251,1681,210
Card and e-money payments:
  By card with a delayed debit function
338390373416390
Card and e-money payments: By card with a credit function 30640233256267
Card and e-money payments: E-money payments 12332
Other payment instruments 889,484806803815715
Memo: Money remittances 12226
Value of fast payments
Fast payments: Total value (USD millions)navnavnavnavnav
Fast payments: By credit transfer (%)navnavnavnavnav
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnavnav
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)navnavnavnavnav
Fast payments: Average value per inhabitant (USD)navnavnavnavnav
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)nav2,7041,6192,2852,306
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
navnav-40.141.20.9
With cards issued inside the country:
  Average volume per inhabitant (units)
nav42253535
With cards issued inside the country:
  Daily average volume (units)
nav7,409,4524,435,2366,261,2856,317,808
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,7191,6821,5771,5191,471
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,6701,6341,5331,4731,428
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4948444643
Memo: Cash withdrawals at locations inside the country 1,7051,6681,5681,5131,513
Cash withdrawals with cards issued outside the country 3434354040
Cash deposits at locations inside and outside the country 1911,0224247241
Cash deposits with cards issued inside the country at locations
  inside the country
191942424785
E-money loading/unloading transactions 20000
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country nav62.297.466.563.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
nav60.494.764.561.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
nav1.82.72.01.9
Cash withdrawals:total nav37.82.62.010.5
Cash deposits with cards issued inside the country at locations
  inside the country
nav34.82.62.03.7
E-money loading/unloading transactions nav0.00.00.00.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 7.0-2.1-6.3-3.7-3.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country
6.4-2.2-6.2-3.9-3.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
32.8-0.8-9.54.4-5.6
Memo: Cash withdrawals at locations inside the country 6.2-2.2-6.0-3.50.0
Cash withdrawals with cards issued outside the country -2.3-1.21.815.7-0.0
Cash withdrawals:total 550.0434.9-95.910.7416.1
Cash deposits with cards issued inside the country at locations
  inside the country
550.0392.8-95.510.682.2
E-money loading/unloading transactions -58.3-99.9-100.00.00.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2726242323
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2625242322
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11111
Cash withdrawals:total 316114
Cash deposits with cards issued inside the country at locations
  inside the country
315111
E-money loading/unloading transactions 00000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 4,7104,6094,3204,1614,030
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4,5774,4774,2004,0373,912
Cash withdrawals with cards issued inside the country:
  at locations outside the country
133132119125118
Memo: Cash withdrawals at locations inside the country 4,6714,5704,2954,1464,146
Cash withdrawals with cards issued outside the country 949395109109
Cash withdrawals:total 5242,800116128660
Cash deposits with cards issued inside the country at locations
  inside the country
5242,580116128233
E-money loading/unloading transactions 60000
Value of withdrawals/deposits
Total value (USD millions)navnavnavnavnav
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
navnavnavnavnav
Average value per transaction (USD)navnavnavnavnav
Average value per inhabitant (USD)navnavnavnavnav
Total value as a ratio to GDP (%)navnavnavnavnav
Daily average value (USD millions)navnavnavnavnav
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 160,329162,299165,833221,619221,870
Cash withdrawals with cards issued inside the country:
  at locations inside the country
153,676155,107159,181166,779159,838
Cash withdrawals with cards issued inside the country:
  at locations outside the country
6,6537,1916,6516,7426,284
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country 28,38560,84823,11127,01146,319
Cash deposits with cards issued inside the country at locations
  inside the country
28,38556,42323,11127,00438,201
E-money loading/unloading transactions 526000
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country navnavnavnavnav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
navnavnavnavnav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
navnavnavnavnav
Cash withdrawals:total navnavnavnavnav
Cash deposits with cards issued inside the country at locations
  inside the country
navnavnavnavnav
E-money loading/unloading transactions navnavnavnavnav
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -9.41.01.131.2-1.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-10.10.71.62.9-5.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11.47.9-8.5-0.5-7.8
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total 16.9114.0-62.414.869.6
Cash deposits with cards issued inside the country at locations
  inside the country
16.998.4-59.514.739.9
E-money loading/unloading transactions -60.1-89.3-99.9-100.0-1.1
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 9396105146151
Cash withdrawals with cards issued inside the country:
  at locations inside the country
9295104113112
Cash withdrawals with cards issued inside the country:
  at locations outside the country
137149153148146
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total 14960548578192
Cash deposits with cards issued inside the country at locations
  inside the country
14960548579449
E-money loading/unloading transactions 241,870navnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 2,4872,5112,5583,4053,400
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,3842,4002,4552,5632,449
Cash withdrawals with cards issued inside the country:
  at locations outside the country
10311110310496
Cash withdrawals:total 440941356415710
Cash deposits with cards issued inside the country at locations
  inside the country
440873356415585
E-money loading/unloading transactions 10000
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 6.66.66.47.98.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
6.36.36.16.05.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.30.30.20.2
Cash withdrawals:total 1.22.50.91.01.7
Cash deposits with cards issued inside the country at locations
  inside the country
1.22.30.91.01.4
E-money loading/unloading transactions 0.00.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 439445454607608
Cash withdrawals with cards issued inside the country:
  at locations inside the country
421425436457438
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1820181817
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total 781676374127
Cash deposits with cards issued inside the country at locations
  inside the country
781556374105
E-money loading/unloading transactions 00000
Number of cards
 (thousands)
Total 94,62794,24394,57096,27197,789
With a cash function 80,71881,76783,32475,27475,468
With a debit function 50,23950,34348,18450,64152,759
With a delayed debit function 7,5608,84012,92910,54714,639
With a credit function 5,8674,7523,9843,6177,852
With an e-money function 3,0302,7492,3802,7943,764
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total -6.8-0.40.31.81.6
With a cash function -5.81.31.9-9.70.3
With a debit function -9.10.2-4.35.14.2
With a delayed debit function 3.316.946.3-18.438.8
With a credit function -15.5-19.0-16.2-9.2117.1
With an e-money function -78.7-9.3-13.417.434.7
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.471.461.461.481.50
With a cash function 1.251.271.291.161.16
With a debit function 0.780.780.740.780.81
With a delayed debit function 0.120.140.200.160.22
With a credit function 0.090.070.060.060.12
With an e-money function 0.050.040.040.040.06
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 1,4991,4901,6241,8292,092
EFTPOS terminals: total 7361,1129791,5351,811
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 6158575553
ATMs: cash withdrawal 5857565452
ATMs: cash deposit navnavnav00
ATMs: credit transfer 3940434237
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals -6.7-0.69.012.614.4
EFTPOS terminals: total -33.351.0-11.956.818.0
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -15.3-3.7-3.1-3.1-3.5
ATMs: cash withdrawal -14.1-0.2-2.8-2.7-3.4
ATMs: cash deposit navnavnavnav82.2
ATMs: credit transfer -22.92.86.5-0.8-13.5
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0230.0230.0250.0280.032
EFTPOS terminals: total 0.0110.0170.0150.0240.028
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit navnavnav0.0000.000
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap