CTA1: Selected data from T1-T6
Year
«  2021 › »
20172018201920202021
Basic statistical data
GDP (USD bn)2,5922,7902,7312,6342,954
Population (thousands)64,83365,07865,25865,44665,637
GDP per capita (USD per inhabitant)39,98442,86841,85240,24845,001
CPI inflation (% change on previous year)1.01.91.10.51.6
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.8340.8730.8900.8150.883
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.8870.8480.8930.8770.846
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)2712544239381,033
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
9.89.415.433.136.5
Interbank deposits: Total value (USD bn)150161171214225
Interbank deposits: Value as a percentage of GDP (%)5.46.06.27.57.9
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 534516473469529
Number of institutions: Number per 1 million inhabitants 8.27.97.27.28.1
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)22,02923,42824,97724,28127,167
Increase in the total volume of cashless payments
 (% change on previous year)
5.16.46.6-2.811.9
Average number of cashless payments per inhabitant (units)340360383371414
Daily average volume of cashless payments (millions)6064686774
Volume of cashless payments by instrument type
 (millions)
Credit transfers 3,8704,0374,2694,4834,843
Direct debits 4,0914,2114,3704,6225,020
Cheques 1,9271,7471,5871,1751,106
Card and e-money payments: Total volume 12,06013,35214,67313,92916,122
Card and e-money payments: By card with a debit function 8,3359,33510,1219,93112,464
Card and e-money payments:
  By card with a delayed debit function
2,0232,1832,4412,1622,946
Card and e-money payments: By card with a credit function 1,6461,7732,0491,801648
Card and e-money payments: E-money payments 5562623664
Other payment instruments 8181787276
Memo: Money remittances 114329
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 17.617.217.118.517.8
Direct debits 18.618.017.519.018.5
Cheques 8.77.56.44.84.1
Card and e-money payments: Total volume 54.757.058.757.459.3
Card and e-money payments: By card with a debit function 37.839.840.540.945.9
Card and e-money payments:
  By card with a delayed debit function
9.29.39.88.910.8
Card and e-money payments: By card with a credit function 7.57.68.27.42.4
Card and e-money payments: E-money payments 0.30.30.20.10.2
Other payment instruments 0.40.30.30.30.3
Memo: Money remittances 0.00.00.00.00.1
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 3.14.35.75.08.0
Direct debits 3.22.93.85.88.6
Cheques -9.9-9.3-9.2-26.0-5.9
Card and e-money payments: Total volume 9.310.79.9-5.115.7
Card and e-money payments: By card with a debit function 9.212.08.4-1.925.5
Card and e-money payments:
  By card with a delayed debit function
-7.97.911.8-11.436.3
Card and e-money payments: By card with a credit function 41.27.715.6-12.1-64.0
Card and e-money payments: E-money payments 44.711.70.7-41.977.8
Other payment instruments -1.20.0-3.7-7.75.6
Memo: Money remittances 7.7-1.6190.3-25.0866.7
Volume of cashless payments per inhabitant
 (units)
Credit transfers 59.762.065.468.573.8
Direct debits 63.164.767.070.676.5
Cheques 29.726.824.318.016.9
Card and e-money payments: Total volume 186.0205.2224.8212.8245.6
Card and e-money payments: By card with a debit function 128.6143.4155.1151.7189.9
Card and e-money payments:
  By card with a delayed debit function
31.233.537.433.044.9
Card and e-money payments: By card with a credit function 25.427.231.427.59.9
Card and e-money payments: E-money payments 0.80.91.00.61.0
Other payment instruments 1.21.21.21.11.2
Memo: Money remittances 0.00.00.10.00.4
Daily average volume of cashless payments
 (thousands)
Credit transfers 10,60211,06111,69612,28213,268
Direct debits 11,20911,53711,97312,66313,753
Cheques 5,2794,7864,3483,2193,030
Card and e-money payments: Total volume 33,04036,58240,20038,16244,170
Card and e-money payments: By card with a debit function 22,83625,57527,72927,20834,148
Card and e-money payments:
  By card with a delayed debit function
5,5435,9806,6885,9238,071
Card and e-money payments: By card with a credit function 4,5104,8585,6144,9341,776
Card and e-money payments: E-money payments 15116917099175
Other payment instruments 222222214197208
Memo: Money remittances 4411879
Volume of fast payments
Fast payments: Total volume (thousands)navnavnavnav107,288
Fast payments: By credit transfer (%)navnavnavnav100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnav0.4
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)navnavnavnav2
Fast payments: Daily average volume (thousands)navnavnavnav294
Value of cashless payments
Cashless payments: Total value (USD millions)30,932,43532,508,13031,936,29640,821,20048,325,481
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
2.63.2-2.827.216.5
Cashless payments: Average value per cashless payment (USD)1,4041,3881,2791,6811,779
Cashless payments: Average value per inhabitant (USD)477,109499,526489,385623,739736,254
Cashless payments: Value as a ratio to GDP (%)1,193.31,165.31,169.31,549.71,636.1
Cashless payments: Daily average value (USD millions)84,74689,06387,497111,839132,399
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 27,133,63728,551,23028,167,19737,307,54744,354,400
Direct debits 1,779,6761,934,9241,915,0591,920,8342,239,965
Cheques 1,129,4501,051,281911,711700,183696,172
Card and e-money payments: Total value 596,114673,011682,054667,935784,706
Card and e-money payments: By card with a debit function 373,992426,486441,517440,776568,056
Card and e-money payments:
  By card with a delayed debit function
136,169151,885142,391137,151179,427
Card and e-money payments: By card with a credit function 84,94093,54997,51989,22236,010
Card and e-money payments: E-money payments 1,0131,0916287851,213
Other payment instruments 293,110297,316260,799224,673250,596
Memo: Money remittances 8298462,2291,9021,450
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 87.787.888.291.491.8
Direct debits 5.86.06.04.74.6
Cheques 3.73.22.91.71.4
Card and e-money payments: Total value 1.92.12.11.61.6
Card and e-money payments: By card with a debit function 1.21.31.41.11.2
Card and e-money payments:
  By card with a delayed debit function
0.40.50.40.30.4
Card and e-money payments: By card with a credit function 0.30.30.30.20.1
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.90.90.80.60.5
Memo: Money remittances 0.00.00.00.00.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 2.43.3-2.431.817.0
Direct debits 6.76.7-2.1-0.214.7
Cheques -6.2-8.6-14.2-23.6-2.2
Card and e-money payments: Total value 17.810.80.2-2.515.6
Card and e-money payments: By card with a debit function 7.912.02.4-0.626.8
Card and e-money payments:
  By card with a delayed debit function
-5.39.5-7.3-4.128.7
Card and e-money payments: By card with a credit function 471.28.13.1-8.9-60.3
Card and e-money payments: E-money payments 53.45.7-43.124.452.1
Other payment instruments -1.4-0.4-13.2-14.39.7
Memo: Money remittances 6.90.3160.5-15.0-25.0
Average value of cashless payments per payment
 (USD)
Credit transfers 7,0127,0726,5988,3229,158
Direct debits 435459438416446
Cheques 586602574596629
Card and e-money payments: Total value 4950464849
Card and e-money payments: By card with a debit function 4546444446
Card and e-money payments:
  By card with a delayed debit function
6770586361
Card and e-money payments: By card with a credit function 5253485056
Card and e-money payments: E-money payments 1818102219
Other payment instruments 3,6193,6713,3443,1203,297
Memo: Money remittances 59261455763450
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 418,516438,723431,628570,051675,753
Direct debits 27,45029,73229,34629,35034,127
Cheques 17,42116,15413,97110,69910,606
Card and e-money payments: Total value 9,19510,34210,45210,20611,955
Card and e-money payments: By card with a debit function 5,7696,5536,7666,7358,655
Card and e-money payments:
  By card with a delayed debit function
2,1002,3342,1822,0962,734
Card and e-money payments: By card with a credit function 1,3101,4371,4941,363549
Card and e-money payments: E-money payments 1617101218
Other payment instruments 4,5214,5693,9963,4333,818
Memo: Money remittances 1313342922
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,046.71,023.41,031.31,416.41,501.6
Direct debits 68.769.470.172.975.8
Cheques 43.637.733.426.623.6
Card and e-money payments: Total value 23.024.125.025.426.6
Card and e-money payments: By card with a debit function 14.415.316.216.719.2
Card and e-money payments:
  By card with a delayed debit function
5.35.45.25.26.1
Card and e-money payments: By card with a credit function 3.33.43.63.41.2
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 11.310.79.58.58.5
Memo: Money remittances 0.00.00.10.10.0
Daily average value of cashless payments
 (USD millions)
Credit transfers 74,33978,22377,170102,212121,519
Direct debits 4,8765,3015,2475,2636,137
Cheques 3,0942,8802,4981,9181,907
Card and e-money payments: Total value 1,6331,8441,8691,8302,150
Card and e-money payments: By card with a debit function 1,0251,1681,2101,2081,556
Card and e-money payments:
  By card with a delayed debit function
373416390376492
Card and e-money payments: By card with a credit function 23325626724499
Card and e-money payments: E-money payments 33223
Other payment instruments 803815715616687
Memo: Money remittances 22654
Value of fast payments
Fast payments: Total value (USD millions)navnavnavnav59,293
Fast payments: By credit transfer (%)navnavnavnav100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnav0.1
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)navnavnavnav553
Fast payments: Average value per inhabitant (USD)navnavnavnav903
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,6192,2852,3061,8431,195
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
-40.141.20.9-20.1-35.2
With cards issued inside the country:
  Average volume per inhabitant (units)
2535352818
With cards issued inside the country:
  Daily average volume (units)
4,435,2366,261,2856,317,8085,049,3153,273,973
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,5771,5191,4711,1321,139
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,5331,4731,4281,1111,112
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4446432127
Memo: Cash withdrawals at locations inside the country 1,5681,5131,5131,1431,147
Cash withdrawals with cards issued outside the country 3540403235
Cash deposits at locations inside and outside the country 42472416456
Cash deposits with cards issued inside the country at locations
  inside the country
4247856456
E-money loading/unloading transactions 0000nav
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 97.466.563.861.495.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
94.764.561.960.393.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2.72.01.91.12.3
Cash withdrawals:total 2.62.010.53.54.7
Cash deposits with cards issued inside the country at locations
  inside the country
2.62.03.73.54.7
E-money loading/unloading transactions 0.00.00.00.0nav
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -6.3-3.7-3.2-23.00.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-6.2-3.9-3.1-22.20.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-9.54.4-5.6-51.228.6
Memo: Cash withdrawals at locations inside the country -6.0-3.50.0-24.40.3
Cash withdrawals with cards issued outside the country 1.815.7-0.0-18.98.2
Cash withdrawals:total -95.910.7416.1-73.4-12.5
Cash deposits with cards issued inside the country at locations
  inside the country
-95.510.682.2-24.7-12.5
E-money loading/unloading transactions -100.00.00.00.0nav
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2423231717
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2423221717
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11100
Cash withdrawals:total 11411
Cash deposits with cards issued inside the country at locations
  inside the country
11111
E-money loading/unloading transactions 0000nav
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 4,3204,1614,0303,1013,121
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4,2004,0373,9123,0443,047
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1191251185874
Memo: Cash withdrawals at locations inside the country 4,2954,1464,1463,1333,142
Cash withdrawals with cards issued outside the country 951091098996
Cash withdrawals:total 116128660175153
Cash deposits with cards issued inside the country at locations
  inside the country
116128233175153
E-money loading/unloading transactions 0000nav
Value of withdrawals/deposits
Total value (USD millions)navnavnav188,438195,920
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
navnavnavnav2.3
Average value per transaction (USD)navnavnav102164
Average value per inhabitant (USD)navnavnav2,8792,985
Total value as a ratio to GDP (%)navnavnav7.26.6
Daily average value (USD millions)navnavnav516537
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 165,833221,619221,870188,438157,163
Cash withdrawals with cards issued inside the country:
  at locations inside the country
159,181166,779159,838141,340152,626
Cash withdrawals with cards issued inside the country:
  at locations outside the country
6,6516,7426,2843,4164,537
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country 23,11127,01146,31933,34538,714
Cash deposits with cards issued inside the country at locations
  inside the country
23,11127,00438,20133,34538,714
E-money loading/unloading transactions 0000nav
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country navnavnav100.080.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country
navnavnav75.077.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
navnavnav1.82.3
Cash withdrawals:total navnavnav17.719.8
Cash deposits with cards issued inside the country at locations
  inside the country
navnavnav17.719.8
E-money loading/unloading transactions navnavnav0.0nav
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 1.131.2-1.0-15.5-17.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1.62.9-5.2-12.06.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-8.5-0.5-7.8-45.930.7
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total -62.414.869.6-28.414.2
Cash deposits with cards issued inside the country at locations
  inside the country
-59.514.739.9-13.114.2
E-money loading/unloading transactions -99.9-100.0-1.1-0.5nav
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 105146151166138
Cash withdrawals with cards issued inside the country:
  at locations inside the country
104113112127137
Cash withdrawals with cards issued inside the country:
  at locations outside the country
153148146163168
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total 548578192521691
Cash deposits with cards issued inside the country at locations
  inside the country
548579449521691
E-money loading/unloading transactions navnavnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 2,5583,4053,4002,8792,394
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,4552,5632,4492,1602,325
Cash withdrawals with cards issued inside the country:
  at locations outside the country
103104965269
Cash withdrawals:total 356415710510590
Cash deposits with cards issued inside the country at locations
  inside the country
356415585510590
E-money loading/unloading transactions 0000nav
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 6.47.98.17.25.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
6.16.05.95.45.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.20.20.10.2
Cash withdrawals:total 0.91.01.71.31.3
Cash deposits with cards issued inside the country at locations
  inside the country
0.91.01.41.31.3
E-money loading/unloading transactions 0.00.00.00.0nav
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 454607608516431
Cash withdrawals with cards issued inside the country:
  at locations inside the country
436457438387418
Cash withdrawals with cards issued inside the country:
  at locations outside the country
181817912
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total 637412791106
Cash deposits with cards issued inside the country at locations
  inside the country
637410591106
E-money loading/unloading transactions 0000nav
Number of cards
 (thousands)
Total 94,57096,27197,789100,539101,611
With a cash function 83,32475,27475,46878,13773,623
With a debit function 48,18450,64152,75954,07160,787
With a delayed debit function 12,92910,54714,63911,68917,112
With a credit function 3,9843,6177,8528,56612,117
With an e-money function 2,3802,7943,7644,0784,272
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 0.31.81.62.81.1
With a cash function 1.9-9.70.33.5-5.8
With a debit function -4.35.14.22.512.4
With a delayed debit function 46.3-18.438.8-20.246.4
With a credit function -16.2-9.2117.19.141.5
With an e-money function -13.417.434.78.34.8
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.461.481.501.541.55
With a cash function 1.291.161.161.191.12
With a debit function 0.740.780.810.830.93
With a delayed debit function 0.200.160.220.180.26
With a credit function 0.060.060.120.130.18
With an e-money function 0.040.040.060.060.07
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 1,6241,8292,0922,2312,638
EFTPOS terminals: total 9791,5351,8111,9531,917
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 5755534851
ATMs: cash withdrawal 5654524750
ATMs: cash deposit nav0000
ATMs: credit transfer 4342373635
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 9.012.614.46.618.2
EFTPOS terminals: total -11.956.818.07.8-1.8
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -3.1-3.1-3.5-9.46.7
ATMs: cash withdrawal -2.8-2.7-3.4-10.96.9
ATMs: cash deposit navnav82.2-24.7-12.5
ATMs: credit transfer 6.5-0.8-13.5-2.0-2.7
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0250.0280.0320.0340.040
EFTPOS terminals: total 0.0150.0240.0280.0300.029
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit nav0.0000.0000.0000.000
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap