CTA1: Selected data from T1-T6
Year
«  2016  »
20122013201420152016
Basic statistical data
GDP (USD bn)2,7142,7863,0672,9362,699
Population (thousands)63,70564,10664,59765,11065,648
GDP per capita (USD per inhabitant)42,60243,45947,48145,09141,108
CPI inflation (% change on previous year)2.82.61.50.10.6
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.6190.6050.6420.6740.812
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.6310.6400.6070.6540.741
Banknotes and coins in circulation
Total value (USD bn)9810310310384
Value per inhabitant (USD)1,5331,6021,5881,5831,277
Value as a percentage of GDP (%)3.53.53.53.63.4
Value as a percentage of narrow money (%)4.54.44.44.44.2
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)358506477464445
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
12.917.216.416.318.1
Interbank deposits: Total value (USD bn)1,0581,208714703604
Interbank deposits: Value as a percentage of GDP (%)38.241.024.624.724.6
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number napnapnapnapnap
Number of institutions: Number per 1 million inhabitants napnapnapnapnap
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)6,992navnavnavnav
Value per inhabitant (USD)109,758navnavnavnav
Value as a percentage of GDP (%)257.6navnavnavnav
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)18,55719,67221,27023,08025,152
Increase in the total volume of cashless payments
 (% change on previous year)
4.36.08.18.59.0
Average number of cashless payments per inhabitant (units)291307329354383
Daily average volume of cashless payments (millions)5154586369
Volume of cashless payments by instrument type
 (millions)
Credit transfers 3,6933,8713,9404,0524,233
Direct debits 3,4173,5253,6723,9084,072
Cheques 848718644558477
Card and e-money payments: Total volume 10,59911,55813,01414,56216,370
Card and e-money payments: By card with a debit function 8,2118,99310,23211,48913,143
Card and e-money payments:
  By card with a delayed debit function
368374379370354
Card and e-money payments: By card with a credit function 2,0202,1912,4032,7032,873
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 19.919.718.517.616.8
Direct debits 18.417.917.316.916.2
Cheques 4.63.63.02.41.9
Card and e-money payments: Total volume 57.158.861.263.165.1
Card and e-money payments: By card with a debit function 44.245.748.149.852.3
Card and e-money payments:
  By card with a delayed debit function
2.01.91.81.61.4
Card and e-money payments: By card with a credit function 10.911.111.311.711.4
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 2.54.81.82.84.5
Direct debits 2.83.24.26.44.2
Cheques -12.6-15.3-10.3-13.4-14.5
Card and e-money payments: Total volume nap9.012.611.912.4
Card and e-money payments: By card with a debit function 7.99.513.812.314.4
Card and e-money payments:
  By card with a delayed debit function
1.41.61.3-2.4-4.3
Card and e-money payments: By card with a credit function 4.98.59.712.56.3
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 58.060.461.062.264.5
Direct debits 53.655.056.860.062.0
Cheques 13.311.210.08.67.3
Card and e-money payments: Total volume 166.4180.3201.5223.7249.4
Card and e-money payments: By card with a debit function 128.9140.3158.4176.5200.2
Card and e-money payments:
  By card with a delayed debit function
5.85.85.95.75.4
Card and e-money payments: By card with a credit function 31.734.237.241.543.8
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 10,11810,60610,79411,10111,598
Direct debits 9,3619,65710,06010,70811,156
Cheques 2,3231,9671,7641,5291,307
Card and e-money payments: Total volume 29,03831,66635,65539,89644,849
Card and e-money payments: By card with a debit function 22,49624,63828,03331,47736,008
Card and e-money payments:
  By card with a delayed debit function
1,0081,0251,0381,014970
Card and e-money payments: By card with a credit function 5,5346,0036,5847,4057,871
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)122,779,220118,725,325121,807,423113,822,792112,201,396
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
6.4-5.71.1-6.6-2.1
Cashless payments: Average value per cashless payment (USD)6,6166,0355,7274,9324,461
Cashless payments: Average value per inhabitant (USD)1,927,3091,852,0161,885,6511,748,1611,709,137
Cashless payments: Value as a ratio to GDP (%)4,524.04,261.53,971.43,877.04,157.7
Cashless payments: Daily average value (USD millions)336,381325,275333,719311,843307,401
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 118,902,920114,968,389117,751,812109,955,261108,698,700
Direct debits 1,703,7161,743,0101,921,8811,903,3441,703,642
Cheques 1,355,0241,146,3761,141,929953,659842,211
Card and e-money payments: Total value 817,561867,550991,8011,010,528956,843
Card and e-money payments: By card with a debit function 574,371618,872717,676742,766715,219
Card and e-money payments:
  By card with a delayed debit function
53,73751,65651,88944,66938,071
Card and e-money payments: By card with a credit function 189,451197,020222,236223,092203,553
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.896.896.796.696.9
Direct debits 1.41.51.61.71.5
Cheques 1.11.00.90.80.8
Card and e-money payments: Total value 0.70.70.80.90.9
Card and e-money payments: By card with a debit function 0.50.50.60.70.6
Card and e-money payments:
  By card with a delayed debit function
0.00.00.00.00.0
Card and e-money payments: By card with a credit function 0.20.20.20.20.2
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 6.9-5.70.9-6.7-1.8
Direct debits -1.0-0.38.7-1.0-11.1
Cheques -14.6-17.5-1.8-16.5-12.2
Card and e-money payments: Total value nap3.512.71.8-5.9
Card and e-money payments: By card with a debit function -0.05.014.33.4-4.3
Card and e-money payments:
  By card with a delayed debit function
-8.8-6.3-1.0-14.0-15.3
Card and e-money payments: By card with a credit function -2.21.411.20.3-9.3
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 32,19629,69929,88927,13725,677
Direct debits 499494523487418
Cheques 1,5981,5971,7731,7091,766
Card and e-money payments: Total value 7775766958
Card and e-money payments: By card with a debit function 7069706554
Card and e-money payments:
  By card with a delayed debit function
146138137121108
Card and e-money payments: By card with a credit function 9490928371
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 1,866,4611,793,4111,822,8681,688,7611,655,781
Direct debits 26,74427,19029,75229,23325,951
Cheques 21,27017,88317,67814,64712,829
Card and e-money payments: Total value 12,83413,53315,35415,52014,575
Card and e-money payments: By card with a debit function 9,0169,65411,11011,40810,895
Card and e-money payments:
  By card with a delayed debit function
844806803686580
Card and e-money payments: By card with a credit function 2,9743,0733,4403,4263,101
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 4,381.24,126.73,839.23,745.24,027.9
Direct debits 62.862.662.764.863.1
Cheques 49.941.137.232.531.2
Card and e-money payments: Total value 30.131.132.334.435.5
Card and e-money payments: By card with a debit function 21.222.223.425.326.5
Card and e-money payments:
  By card with a delayed debit function
2.01.91.71.51.4
Card and e-money payments: By card with a credit function 7.07.17.27.67.5
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 325,761314,982322,608301,247297,805
Direct debits 4,6684,7755,2655,2154,668
Cheques 3,7123,1413,1292,6132,307
Card and e-money payments: Total value 2,2402,3772,7172,7692,621
Card and e-money payments: By card with a debit function 1,5741,6961,9662,0351,960
Card and e-money payments:
  By card with a delayed debit function
147142142122104
Card and e-money payments: By card with a credit function 519540609611558
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)2,5322,4372,3312,0841,911
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
nap-3.8-4.3-10.6-8.3
With cards issued inside the country:
  Average volume per inhabitant (units)
4038363229
With cards issued inside the country:
  Daily average volume (units)
6,936,9866,676,7126,386,3015,709,5895,235,616
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 2,5322,4372,3312,0841,911
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country nap-3.8-4.3-10.6-8.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 4038363229
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 6,9376,6776,3865,7105,236
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)306,691299,852311,773296,968261,949
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
nap-4.72.5-4.8-12.4
Average value per transaction (USD)121123134142137
Average value per inhabitant (USD)4,8144,6774,8264,5613,990
Total value as a ratio to GDP (%)11.310.810.210.19.7
Daily average value (USD millions)840822854814718
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 306,691299,852311,773296,968261,949
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country nap-4.72.5-4.8-12.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 121123134142137
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 4,8144,6774,8264,5613,990
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 11.310.810.210.19.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 840822854814718
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 168,993175,593178,869175,630174,257
With a cash function 168,993175,593178,869175,630174,257
With a debit function 88,55395,68995,66398,80499,632
With a delayed debit function 2,3242,2622,1502,2192,193
With a credit function 56,44355,36256,92758,97358,559
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless 31,00938,12458,70781,600102,673
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total nap3.91.9-1.8-0.8
With a cash function nav3.91.9-1.8-0.8
With a debit function nap8.1-0.03.30.8
With a delayed debit function nap-2.7-5.03.2-1.2
With a credit function nap-1.92.83.6-0.7
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless nap22.954.039.025.8
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.652.742.772.702.65
With a cash function 2.652.742.772.702.65
With a debit function 1.391.491.481.521.52
With a delayed debit function 0.040.040.030.030.03
With a credit function 0.890.860.880.910.89
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless 0.490.590.911.251.56
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 1,6391,6541,7021,9582,157
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 6668697070
ATMs: cash withdrawal 6668697070
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 98988
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 20.50.92.915.110.1
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 2.72.82.11.3-0.4
ATMs: cash withdrawal 2.72.82.11.3-0.4
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer -49.1-4.33.5-2.5-6.7
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0260.0260.0260.0300.033
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0000.0000.0000.0000.000
ATMs: contactless napnapnapnapnap