CTA1: Selected data from T1-T6
Year
«  2020  »
20162017201820192020
Basic statistical data
GDP (USD bn)2,6992,6842,8772,8542,706
Population (thousands)65,64866,04066,43666,79767,081
GDP per capita (USD per inhabitant)41,10840,63543,30142,73140,337
CPI inflation (% change on previous year)0.62.72.51.80.9
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.8120.7400.7810.7570.733
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.7410.7770.7500.7840.780
Banknotes and coins in circulation
Total value (USD bn)84999498102
Value per inhabitant (USD)1,2771,4951,4171,4691,518
Value as a percentage of GDP (%)3.43.53.43.33.5
Value as a percentage of narrow money (%)4.24.34.24.13.6
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)445616602603992
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
18.121.921.820.434.5
Interbank deposits: Total value (USD bn)604613478563450
Interbank deposits: Value as a percentage of GDP (%)24.621.717.319.015.6
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number napnapnapnapnap
Number of institutions: Number per 1 million inhabitants napnapnapnapnap
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)navnavnavnavnav
Value per inhabitant (USD)navnavnavnavnav
Value as a percentage of GDP (%)navnavnavnavnav
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)25,15227,13929,77832,34930,914
Increase in the total volume of cashless payments
 (% change on previous year)
9.07.99.78.6-4.4
Average number of cashless payments per inhabitant (units)383411448484461
Daily average volume of cashless payments (millions)6974828985
Volume of cashless payments by instrument type
 (millions)
Credit transfers 4,2334,2594,6735,0915,500
Direct debits 4,0724,2274,3564,4824,507
Cheques 477401342272185
Card and e-money payments: Total volume 16,37018,25220,40722,50420,722
Card and e-money payments: By card with a debit function 13,14314,66616,64818,56017,526
Card and e-money payments:
  By card with a delayed debit function
354361374372345
Card and e-money payments: By card with a credit function 2,8733,2253,3853,5742,851
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 16.815.715.715.717.8
Direct debits 16.215.614.613.914.6
Cheques 1.91.51.10.80.6
Card and e-money payments: Total volume 65.167.368.569.667.0
Card and e-money payments: By card with a debit function 52.354.055.957.456.7
Card and e-money payments:
  By card with a delayed debit function
1.41.31.31.21.1
Card and e-money payments: By card with a credit function 11.411.911.411.09.2
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 4.50.69.78.98.0
Direct debits 4.23.83.12.90.6
Cheques -14.5-15.9-14.7-20.5-32.0
Card and e-money payments: Total volume 12.411.511.810.3-7.9
Card and e-money payments: By card with a debit function 14.411.613.511.5-5.6
Card and e-money payments:
  By card with a delayed debit function
-4.32.03.6-0.5-7.3
Card and e-money payments: By card with a credit function 6.312.35.05.6-20.2
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 64.564.570.376.282.0
Direct debits 62.064.065.667.167.2
Cheques 7.36.15.14.12.8
Card and e-money payments: Total volume 249.4276.4307.2336.9308.9
Card and e-money payments: By card with a debit function 200.2222.1250.6277.9261.3
Card and e-money payments:
  By card with a delayed debit function
5.45.55.65.65.1
Card and e-money payments: By card with a credit function 43.848.851.053.542.5
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 11,59811,66812,80313,94815,068
Direct debits 11,15611,58111,93412,27912,348
Cheques 1,3071,099937745507
Card and e-money payments: Total volume 44,84950,00555,91061,65556,773
Card and e-money payments: By card with a debit function 36,00840,18145,61150,84948,016
Card and e-money payments:
  By card with a delayed debit function
9709891,0251,019945
Card and e-money payments: By card with a credit function 7,8718,8369,2749,7927,811
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)112,201,396118,334,538122,350,909117,391,419128,736,251
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-2.12.70.9-5.78.7
Cashless payments: Average value per cashless payment (USD)4,4614,3604,1093,6294,164
Cashless payments: Average value per inhabitant (USD)1,709,1371,791,8621,841,6361,757,4351,919,116
Cashless payments: Value as a ratio to GDP (%)4,157.74,409.74,253.14,112.84,757.7
Cashless payments: Daily average value (USD millions)307,401324,204335,208321,620352,702
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 108,698,700115,049,702118,922,992114,097,199125,895,695
Direct debits 1,703,6421,679,6141,769,4581,692,1571,510,954
Cheques 842,211633,234590,708541,949296,291
Card and e-money payments: Total value 956,843971,9871,067,7501,060,1131,033,312
Card and e-money payments: By card with a debit function 715,219723,248798,002794,572819,009
Card and e-money payments:
  By card with a delayed debit function
38,07136,81339,73938,59730,613
Card and e-money payments: By card with a credit function 203,553211,926230,008226,943183,690
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.997.297.297.297.8
Direct debits 1.51.41.41.41.2
Cheques 0.80.50.50.50.2
Card and e-money payments: Total value 0.90.80.90.90.8
Card and e-money payments: By card with a debit function 0.60.60.70.70.6
Card and e-money payments:
  By card with a delayed debit function
0.00.00.00.00.0
Card and e-money payments: By card with a credit function 0.20.20.20.20.1
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -1.83.10.9-5.79.4
Direct debits -11.1-4.02.8-6.0-11.5
Cheques -12.2-26.8-9.0-9.9-45.8
Card and e-money payments: Total value -5.9-1.17.2-2.4-3.4
Card and e-money payments: By card with a debit function -4.3-1.57.7-2.22.2
Card and e-money payments:
  By card with a delayed debit function
-15.3-5.85.3-4.6-21.4
Card and e-money payments: By card with a credit function -9.31.45.9-3.1-19.8
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 25,67727,01325,44922,41222,890
Direct debits 418397406378335
Cheques 1,7661,5791,7271,9921,602
Card and e-money payments: Total value 5853524750
Card and e-money payments: By card with a debit function 5449484347
Card and e-money payments:
  By card with a delayed debit function
10810210610489
Card and e-money payments: By card with a credit function 7166686364
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 1,655,7811,742,1211,790,0381,708,1191,876,771
Direct debits 25,95125,43326,63425,33322,524
Cheques 12,8299,5898,8918,1134,417
Card and e-money payments: Total value 14,57514,71816,07215,87115,404
Card and e-money payments: By card with a debit function 10,89510,95212,01211,89512,209
Card and e-money payments:
  By card with a delayed debit function
580557598578456
Card and e-money payments: By card with a credit function 3,1013,2093,4623,3982,738
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 4,027.94,287.24,133.93,997.44,652.7
Direct debits 63.162.661.559.355.8
Cheques 31.223.620.519.011.0
Card and e-money payments: Total value 35.536.237.137.138.2
Card and e-money payments: By card with a debit function 26.527.027.727.830.3
Card and e-money payments:
  By card with a delayed debit function
1.41.41.41.41.1
Card and e-money payments: By card with a credit function 7.57.98.08.06.8
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 297,805315,205325,816312,595344,920
Direct debits 4,6684,6024,8484,6364,140
Cheques 2,3071,7351,6181,485812
Card and e-money payments: Total value 2,6212,6632,9252,9042,831
Card and e-money payments: By card with a debit function 1,9601,9822,1862,1772,244
Card and e-money payments:
  By card with a delayed debit function
10410110910684
Card and e-money payments: By card with a credit function 558581630622503
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,9111,7021,4951,345814
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
-8.3-10.9-12.2-10.0-39.5
With cards issued inside the country:
  Average volume per inhabitant (units)
2926232012
With cards issued inside the country:
  Daily average volume (units)
5,235,6164,663,0144,095,8903,684,9322,230,137
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,9111,7021,4951,345814
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -8.3-10.9-12.2-10.0-39.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2926232012
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 5,2364,6634,0963,6852,230
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)261,949241,279231,247206,121143,846
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-12.4-10.3-6.5-12.4-30.8
Average value per transaction (USD)137142155153177
Average value per inhabitant (USD)3,9903,6543,4813,0862,144
Total value as a ratio to GDP (%)9.79.08.07.25.3
Daily average value (USD millions)718661634565394
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 261,949241,279231,247206,121143,846
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -12.4-10.3-6.5-12.4-30.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 137142155153177
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 3,9903,6543,4813,0862,144
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 9.79.08.07.25.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 718661634565394
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 174,257175,956175,689173,795167,866
With a cash function 174,257175,956175,689173,795167,866
With a debit function 99,63298,29197,86999,22395,040
With a delayed debit function 2,1932,1162,0631,9311,638
With a credit function 58,55961,93762,50561,54462,031
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless 102,673118,884123,605131,811135,473
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total -0.81.0-0.2-1.1-3.4
With a cash function -0.81.0-0.2-1.1-3.4
With a debit function 0.8-1.3-0.41.4-4.2
With a delayed debit function -1.2-3.5-2.5-6.4-15.2
With a credit function -0.75.80.9-1.50.8
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless 25.815.84.06.62.8
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.652.662.642.602.50
With a cash function 2.652.662.642.602.50
With a debit function 1.521.491.471.491.42
With a delayed debit function 0.030.030.030.030.02
With a credit function 0.890.940.940.920.92
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless 1.561.801.861.972.02
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 2,1572,4172,6942,9862,581
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 7070636156
ATMs: cash withdrawal 7070636156
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 87766
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 10.112.111.410.9-13.6
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -0.4-0.6-9.0-4.5-8.2
ATMs: cash withdrawal -0.4-0.6-9.0-4.5-8.2
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer -6.7-15.34.1-6.3-3.4
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0330.0370.0410.0450.038
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0000.0000.0000.0000.000
ATMs: contactless napnapnapnapnap