CTA1: Selected data from T1-T6
«India»
Year
« ‹ 2021 › »
20172018201920202021
Basic statistical data
GDP (USD bn)2,6242,7612,8502,6723,200
Population (thousands)1,314,0001,327,0001,341,0001,355,4171,368,587
GDP per capita (USD per inhabitant)1,9972,0812,1261,9712,338
CPI inflation (% change on previous year)3.33.93.76.65.1
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		63.87569.63371.37973.06774.368
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		65.12968.44870.42774.10873.945
Banknotes and coins in circulation
Total value (USD bn)286307343390421
Value per inhabitant (USD)218231256288308
Value as a percentage of GDP (%)10.711.312.214.413.2
Value as a percentage of narrow money (%)63.465.166.364.763.5
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)navnavnavnavnav
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		navnavnavnavnav
Interbank deposits: Total value (USD bn)napnapnapnapnap
Interbank deposits: Value as a percentage of GDP (%)napnapnapnapnap
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 1,7451,7311,7241,7111,698
Number of institutions: Number per 1 million inhabitants 1.31.31.31.31.2
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants 		napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)2,0702,0652,1052,2922,487
Value per inhabitant (USD)1,5761,5561,5691,6911,817
Value as a percentage of GDP (%)78.974.873.885.877.7
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)15,68724,35132,65840,62864,196
Increase in the total volume of cashless payments
 (% change on previous year)		43.655.234.124.458.0
Average number of cashless payments per inhabitant (units)1218243047
Daily average volume of cashless payments (millions)436789111176
Volume of cashless payments by instrument type
 (millions)
Credit transfers 5,87911,85418,48627,96949,827
Direct debits 3795348261,0081,173
Cheques 1,1711,1241,070708722
Card and e-money payments: Total volume 8,25810,83912,27510,94212,474
Card and e-money payments: By card with a debit function 3,3434,4144,9534,1594,087
Card and e-money payments:
  By card with a delayed debit function 		5058623229
Card and e-money payments: By card with a credit function 1,4051,7632,0871,7932,156
Card and e-money payments: E-money payments 3,4594,6045,1724,9586,201
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 37.548.756.668.877.6
Direct debits 2.42.22.52.51.8
Cheques 7.54.63.31.71.1
Card and e-money payments: Total volume 52.644.537.626.919.4
Card and e-money payments: By card with a debit function 21.318.115.210.26.4
Card and e-money payments:
  By card with a delayed debit function 		0.30.20.20.10.0
Card and e-money payments: By card with a credit function 9.07.26.44.43.4
Card and e-money payments: E-money payments 22.118.915.812.29.7
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 52.4101.655.951.378.2
Direct debits 3.841.154.722.016.4
Cheques -2.9-4.1-4.8-33.81.9
Card and e-money payments: Total volume 50.231.313.2-10.914.0
Card and e-money payments: By card with a debit function 39.332.012.2-16.0-1.7
Card and e-money payments:
  By card with a delayed debit function 		7.815.67.5-48.7-9.1
Card and e-money payments: By card with a credit function 29.325.418.4-14.120.2
Card and e-money payments: E-money payments 76.233.112.3-4.225.1
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 4.58.913.820.636.4
Direct debits 0.30.40.60.70.9
Cheques 0.90.80.80.50.5
Card and e-money payments: Total volume 6.38.29.28.19.1
Card and e-money payments: By card with a debit function 2.53.33.73.13.0
Card and e-money payments:
  By card with a delayed debit function 		0.00.00.00.00.0
Card and e-money payments: By card with a credit function 1.11.31.61.31.6
Card and e-money payments: E-money payments 2.63.53.93.74.5
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 16,10832,47750,64876,627136,512
Direct debits 1,0381,4642,2642,7633,215
Cheques 3,2093,0792,9321,9411,977
Card and e-money payments: Total volume 22,62429,69633,62929,97934,175
Card and e-money payments: By card with a debit function 9,16012,09413,57011,39511,197
Card and e-money payments:
  By card with a delayed debit function 		1371591708780
Card and e-money payments: By card with a credit function 3,8504,8295,7174,9145,908
Card and e-money payments: E-money payments 9,47712,61514,17113,58316,990
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)1,924,9987,106,31313,170,50821,854,73943,071,230
Fast payments: By credit transfer (%)100.0100.0100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)12.329.240.353.867.1
Fast payments: Increase in volume (%)266.9269.285.365.997.1
Fast payments: Average volume per inhabitant (units)15101631
Fast payments: Daily average volume (thousands)5,27419,46936,08459,876118,003
Value of cashless payments
Cashless payments: Total value (USD millions)4,375,2355,311,0115,513,6725,293,0586,696,216
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		28.716.80.1-10.020.3
Cashless payments: Average value per cashless payment (USD)279218169130104
Cashless payments: Average value per inhabitant (USD)3,3304,0024,1123,9054,893
Cashless payments: Value as a ratio to GDP (%)166.7192.3193.4198.1209.2
Cashless payments: Daily average value (USD millions)11,98714,55115,10614,50218,346
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 2,888,7793,811,9984,031,3364,212,9525,411,666
Direct debits 60,01582,232111,333115,295133,572
Cheques 1,258,0431,204,7131,135,620768,002893,004
Card and e-money payments: Total value 168,399212,067235,383196,809257,974
Card and e-money payments: By card with a debit function 70,64086,70497,03286,53099,917
Card and e-money payments:
  By card with a delayed debit function 		5,5426,1175,8052,0462,141
Card and e-money payments: By card with a credit function 70,47088,146101,19882,656120,074
Card and e-money payments: E-money payments 21,74731,10031,34825,57835,843
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 66.071.873.179.680.8
Direct debits 1.41.52.02.22.0
Cheques 28.822.720.614.513.3
Card and e-money payments: Total value 3.84.04.33.73.9
Card and e-money payments: By card with a debit function 1.61.61.81.61.5
Card and e-money payments:
  By card with a delayed debit function 		0.10.10.10.00.0
Card and e-money payments: By card with a credit function 1.61.71.81.61.8
Card and e-money payments: E-money payments 0.50.60.60.50.5
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 46.127.02.0-2.022.2
Direct debits 5.731.830.5-2.910.2
Cheques 1.1-7.9-9.1-36.610.6
Card and e-money payments: Total value 41.321.27.0-21.624.7
Card and e-money payments: By card with a debit function 39.218.17.9-16.49.8
Card and e-money payments:
  By card with a delayed debit function 		10.16.2-8.5-66.9-0.5
Card and e-money payments: By card with a credit function 39.620.310.7-23.438.2
Card and e-money payments: E-money payments 68.837.6-2.8-23.533.3
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 491322218151109
Direct debits 158154135114114
Cheques 1,0741,0721,0611,0841,237
Card and e-money payments: Total value 2020191821
Card and e-money payments: By card with a debit function 2120202124
Card and e-money payments:
  By card with a delayed debit function 		111106936474
Card and e-money payments: By card with a credit function 5050484656
Card and e-money payments: E-money payments 67656
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 2,1982,8733,0063,1083,954
Direct debits 4662838598
Cheques 957908847567653
Card and e-money payments: Total value 128160176145188
Card and e-money payments: By card with a debit function 5465726473
Card and e-money payments:
  By card with a delayed debit function 		45422
Card and e-money payments: By card with a credit function 5466756188
Card and e-money payments: E-money payments 1723231926
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 110.1138.1141.4157.7169.1
Direct debits 2.33.03.94.34.2
Cheques 47.943.639.828.727.9
Card and e-money payments: Total value 6.47.78.37.48.1
Card and e-money payments: By card with a debit function 2.73.13.43.23.1
Card and e-money payments:
  By card with a delayed debit function 		0.20.20.20.10.1
Card and e-money payments: By card with a credit function 2.73.23.63.13.8
Card and e-money payments: E-money payments 0.81.11.11.01.1
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 7,91410,44411,04511,54214,826
Direct debits 164225305316366
Cheques 3,4473,3013,1112,1042,447
Card and e-money payments: Total value 461581645539707
Card and e-money payments: By card with a debit function 194238266237274
Card and e-money payments:
  By card with a delayed debit function 		15171666
Card and e-money payments: By card with a credit function 193241277226329
Card and e-money payments: E-money payments 6085867098
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)153,895360,451570,605819,2851,485,697
Fast payments: By credit transfer (%)100.0100.0100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)3.56.810.315.522.2
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		139.4125.352.634.772.5
Fast payments: Average value per payment (USD)8051433734
Fast payments: Average value per inhabitant (USD)1172724266041,086
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)8,6139,8739,5886,1786,578
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		0.514.6-2.9-35.66.5
With cards issued inside the country:
  Average volume per inhabitant (units)		77755
With cards issued inside the country:
  Daily average volume (units)		23,596,96727,049,04426,267,79216,927,16418,021,951
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 8,6139,8739,5886,1786,578
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		8,6109,8699,5846,2296,593
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		34421
Memo: Cash withdrawals at locations inside the country 8,6139,8729,5866,1786,578
Cash withdrawals with cards issued outside the country 32221
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		100.0100.0100.0100.8100.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.00.00.00.00.0
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 0.514.6-2.9-35.66.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		0.514.6-2.9-35.05.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		17.524.48.6-56.4-15.8
Memo: Cash withdrawals at locations inside the country 0.514.6-2.9-35.66.5
Cash withdrawals with cards issued outside the country 9.4-7.60.7-36.5-25.9
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 77755
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		77755
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		00000
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 23,59727,04926,26816,92718,022
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		23,58927,03926,25717,06518,062
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		8101054
Memo: Cash withdrawals at locations inside the country 23,59627,04626,26416,92718,021
Cash withdrawals with cards issued outside the country 77743
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)446,373485,140485,539392,409421,940
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		22.74.6-3.5-24.22.3
Average value per transaction (USD)5249516464
Average value per inhabitant (USD)340366362290308
Total value as a ratio to GDP (%)17.017.617.014.713.2
Daily average value (USD millions)1,2231,3291,3301,0751,156
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 446,373485,140485,539392,409421,940
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		445,644484,354484,693392,247421,772
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		729786846384309
Memo: Cash withdrawals at locations inside the country 445,956484,642484,963392,177421,743
Cash withdrawals with cards issued outside the country 312288270151112
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		99.899.899.8100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.20.20.20.10.1
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 22.74.6-3.5-24.22.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		22.64.6-3.5-24.12.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		29.13.73.7-57.4-23.4
Memo: Cash withdrawals at locations inside the country 22.64.6-3.5-24.22.3
Cash withdrawals with cards issued outside the country 28.1-11.2-9.7-47.4-29.4
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 5249516464
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		5249516364
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		258224221231221
Memo: Cash withdrawals at locations inside the country 5249516364
Cash withdrawals with cards issued outside the country 1171171099797
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 340366362290308
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		339365361289308
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		11100
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 17.017.617.014.713.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		17.017.517.014.713.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.00.00.00.00.0
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 1,2231,3291,3301,0751,156
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1,2211,3271,3281,0751,156
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		22211
Memo: Cash withdrawals at locations inside the country 1,2221,3281,3291,0741,155
Cash withdrawals with cards issued outside the country 11100
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 1,856,1222,022,0262,039,2762,059,4452,274,396
With a cash function 899,155953,486969,150946,5871,007,153
With a debit function 861,076905,813923,396885,660937,742
With a delayed debit function 594584584531463
With a credit function 37,48547,08945,17160,39768,949
With an e-money function 57,812115,053100,975166,270260,090
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank 39,93574,94960,585113,608241,425
Total number of cards:
  of which: able to initiate device-not-present payments 		956,882napnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 10.78.90.91.010.4
With a cash function 12.16.01.6-2.36.4
With a debit function 11.65.21.9-4.15.9
With a delayed debit function 2.8-1.6-0.1-9.1-12.8
With a credit function 25.625.6-4.133.714.2
With an e-money function -20.599.0-12.264.756.4
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank nav87.7-19.287.5112.5
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.411.521.521.521.66
With a cash function 0.680.720.720.700.74
With a debit function 0.660.680.690.650.69
With a delayed debit function 0.000.000.000.000.00
With a credit function 0.030.040.030.040.05
With an e-money function 0.040.090.080.120.19
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank 0.030.060.050.080.18
Total number of cards:
  of which: able to initiate device-not-present payments 		0.73napnapnapnap
Number of terminals
 (thousands)
POS terminals 3,0833,7224,2494,5855,498
EFTPOS terminals: total 3,0833,7224,2494,5855,498
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 222222222233245
ATMs: cash withdrawal navnavnavnavnav
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 21.920.714.17.919.9
EFTPOS terminals: total 21.920.714.17.919.9
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -0.1-0.20.15.15.0
ATMs: cash withdrawal navnavnavnavnav
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0020.0030.0030.0030.004
EFTPOS terminals: total 0.0020.0030.0030.0030.004
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal navnavnavnavnav
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap