CTA1: Selected data from T1-T6
Year
«  2019  »
20152016201720182019
Basic statistical data
GDP (USD bn)1,8351,8761,9582,0902,011
Population (thousands)60,23060,11560,00259,87759,729
GDP per capita (USD per inhabitant)30,47431,20832,62834,90433,669
CPI inflation (% change on previous year)0.0-0.11.21.10.6
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.9190.9490.8340.8730.890
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.9020.9040.8870.8480.893
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)2137127112144
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
1.22.16.15.57.1
Interbank deposits: Total value (USD bn)2323252324
Interbank deposits: Value as a percentage of GDP (%)1.31.31.21.11.2
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 687649583545529
Number of institutions: Number per 1 million inhabitants 11.410.89.79.18.9
Number of branches or offices: Total number 43,20441,64239,99338,19236,906
Number of branches or offices:
  Number per 1 million inhabitants
717.3692.7666.5637.8617.9
Payment accounts held by end users
Total number of payment accounts (thousands)45,50846,52247,13747,82848,660
Number of accounts per inhabitant (units)11111
Total value of payment accounts (USD bn)1,0171,0331,3501,3761,415
Value per inhabitant (USD)16,89017,17622,50422,97823,696
Value as a percentage of GDP (%)55.455.069.065.870.4
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)5,1775,6986,0356,7847,601
Increase in the total volume of cashless payments
 (% change on previous year)
9.910.15.912.412.0
Average number of cashless payments per inhabitant (units)8695101113127
Daily average volume of cashless payments (millions)1416171921
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,3601,3631,3911,4511,505
Direct debits 682791823920979
Cheques 209186168152134
Card and e-money payments: Total volume 2,6443,0743,3813,9994,731
Card and e-money payments: By card with a debit function 1,6171,8371,9412,2082,545
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6537768561,0521,216
Card and e-money payments: E-money payments 374461584739970
Other payment instruments 283285273262254
Memo: Money remittances 4441924
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 26.323.923.021.419.8
Direct debits 13.213.913.613.612.9
Cheques 4.03.32.82.21.8
Card and e-money payments: Total volume 51.153.956.059.062.2
Card and e-money payments: By card with a debit function 31.232.232.232.533.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 12.613.614.215.516.0
Card and e-money payments: E-money payments 7.28.19.710.912.8
Other payment instruments 5.55.04.53.93.3
Memo: Money remittances 0.10.10.10.30.3
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 7.70.22.14.33.7
Direct debits 12.215.94.111.86.5
Cheques -9.9-10.8-10.0-9.2-11.9
Card and e-money payments: Total volume 13.716.310.018.318.3
Card and e-money payments: By card with a debit function 16.313.65.713.715.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1.319.010.223.015.5
Card and e-money payments: E-money payments 28.323.326.726.531.2
Other payment instruments 0.70.7-4.2-4.0-3.2
Memo: Money remittances 37.0-2.73.6404.827.4
Volume of cashless payments per inhabitant
 (units)
Credit transfers 22.622.723.224.225.2
Direct debits 11.313.213.715.416.4
Cheques 3.53.12.82.52.2
Card and e-money payments: Total volume 43.951.156.466.879.2
Card and e-money payments: By card with a debit function 26.830.532.436.942.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 10.812.914.317.620.4
Card and e-money payments: E-money payments 6.27.79.712.316.2
Other payment instruments 4.74.74.54.44.2
Memo: Money remittances 0.10.10.10.30.4
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,7263,7333,8103,9754,124
Direct debits 1,8692,1662,2542,5202,683
Cheques 572510459417367
Card and e-money payments: Total volume 7,2438,4229,26310,95712,962
Card and e-money payments: By card with a debit function 4,4315,0325,3196,0486,973
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,7882,1272,3442,8833,331
Card and e-money payments: E-money payments 1,0241,2641,6012,0252,657
Other payment instruments 774780747717695
Memo: Money remittances 1010105266
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)9,503,2459,557,05810,214,52911,164,09410,057,445
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-19.50.75.68.1-10.5
Cashless payments: Average value per cashless payment (USD)1,8361,6771,6931,6461,323
Cashless payments: Average value per inhabitant (USD)157,784158,979170,236186,450168,384
Cashless payments: Value as a ratio to GDP (%)517.8509.4521.8534.2500.1
Cashless payments: Daily average value (USD millions)26,03626,18427,98530,58727,555
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 7,679,0737,737,6678,367,5869,189,2748,183,343
Direct debits 397,772404,031452,853528,977517,548
Cheques 546,916530,374495,967483,469420,006
Card and e-money payments: Total value 193,285215,435230,697275,686291,153
Card and e-money payments: By card with a debit function 114,421123,720128,437145,818151,692
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 60,04068,92474,21894,78398,487
Card and e-money payments: E-money payments 18,82422,79028,04335,08540,974
Other payment instruments 686,199669,550667,425686,688645,395
Memo: Money remittances 1,6635531,4676,7727,952
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 80.881.081.982.381.4
Direct debits 4.24.24.44.75.1
Cheques 5.85.54.94.34.2
Card and e-money payments: Total value 2.02.32.32.52.9
Card and e-money payments: By card with a debit function 1.21.31.31.31.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.60.70.70.81.0
Card and e-money payments: E-money payments 0.20.20.30.30.4
Other payment instruments 7.27.06.56.26.4
Memo: Money remittances 0.00.00.00.10.1
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -20.50.86.88.6-11.5
Direct debits -5.41.710.715.5-2.8
Cheques -22.7-2.9-7.6-3.6-13.7
Card and e-money payments: Total value -6.511.65.818.25.0
Card and e-money payments: By card with a debit function -2.48.22.612.33.4
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -16.114.96.426.33.3
Card and e-money payments: E-money payments 5.221.221.623.716.1
Other payment instruments -16.3-2.3-1.51.7-6.6
Memo: Money remittances 25.3-66.7162.0356.416.7
Average value of cashless payments per payment
 (USD)
Credit transfers 5,6465,6796,0176,3345,437
Direct debits 583511550575529
Cheques 2,6212,8482,9583,1773,131
Card and e-money payments: Total value 7370686962
Card and e-money payments: By card with a debit function 7167666660
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9289879081
Card and e-money payments: E-money payments 5049484742
Other payment instruments 2,4292,3532,4472,6232,546
Memo: Money remittances 450154393360332
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 127,497128,714139,454153,469137,008
Direct debits 6,6046,7217,5478,8348,665
Cheques 9,0818,8238,2668,0747,032
Card and e-money payments: Total value 3,2093,5843,8454,6044,875
Card and e-money payments: By card with a debit function 1,9002,0582,1412,4352,540
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9971,1471,2371,5831,649
Card and e-money payments: E-money payments 313379467586686
Other payment instruments 11,39311,13811,12311,46810,805
Memo: Money remittances 28924113133
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 418.4412.4427.4439.7406.9
Direct debits 21.721.523.125.325.7
Cheques 29.828.325.323.120.9
Card and e-money payments: Total value 10.511.511.813.214.5
Card and e-money payments: By card with a debit function 6.26.66.67.07.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3.33.73.84.54.9
Card and e-money payments: E-money payments 1.01.21.41.72.0
Other payment instruments 37.435.734.132.932.1
Memo: Money remittances 0.10.00.10.30.4
Daily average value of cashless payments
 (USD millions)
Credit transfers 21,03921,19922,92525,17622,420
Direct debits 1,0901,1071,2411,4491,418
Cheques 1,4981,4531,3591,3251,151
Card and e-money payments: Total value 530590632755798
Card and e-money payments: By card with a debit function 313339352400416
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 164189203260270
Card and e-money payments: E-money payments 52627796112
Other payment instruments 1,8801,8341,8291,8811,768
Memo: Money remittances 5241922
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,1461,1701,2061,2331,252
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
7.62.13.02.21.5
With cards issued inside the country:
  Average volume per inhabitant (units)
1919202121
With cards issued inside the country:
  Daily average volume (units)
3,139,1783,205,7533,303,3153,377,5893,428,877
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,0141,0101,0271,0291,015
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,0111,0071,0251,0261,011
Cash withdrawals with cards issued inside the country:
  at locations outside the country
33334
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 132161178204236
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 88.586.385.283.481.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
88.286.185.083.280.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.20.20.20.20.4
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 11.513.714.816.618.9
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 6.0-0.41.80.1-1.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
6.1-0.41.80.1-1.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
257.10.02.812.153.8
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 19.321.411.114.515.7
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1717171717
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1717171717
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00000
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 23334
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,7772,7662,8152,8182,782
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,7702,7592,8082,8102,770
Cash withdrawals with cards issued inside the country:
  at locations outside the country
777812
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 362440489559647
Value of withdrawals/deposits
Total value (USD millions)245,483251,247264,175285,086276,424
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-7.82.43.96.7-3.6
Average value per transaction (USD)214215219231221
Average value per inhabitant (USD)4,0764,1794,4034,7614,628
Total value as a ratio to GDP (%)13.413.413.513.613.7
Daily average value (USD millions)673688724781757
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 215,546214,628223,629237,840227,075
Cash withdrawals with cards issued inside the country:
  at locations inside the country
215,102214,185223,176237,315226,308
Cash withdrawals with cards issued inside the country:
  at locations outside the country
444443452524767
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 29,93736,62040,54647,24649,349
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 87.885.484.783.482.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
87.685.284.583.281.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.20.20.20.20.3
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 12.214.615.316.617.9
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -9.0-0.32.95.2-5.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-9.1-0.32.95.1-5.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country
234.3-0.11.014.645.4
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 1.622.49.415.23.8
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 213213218231224
Cash withdrawals with cards issued inside the country:
  at locations inside the country
213213218231224
Cash withdrawals with cards issued inside the country:
  at locations outside the country
177177176182173
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 226228227231209
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 3,5793,5703,7273,9723,802
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3,5713,5633,7193,9633,789
Cash withdrawals with cards issued inside the country:
  at locations outside the country
778913
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 497609676789826
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 11.711.411.411.411.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
11.711.411.411.411.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.00.00.00.00.0
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 1.62.02.12.32.5
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 591588613652622
Cash withdrawals with cards issued inside the country:
  at locations inside the country
589587611650620
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11112
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 82100111129135
Number of cards
 (thousands)
Total 102,329102,513105,887109,898113,218
With a cash function 76,73779,70282,49483,28186,141
With a debit function 50,31752,37354,14255,77057,207
With a delayed debit function napnapnapnapnap
With a credit function 26,83724,04423,39426,61727,077
With an e-money function 25,17526,09628,35227,51128,934
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank navnav37,25841,14143,031
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 6.30.23.33.83.0
With a cash function 8.63.93.51.03.4
With a debit function 7.04.13.43.02.6
With a delayed debit function napnapnapnapnap
With a credit function 0.9-10.4-2.713.81.7
With an e-money function 11.43.78.6-3.05.2
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank navnavnav10.44.6
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.701.711.761.841.90
With a cash function 1.271.331.371.391.44
With a debit function 0.840.870.900.930.96
With a delayed debit function napnapnapnapnap
With a credit function 0.450.400.390.440.45
With an e-money function 0.420.430.470.460.48
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank navnav0.620.690.72
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 1,9792,2262,4633,1713,590
EFTPOS terminals: total 1,9792,2262,4633,1713,590
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 5149494849
ATMs: cash withdrawal 5149494849
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 5146454444
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 7.112.510.628.813.2
EFTPOS terminals: total 7.112.510.628.813.2
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 1.8-2.5-1.5-1.82.9
ATMs: cash withdrawal 1.8-2.5-1.5-1.82.9
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 1.8-9.8-1.6-1.1-1.2
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0330.0370.0410.0530.060
EFTPOS terminals: total 0.0330.0370.0410.0530.060
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap