CTA1: Selected data from T1-T6
Year
«  2020  »
20162017201820192020
Basic statistical data
GDP (USD bn)1,8761,9582,0902,0111,894
Population (thousands)60,11560,00259,87759,72959,439
GDP per capita (USD per inhabitant)31,20832,62834,90433,66931,871
CPI inflation (% change on previous year)-0.11.21.10.6-0.1
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.9490.8340.8730.8900.815
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.9040.8870.8480.8930.877
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)37127112144297
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
2.16.15.57.114.6
Interbank deposits: Total value (USD bn)2325232435
Interbank deposits: Value as a percentage of GDP (%)1.31.21.11.21.7
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 649583545529526
Number of institutions: Number per 1 million inhabitants 10.89.79.18.98.8
Number of branches or offices: Total number 41,64239,99338,19236,90636,034
Number of branches or offices:
  Number per 1 million inhabitants
692.7666.5637.8617.9606.2
Payment accounts held by end users
Total number of payment accounts (thousands)46,52247,13747,82848,66050,232
Number of accounts per inhabitant (units)11111
Total value of payment accounts (USD bn)1,0331,3501,3761,4152,010
Value per inhabitant (USD)17,17622,50422,97823,69633,809
Value as a percentage of GDP (%)55.069.065.870.4106.1
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)5,6986,0356,7847,6018,007
Increase in the total volume of cashless payments
 (% change on previous year)
10.15.912.412.05.3
Average number of cashless payments per inhabitant (units)95101113127135
Daily average volume of cashless payments (millions)1617192122
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,3631,3911,4511,5051,585
Direct debits 7918239209791,033
Cheques 18616815213497
Card and e-money payments: Total volume 3,0743,3813,9994,7315,085
Card and e-money payments: By card with a debit function 1,8371,9412,2082,5452,769
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 7768561,0521,2161,156
Card and e-money payments: E-money payments 4615847399701,159
Other payment instruments 285273262254207
Memo: Money remittances 44192425
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 23.923.021.419.819.8
Direct debits 13.913.613.612.912.9
Cheques 3.32.82.21.81.2
Card and e-money payments: Total volume 53.956.059.062.263.5
Card and e-money payments: By card with a debit function 32.232.232.533.534.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 13.614.215.516.014.4
Card and e-money payments: E-money payments 8.19.710.912.814.5
Other payment instruments 5.04.53.93.32.6
Memo: Money remittances 0.10.10.30.30.3
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 0.22.14.33.75.3
Direct debits 15.94.111.86.55.5
Cheques -10.8-10.0-9.2-11.9-27.9
Card and e-money payments: Total volume 16.310.018.318.37.5
Card and e-money payments: By card with a debit function 13.65.713.715.38.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 19.010.223.015.5-4.9
Card and e-money payments: E-money payments 23.326.726.531.219.5
Other payment instruments 0.7-4.2-4.0-3.2-18.3
Memo: Money remittances -2.73.6404.827.45.6
Volume of cashless payments per inhabitant
 (units)
Credit transfers 22.723.224.225.226.7
Direct debits 13.213.715.416.417.4
Cheques 3.12.82.52.21.6
Card and e-money payments: Total volume 51.156.466.879.285.5
Card and e-money payments: By card with a debit function 30.532.436.942.646.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 12.914.317.620.419.5
Card and e-money payments: E-money payments 7.79.712.316.219.5
Other payment instruments 4.74.54.44.23.5
Memo: Money remittances 0.10.10.30.40.4
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,7333,8103,9754,1244,342
Direct debits 2,1662,2542,5202,6832,831
Cheques 510459417367265
Card and e-money payments: Total volume 8,4229,26310,95712,96213,930
Card and e-money payments: By card with a debit function 5,0325,3196,0486,9737,587
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 2,1272,3442,8833,3313,168
Card and e-money payments: E-money payments 1,2641,6012,0252,6573,175
Other payment instruments 780747717695567
Memo: Money remittances 1010526669
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)9,557,05810,214,52911,164,09410,057,4459,124,274
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
0.75.68.1-10.5-9.2
Cashless payments: Average value per cashless payment (USD)1,6771,6931,6461,3231,140
Cashless payments: Average value per inhabitant (USD)158,979170,236186,450168,384153,507
Cashless payments: Value as a ratio to GDP (%)509.4521.8534.2500.1481.7
Cashless payments: Daily average value (USD millions)26,18427,98530,58727,55524,998
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 7,737,6678,367,5869,189,2748,183,3437,469,694
Direct debits 404,031452,853528,977517,548488,542
Cheques 530,374495,967483,469420,006318,077
Card and e-money payments: Total value 215,435230,697275,686291,153303,666
Card and e-money payments: By card with a debit function 123,720128,437145,818151,692168,931
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 68,92474,21894,78398,48785,994
Card and e-money payments: E-money payments 22,79028,04335,08540,97448,735
Other payment instruments 669,550667,425686,688645,395544,295
Memo: Money remittances 5531,4676,7727,9529,195
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 81.081.982.381.481.9
Direct debits 4.24.44.75.15.4
Cheques 5.54.94.34.23.5
Card and e-money payments: Total value 2.32.32.52.93.3
Card and e-money payments: By card with a debit function 1.31.31.31.51.9
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.70.70.81.00.9
Card and e-money payments: E-money payments 0.20.30.30.40.5
Other payment instruments 7.06.56.26.46.0
Memo: Money remittances 0.00.00.10.10.1
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 0.86.88.6-11.5-8.6
Direct debits 1.710.715.5-2.8-5.5
Cheques -2.9-7.6-3.6-13.7-24.2
Card and e-money payments: Total value 11.65.818.25.04.4
Card and e-money payments: By card with a debit function 8.22.612.33.411.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 14.96.426.33.3-12.6
Card and e-money payments: E-money payments 21.221.623.716.119.1
Other payment instruments -2.3-1.51.7-6.6-15.5
Memo: Money remittances -66.7162.0356.416.715.8
Average value of cashless payments per payment
 (USD)
Credit transfers 5,6796,0176,3345,4374,713
Direct debits 511550575529473
Cheques 2,8482,9583,1773,1313,288
Card and e-money payments: Total value 7068696260
Card and e-money payments: By card with a debit function 6766666061
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 8987908174
Card and e-money payments: E-money payments 4948474242
Other payment instruments 2,3532,4472,6232,5462,628
Memo: Money remittances 154393360332363
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 128,714139,454153,469137,008125,670
Direct debits 6,7217,5478,8348,6658,219
Cheques 8,8238,2668,0747,0325,351
Card and e-money payments: Total value 3,5843,8454,6044,8755,109
Card and e-money payments: By card with a debit function 2,0582,1412,4352,5402,842
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,1471,2371,5831,6491,447
Card and e-money payments: E-money payments 379467586686820
Other payment instruments 11,13811,12311,46810,8059,157
Memo: Money remittances 924113133155
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 412.4427.4439.7406.9394.3
Direct debits 21.523.125.325.725.8
Cheques 28.325.323.120.916.8
Card and e-money payments: Total value 11.511.813.214.516.0
Card and e-money payments: By card with a debit function 6.66.67.07.58.9
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3.73.84.54.94.5
Card and e-money payments: E-money payments 1.21.41.72.02.6
Other payment instruments 35.734.132.932.128.7
Memo: Money remittances 0.00.10.30.40.5
Daily average value of cashless payments
 (USD millions)
Credit transfers 21,19922,92525,17622,42020,465
Direct debits 1,1071,2411,4491,4181,338
Cheques 1,4531,3591,3251,151871
Card and e-money payments: Total value 590632755798832
Card and e-money payments: By card with a debit function 339352400416463
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 189203260270236
Card and e-money payments: E-money payments 627796112134
Other payment instruments 1,8341,8291,8811,7681,491
Memo: Money remittances 24192225
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,1701,2061,2331,2521,043
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
2.13.02.21.5-16.7
With cards issued inside the country:
  Average volume per inhabitant (units)
1920212118
With cards issued inside the country:
  Daily average volume (units)
3,205,7533,303,3153,377,5893,428,8772,857,425
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,0101,0271,0291,015809
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,0071,0251,0261,011807
Cash withdrawals with cards issued inside the country:
  at locations outside the country
33342
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 161178204236234
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 86.385.283.481.177.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
86.185.083.280.877.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.20.20.20.40.2
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 13.714.816.618.922.4
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -0.41.80.1-1.3-20.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-0.41.80.1-1.5-20.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.02.812.153.8-46.5
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 21.411.114.515.7-1.1
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1717171714
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1717171714
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00000
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 33344
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,7662,8152,8182,7822,217
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,7592,8082,8102,7702,211
Cash withdrawals with cards issued inside the country:
  at locations outside the country
778126
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 440489559647640
Value of withdrawals/deposits
Total value (USD millions)251,247264,175285,086276,424253,889
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
2.43.96.7-3.6-8.0
Average value per transaction (USD)215219231221243
Average value per inhabitant (USD)4,1794,4034,7614,6284,271
Total value as a ratio to GDP (%)13.413.513.613.713.4
Daily average value (USD millions)688724781757696
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 214,628223,629237,840227,075204,601
Cash withdrawals with cards issued inside the country:
  at locations inside the country
214,185223,176237,315226,308204,140
Cash withdrawals with cards issued inside the country:
  at locations outside the country
443452524767461
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 36,62040,54647,24649,34949,288
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 85.484.783.482.180.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
85.284.583.281.980.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.20.20.20.30.2
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 14.615.316.617.919.4
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -0.32.95.2-5.1-9.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-0.32.95.1-5.2-9.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-0.11.014.645.4-39.8
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 22.49.415.23.80.0
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 213218231224253
Cash withdrawals with cards issued inside the country:
  at locations inside the country
213218231224253
Cash withdrawals with cards issued inside the country:
  at locations outside the country
177176182173195
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 228227231209211
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 3,5703,7273,9723,8023,442
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3,5633,7193,9633,7893,434
Cash withdrawals with cards issued inside the country:
  at locations outside the country
789138
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 609676789826829
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 11.411.411.411.310.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
11.411.411.411.310.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.00.00.00.00.0
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 2.02.12.32.52.6
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 588613652622561
Cash withdrawals with cards issued inside the country:
  at locations inside the country
587611650620559
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11121
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 100111129135135
Number of cards
 (thousands)
Total 102,513105,887109,898113,218116,395
With a cash function 79,70282,49483,28186,14189,091
With a debit function 52,37354,14255,77057,20759,418
With a delayed debit function napnapnapnapnap
With a credit function 24,04423,39426,61727,07727,304
With an e-money function 26,09628,35227,51128,93429,673
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank nav37,25841,14143,03145,681
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 0.23.33.83.02.8
With a cash function 3.93.51.03.43.4
With a debit function 4.13.43.02.63.9
With a delayed debit function napnapnapnapnap
With a credit function -10.4-2.713.81.70.8
With an e-money function 3.78.6-3.05.22.6
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank navnav10.44.66.2
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.711.761.841.901.96
With a cash function 1.331.371.391.441.50
With a debit function 0.870.900.930.961.00
With a delayed debit function napnapnapnapnap
With a credit function 0.400.390.440.450.46
With an e-money function 0.430.470.460.480.50
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank nav0.620.690.720.77
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 2,2262,4633,1713,5903,695
EFTPOS terminals: total 2,2262,4633,1713,5903,695
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 4949484948
ATMs: cash withdrawal 4949484948
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 4645444444
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 12.510.628.813.22.9
EFTPOS terminals: total 12.510.628.813.22.9
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -2.5-1.5-1.82.9-1.3
ATMs: cash withdrawal -2.5-1.5-1.82.9-1.3
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer -9.8-1.6-1.1-1.2-0.5
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0370.0410.0530.0600.062
EFTPOS terminals: total 0.0370.0410.0530.0600.062
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap