CTA1: Selected data from T1-T6
«Italy»
Year
« ‹ 2021 › »
20172018201920202021
Basic statistical data
GDP (USD bn)1,9582,0902,0111,8942,113
Population (thousands)60,00259,87759,72959,43959,133
GDP per capita (USD per inhabitant)32,62834,90433,66931,87135,735
CPI inflation (% change on previous year)1.21.10.6-0.11.9
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.8340.8730.8900.8150.883
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.8870.8480.8930.8770.846
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)127112144297374
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		6.15.57.114.618.5
Interbank deposits: Total value (USD bn)2523243535
Interbank deposits: Value as a percentage of GDP (%)1.21.11.21.71.7
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 583545529526533
Number of institutions: Number per 1 million inhabitants 9.79.18.98.89.0
Number of branches or offices: Total number 39,99338,19236,90636,03434,197
Number of branches or offices:
  Number per 1 million inhabitants 		666.5637.8617.9606.2578.3
Payment accounts held by end users
Total number of payment accounts (thousands)47,13747,82848,66050,23250,647
Number of accounts per inhabitant (units)11111
Total value of payment accounts (USD bn)1,3501,3761,4152,0101,983
Value per inhabitant (USD)22,50422,97823,69633,80933,541
Value as a percentage of GDP (%)69.065.870.4106.193.9
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)6,0356,7847,6018,0079,916
Increase in the total volume of cashless payments
 (% change on previous year)		5.912.412.05.323.9
Average number of cashless payments per inhabitant (units)101113127135168
Daily average volume of cashless payments (millions)1719212227
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,3911,4511,5051,5851,723
Direct debits 8239209791,0331,138
Cheques 1681521349787
Card and e-money payments: Total volume 3,3813,9994,7315,0856,762
Card and e-money payments: By card with a debit function 1,9412,2082,5452,7693,835
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 8561,0521,2161,1561,367
Card and e-money payments: E-money payments 5847399701,1591,561
Other payment instruments 273262254207206
Memo: Money remittances 419242529
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 23.021.419.819.817.4
Direct debits 13.613.612.912.911.5
Cheques 2.82.21.81.20.9
Card and e-money payments: Total volume 56.059.062.263.568.2
Card and e-money payments: By card with a debit function 32.232.533.534.638.7
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 14.215.516.014.413.8
Card and e-money payments: E-money payments 9.710.912.814.515.7
Other payment instruments 4.53.93.32.62.1
Memo: Money remittances 0.10.30.30.30.3
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 2.14.33.75.38.7
Direct debits 4.111.86.55.510.1
Cheques -10.0-9.2-11.9-27.9-9.8
Card and e-money payments: Total volume 10.018.318.37.533.0
Card and e-money payments: By card with a debit function 5.713.715.38.838.5
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 10.223.015.5-4.918.2
Card and e-money payments: E-money payments 26.726.531.219.534.7
Other payment instruments -4.2-4.0-3.2-18.3-0.3
Memo: Money remittances 3.6404.827.45.612.8
Volume of cashless payments per inhabitant
 (units)
Credit transfers 23.224.225.226.729.1
Direct debits 13.715.416.417.419.2
Cheques 2.82.52.21.61.5
Card and e-money payments: Total volume 56.466.879.285.5114.4
Card and e-money payments: By card with a debit function 32.436.942.646.664.8
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 14.317.620.419.523.1
Card and e-money payments: E-money payments 9.712.316.219.526.4
Other payment instruments 4.54.44.23.53.5
Memo: Money remittances 0.10.30.40.40.5
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,8103,9754,1244,3424,720
Direct debits 2,2542,5202,6832,8313,117
Cheques 459417367265239
Card and e-money payments: Total volume 9,26310,95712,96213,93018,527
Card and e-money payments: By card with a debit function 5,3196,0486,9737,58710,506
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 2,3442,8833,3313,1683,744
Card and e-money payments: E-money payments 1,6012,0252,6573,1754,277
Other payment instruments 747717695567566
Memo: Money remittances 1052666978
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)10,214,52911,164,09410,057,4459,124,27410,636,131
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		5.68.1-10.5-9.214.4
Cashless payments: Average value per cashless payment (USD)1,6931,6461,3231,1401,073
Cashless payments: Average value per inhabitant (USD)170,236186,450168,384153,507179,867
Cashless payments: Value as a ratio to GDP (%)521.8534.2500.1481.7503.3
Cashless payments: Daily average value (USD millions)27,98530,58727,55524,99829,140
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 8,367,5869,189,2748,183,3437,469,6948,674,193
Direct debits 452,853528,977517,548488,542609,833
Cheques 495,967483,469420,006318,077347,679
Card and e-money payments: Total value 230,697275,686291,153303,666381,053
Card and e-money payments: By card with a debit function 128,437145,818151,692168,931217,030
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 74,21894,78398,48785,994100,056
Card and e-money payments: E-money payments 28,04335,08540,97448,73563,967
Other payment instruments 667,425686,688645,395544,295623,373
Memo: Money remittances 1,4676,7727,9529,1959,998
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 81.982.381.481.981.6
Direct debits 4.44.75.15.45.7
Cheques 4.94.34.23.53.3
Card and e-money payments: Total value 2.32.52.93.33.6
Card and e-money payments: By card with a debit function 1.31.31.51.92.0
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 0.70.81.00.90.9
Card and e-money payments: E-money payments 0.30.30.40.50.6
Other payment instruments 6.56.26.46.05.9
Memo: Money remittances 0.00.10.10.10.1
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 6.88.6-11.5-8.614.0
Direct debits 10.715.5-2.8-5.522.5
Cheques -7.6-3.6-13.7-24.27.3
Card and e-money payments: Total value 5.818.25.04.423.2
Card and e-money payments: By card with a debit function 2.612.33.411.526.1
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 6.426.33.3-12.614.2
Card and e-money payments: E-money payments 21.623.716.119.128.8
Other payment instruments -1.51.7-6.6-15.512.4
Memo: Money remittances 162.0356.416.715.86.7
Average value of cashless payments per payment
 (USD)
Credit transfers 6,0176,3345,4374,7135,035
Direct debits 550575529473536
Cheques 2,9583,1773,1313,2883,987
Card and e-money payments: Total value 6869626056
Card and e-money payments: By card with a debit function 6666606157
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 8790817473
Card and e-money payments: E-money payments 4847424241
Other payment instruments 2,4472,6232,5462,6283,019
Memo: Money remittances 393360332363350
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 139,454153,469137,008125,670146,689
Direct debits 7,5478,8348,6658,21910,313
Cheques 8,2668,0747,0325,3515,880
Card and e-money payments: Total value 3,8454,6044,8755,1096,444
Card and e-money payments: By card with a debit function 2,1412,4352,5402,8423,670
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 1,2371,5831,6491,4471,692
Card and e-money payments: E-money payments 4675866868201,082
Other payment instruments 11,12311,46810,8059,15710,542
Memo: Money remittances 24113133155169
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 427.4439.7406.9394.3410.5
Direct debits 23.125.325.725.828.9
Cheques 25.323.120.916.816.5
Card and e-money payments: Total value 11.813.214.516.018.0
Card and e-money payments: By card with a debit function 6.67.07.58.910.3
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 3.84.54.94.54.7
Card and e-money payments: E-money payments 1.41.72.02.63.0
Other payment instruments 34.132.932.128.729.5
Memo: Money remittances 0.10.30.40.50.5
Daily average value of cashless payments
 (USD millions)
Credit transfers 22,92525,17622,42020,46523,765
Direct debits 1,2411,4491,4181,3381,671
Cheques 1,3591,3251,151871953
Card and e-money payments: Total value 6327557988321,044
Card and e-money payments: By card with a debit function 352400416463595
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 203260270236274
Card and e-money payments: E-money payments 7796112134175
Other payment instruments 1,8291,8811,7681,4911,708
Memo: Money remittances 419222527
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,2061,2331,2521,0431,118
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		3.02.21.5-16.77.2
With cards issued inside the country:
  Average volume per inhabitant (units)		2021211819
With cards issued inside the country:
  Daily average volume (units)		3,303,3153,377,5893,428,8772,857,4253,063,096
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,0271,0291,015809843
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1,0251,0261,011807841
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		33422
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 178204236234275
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 85.283.481.177.675.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		85.083.280.877.475.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.20.20.40.20.2
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 14.816.618.922.424.6
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 1.80.1-1.3-20.34.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1.80.1-1.5-20.24.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2.812.153.8-46.52.1
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 11.114.515.7-1.117.7
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1717171414
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1717171414
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		00000
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 33445
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,8152,8182,7822,2172,310
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,8082,8102,7702,2112,303
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		781267
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 489559647640754
Value of withdrawals/deposits
Total value (USD millions)264,175285,086276,424253,889286,348
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		3.96.7-3.6-8.010.7
Average value per transaction (USD)219231221243256
Average value per inhabitant (USD)4,4034,7614,6284,2714,842
Total value as a ratio to GDP (%)13.513.613.713.413.6
Daily average value (USD millions)724781757696785
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 223,629237,840227,075204,601226,409
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		223,176237,315226,308204,140225,910
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		452524767461498
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 40,54647,24649,34949,28859,939
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 84.783.482.180.679.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		84.583.281.980.478.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.20.20.30.20.2
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 15.316.617.919.420.9
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 2.95.2-5.1-9.88.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2.95.1-5.2-9.78.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1.014.645.4-39.86.0
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 9.415.23.80.019.4
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 218231224253269
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		218231224253269
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		176182173195206
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 227231209211218
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 3,7273,9723,8023,4423,829
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		3,7193,9633,7893,4343,820
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		891388
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 6767898268291,014
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 11.411.411.310.810.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		11.411.411.310.810.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.00.00.00.00.0
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 2.12.32.52.62.8
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 613652622561620
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		611650620559619
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		11211
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions 111129135135164
Number of cards
 (thousands)
Total 105,887109,898113,218116,395118,069
With a cash function 82,49483,28186,14189,09190,999
With a debit function 54,14255,77057,20759,41860,940
With a delayed debit function napnapnapnapnap
With a credit function 23,39426,61727,07727,30427,070
With an e-money function 28,35227,51128,93429,67330,059
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank 37,25841,14143,03145,68146,621
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 3.33.83.02.81.4
With a cash function 3.51.03.43.42.1
With a debit function 3.43.02.63.92.6
With a delayed debit function napnapnapnapnap
With a credit function -2.713.81.70.8-0.9
With an e-money function 8.6-3.05.22.61.3
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank nav10.44.66.22.1
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.761.841.901.962.00
With a cash function 1.371.391.441.501.54
With a debit function 0.900.930.961.001.03
With a delayed debit function napnapnapnapnap
With a credit function 0.390.440.450.460.46
With an e-money function 0.470.460.480.500.51
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank 0.620.690.720.770.79
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 2,4633,1713,5903,6954,149
EFTPOS terminals: total 2,4633,1713,5903,6954,149
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 4948494846
ATMs: cash withdrawal 4948494846
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 4544444443
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 10.628.813.22.912.3
EFTPOS terminals: total 10.628.813.22.912.3
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -1.5-1.82.9-1.3-6.0
ATMs: cash withdrawal -1.5-1.82.9-1.3-6.0
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer -1.6-1.1-1.2-0.5-2.2
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0410.0530.0600.0620.070
EFTPOS terminals: total 0.0410.0530.0600.0620.070
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap