CTA1: Selected data from T1-T6
Year
«  2016  »
20122013201420152016
Basic statistical data
GDP (USD bn)1,2441,3261,3741,2161,145
Population (thousands)117,564118,896118,204119,561120,937
GDP per capita (USD per inhabitant)10,58311,15711,62510,1729,468
CPI inflation (% change on previous year)4.13.84.02.72.8
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
13.02513.10514.71717.37420.655
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
13.16312.77013.30215.88318.685
Banknotes and coins in circulation
Total value (USD bn)6570727169
Value per inhabitant (USD)552589611597568
Value as a percentage of GDP (%)5.25.45.86.46.6
Value as a percentage of narrow money (%)37.136.537.037.036.7
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)2121221510
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
1.71.61.81.41.0
Interbank deposits: Total value (USD bn)11111
Interbank deposits: Value as a percentage of GDP (%)0.10.10.10.10.1
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 163216260269274
Number of institutions: Number per 1 million inhabitants 1.41.82.22.22.3
Number of branches or offices: Total number 17,28618,08718,44118,11518,571
Number of branches or offices:
  Number per 1 million inhabitants
147.0152.1156.0151.5153.6
Payment accounts held by end users
Total number of payment accounts (thousands)95,08496,16795,958104,137111,585
Number of accounts per inhabitant (units)11111
Total value of payment accounts (USD bn)153179179173165
Value per inhabitant (USD)1,3021,5071,5171,4501,361
Value as a percentage of GDP (%)12.313.513.014.314.4
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)2,9203,1653,4953,7984,030
Increase in the total volume of cashless payments
 (% change on previous year)
11.58.410.48.76.1
Average number of cashless payments per inhabitant (units)2527303233
Daily average volume of cashless payments (millions)89101011
Volume of cashless payments by instrument type
 (millions)
Credit transfers 9911,0571,1401,1131,139
Direct debits 5964718093
Cheques 378348331311275
Card and e-money payments: Total volume 1,4921,6961,9542,2952,523
Card and e-money payments: By card with a debit function 9171,0671,2911,5851,690
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 575629663710833
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 34.033.432.629.328.3
Direct debits 2.02.02.02.12.3
Cheques 12.911.09.58.26.8
Card and e-money payments: Total volume 51.153.655.960.462.6
Card and e-money payments: By card with a debit function 31.433.736.941.741.9
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 19.719.919.018.720.7
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 6.26.77.8-2.32.4
Direct debits 11.18.211.112.916.2
Cheques -5.2-7.7-5.1-6.1-11.5
Card and e-money payments: Total volume nap13.715.217.49.9
Card and e-money payments: By card with a debit function 23.616.421.022.86.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 17.19.35.47.117.3
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 8.48.99.69.39.4
Direct debits 0.50.50.60.70.8
Cheques 3.22.92.82.62.3
Card and e-money payments: Total volume 12.714.316.519.220.9
Card and e-money payments: By card with a debit function 7.89.010.913.314.0
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 4.95.35.65.96.9
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 2,7162,8973,1223,0493,121
Direct debits 161175194219255
Cheques 1,034954906851753
Card and e-money payments: Total volume 4,0874,6465,3536,2866,911
Card and e-money payments: By card with a debit function 2,5122,9243,5374,3424,630
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,5751,7221,8151,9442,281
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)1,050,1801,121,1301,210,3301,192,8601,232,140
Fast payments: By credit transfer (%)94.494.394.193.392.5
Fast payments: By direct debit (%)5.65.75.96.77.5
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)36.035.434.631.430.6
Fast payments: Increase in volume (%)nap6.88.0-1.43.3
Fast payments: Average volume per inhabitant (units)99101010
Fast payments: Daily average volume (thousands)2,8773,0723,3163,2683,376
Value of cashless payments
Cashless payments: Total value (USD millions)19,609,06120,457,79120,288,34217,601,34215,600,607
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-8.10.5-4.7-15.5-13.8
Cashless payments: Average value per cashless payment (USD)6,7176,4645,8064,6343,871
Cashless payments: Average value per inhabitant (USD)166,795172,065171,638147,217128,997
Cashless payments: Value as a ratio to GDP (%)1,576.11,542.31,476.51,447.31,362.5
Cashless payments: Daily average value (USD millions)53,72356,04955,58448,22342,741
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 18,756,54119,624,46119,510,31716,939,38715,044,961
Direct debits 21,43922,56822,58021,96122,240
Cheques 760,912728,739667,332551,051449,398
Card and e-money payments: Total value 70,16982,02388,11388,94384,009
Card and e-money payments: By card with a debit function 32,57439,28045,54548,22243,477
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 37,59542,74442,56940,72140,532
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 95.795.996.296.296.4
Direct debits 0.10.10.10.10.1
Cheques 3.93.63.33.12.9
Card and e-money payments: Total value 0.40.40.40.50.5
Card and e-money payments: By card with a debit function 0.20.20.20.30.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.20.20.20.20.3
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -8.20.8-4.4-15.5-13.6
Direct debits 12.71.4-3.8-5.3-1.5
Cheques -8.3-7.7-12.0-19.6-20.7
Card and e-money payments: Total value nap12.63.3-1.7-8.1
Card and e-money payments: By card with a debit function 8.416.211.53.1-12.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -1.69.5-4.3-6.9-3.2
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 18,92218,56017,12215,22113,207
Direct debits 364354319275239
Cheques 2,0162,0922,0191,7751,635
Card and e-money payments: Total value 4748453933
Card and e-money payments: By card with a debit function 3637353026
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6568645749
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 159,543165,056165,056141,680124,403
Direct debits 182190191184184
Cheques 6,4726,1295,6464,6093,716
Card and e-money payments: Total value 597690745744695
Card and e-money payments: By card with a debit function 277330385403359
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 320360360341335
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,507.61,479.41,419.91,392.81,314.0
Direct debits 1.71.71.61.81.9
Cheques 61.254.948.645.339.2
Card and e-money payments: Total value 5.66.26.47.37.3
Card and e-money payments: By card with a debit function 2.63.03.34.03.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3.03.23.13.33.5
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 51,38853,76653,45346,40941,219
Direct debits 5962626061
Cheques 2,0851,9971,8281,5101,231
Card and e-money payments: Total value 192225241244230
Card and e-money payments: By card with a debit function 89108125132119
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 103117117112111
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)18,777,98019,647,02919,532,89716,961,34815,067,201
Fast payments: By credit transfer (%)99.999.999.999.999.9
Fast payments: By direct debit (%)0.10.10.10.10.1
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)95.896.096.396.496.6
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
nap0.8-4.4-15.5-13.6
Fast payments: Average value per payment (USD)17,88117,52416,13814,21912,228
Fast payments: Average value per inhabitant (USD)159,726165,245165,247141,864124,587
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,4271,4761,5941,6541,751
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
nap3.48.03.85.9
With cards issued inside the country:
  Average volume per inhabitant (units)
1212131414
With cards issued inside the country:
  Daily average volume (units)
3,910,5214,043,0144,367,3974,531,3424,796,466
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,4271,4761,5941,6541,751
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,4221,4711,5891,6491,747
Cash withdrawals with cards issued inside the country:
  at locations outside the country
55554
Memo: Cash withdrawals at locations inside the country 1,4391,4881,6061,6671,766
Cash withdrawals with cards issued outside the country 1717171819
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.699.799.799.799.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.40.30.30.30.2
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country nap3.48.03.85.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
nap3.48.03.85.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
nap-3.35.0-10.3-11.9
Memo: Cash withdrawals at locations inside the country nap3.47.93.85.9
Cash withdrawals with cards issued outside the country nap4.5-2.76.26.4
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1212131414
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1212131414
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00000
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 3,9114,0434,3674,5314,796
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3,8964,0294,3534,5184,785
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1414141311
Memo: Cash withdrawals at locations inside the country 3,9424,0774,3994,5684,838
Cash withdrawals with cards issued outside the country 4648464952
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)170,748188,588201,417183,200170,351
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
nap6.42.7-11.5-9.6
Average value per transaction (USD)12012812611197
Average value per inhabitant (USD)1,4521,5861,7041,5321,409
Total value as a ratio to GDP (%)13.714.214.715.114.9
Daily average value (USD millions)468517552502467
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 170,748188,588201,417183,200170,351
Cash withdrawals with cards issued inside the country:
  at locations inside the country
169,628187,499200,314182,012169,337
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1,1201,0891,1031,1881,014
Memo: Cash withdrawals at locations inside the country 173,091191,155203,866185,305172,962
Cash withdrawals with cards issued outside the country 3,4633,6563,5523,2933,625
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.399.499.599.499.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.70.60.50.60.6
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country nap6.42.7-11.5-9.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
nap6.52.7-11.5-9.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
nap-6.4-2.64.9-16.9
Memo: Cash withdrawals at locations inside the country nap6.42.5-11.5-9.2
Cash withdrawals with cards issued outside the country nap1.7-6.6-9.77.1
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 12012812611197
Cash withdrawals with cards issued inside the country:
  at locations inside the country
11912712611097
Cash withdrawals with cards issued inside the country:
  at locations outside the country
217218210252244
Memo: Cash withdrawals at locations inside the country 12012812711198
Cash withdrawals with cards issued outside the country 208210210183189
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 1,4521,5861,7041,5321,409
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,4431,5771,6951,5221,400
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1099108
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 13.714.214.715.114.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
13.614.114.615.014.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.10.10.10.10.1
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 468517552502467
Cash withdrawals with cards issued inside the country:
  at locations inside the country
465514549499464
Cash withdrawals with cards issued inside the country:
  at locations outside the country
33333
Memo: Cash withdrawals at locations inside the country 474524559508474
Cash withdrawals with cards issued outside the country 91010910
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 138,054151,894163,190171,464168,352
With a cash function 138,054151,894163,190171,464168,352
With a debit function 112,685126,007134,640141,827137,125
With a delayed debit function napnapnapnapnap
With a credit function 25,36925,88728,54929,63731,227
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total nap10.07.45.1-1.8
With a cash function nav10.07.45.1-1.8
With a debit function nap11.86.95.3-3.3
With a delayed debit function napnapnapnapnap
With a credit function nap2.010.33.85.4
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.171.281.381.431.39
With a cash function 1.171.281.381.431.39
With a debit function 0.961.061.141.191.13
With a delayed debit function napnapnapnapnap
With a credit function 0.220.220.240.250.26
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 622682765865895
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 4140434648
ATMs: cash withdrawal 4140434648
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 13.59.712.213.03.5
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 11.2-0.97.06.74.8
ATMs: cash withdrawal 11.2-0.97.06.74.8
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0050.0060.0060.0070.007
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap