CTA1: Selected data from T1-T6
Year
«  2018  »
20142015201620172018
Basic statistical data
GDP (USD bn)1,3741,2161,1451,2101,267
Population (thousands)118,204119,561120,937122,334123,976
GDP per capita (USD per inhabitant)11,62510,1729,4689,89010,217
CPI inflation (% change on previous year)4.02.72.86.04.9
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
14.71717.37420.65519.72919.644
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
13.30215.88318.68518.91119.241
Banknotes and coins in circulation
Total value (USD bn)7271697885
Value per inhabitant (USD)611597568639687
Value as a percentage of GDP (%)5.86.46.66.76.9
Value as a percentage of narrow money (%)37.037.036.736.237.2
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)221510navnav
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
1.81.41.0navnav
Interbank deposits: Total value (USD bn)111navnav
Interbank deposits: Value as a percentage of GDP (%)0.10.10.1navnav
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 260269274291285
Number of institutions: Number per 1 million inhabitants 2.22.22.32.42.3
Number of branches or offices: Total number 18,44118,11518,57118,20818,366
Number of branches or offices:
  Number per 1 million inhabitants
156.0151.5153.6148.8148.1
Payment accounts held by end users
Total number of payment accounts (thousands)95,958104,137111,585109,306115,596
Number of accounts per inhabitant (units)11111
Total value of payment accounts (USD bn)179173165188196
Value per inhabitant (USD)1,5171,4501,3611,5341,579
Value as a percentage of GDP (%)13.014.314.415.515.5
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)3,4953,7984,0304,5465,068
Increase in the total volume of cashless payments
 (% change on previous year)
10.48.76.112.811.5
Average number of cashless payments per inhabitant (units)3032333741
Daily average volume of cashless payments (millions)1010111214
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,1401,1131,1391,2711,379
Direct debits 718093103108
Cheques 331311275256248
Card and e-money payments: Total volume 1,9542,2952,5232,9173,333
Card and e-money payments: By card with a debit function 1,2911,5851,6901,9672,341
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 663710833950992
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 32.629.328.328.027.2
Direct debits 2.02.12.32.32.1
Cheques 9.58.26.85.64.9
Card and e-money payments: Total volume 55.960.462.664.265.8
Card and e-money payments: By card with a debit function 36.941.741.943.346.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 19.018.720.720.919.6
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 7.8-2.32.411.68.5
Direct debits 11.112.916.210.45.7
Cheques -5.1-6.1-11.5-7.0-3.0
Card and e-money payments: Total volume 15.217.49.915.614.3
Card and e-money payments: By card with a debit function 21.022.86.616.419.0
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 5.47.117.314.14.4
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 9.69.39.410.411.1
Direct debits 0.60.70.80.80.9
Cheques 2.82.62.32.12.0
Card and e-money payments: Total volume 16.519.220.923.826.9
Card and e-money payments: By card with a debit function 10.913.314.016.118.9
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 5.65.96.97.88.0
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,1223,0493,1213,4823,778
Direct debits 194219255281297
Cheques 906851753700679
Card and e-money payments: Total volume 5,3536,2866,9117,9919,131
Card and e-money payments: By card with a debit function 3,5374,3424,6305,3896,414
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,8151,9442,2812,6032,717
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)1,210,3301,192,8601,232,1401,373,5701,487,390
Fast payments: By credit transfer (%)94.193.392.592.592.7
Fast payments: By direct debit (%)5.96.77.57.57.3
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)34.631.430.630.229.3
Fast payments: Increase in volume (%)8.0-1.43.311.58.3
Fast payments: Average volume per inhabitant (units)1010101112
Fast payments: Daily average volume (thousands)3,3163,2683,3763,7634,075
Value of cashless payments
Cashless payments: Total value (USD millions)20,288,34217,601,34215,600,60716,461,87217,291,678
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-4.7-15.5-13.8-0.50.1
Cashless payments: Average value per cashless payment (USD)5,8064,6343,8713,6213,412
Cashless payments: Average value per inhabitant (USD)171,638147,217128,997134,564139,476
Cashless payments: Value as a ratio to GDP (%)1,476.51,447.31,362.51,360.61,365.1
Cashless payments: Daily average value (USD millions)55,58448,22342,74145,10147,374
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 19,510,31716,939,38715,044,96115,905,08616,719,761
Direct debits 22,58021,96122,24026,03828,132
Cheques 667,332551,051449,398433,230428,549
Card and e-money payments: Total value 88,11388,94384,00997,518115,236
Card and e-money payments: By card with a debit function 45,54548,22243,47751,10763,876
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 42,56940,72140,53246,41151,360
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.296.296.496.696.7
Direct debits 0.10.10.10.20.2
Cheques 3.33.12.92.62.5
Card and e-money payments: Total value 0.40.50.50.60.7
Card and e-money payments: By card with a debit function 0.20.30.30.30.4
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.20.20.30.30.3
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -4.4-15.5-13.6-0.30.2
Direct debits -3.8-5.3-1.510.43.0
Cheques -12.0-19.6-20.7-9.1-5.7
Card and e-money payments: Total value 3.3-1.7-8.19.512.6
Card and e-money payments: By card with a debit function 11.53.1-12.310.919.1
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -4.3-6.9-3.28.05.5
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 17,12215,22113,20712,51412,125
Direct debits 319275239254259
Cheques 2,0191,7751,6351,6951,729
Card and e-money payments: Total value 4539333335
Card and e-money payments: By card with a debit function 3530262627
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6457494952
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 165,056141,680124,403130,013134,863
Direct debits 191184184213227
Cheques 5,6464,6093,7163,5413,457
Card and e-money payments: Total value 745744695797930
Card and e-money payments: By card with a debit function 385403359418515
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 360341335379414
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,419.91,392.81,314.01,314.51,319.9
Direct debits 1.61.81.92.22.2
Cheques 48.645.339.235.833.8
Card and e-money payments: Total value 6.47.37.38.19.1
Card and e-money payments: By card with a debit function 3.34.03.84.25.0
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3.13.33.53.84.1
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 53,45346,40941,21943,57645,808
Direct debits 6260617177
Cheques 1,8281,5101,2311,1871,174
Card and e-money payments: Total value 241244230267316
Card and e-money payments: By card with a debit function 125132119140175
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 117112111127141
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)19,532,89716,961,34815,067,20115,931,12416,747,892
Fast payments: By credit transfer (%)99.999.999.999.899.8
Fast payments: By direct debit (%)0.10.10.10.20.2
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)96.396.496.696.896.9
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
-4.4-15.5-13.6-0.30.2
Fast payments: Average value per payment (USD)16,13814,21912,22811,59811,260
Fast payments: Average value per inhabitant (USD)165,247141,864124,587130,226135,090
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,5941,6541,7511,7691,907
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
8.03.85.91.07.8
With cards issued inside the country:
  Average volume per inhabitant (units)
1314141415
With cards issued inside the country:
  Daily average volume (units)
4,367,3974,531,3424,796,4664,846,1375,225,836
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,5941,6541,7511,7691,907
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,5891,6491,7471,7661,900
Cash withdrawals with cards issued inside the country:
  at locations outside the country
55438
Memo: Cash withdrawals at locations inside the country 1,6061,6671,7661,7841,917
Cash withdrawals with cards issued outside the country 1718191818
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.799.799.899.899.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.30.20.20.4
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 8.03.85.91.07.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
8.03.85.91.17.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5.0-10.3-11.9-24.1140.0
Memo: Cash withdrawals at locations inside the country 7.93.85.91.07.5
Cash withdrawals with cards issued outside the country -2.76.26.4-4.7-3.7
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1314141415
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1314141415
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00000
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 4,3674,5314,7964,8465,226
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4,3534,5184,7854,8385,205
Cash withdrawals with cards issued inside the country:
  at locations outside the country
141311921
Memo: Cash withdrawals at locations inside the country 4,3994,5684,8384,8885,253
Cash withdrawals with cards issued outside the country 4649525048
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)201,417183,200170,351178,001193,101
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
2.7-11.5-9.6-1.53.4
Average value per transaction (USD)12611197101101
Average value per inhabitant (USD)1,7041,5321,4091,4551,558
Total value as a ratio to GDP (%)14.715.114.914.715.2
Daily average value (USD millions)552502467488529
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 201,417183,200170,351178,001193,101
Cash withdrawals with cards issued inside the country:
  at locations inside the country
200,314182,012169,337177,396192,524
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1,1031,1881,014605577
Memo: Cash withdrawals at locations inside the country 203,866185,305172,962180,894196,030
Cash withdrawals with cards issued outside the country 3,5523,2933,6253,4973,506
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.599.499.499.799.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.50.60.60.30.3
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 2.7-11.5-9.6-1.53.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2.7-11.5-9.5-1.23.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-2.64.9-16.9-43.8-9.0
Memo: Cash withdrawals at locations inside the country 2.5-11.5-9.2-1.43.3
Cash withdrawals with cards issued outside the country -6.6-9.77.1-9.0-4.4
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 12611197101101
Cash withdrawals with cards issued inside the country:
  at locations inside the country
12611097100101
Cash withdrawals with cards issued inside the country:
  at locations outside the country
21025224419276
Memo: Cash withdrawals at locations inside the country 12711198101102
Cash withdrawals with cards issued outside the country 210183189192200
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 1,7041,5321,4091,4551,558
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,6951,5221,4001,4501,553
Cash withdrawals with cards issued inside the country:
  at locations outside the country
910855
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 14.715.114.914.715.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country
14.615.014.814.715.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.10.10.10.00.0
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 552502467488529
Cash withdrawals with cards issued inside the country:
  at locations inside the country
549499464486527
Cash withdrawals with cards issued inside the country:
  at locations outside the country
33322
Memo: Cash withdrawals at locations inside the country 559508474496537
Cash withdrawals with cards issued outside the country 109101010
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 163,190171,464168,352177,056181,147
With a cash function 163,190171,464168,352177,056181,147
With a debit function 134,640141,827137,125144,315153,687
With a delayed debit function napnapnapnapnap
With a credit function 28,54929,63731,22732,74027,461
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 7.45.1-1.85.22.3
With a cash function 7.45.1-1.85.22.3
With a debit function 6.95.3-3.35.26.5
With a delayed debit function napnapnapnapnap
With a credit function 10.33.85.44.8-16.1
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.381.431.391.451.46
With a cash function 1.381.431.391.451.46
With a debit function 1.141.191.131.181.24
With a delayed debit function napnapnapnapnap
With a credit function 0.240.250.260.270.22
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 7658658959621,021
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 4346485153
ATMs: cash withdrawal 4346485153
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 12.213.03.57.46.1
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 7.06.74.86.92.7
ATMs: cash withdrawal 7.06.74.86.92.7
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0060.0070.0070.0080.008
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap