CTA1: Selected data from T1-T6
Year
«  2019  »
20152016201720182019
Basic statistical data
GDP (USD bn)1,2161,1451,2101,2671,303
Population (thousands)119,561120,937122,334123,976125,524
GDP per capita (USD per inhabitant)10,1729,4689,89010,21710,381
CPI inflation (% change on previous year)2.72.86.04.93.6
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
17.37420.65519.72919.64418.889
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
15.88318.68518.91119.24119.258
Banknotes and coins in circulation
Total value (USD bn)7169788592
Value per inhabitant (USD)597568639687734
Value as a percentage of GDP (%)6.46.66.76.96.9
Value as a percentage of narrow money (%)37.036.736.237.237.0
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)1510navnavnav
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
1.41.0navnavnav
Interbank deposits: Total value (USD bn)11navnavnav
Interbank deposits: Value as a percentage of GDP (%)0.10.1navnavnav
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 269274291285293
Number of institutions: Number per 1 million inhabitants 2.22.32.42.32.3
Number of branches or offices: Total number 18,11518,57118,20818,36618,585
Number of branches or offices:
  Number per 1 million inhabitants
151.5153.6148.8148.1148.1
Payment accounts held by end users
Total number of payment accounts (thousands)104,137111,585109,306115,596126,166
Number of accounts per inhabitant (units)11111
Total value of payment accounts (USD bn)173165188196219
Value per inhabitant (USD)1,4501,3611,5341,5791,747
Value as a percentage of GDP (%)14.314.415.515.516.8
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)3,7984,0304,5465,0685,910
Increase in the total volume of cashless payments
 (% change on previous year)
8.76.112.811.516.6
Average number of cashless payments per inhabitant (units)3233374147
Daily average volume of cashless payments (millions)1011121416
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,1131,1391,2711,3791,620
Direct debits 8093103108122
Cheques 311275256248209
Card and e-money payments: Total volume 2,2952,5232,9173,3333,959
Card and e-money payments: By card with a debit function 1,5851,6901,9672,3412,844
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 7108339509921,115
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 29.328.328.027.227.4
Direct debits 2.12.32.32.12.1
Cheques 8.26.85.64.93.5
Card and e-money payments: Total volume 60.462.664.265.867.0
Card and e-money payments: By card with a debit function 41.741.943.346.248.1
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 18.720.720.919.618.9
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers -2.32.411.68.517.5
Direct debits 12.916.210.45.712.4
Cheques -6.1-11.5-7.0-3.0-15.7
Card and e-money payments: Total volume 17.49.915.614.318.8
Card and e-money payments: By card with a debit function 22.86.616.419.021.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 7.117.314.14.412.4
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 9.39.410.411.112.9
Direct debits 0.70.80.80.91.0
Cheques 2.62.32.12.01.7
Card and e-money payments: Total volume 19.220.923.826.931.5
Card and e-money payments: By card with a debit function 13.314.016.118.922.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 5.96.97.88.08.9
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,0493,1213,4823,7784,439
Direct debits 219255281297334
Cheques 851753700679573
Card and e-money payments: Total volume 6,2866,9117,9919,13110,847
Card and e-money payments: By card with a debit function 4,3424,6305,3896,4147,792
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,9442,2812,6032,7173,055
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)1,192,8601,232,1401,373,5701,487,3901,742,050
Fast payments: By credit transfer (%)93.392.592.592.793.0
Fast payments: By direct debit (%)6.77.57.57.37.0
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)31.430.630.229.329.5
Fast payments: Increase in volume (%)-1.43.311.58.317.1
Fast payments: Average volume per inhabitant (units)1010111214
Fast payments: Daily average volume (thousands)3,2683,3763,7634,0754,773
Value of cashless payments
Cashless payments: Total value (USD millions)17,601,34215,600,60716,461,87217,291,67817,280,639
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-15.5-13.8-0.50.1-3.6
Cashless payments: Average value per cashless payment (USD)4,6343,8713,6213,4122,924
Cashless payments: Average value per inhabitant (USD)147,217128,997134,564139,476137,668
Cashless payments: Value as a ratio to GDP (%)1,447.31,362.51,360.61,365.11,326.2
Cashless payments: Daily average value (USD millions)48,22342,74145,10147,37447,344
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 16,939,38715,044,96115,905,08616,719,76116,749,563
Direct debits 21,96122,24026,03828,13229,895
Cheques 551,051449,398433,230428,549369,247
Card and e-money payments: Total value 88,94384,00997,518115,236131,935
Card and e-money payments: By card with a debit function 48,22243,47751,10763,87674,689
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 40,72140,53246,41151,36057,246
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.296.496.696.796.9
Direct debits 0.10.10.20.20.2
Cheques 3.12.92.62.52.1
Card and e-money payments: Total value 0.50.50.60.70.8
Card and e-money payments: By card with a debit function 0.30.30.30.40.4
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.20.30.30.30.3
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -15.5-13.6-0.30.2-3.3
Direct debits -5.3-1.510.43.02.5
Cheques -19.6-20.7-9.1-5.7-16.9
Card and e-money payments: Total value -1.7-8.19.512.610.5
Card and e-money payments: By card with a debit function 3.1-12.310.919.112.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -6.9-3.28.05.57.6
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 15,22113,20712,51412,12510,339
Direct debits 275239254259245
Cheques 1,7751,6351,6951,7291,767
Card and e-money payments: Total value 3933333533
Card and e-money payments: By card with a debit function 3026262726
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 5749495251
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 141,680124,403130,013134,863133,438
Direct debits 184184213227238
Cheques 4,6093,7163,5413,4572,942
Card and e-money payments: Total value 7446957979301,051
Card and e-money payments: By card with a debit function 403359418515595
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 341335379414456
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,392.81,314.01,314.51,319.91,285.4
Direct debits 1.81.92.22.22.3
Cheques 45.339.235.833.828.3
Card and e-money payments: Total value 7.37.38.19.110.1
Card and e-money payments: By card with a debit function 4.03.84.25.05.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3.33.53.84.14.4
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 46,40941,21943,57645,80845,889
Direct debits 6061717782
Cheques 1,5101,2311,1871,1741,012
Card and e-money payments: Total value 244230267316361
Card and e-money payments: By card with a debit function 132119140175205
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 112111127141157
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)16,961,34815,067,20115,931,12416,747,89216,779,458
Fast payments: By credit transfer (%)99.999.999.899.899.8
Fast payments: By direct debit (%)0.10.10.20.20.2
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)96.496.696.896.997.1
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
-15.5-13.6-0.30.2-3.3
Fast payments: Average value per payment (USD)14,21912,22811,59811,2609,632
Fast payments: Average value per inhabitant (USD)141,864124,587130,226135,090133,676
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,6541,7511,7691,9072,041
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
3.85.91.07.87.0
With cards issued inside the country:
  Average volume per inhabitant (units)
1414141516
With cards issued inside the country:
  Daily average volume (units)
4,531,3424,796,4664,846,1375,225,8365,592,000
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,6541,7511,7691,9072,041
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,6491,7471,7661,9002,035
Cash withdrawals with cards issued inside the country:
  at locations outside the country
54386
Memo: Cash withdrawals at locations inside the country 1,6671,7661,7841,9172,052
Cash withdrawals with cards issued outside the country 1819181818
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.799.899.899.699.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.20.20.40.3
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 3.85.91.07.87.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3.85.91.17.67.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-10.3-11.9-24.1140.0-17.5
Memo: Cash withdrawals at locations inside the country 3.85.91.07.57.0
Cash withdrawals with cards issued outside the country 6.26.4-4.7-3.7-0.1
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1414141516
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1414141516
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00000
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 4,5314,7964,8465,2265,592
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4,5184,7854,8385,2055,575
Cash withdrawals with cards issued inside the country:
  at locations outside the country
131192117
Memo: Cash withdrawals at locations inside the country 4,5684,8384,8885,2535,623
Cash withdrawals with cards issued outside the country 4952504848
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)183,200170,351178,001193,101212,478
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-11.5-9.6-1.53.46.2
Average value per transaction (USD)11197101101104
Average value per inhabitant (USD)1,5321,4091,4551,5581,693
Total value as a ratio to GDP (%)15.114.914.715.216.3
Daily average value (USD millions)502467488529582
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 183,200170,351178,001193,101212,478
Cash withdrawals with cards issued inside the country:
  at locations inside the country
182,012169,337177,396192,524211,421
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1,1881,0146055771,056
Memo: Cash withdrawals at locations inside the country 185,305172,962180,894196,030215,139
Cash withdrawals with cards issued outside the country 3,2933,6253,4973,5063,718
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.499.499.799.799.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.60.60.30.30.5
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -11.5-9.6-1.53.46.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-11.5-9.5-1.23.56.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4.9-16.9-43.8-9.076.7
Memo: Cash withdrawals at locations inside the country -11.5-9.2-1.43.35.9
Cash withdrawals with cards issued outside the country -9.77.1-9.0-4.42.3
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 11197101101104
Cash withdrawals with cards issued inside the country:
  at locations inside the country
11097100101104
Cash withdrawals with cards issued inside the country:
  at locations outside the country
25224419276169
Memo: Cash withdrawals at locations inside the country 11198101102105
Cash withdrawals with cards issued outside the country 183189192200212
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 1,5321,4091,4551,5581,693
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,5221,4001,4501,5531,684
Cash withdrawals with cards issued inside the country:
  at locations outside the country
108558
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 15.114.914.715.216.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
15.014.814.715.216.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.10.10.00.00.1
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 502467488529582
Cash withdrawals with cards issued inside the country:
  at locations inside the country
499464486527579
Cash withdrawals with cards issued inside the country:
  at locations outside the country
33223
Memo: Cash withdrawals at locations inside the country 508474496537589
Cash withdrawals with cards issued outside the country 910101010
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 171,464168,352177,056181,147179,443
With a cash function 171,464168,352177,056181,147179,443
With a debit function 141,827137,125144,315153,687150,848
With a delayed debit function napnapnapnapnap
With a credit function 29,63731,22732,74027,46128,594
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 5.1-1.85.22.3-0.9
With a cash function 5.1-1.85.22.3-0.9
With a debit function 5.3-3.35.26.5-1.8
With a delayed debit function napnapnapnapnap
With a credit function 3.85.44.8-16.14.1
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.431.391.451.461.43
With a cash function 1.431.391.451.461.43
With a debit function 1.191.131.181.241.20
With a delayed debit function napnapnapnapnap
With a credit function 0.250.260.270.220.23
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 8658959621,0211,275
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 4648515355
ATMs: cash withdrawal 4648515355
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 13.03.57.46.124.9
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 6.74.86.92.73.3
ATMs: cash withdrawal 6.74.86.92.73.3
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0070.0070.0080.0080.010
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap