CTA1: Selected data from T1-T6
Year
«  2020  »
20162017201820192020
Basic statistical data
GDP (USD bn)1,1451,2101,2671,3031,174
Population (thousands)120,937122,334123,976125,524126,880
GDP per capita (USD per inhabitant)9,4689,89010,21710,3819,256
CPI inflation (% change on previous year)2.86.04.93.63.4
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
20.65519.72919.64418.88919.897
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
18.68518.91119.24119.25821.485
Banknotes and coins in circulation
Total value (USD bn)69788592106
Value per inhabitant (USD)568639687734839
Value as a percentage of GDP (%)6.66.76.96.98.4
Value as a percentage of narrow money (%)36.736.237.237.037.5
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)10navnavnavnav
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
1.0navnavnavnav
Interbank deposits: Total value (USD bn)1navnavnavnav
Interbank deposits: Value as a percentage of GDP (%)0.1navnavnavnav
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 274291285293286
Number of institutions: Number per 1 million inhabitants 2.32.42.32.32.3
Number of branches or offices: Total number 18,57118,20818,36618,58517,827
Number of branches or offices:
  Number per 1 million inhabitants
153.6148.8148.1148.1140.5
Payment accounts held by end users
Total number of payment accounts (thousands)111,585109,306115,596126,166130,700
Number of accounts per inhabitant (units)11111
Total value of payment accounts (USD bn)165188196219240
Value per inhabitant (USD)1,3611,5341,5791,7471,892
Value as a percentage of GDP (%)14.415.515.516.820.4
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)4,0304,5465,0685,9106,424
Increase in the total volume of cashless payments
 (% change on previous year)
6.112.811.516.68.7
Average number of cashless payments per inhabitant (units)3337414751
Daily average volume of cashless payments (millions)1112141618
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,1391,2711,3791,6201,973
Direct debits 93103108122129
Cheques 275256248209150
Card and e-money payments: Total volume 2,5232,9173,3333,9594,172
Card and e-money payments: By card with a debit function 1,6901,9672,3412,8443,129
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 8339509921,1151,043
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 28.328.027.227.430.7
Direct debits 2.32.32.12.12.0
Cheques 6.85.64.93.52.3
Card and e-money payments: Total volume 62.664.265.867.064.9
Card and e-money payments: By card with a debit function 41.943.346.248.148.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 20.720.919.618.916.2
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 2.411.68.517.521.8
Direct debits 16.210.45.712.46.1
Cheques -11.5-7.0-3.0-15.7-28.3
Card and e-money payments: Total volume 9.915.614.318.85.4
Card and e-money payments: By card with a debit function 6.616.419.021.510.0
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 17.314.14.412.4-6.5
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 9.410.411.112.915.6
Direct debits 0.80.80.91.01.0
Cheques 2.32.12.01.71.2
Card and e-money payments: Total volume 20.923.826.931.532.9
Card and e-money payments: By card with a debit function 14.016.118.922.724.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6.97.88.08.98.2
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,1213,4823,7784,4395,406
Direct debits 255281297334354
Cheques 753700679573411
Card and e-money payments: Total volume 6,9117,9919,13110,84711,429
Card and e-money payments: By card with a debit function 4,6305,3896,4147,7928,572
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 2,2812,6032,7173,0552,857
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)1,232,1401,373,5701,487,3901,742,0502,102,680
Fast payments: By credit transfer (%)92.592.592.793.093.8
Fast payments: By direct debit (%)7.57.57.37.06.2
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)30.630.229.329.532.7
Fast payments: Increase in volume (%)3.311.58.317.120.7
Fast payments: Average volume per inhabitant (units)1011121417
Fast payments: Daily average volume (thousands)3,3763,7634,0754,7735,761
Value of cashless payments
Cashless payments: Total value (USD millions)15,600,60716,461,87217,291,67817,280,63916,352,836
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-13.8-0.50.1-3.6-8.5
Cashless payments: Average value per cashless payment (USD)3,8713,6213,4122,9242,546
Cashless payments: Average value per inhabitant (USD)128,997134,564139,476137,668128,884
Cashless payments: Value as a ratio to GDP (%)1,362.51,360.61,365.11,326.21,392.5
Cashless payments: Daily average value (USD millions)42,74145,10147,37447,34444,802
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 15,044,96115,905,08616,719,76116,749,56315,959,146
Direct debits 22,24026,03828,13229,89524,596
Cheques 449,398433,230428,549369,247245,754
Card and e-money payments: Total value 84,00997,518115,236131,935123,340
Card and e-money payments: By card with a debit function 43,47751,10763,87674,68975,223
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 40,53246,41151,36057,24648,117
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.496.696.796.997.6
Direct debits 0.10.20.20.20.2
Cheques 2.92.62.52.11.5
Card and e-money payments: Total value 0.50.60.70.80.8
Card and e-money payments: By card with a debit function 0.30.30.40.40.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.30.30.30.30.3
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -13.6-0.30.2-3.3-7.8
Direct debits -1.510.43.02.5-20.4
Cheques -20.7-9.1-5.7-16.9-35.6
Card and e-money payments: Total value -8.19.512.610.5-9.6
Card and e-money payments: By card with a debit function -12.310.919.112.8-2.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -3.28.05.57.6-18.7
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 13,20712,51412,12510,3398,088
Direct debits 239254259245190
Cheques 1,6351,6951,7291,7671,640
Card and e-money payments: Total value 3333353330
Card and e-money payments: By card with a debit function 2626272624
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 4949525146
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 124,403130,013134,863133,438125,781
Direct debits 184213227238194
Cheques 3,7163,5413,4572,9421,937
Card and e-money payments: Total value 6957979301,051972
Card and e-money payments: By card with a debit function 359418515595593
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 335379414456379
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,314.01,314.51,319.91,285.41,359.0
Direct debits 1.92.22.22.32.1
Cheques 39.235.833.828.320.9
Card and e-money payments: Total value 7.38.19.110.110.5
Card and e-money payments: By card with a debit function 3.84.25.05.76.4
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3.53.84.14.44.1
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 41,21943,57645,80845,88943,724
Direct debits 6171778267
Cheques 1,2311,1871,1741,012673
Card and e-money payments: Total value 230267316361338
Card and e-money payments: By card with a debit function 119140175205206
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 111127141157132
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)15,067,20115,931,12416,747,89216,779,45815,983,742
Fast payments: By credit transfer (%)99.999.899.899.899.8
Fast payments: By direct debit (%)0.10.20.20.20.2
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)96.696.896.997.197.7
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
-13.6-0.30.2-3.3-7.9
Fast payments: Average value per payment (USD)12,22811,59811,2609,6327,602
Fast payments: Average value per inhabitant (USD)124,587130,226135,090133,676125,975
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,7511,7691,9072,0411,762
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
5.91.07.87.0-13.6
With cards issued inside the country:
  Average volume per inhabitant (units)
1414151614
With cards issued inside the country:
  Daily average volume (units)
4,796,4664,846,1375,225,8365,592,0004,828,740
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,7511,7691,9072,0411,762
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,7471,7661,9002,0351,761
Cash withdrawals with cards issued inside the country:
  at locations outside the country
43862
Memo: Cash withdrawals at locations inside the country 1,7661,7841,9172,0521,774
Cash withdrawals with cards issued outside the country 1918181813
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.899.899.699.799.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.20.20.40.30.1
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 5.91.07.87.0-13.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
5.91.17.67.1-13.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-11.9-24.1140.0-17.5-75.2
Memo: Cash withdrawals at locations inside the country 5.91.07.57.0-13.6
Cash withdrawals with cards issued outside the country 6.4-4.7-3.7-0.1-24.9
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1414151614
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1414151614
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00000
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 4,7964,8465,2265,5924,829
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4,7854,8385,2055,5754,825
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11921174
Memo: Cash withdrawals at locations inside the country 4,8384,8885,2535,6234,861
Cash withdrawals with cards issued outside the country 5250484836
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)170,351178,001193,101212,478193,505
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-9.6-1.53.46.2-11.9
Average value per transaction (USD)97101101104110
Average value per inhabitant (USD)1,4091,4551,5581,6931,525
Total value as a ratio to GDP (%)14.914.715.216.316.5
Daily average value (USD millions)467488529582530
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 170,351178,001193,101212,478193,505
Cash withdrawals with cards issued inside the country:
  at locations inside the country
169,337177,396192,524211,421193,197
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1,0146055771,056308
Memo: Cash withdrawals at locations inside the country 172,962180,894196,030215,139195,985
Cash withdrawals with cards issued outside the country 3,6253,4973,5063,7182,787
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.499.799.799.599.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.60.30.30.50.2
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -9.6-1.53.46.2-11.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-9.5-1.23.56.0-11.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-16.9-43.8-9.076.7-71.8
Memo: Cash withdrawals at locations inside the country -9.2-1.43.35.9-11.9
Cash withdrawals with cards issued outside the country 7.1-9.0-4.42.3-27.5
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 97101101104110
Cash withdrawals with cards issued inside the country:
  at locations inside the country
97100101104110
Cash withdrawals with cards issued inside the country:
  at locations outside the country
24419276169199
Memo: Cash withdrawals at locations inside the country 98101102105110
Cash withdrawals with cards issued outside the country 189192200212211
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 1,4091,4551,5581,6931,525
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,4001,4501,5531,6841,523
Cash withdrawals with cards issued inside the country:
  at locations outside the country
85582
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 14.914.715.216.316.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
14.814.715.216.216.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.10.00.00.10.0
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 467488529582530
Cash withdrawals with cards issued inside the country:
  at locations inside the country
464486527579529
Cash withdrawals with cards issued inside the country:
  at locations outside the country
32231
Memo: Cash withdrawals at locations inside the country 474496537589537
Cash withdrawals with cards issued outside the country 101010108
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 168,352177,056181,147179,443185,728
With a cash function 168,352177,056181,147179,443185,728
With a debit function 137,125144,315153,687150,848158,048
With a delayed debit function napnapnapnapnap
With a credit function 31,22732,74027,46128,59427,680
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total -1.85.22.3-0.93.5
With a cash function -1.85.22.3-0.93.5
With a debit function -3.35.26.5-1.84.8
With a delayed debit function napnapnapnapnap
With a credit function 5.44.8-16.14.1-3.2
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.391.451.461.431.46
With a cash function 1.391.451.461.431.46
With a debit function 1.131.181.241.201.25
With a delayed debit function napnapnapnapnap
With a credit function 0.260.270.220.230.22
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 8959621,0211,2751,494
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 4851535557
ATMs: cash withdrawal 4851535557
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 3.57.46.124.917.2
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 4.86.92.73.35.2
ATMs: cash withdrawal 4.86.92.73.35.2
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0070.0080.0080.0100.012
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap