CTA1: Selected data from T1-T6
«Netherlands»
Year
« ‹ 2018 › »
20142015201620172018
Basic statistical data
GDP (USD bn)891765784832913
Population (thousands)16,86616,93417,03117,13117,228
GDP per capita (USD per inhabitant)52,81245,17846,01448,57753,004
CPI inflation (% change on previous year)1.00.60.31.41.7
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.8240.9190.9490.8340.873
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.7540.9020.9040.8870.848
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)51125185217240
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		6.216.724.824.527.1
Interbank deposits: Total value (USD bn)57798511073
Interbank deposits: Value as a percentage of GDP (%)7.010.511.412.48.3
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 219210979394
Number of institutions: Number per 1 million inhabitants 13.012.45.75.45.5
Number of branches or offices: Total number 2,3162,2472,1692,1131,950
Number of branches or offices:
  Number per 1 million inhabitants 		137.3132.7127.4123.3113.2
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)6,4526,7967,1767,8008,707
Increase in the total volume of cashless payments
 (% change on previous year)		1.65.35.68.711.6
Average number of cashless payments per inhabitant (units)383401421455505
Daily average volume of cashless payments (millions)1819202124
Volume of cashless payments by instrument type
 (millions)
Credit transfers 2,0431,9702,1122,3032,568
Direct debits 1,1631,2891,1621,2111,406
Cheques 00000
Card and e-money payments: Total volume 3,2453,5363,9024,2864,733
Card and e-money payments: By card with a debit function 3,0373,3923,7434,1054,529
Card and e-money payments:
  By card with a delayed debit function 		131141159180203
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 762000
Other payment instruments 01000
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 31.729.029.429.529.5
Direct debits 18.019.016.215.516.2
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 50.352.054.454.954.4
Card and e-money payments: By card with a debit function 47.149.952.252.652.0
Card and e-money payments:
  By card with a delayed debit function 		2.02.12.22.32.3
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 1.20.00.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 1.5-3.67.29.111.5
Direct debits -12.510.8-9.94.316.1
Cheques 3.83.7-23.2-38.2213.8
Card and e-money payments: Total volume 7.99.010.49.810.4
Card and e-money payments: By card with a debit function 9.911.710.49.710.3
Card and e-money payments:
  By card with a delayed debit function 		8.37.612.513.213.1
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments -37.1-96.9-83.6-2.6-100.0
Other payment instruments 0.0nav-64.7-4.0-1.0
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 121.1116.3124.0134.5149.1
Direct debits 69.076.168.270.781.6
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 192.4208.8229.1250.2274.7
Card and e-money payments: By card with a debit function 180.1200.3219.8239.6262.9
Card and e-money payments:
  By card with a delayed debit function 		7.88.39.310.511.8
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 4.50.10.00.00.0
Other payment instruments 0.00.10.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 5,5985,3985,7866,3107,035
Direct debits 3,1873,5313,1823,3183,853
Cheques 11001
Card and e-money payments: Total volume 8,8909,68710,69111,74112,966
Card and e-money payments: By card with a debit function 8,3229,29310,25511,24712,407
Card and e-money payments:
  By card with a delayed debit function 		359387435493557
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 2097110
Other payment instruments 03111
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)navnavnavnavnav
Fast payments: By credit transfer (%)navnavnavnavnav
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnavnav
Fast payments: Increase in volume (%)navnavnavnavnav
Fast payments: Average volume per inhabitant (units)navnavnavnavnav
Fast payments: Daily average volume (thousands)navnavnavnavnav
Value of cashless payments
Cashless payments: Total value (USD millions)23,482,32921,244,90521,555,40226,883,63823,007,720
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-0.3-10.11.123.0-15.9
Cashless payments: Average value per cashless payment (USD)3,6403,1263,0043,4472,642
Cashless payments: Average value per inhabitant (USD)1,392,2741,254,5521,265,6751,569,3361,335,458
Cashless payments: Value as a ratio to GDP (%)2,636.32,776.92,750.63,230.62,519.5
Cashless payments: Daily average value (USD millions)64,33558,20559,05673,65463,035
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 23,044,23320,845,41521,161,73226,466,00622,523,145
Direct debits 290,115266,620251,188265,575315,163
Cheques 2,5212,2081,9719562,216
Card and e-money payments: Total value 145,459130,664140,511151,101168,577
Card and e-money payments: By card with a debit function 129,186115,775124,508133,403148,519
Card and e-money payments:
  By card with a delayed debit function 		16,05414,86615,98717,68320,037
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 2192316150
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 98.198.198.298.497.9
Direct debits 1.21.31.21.01.4
Cheques 0.00.00.00.00.0
Card and e-money payments: Total value 0.60.60.70.60.7
Card and e-money payments: By card with a debit function 0.60.50.60.50.6
Card and e-money payments:
  By card with a delayed debit function 		0.10.10.10.10.1
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 0.0-10.11.223.4-16.3
Direct debits -22.1-8.6-6.14.316.7
Cheques 15.2-13.0-11.0-52.1127.8
Card and e-money payments: Total value 5.0-10.77.26.19.7
Card and e-money payments: By card with a debit function 5.0-10.97.25.79.5
Card and e-money payments:
  By card with a delayed debit function 		5.6-8.07.29.111.4
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments -40.4-89.8-27.8-8.1-100.0
Other payment instruments nav-76.3198.4-100.0-1.7
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 11,27810,58110,02111,4918,771
Direct debits 249207216219224
Cheques 13,19911,15012,96810,1747,511
Card and e-money payments: Total value 4537363536
Card and e-money payments: By card with a debit function 4334333233
Card and e-money payments:
  By card with a delayed debit function 		1221051019899
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 394240nav
Other payment instruments nav0000
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 1,366,2991,230,9621,242,5601,544,9561,307,332
Direct debits 17,20115,74414,74915,50318,293
Cheques 14913011656129
Card and e-money payments: Total value 8,6247,7168,2508,8219,785
Card and e-money payments: By card with a debit function 7,6596,8377,3117,7878,621
Card and e-money payments:
  By card with a delayed debit function 		9528789391,0321,163
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 131110
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 2,587.12,724.72,700.43,180.52,466.5
Direct debits 32.634.832.131.934.5
Cheques 0.30.30.30.10.2
Card and e-money payments: Total value 16.317.117.918.218.5
Card and e-money payments: By card with a debit function 14.515.115.916.016.3
Card and e-money payments:
  By card with a delayed debit function 		1.81.92.02.12.2
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 63,13557,11157,97772,51061,707
Direct debits 795730688728863
Cheques 76536
Card and e-money payments: Total value 399358385414462
Card and e-money payments: By card with a debit function 354317341365407
Card and e-money payments:
  By card with a delayed debit function 		4441444855
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 10000
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)navnavnavnavnav
Fast payments: By credit transfer (%)navnavnavnavnav
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnavnav
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		navnavnavnavnav
Fast payments: Average value per payment (USD)navnavnavnavnav
Fast payments: Average value per inhabitant (USD)navnavnavnavnav
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)422358344317412
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		nav-15.2-4.0-7.729.8
With cards issued inside the country:
  Average volume per inhabitant (units)		2521201924
With cards issued inside the country:
  Daily average volume (units)		1,156,340980,630941,419868,9121,128,145
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 389337323297392
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		381323308283261
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		8141615131
Memo: Cash withdrawals at locations inside the country 385333320297272
Cash withdrawals with cards issued outside the country 410131412
Cash deposits at locations inside and outside the country 2121202020
Cash deposits with cards issued inside the country at locations
  inside the country 		817161616
E-money loading/unloading transactions 120000
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 92.294.194.093.795.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		90.290.289.589.263.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2.03.94.54.631.9
Cash withdrawals:total 5.05.96.06.34.8
Cash deposits with cards issued inside the country at locations
  inside the country 		2.04.64.75.13.8
E-money loading/unloading transactions 2.80.00.00.00.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country nav-13.5-4.0-8.031.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-5.1-15.2-4.7-8.1-7.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav65.711.7-6.3803.8
Memo: Cash withdrawals at locations inside the country nav-13.7-3.7-7.2-8.5
Cash withdrawals with cards issued outside the country nav121.729.715.1-20.5
Cash withdrawals:total -1.40.6-3.4-3.0-0.6
Cash deposits with cards issued inside the country at locations
  inside the country 		nav96.5-1.7-0.8-2.7
E-money loading/unloading transactions -35.7-100.00.00.00.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2320191723
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2319181715
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		01118
Cash withdrawals:total 11111
Cash deposits with cards issued inside the country at locations
  inside the country 		01111
E-money loading/unloading transactions 10000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 1,0669238858151,074
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1,043885843775714
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		23384340360
Memo: Cash withdrawals at locations inside the country 1,055911877814746
Cash withdrawals with cards issued outside the country 1227344032
Cash withdrawals:total 5858565454
Cash deposits with cards issued inside the country at locations
  inside the country 		2345444443
E-money loading/unloading transactions 320000
Value of withdrawals/deposits
Total value (USD millions)121,27699,99592,48992,214116,403
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		nav-18.0-7.8-1.724.1
Average value per transaction (USD)287279269291283
Average value per inhabitant (USD)7,1915,9055,4315,3836,757
Total value as a ratio to GDP (%)13.613.111.811.112.7
Daily average value (USD millions)332274253253319
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 68,18253,21350,54249,67870,382
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		66,63451,00548,05947,52647,988
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1,5492,2082,4832,15222,393
Memo: Cash withdrawals at locations inside the country 67,45152,61949,94649,67849,748
Cash withdrawals with cards issued outside the country 8181,6141,8872,1521,759
Cash deposits at locations inside and outside the country 52,81646,78241,94742,53746,022
Cash deposits with cards issued inside the country at locations
  inside the country 		10,26717,12017,25717,27617,506
E-money loading/unloading transactions 2780000
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 56.253.254.653.960.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		54.951.052.051.541.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1.32.22.72.319.2
Cash withdrawals:total 43.646.845.446.139.5
Cash deposits with cards issued inside the country at locations
  inside the country 		8.517.118.718.715.0
E-money loading/unloading transactions 0.20.00.00.00.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country nav-22.4-5.3-3.139.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-4.2-23.9-6.1-2.5-0.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		nav41.712.1-14.5923.3
Memo: Cash withdrawals at locations inside the country nav-22.5-5.4-1.9-1.5
Cash withdrawals with cards issued outside the country nav96.216.612.5-19.6
Cash withdrawals:total 0.9-12.0-10.60.06.4
Cash deposits with cards issued inside the country at locations
  inside the country 		nav65.80.5-1.3-0.4
E-money loading/unloading transactions -31.0-100.0-0.3-1.4-1.7
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 175158156167180
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		175158156168184
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		185159160148170
Memo: Cash withdrawals at locations inside the country 175158156167183
Cash withdrawals with cards issued outside the country 187166150149153
Cash withdrawals:total 2,5082,2082,0502,1432,333
Cash deposits with cards issued inside the country at locations
  inside the country 		1,2221,0371,0641,0731,117
E-money loading/unloading transactions 23navnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 4,0433,1422,9682,9004,085
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		3,9513,0122,8222,7742,785
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		921301461261,300
Cash withdrawals:total 3,1312,7632,4632,4832,671
Cash deposits with cards issued inside the country at locations
  inside the country 		6091,0111,0131,0081,016
E-money loading/unloading transactions 160000
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 7.77.06.46.07.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		7.56.76.15.75.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.20.30.30.32.5
Cash withdrawals:total 5.96.15.45.15.0
Cash deposits with cards issued inside the country at locations
  inside the country 		1.22.22.22.11.9
E-money loading/unloading transactions 0.00.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 187146138136193
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		183140132130131
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		467661
Memo: Cash withdrawals at locations inside the country 185144137136136
Cash withdrawals with cards issued outside the country 24565
Cash withdrawals:total 145128115117126
Cash deposits with cards issued inside the country at locations
  inside the country 		2847474748
E-money loading/unloading transactions 10000
Number of cards
 (thousands)
Total 33,25532,46932,03732,35733,019
With a cash function 31,96631,73431,11231,21131,673
With a debit function 25,57817,85517,93618,28118,554
With a delayed debit function 2,6512,5012,6142,7502,883
With a credit function 449419397379348
With an e-money function 25,776105252418
Total number of cards: of which: contactless 7,49815,58318,77021,85923,987
Total number of cards: of which: issued by a non-bank 0208666469
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total nav-2.4-1.31.02.0
With a cash function 5.0-0.7-2.00.31.5
With a debit function 4.4-30.20.51.91.5
With a delayed debit function nav-5.64.55.24.9
With a credit function nav-6.6-5.3-4.5-8.3
With an e-money function 5.3-99.6-76.2-2.8-25.8
Total number of cards: of which: contactless nav107.820.416.59.7
Total number of cards: of which: issued by a non-bank nav52,066.6-68.0-2.97.5
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.971.921.881.891.92
With a cash function 1.901.871.831.821.84
With a debit function 1.521.051.051.071.08
With a delayed debit function 0.160.150.150.160.17
With a credit function 0.030.020.020.020.02
With an e-money function 1.530.010.000.000.00
Total number of cards: of which: contactless 0.440.921.101.281.39
Total number of cards: of which: issued by a non-bank 0.000.010.000.000.00
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 399445477497512
EFTPOS terminals: total 399445477497512
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 77766
ATMs: cash withdrawal 77766
ATMs: cash deposit 22222
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 59.911.67.24.13.1
EFTPOS terminals: total 59.911.67.24.13.1
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -3.0-2.2-3.6-5.3-7.0
ATMs: cash withdrawal -3.0-2.2-3.6-5.3-7.0
ATMs: cash deposit -22.0-0.81.10.0-3.6
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0240.0260.0280.0290.030
EFTPOS terminals: total 0.0240.0260.0280.0290.030
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit 0.0000.0000.0000.0000.000
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap