CTA1: Selected data from T1-T6
«Netherlands»
Year
« ‹ 2019 › »
20152016201720182019
Basic statistical data
GDP (USD bn)765784832913910
Population (thousands)16,93417,03117,13117,22817,346
GDP per capita (USD per inhabitant)45,17846,01448,57753,00452,465
CPI inflation (% change on previous year)0.60.31.41.72.6
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.9190.9490.8340.8730.890
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.9020.9040.8870.8480.893
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)125185217240195
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		16.724.824.527.121.3
Interbank deposits: Total value (USD bn)79851107361
Interbank deposits: Value as a percentage of GDP (%)10.511.412.48.36.7
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 21097939495
Number of institutions: Number per 1 million inhabitants 12.45.75.45.55.5
Number of branches or offices: Total number 2,2472,1692,1131,9501,723
Number of branches or offices:
  Number per 1 million inhabitants 		132.7127.4123.3113.299.3
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)6,7967,1767,8008,7079,421
Increase in the total volume of cashless payments
 (% change on previous year)		5.35.68.711.68.2
Average number of cashless payments per inhabitant (units)401421455505543
Daily average volume of cashless payments (millions)1920212426
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,9702,1122,3032,5682,843
Direct debits 1,2891,1621,2111,4061,472
Cheques 00000
Card and e-money payments: Total volume 3,5363,9024,2864,7335,105
Card and e-money payments: By card with a debit function 3,3923,7434,1054,5294,880
Card and e-money payments:
  By card with a delayed debit function 		141159180203225
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 20000
Other payment instruments 10000
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 29.029.429.529.530.2
Direct debits 19.016.215.516.215.6
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 52.054.454.954.454.2
Card and e-money payments: By card with a debit function 49.952.252.652.051.8
Card and e-money payments:
  By card with a delayed debit function 		2.12.22.32.32.4
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers -3.67.29.111.510.7
Direct debits 10.8-9.94.316.14.7
Cheques 3.7-23.2-38.2213.83.7
Card and e-money payments: Total volume 9.010.49.810.47.9
Card and e-money payments: By card with a debit function 11.710.49.710.37.8
Card and e-money payments:
  By card with a delayed debit function 		7.612.513.213.110.4
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments -96.9-83.6-2.6-100.00.0
Other payment instruments nav-64.7-4.0-1.0-14.1
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 116.3124.0134.5149.1163.9
Direct debits 76.168.270.781.684.9
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 208.8229.1250.2274.7294.3
Card and e-money payments: By card with a debit function 200.3219.8239.6262.9281.3
Card and e-money payments:
  By card with a delayed debit function 		8.39.310.511.812.9
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.10.00.00.00.0
Other payment instruments 0.10.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 5,3985,7866,3107,0357,788
Direct debits 3,5313,1823,3183,8534,034
Cheques 10011
Card and e-money payments: Total volume 9,68710,69111,74112,96613,987
Card and e-money payments: By card with a debit function 9,29310,25511,24712,40713,370
Card and e-money payments:
  By card with a delayed debit function 		387435493557615
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 71100
Other payment instruments 31111
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)navnavnavnav417,441
Fast payments: By credit transfer (%)navnavnavnav100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnav4.4
Fast payments: Increase in volume (%)navnavnavnavnav
Fast payments: Average volume per inhabitant (units)navnavnavnav24
Fast payments: Daily average volume (thousands)navnavnavnav1,144
Value of cashless payments
Cashless payments: Total value (USD millions)21,244,90521,555,40226,883,63823,007,72022,196,574
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-10.11.123.0-15.9-6.0
Cashless payments: Average value per cashless payment (USD)3,1263,0043,4472,6422,356
Cashless payments: Average value per inhabitant (USD)1,254,5521,265,6751,569,3361,335,4581,279,643
Cashless payments: Value as a ratio to GDP (%)2,776.92,750.63,230.62,519.52,439.0
Cashless payments: Daily average value (USD millions)58,20559,05673,65463,03560,813
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 20,845,41521,161,73226,466,00622,523,14521,720,950
Direct debits 266,620251,188265,575315,163308,910
Cheques 2,2081,9719562,2161,986
Card and e-money payments: Total value 130,664140,511151,101168,577166,060
Card and e-money payments: By card with a debit function 115,775124,508133,403148,519145,463
Card and e-money payments:
  By card with a delayed debit function 		14,86615,98717,68320,03720,577
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 23161500
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 98.198.298.497.997.9
Direct debits 1.31.21.01.41.4
Cheques 0.00.00.00.00.0
Card and e-money payments: Total value 0.60.70.60.70.7
Card and e-money payments: By card with a debit function 0.50.60.50.60.7
Card and e-money payments:
  By card with a delayed debit function 		0.10.10.10.10.1
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -10.11.223.4-16.3-6.0
Direct debits -8.6-6.14.316.7-4.5
Cheques -13.0-11.0-52.1127.8-12.7
Card and e-money payments: Total value -10.77.26.19.7-4.0
Card and e-money payments: By card with a debit function -10.97.25.79.5-4.6
Card and e-money payments:
  By card with a delayed debit function 		-8.07.29.111.40.1
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments -89.8-27.8-8.1-100.0-2.6
Other payment instruments -76.3198.4-100.0-1.7-2.6
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 10,58110,02111,4918,7717,641
Direct debits 207216219224210
Cheques 11,15012,96810,1747,5116,489
Card and e-money payments: Total value 3736353633
Card and e-money payments: By card with a debit function 3433323330
Card and e-money payments:
  By card with a delayed debit function 		105101989992
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 94240navnav
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 1,230,9621,242,5601,544,9561,307,3321,252,223
Direct debits 15,74414,74915,50318,29317,809
Cheques 13011656129114
Card and e-money payments: Total value 7,7168,2508,8219,7859,573
Card and e-money payments: By card with a debit function 6,8377,3117,7878,6218,386
Card and e-money payments:
  By card with a delayed debit function 		8789391,0321,1631,186
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 11100
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 2,724.72,700.43,180.52,466.52,386.8
Direct debits 34.832.131.934.533.9
Cheques 0.30.30.10.20.2
Card and e-money payments: Total value 17.117.918.218.518.2
Card and e-money payments: By card with a debit function 15.115.916.016.316.0
Card and e-money payments:
  By card with a delayed debit function 		1.92.02.12.22.3
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 57,11157,97772,51061,70759,509
Direct debits 730688728863846
Cheques 65365
Card and e-money payments: Total value 358385414462455
Card and e-money payments: By card with a debit function 317341365407399
Card and e-money payments:
  By card with a delayed debit function 		4144485556
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 00000
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)navnavnavnav377,769
Fast payments: By credit transfer (%)navnavnavnav100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnav1.7
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		navnavnavnavnav
Fast payments: Average value per payment (USD)navnavnavnav905
Fast payments: Average value per inhabitant (USD)navnavnavnav21,779
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)358344317412366
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		-15.2-4.0-7.729.8-11.1
With cards issued inside the country:
  Average volume per inhabitant (units)		2120192421
With cards issued inside the country:
  Daily average volume (units)		980,630941,419868,9121,128,1451,003,455
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 337323297392347
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		323308283261230
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		141615131118
Memo: Cash withdrawals at locations inside the country 333320297272240
Cash withdrawals with cards issued outside the country 1013141210
Cash deposits at locations inside and outside the country 2120202019
Cash deposits with cards issued inside the country at locations
  inside the country 		1716161615
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 94.194.093.795.294.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		90.289.589.263.362.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		3.94.54.631.932.1
Cash withdrawals:total 5.96.06.34.85.1
Cash deposits with cards issued inside the country at locations
  inside the country 		4.64.75.13.84.1
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -13.5-4.0-8.031.9-11.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-15.2-4.7-8.1-7.8-11.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		65.711.7-6.3803.8-10.5
Memo: Cash withdrawals at locations inside the country -13.7-3.7-7.2-8.5-11.9
Cash withdrawals with cards issued outside the country 121.729.715.1-20.5-13.7
Cash withdrawals:total 0.6-3.4-3.0-0.6-4.6
Cash deposits with cards issued inside the country at locations
  inside the country 		96.5-1.7-0.8-2.7-3.7
E-money loading/unloading transactions -100.00.00.00.00.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2019172320
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1918171513
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		11187
Cash withdrawals:total 11111
Cash deposits with cards issued inside the country at locations
  inside the country 		11111
E-money loading/unloading transactions 00000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 9238858151,074952
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		885843775714629
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		384340360322
Memo: Cash withdrawals at locations inside the country 911877814746657
Cash withdrawals with cards issued outside the country 2734403227
Cash withdrawals:total 5856545452
Cash deposits with cards issued inside the country at locations
  inside the country 		4544444341
E-money loading/unloading transactions 00000
Value of withdrawals/deposits
Total value (USD millions)99,99592,48992,214116,40399,856
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-18.0-7.8-1.724.1-16.4
Average value per transaction (USD)279269291283273
Average value per inhabitant (USD)5,9055,4315,3836,7575,757
Total value as a ratio to GDP (%)13.111.811.112.711.0
Daily average value (USD millions)274253253319274
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 53,21350,54249,67870,38262,238
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		51,00548,05947,52647,98842,260
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2,2082,4832,15222,39319,979
Memo: Cash withdrawals at locations inside the country 52,61949,94649,67849,74843,782
Cash withdrawals with cards issued outside the country 1,6141,8872,1521,7591,522
Cash deposits at locations inside and outside the country 46,78241,94742,53746,02237,618
Cash deposits with cards issued inside the country at locations
  inside the country 		17,12017,25717,27617,50615,946
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 53.254.653.960.562.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		51.052.051.541.242.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2.22.72.319.220.0
Cash withdrawals:total 46.845.446.139.537.7
Cash deposits with cards issued inside the country at locations
  inside the country 		17.118.718.715.016.0
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -22.4-5.3-3.139.3-13.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-23.9-6.1-2.5-0.7-14.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		41.712.1-14.5923.3-13.1
Memo: Cash withdrawals at locations inside the country -22.5-5.4-1.9-1.5-14.2
Cash withdrawals with cards issued outside the country 96.216.612.5-19.6-15.7
Cash withdrawals:total -12.0-10.60.06.4-20.4
Cash deposits with cards issued inside the country at locations
  inside the country 		65.80.5-1.3-0.4-11.3
E-money loading/unloading transactions -100.0-0.3-1.4-1.7-2.6
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 158156167180179
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		158156168184184
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		159160148170170
Memo: Cash withdrawals at locations inside the country 158156167183183
Cash withdrawals with cards issued outside the country 166150149153153
Cash withdrawals:total 2,2082,0502,1432,3331,999
Cash deposits with cards issued inside the country at locations
  inside the country 		1,0371,0641,0731,1171,056
E-money loading/unloading transactions navnavnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 3,1422,9682,9004,0853,588
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		3,0122,8222,7742,7852,436
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1301461261,3001,152
Cash withdrawals:total 2,7632,4632,4832,6712,169
Cash deposits with cards issued inside the country at locations
  inside the country 		1,0111,0131,0081,016919
E-money loading/unloading transactions 00000
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 7.06.46.07.76.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		6.76.15.75.34.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.30.30.32.52.2
Cash withdrawals:total 6.15.45.15.04.1
Cash deposits with cards issued inside the country at locations
  inside the country 		2.22.22.11.91.8
E-money loading/unloading transactions 0.00.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 146138136193171
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		140132130131116
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		6766155
Memo: Cash withdrawals at locations inside the country 144137136136120
Cash withdrawals with cards issued outside the country 45654
Cash withdrawals:total 128115117126103
Cash deposits with cards issued inside the country at locations
  inside the country 		4747474844
E-money loading/unloading transactions 00000
Number of cards
 (thousands)
Total 32,46932,03732,35733,01934,407
With a cash function 31,73431,11231,21131,67333,422
With a debit function 17,85517,93618,28118,55420,106
With a delayed debit function 2,5012,6142,7502,8832,992
With a credit function 419397379348329
With an e-money function 10525241815
Total number of cards: of which: contactless 15,58318,77021,85923,98726,509
Total number of cards: of which: issued by a non-bank 20866646974
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total -2.4-1.31.02.04.2
With a cash function -0.7-2.00.31.55.5
With a debit function -30.20.51.91.58.4
With a delayed debit function -5.64.55.24.93.8
With a credit function -6.6-5.3-4.5-8.3-5.4
With an e-money function -99.6-76.2-2.8-25.8-14.5
Total number of cards: of which: contactless 107.820.416.59.710.5
Total number of cards: of which: issued by a non-bank 52,066.6-68.0-2.97.56.8
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.921.881.891.921.98
With a cash function 1.871.831.821.841.93
With a debit function 1.051.051.071.081.16
With a delayed debit function 0.150.150.160.170.17
With a credit function 0.020.020.020.020.02
With an e-money function 0.010.000.000.000.00
Total number of cards: of which: contactless 0.921.101.281.391.53
Total number of cards: of which: issued by a non-bank 0.010.000.000.000.00
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 445477497512479
EFTPOS terminals: total 445477497512479
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 77665
ATMs: cash withdrawal 77665
ATMs: cash deposit 22222
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 11.67.24.13.1-6.4
EFTPOS terminals: total 11.67.24.13.1-6.4
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -2.2-3.6-5.3-7.0-16.0
ATMs: cash withdrawal -2.2-3.6-5.3-7.0-16.0
ATMs: cash deposit -0.81.10.0-3.6-2.6
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0260.0280.0290.0300.028
EFTPOS terminals: total 0.0260.0280.0290.0300.028
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit 0.0000.0000.0000.0000.000
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap