CTA1: Selected data from T1-T6
Year
«  2016  »
20122013201420152016
Basic statistical data
GDP (USD bn)2,1902,2902,0491,3551,278
Population (thousands)143,202143,507143,820146,406146,675
GDP per capita (USD per inhabitant)15,29115,95714,2499,2528,714
CPI inflation (% change on previous year)5.16.87.815.57.1
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
30.56732.86559.58174.10161.000
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
31.10231.87338.56661.33966.983
Banknotes and coins in circulation
Total value (USD bn)251253148115144
Value per inhabitant (USD)1,7521,7611,032786982
Value as a percentage of GDP (%)11.311.411.210.310.3
Value as a percentage of narrow money (%)56.053.657.651.649.8
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)2728211321
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
1.21.31.61.11.5
Interbank deposits: Total value (USD bn)77436
Interbank deposits: Value as a percentage of GDP (%)0.30.30.30.30.4
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 9579248,8126,0675,262
Number of institutions: Number per 1 million inhabitants 6.76.461.341.435.9
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)6,0738,46911,36714,33819,174
Increase in the total volume of cashless payments
 (% change on previous year)
7.639.534.226.133.7
Average number of cashless payments per inhabitant (units)42597998131
Daily average volume of cashless payments (millions)1723313953
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,4531,5321,5831,6311,725
Direct debits 8285857792
Cheques 00000
Card and e-money payments: Total volume 3,0805,1417,80510,77415,609
Card and e-money payments: By card with a debit function 2,6314,1506,0978,85213,172
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 2234347149511,242
Card and e-money payments: E-money payments 2265569949711,196
Other payment instruments 1,4591,7121,8951,8561,747
Memo: Money remittances 1,2361,3011,2581,1421,035
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 23.918.113.911.49.0
Direct debits 1.41.00.70.50.5
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 50.760.768.775.181.4
Card and e-money payments: By card with a debit function 43.349.053.661.768.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3.75.16.36.66.5
Card and e-money payments: E-money payments 3.76.68.76.86.2
Other payment instruments 24.020.216.712.99.1
Memo: Money remittances 20.315.411.18.05.4
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers -45.85.43.33.05.8
Direct debits -30.43.3-0.2-8.619.4
Cheques -66.7-100.00.00.00.0
Card and e-money payments: Total volume nap66.951.838.044.9
Card and e-money payments: By card with a debit function 69.057.746.945.248.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 111.695.164.433.230.5
Card and e-money payments: E-money payments 112.5146.578.6-2.323.2
Other payment instruments 35.517.310.7-2.1-5.9
Memo: Money remittances nap5.3-3.3-9.2-9.4
Volume of cashless payments per inhabitant
 (units)
Credit transfers 10.110.711.011.111.8
Direct debits 0.60.60.60.50.6
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 21.535.854.373.6106.4
Card and e-money payments: By card with a debit function 18.428.942.460.589.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1.63.05.06.58.5
Card and e-money payments: E-money payments 1.63.96.96.68.2
Other payment instruments 10.211.913.212.711.9
Memo: Money remittances 8.69.18.77.87.1
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,9824,1984,3364,4684,727
Direct debits 225232232212253
Cheques 00000
Card and e-money payments: Total volume 8,43714,08421,38329,51942,766
Card and e-money payments: By card with a debit function 7,20911,37016,70424,25236,087
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6101,1901,9572,6063,402
Card and e-money payments: E-money payments 6181,5242,7222,6603,276
Other payment instruments 3,9964,6895,1935,0844,786
Memo: Money remittances 3,3863,5643,4463,1282,835
Volume of fast payments
Fast payments: Total volume (thousands)1,682,9842,484,0973,540,8115,112,1557,501,801
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)27.729.331.135.739.1
Fast payments: Increase in volume (%)nap47.642.544.446.7
Fast payments: Average volume per inhabitant (units)1217253551
Fast payments: Daily average volume (thousands)4,6116,8069,70114,00620,553
Value of cashless payments
Cashless payments: Total value (USD millions)15,916,60417,847,63517,055,66312,260,85010,239,424
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
0.35.0-11.4-37.8-22.0
Cashless payments: Average value per cashless payment (USD)2,6212,1071,500855534
Cashless payments: Average value per inhabitant (USD)111,148124,368118,59083,74669,810
Cashless payments: Value as a ratio to GDP (%)726.9779.4832.3905.2801.1
Cashless payments: Daily average value (USD millions)43,60748,89846,72833,59128,053
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 15,533,77317,354,44816,502,83011,829,1309,722,567
Direct debits 41,79748,75347,79831,51933,487
Cheques 52100
Card and e-money payments: Total value 180,668273,630334,647277,360366,201
Card and e-money payments: By card with a debit function 154,537232,563285,711247,827334,247
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 13,64722,69526,85719,39321,983
Card and e-money payments: E-money payments 12,48518,37222,07910,1409,971
Other payment instruments 160,361170,802170,387122,841117,169
Memo: Money remittances 131,601133,911112,86766,84253,945
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 97.697.296.896.595.0
Direct debits 0.30.30.30.30.3
Cheques 0.00.00.00.00.0
Card and e-money payments: Total value 1.11.52.02.33.6
Card and e-money payments: By card with a debit function 1.01.31.72.03.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.10.10.20.20.2
Card and e-money payments: E-money payments 0.10.10.10.10.1
Other payment instruments 1.01.01.01.01.1
Memo: Money remittances 0.80.80.70.50.5
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 0.34.6-11.8-38.0-23.2
Direct debits -18.99.3-9.1-42.9-0.8
Cheques -71.0-66.7-47.6-100.0-6.6
Card and e-money payments: Total value nap41.913.4-28.323.3
Card and e-money payments: By card with a debit function 38.041.013.9-24.926.0
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 57.855.89.7-37.55.9
Card and e-money payments: E-money payments 76.237.811.5-60.2-8.1
Other payment instruments -19.5-0.2-7.5-37.6-10.9
Memo: Money remittances nap-4.7-21.8-48.7-24.6
Average value of cashless payments per payment
 (USD)
Credit transfers 10,68911,32510,4287,2545,635
Direct debits 509575565407362
Cheques 5,432navnavnavnav
Card and e-money payments: Total value 5953432623
Card and e-money payments: By card with a debit function 5956472825
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6152382018
Card and e-money payments: E-money payments 553322108
Other payment instruments 110100906667
Memo: Money remittances 106103905952
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 108,475120,931114,74680,79766,286
Direct debits 292340332215228
Cheques 00000
Card and e-money payments: Total value 1,2621,9072,3271,8942,497
Card and e-money payments: By card with a debit function 1,0791,6211,9871,6932,279
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 95158187132150
Card and e-money payments: E-money payments 871281546968
Other payment instruments 1,1201,1901,185839799
Memo: Money remittances 919933785457368
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 709.4757.9805.3873.3760.7
Direct debits 1.92.12.32.32.6
Cheques 0.00.00.00.00.0
Card and e-money payments: Total value 8.311.916.320.528.7
Card and e-money payments: By card with a debit function 7.110.213.918.326.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.61.01.31.41.7
Card and e-money payments: E-money payments 0.60.81.10.70.8
Other payment instruments 7.37.58.39.19.2
Memo: Money remittances 6.05.85.54.94.2
Daily average value of cashless payments
 (USD millions)
Credit transfers 42,55847,54645,21332,40926,637
Direct debits 1151341318692
Cheques 00000
Card and e-money payments: Total value 4957509177601,003
Card and e-money payments: By card with a debit function 423637783679916
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3762745360
Card and e-money payments: E-money payments 3450602827
Other payment instruments 439468467337321
Memo: Money remittances 361367309183148
Value of fast payments
Fast payments: Total value (USD millions)52,81474,22688,59871,55395,164
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)0.30.40.50.60.9
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
nap31.610.7-30.124.2
Fast payments: Average value per payment (USD)3130251413
Fast payments: Average value per inhabitant (USD)369517616489649
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)2,8444,1656,1045,9286,787
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
nap46.546.5-2.914.5
With cards issued inside the country:
  Average volume per inhabitant (units)
2029424046
With cards issued inside the country:
  Daily average volume (units)
7,791,66811,411,81616,722,63616,241,91018,595,882
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 2,8443,1773,3003,3333,411
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,8223,1503,2743,3183,397
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2228261615
Memo: Cash withdrawals at locations inside the country 2,8433,1683,2903,3323,409
Cash withdrawals with cards issued outside the country 2118161412
Cash deposits at locations inside and outside the country navnav8938741,325
Cash deposits with cards issued inside the country at locations
  inside the country
navnav8938741,325
E-money loading/unloading transactions nav9881,9111,7212,051
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.076.354.156.250.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.275.653.656.050.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.80.70.40.30.2
Cash withdrawals:total navnav14.614.719.5
Cash deposits with cards issued inside the country at locations
  inside the country
navnav14.614.719.5
E-money loading/unloading transactions nav23.731.329.030.2
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country nap11.73.91.02.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
nap11.63.91.32.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
nap27.6-6.0-39.4-6.9
Memo: Cash withdrawals at locations inside the country nap11.43.81.32.3
Cash withdrawals with cards issued outside the country nap-14.9-13.6-9.8-11.4
Cash withdrawals:total napnavnav-2.151.6
Cash deposits with cards issued inside the country at locations
  inside the country
napnavnav-2.151.6
E-money loading/unloading transactions navnav93.5-10.019.2
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2022232323
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2022232323
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00000
Cash withdrawals:total navnav669
Cash deposits with cards issued inside the country at locations
  inside the country
navnav669
E-money loading/unloading transactions nav7131214
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 7,7928,7059,0419,1329,346
Cash withdrawals with cards issued inside the country:
  at locations inside the country
7,7328,6308,9709,0899,306
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5976714340
Memo: Cash withdrawals at locations inside the country 7,7908,6799,0139,1289,340
Cash withdrawals with cards issued outside the country 5849433834
Cash withdrawals:total navnav2,4462,3953,631
Cash deposits with cards issued inside the country at locations
  inside the country
navnav2,4462,3953,631
E-money loading/unloading transactions nav2,7065,2364,7145,620
Value of withdrawals/deposits
Total value (USD millions)581,431712,117855,361534,521583,327
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
nap14.711.4-45.91.9
Average value per transaction (USD)2041711409086
Average value per inhabitant (USD)4,0604,9625,9473,6513,977
Total value as a ratio to GDP (%)26.631.141.739.545.6
Daily average value (USD millions)1,5931,9512,3431,4641,598
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 581,431674,343623,404411,254402,744
Cash withdrawals with cards issued inside the country:
  at locations inside the country
575,361666,929616,919408,000399,710
Cash withdrawals with cards issued inside the country:
  at locations outside the country
6,0707,4146,4853,2553,033
Memo: Cash withdrawals at locations inside the country 579,318670,255619,512409,798401,472
Cash withdrawals with cards issued outside the country 3,9573,3262,5931,7981,761
Cash deposits at locations inside and outside the country navnav182,911100,446158,710
Cash deposits with cards issued inside the country at locations
  inside the country
navnav182,911100,446158,710
E-money loading/unloading transactions nav37,77449,04622,82121,873
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.094.772.976.969.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.093.772.176.368.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1.01.00.80.60.5
Cash withdrawals:total navnav21.418.827.2
Cash deposits with cards issued inside the country at locations
  inside the country
navnav21.418.827.2
E-money loading/unloading transactions nav5.35.74.33.7
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country nap8.6-14.3-42.9-8.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
nap8.6-14.2-42.8-8.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
nap14.4-18.9-56.6-12.9
Memo: Cash withdrawals at locations inside the country nap8.4-14.3-42.7-8.5
Cash withdrawals with cards issued outside the country nap-21.3-27.7-40.0-8.5
Cash withdrawals:total napnavnav-52.547.6
Cash deposits with cards issued inside the country at locations
  inside the country
napnavnav-52.547.6
E-money loading/unloading transactions navnav20.4-59.7-10.5
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 204212189123118
Cash withdrawals with cards issued inside the country:
  at locations inside the country
204212188123118
Cash withdrawals with cards issued inside the country:
  at locations outside the country
280268249206207
Memo: Cash withdrawals at locations inside the country 204212188123118
Cash withdrawals with cards issued outside the country 187185167128142
Cash withdrawals:total navnav205115120
Cash deposits with cards issued inside the country at locations
  inside the country
navnav205115120
E-money loading/unloading transactions nav38261311
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 4,0604,6994,3352,8092,746
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4,0184,6474,2902,7872,725
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4252452221
Cash withdrawals:total navnav1,2726861,082
Cash deposits with cards issued inside the country at locations
  inside the country
navnav1,2726861,082
E-money loading/unloading transactions nav263341156149
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 26.629.430.430.431.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
26.329.130.130.131.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.30.30.20.2
Cash withdrawals:total navnav8.97.412.4
Cash deposits with cards issued inside the country at locations
  inside the country
navnav8.97.412.4
E-money loading/unloading transactions nav1.62.41.71.7
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 1,5931,8481,7081,1271,103
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,5761,8271,6901,1181,095
Cash withdrawals with cards issued inside the country:
  at locations outside the country
17201898
Memo: Cash withdrawals at locations inside the country 1,5871,8361,6971,1231,100
Cash withdrawals with cards issued outside the country 119755
Cash withdrawals:total navnav501275435
Cash deposits with cards issued inside the country at locations
  inside the country
navnav501275435
E-money loading/unloading transactions nav1031346360
Number of cards
 (thousands)
Total 239,548277,870322,466351,502411,331
With a cash function 191,495217,463227,666243,925254,763
With a debit function 169,013188,275195,904214,461224,619
With a delayed debit function napnapnapnapnap
With a credit function 22,48329,18931,76129,46430,144
With an e-money function 48,05260,40794,801107,578156,568
Total number of cards: of which: contactless navnavnavnavnav
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total nap16.016.09.017.0
With a cash function nav13.64.77.14.4
With a debit function nap11.44.19.54.7
With a delayed debit function napnapnapnapnap
With a credit function nap29.88.8-7.22.3
With an e-money function nap25.756.913.545.5
Total number of cards: of which: contactless napnavnavnavnav
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.671.942.242.402.80
With a cash function 1.341.521.581.671.74
With a debit function 1.181.311.361.461.53
With a delayed debit function napnapnapnapnap
With a credit function 0.160.200.220.200.21
With an e-money function 0.340.420.660.731.07
Total number of cards: of which: contactless navnavnavnavnav
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 7189661,2891,4901,778
EFTPOS terminals: total 6959541,2801,4811,761
EFTPOS terminals: contactless navnavnavnavnav
ATMs: total 193210243212219
ATMs: cash withdrawal 132140139131127
ATMs: cash deposit 8193131123124
ATMs: credit transfer 186204238209216
ATMs: contactless navnavnavnavnav
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 28.834.533.515.619.3
EFTPOS terminals: total 31.537.234.215.718.9
EFTPOS terminals: contactless napnavnavnavnav
ATMs: total 36.28.415.8-12.63.2
ATMs: cash withdrawal 17.46.3-0.6-5.8-3.2
ATMs: cash deposit nap15.340.7-6.20.9
ATMs: credit transfer 36.89.616.5-12.23.4
ATMs: contactless napnavnavnavnav
Number of terminals per inhabitant
 (units)
POS terminals 0.0050.0070.0090.0100.012
EFTPOS terminals: total 0.0050.0070.0090.0100.012
EFTPOS terminals: contactless navnavnavnavnav
ATMs: total 0.0010.0010.0020.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit 0.0010.0010.0010.0010.001
ATMs: credit transfer 0.0010.0010.0020.0010.001
ATMs: contactless navnavnavnavnav