CTA1: Selected data from T1-T6
Year
«  2018  »
20142015201620172018
Basic statistical data
GDP (USD bn)2,0491,3551,2781,5741,654
Population (thousands)143,820146,406146,675146,842146,830
GDP per capita (USD per inhabitant)14,2499,2528,71410,71711,263
CPI inflation (% change on previous year)7.815.57.13.72.9
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
59.58174.10161.00057.86069.620
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
38.56661.33966.98358.36362.806
Banknotes and coins in circulation
Total value (USD bn)148115144165148
Value per inhabitant (USD)1,0327869821,1231,009
Value as a percentage of GDP (%)11.210.310.310.49.9
Value as a percentage of narrow money (%)57.651.649.848.947.7
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)2113215036
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
1.61.11.53.12.4
Interbank deposits: Total value (USD bn)436navnav
Interbank deposits: Value as a percentage of GDP (%)0.30.30.4navnav
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 8,8126,0675,2624,8223,167
Number of institutions: Number per 1 million inhabitants 61.341.435.932.821.6
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)11,36714,33819,17425,79734,832
Increase in the total volume of cashless payments
 (% change on previous year)
34.226.133.734.535.0
Average number of cashless payments per inhabitant (units)7998131176237
Daily average volume of cashless payments (millions)3139537195
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,5831,6311,7251,8182,055
Direct debits 857792105144
Cheques 00000
Card and e-money payments: Total volume 7,80510,77415,60922,40031,026
Card and e-money payments: By card with a debit function 6,0978,85213,17219,08427,042
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 7149511,2421,5952,086
Card and e-money payments: E-money payments 9949711,1961,7211,899
Other payment instruments 1,8951,8561,7471,4751,607
Memo: Money remittances 1,2581,1421,035901774
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 13.911.49.07.05.9
Direct debits 0.70.50.50.40.4
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 68.775.181.486.889.1
Card and e-money payments: By card with a debit function 53.661.768.774.077.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6.36.66.56.26.0
Card and e-money payments: E-money payments 8.76.86.26.75.5
Other payment instruments 16.712.99.15.74.6
Memo: Money remittances 11.18.05.43.52.2
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 3.33.05.85.413.1
Direct debits -0.2-8.619.413.637.0
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 51.838.044.943.538.5
Card and e-money payments: By card with a debit function 46.945.248.844.941.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 64.433.230.528.430.8
Card and e-money payments: E-money payments 78.6-2.323.243.910.3
Other payment instruments 10.7-2.1-5.9-15.68.9
Memo: Money remittances -3.3-9.2-9.4-13.0-14.1
Volume of cashless payments per inhabitant
 (units)
Credit transfers 11.011.111.812.414.0
Direct debits 0.60.50.60.71.0
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 54.373.6106.4152.5211.3
Card and e-money payments: By card with a debit function 42.460.589.8130.0184.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 5.06.58.510.914.2
Card and e-money payments: E-money payments 6.96.68.211.712.9
Other payment instruments 13.212.711.910.010.9
Memo: Money remittances 8.77.87.16.15.3
Daily average volume of cashless payments
 (thousands)
Credit transfers 4,3364,4684,7274,9805,631
Direct debits 232212253288394
Cheques 00000
Card and e-money payments: Total volume 21,38329,51942,76661,36985,004
Card and e-money payments: By card with a debit function 16,70424,25236,08752,28474,087
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,9572,6063,4024,3695,715
Card and e-money payments: E-money payments 2,7222,6603,2764,7155,202
Other payment instruments 5,1935,0844,7864,0424,402
Memo: Money remittances 3,4463,1282,8352,4682,119
Volume of fast payments
Fast payments: Total volume (thousands)3,540,8115,112,1557,501,80110,389,11914,724,240
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)31.135.739.140.342.3
Fast payments: Increase in volume (%)42.544.446.738.541.7
Fast payments: Average volume per inhabitant (units)25355171100
Fast payments: Daily average volume (thousands)9,70114,00620,55328,46340,340
Value of cashless payments
Cashless payments: Total value (USD millions)17,055,66312,260,85010,239,42412,698,96912,904,392
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-11.4-37.8-22.019.6-1.2
Cashless payments: Average value per cashless payment (USD)1,500855534492370
Cashless payments: Average value per inhabitant (USD)118,59083,74669,81086,48087,887
Cashless payments: Value as a ratio to GDP (%)832.3905.2801.1807.0780.3
Cashless payments: Daily average value (USD millions)46,72833,59128,05334,79235,354
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 16,502,83011,829,1309,722,56711,875,12811,939,934
Direct debits 47,79831,51933,48734,43031,486
Cheques 10000
Card and e-money payments: Total value 334,647277,360366,201633,068811,265
Card and e-money payments: By card with a debit function 285,711247,827334,247586,422753,417
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 26,85719,39321,98332,06538,524
Card and e-money payments: E-money payments 22,07910,1409,97114,58019,325
Other payment instruments 170,387122,841117,169156,344121,707
Memo: Money remittances 112,86766,84253,94557,77448,460
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.896.595.093.592.5
Direct debits 0.30.30.30.30.2
Cheques 0.00.00.00.00.0
Card and e-money payments: Total value 2.02.33.65.06.3
Card and e-money payments: By card with a debit function 1.72.03.34.65.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.20.20.20.30.3
Card and e-money payments: E-money payments 0.10.10.10.10.1
Other payment instruments 1.01.01.11.20.9
Memo: Money remittances 0.70.50.50.50.4
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -11.8-38.0-23.217.8-2.3
Direct debits -9.1-42.9-0.8-0.8-11.1
Cheques -47.6-100.0-6.6nav-100.0
Card and e-money payments: Total value 13.4-28.323.366.724.6
Card and e-money payments: By card with a debit function 13.9-24.926.069.224.9
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9.7-37.55.940.716.8
Card and e-money payments: E-money payments 11.5-60.2-8.141.028.8
Other payment instruments -7.5-37.6-10.928.7-24.3
Memo: Money remittances -21.8-48.7-24.63.3-18.5
Average value of cashless payments per payment
 (USD)
Credit transfers 10,4287,2545,6356,5335,809
Direct debits 565407362328219
Cheques navnavnavnavnav
Card and e-money payments: Total value 4326232826
Card and e-money payments: By card with a debit function 4728253128
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3820182018
Card and e-money payments: E-money payments 22108810
Other payment instruments 90666710676
Memo: Money remittances 9059526463
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 114,74680,79766,28680,87081,318
Direct debits 332215228234214
Cheques 00000
Card and e-money payments: Total value 2,3271,8942,4974,3115,525
Card and e-money payments: By card with a debit function 1,9871,6932,2793,9945,131
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 187132150218262
Card and e-money payments: E-money payments 154696899132
Other payment instruments 1,1858397991,065829
Memo: Money remittances 785457368393330
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 805.3873.3760.7754.6722.0
Direct debits 2.32.32.62.21.9
Cheques 0.00.00.00.00.0
Card and e-money payments: Total value 16.320.528.740.249.1
Card and e-money payments: By card with a debit function 13.918.326.237.345.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1.31.41.72.02.3
Card and e-money payments: E-money payments 1.10.70.80.91.2
Other payment instruments 8.39.19.29.97.4
Memo: Money remittances 5.54.94.23.72.9
Daily average value of cashless payments
 (USD millions)
Credit transfers 45,21332,40926,63732,53532,712
Direct debits 13186929486
Cheques 00000
Card and e-money payments: Total value 9177601,0031,7342,223
Card and e-money payments: By card with a debit function 7836799161,6072,064
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 74536088106
Card and e-money payments: E-money payments 6028274053
Other payment instruments 467337321428333
Memo: Money remittances 309183148158133
Value of fast payments
Fast payments: Total value (USD millions)88,59871,55395,164145,589182,306
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)0.50.60.91.11.4
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
10.7-30.124.247.621.7
Fast payments: Average value per payment (USD)2514131412
Fast payments: Average value per inhabitant (USD)6164896499911,242
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)6,1045,9286,7877,6216,840
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
46.5-2.914.512.3-10.2
With cards issued inside the country:
  Average volume per inhabitant (units)
4240465247
With cards issued inside the country:
  Daily average volume (units)
16,722,63616,241,91018,595,88220,878,27118,740,101
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 3,3003,3333,4113,3343,207
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3,2743,3183,3973,3173,187
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2616151819
Memo: Cash withdrawals at locations inside the country 3,2903,3323,4093,3293,201
Cash withdrawals with cards issued outside the country 1614121214
Cash deposits at locations inside and outside the country 8938741,3251,383nav
Cash deposits with cards issued inside the country at locations
  inside the country
8938741,3251,383nav
E-money loading/unloading transactions 1,9111,7212,0512,9043,633
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 54.156.250.343.846.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
53.656.050.043.546.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.40.30.20.20.3
Cash withdrawals:total 14.614.719.518.1nav
Cash deposits with cards issued inside the country at locations
  inside the country
14.614.719.518.1nav
E-money loading/unloading transactions 31.329.030.238.153.1
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 3.91.02.3-2.3-3.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3.91.32.4-2.4-3.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-6.0-39.4-6.920.59.5
Memo: Cash withdrawals at locations inside the country 3.81.32.3-2.4-3.8
Cash withdrawals with cards issued outside the country -13.6-9.8-11.4-2.114.7
Cash withdrawals:total nav-2.151.64.3nav
Cash deposits with cards issued inside the country at locations
  inside the country
nav-2.151.64.3nav
E-money loading/unloading transactions 93.5-10.019.241.625.1
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2323232322
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2323232322
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00000
Cash withdrawals:total 6699nav
Cash deposits with cards issued inside the country at locations
  inside the country
6699nav
E-money loading/unloading transactions 1312142025
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 9,0419,1329,3469,1358,785
Cash withdrawals with cards issued inside the country:
  at locations inside the country
8,9709,0899,3069,0878,732
Cash withdrawals with cards issued inside the country:
  at locations outside the country
7143404853
Memo: Cash withdrawals at locations inside the country 9,0139,1289,3409,1208,771
Cash withdrawals with cards issued outside the country 4338343338
Cash withdrawals:total 2,4462,3953,6313,788nav
Cash deposits with cards issued inside the country at locations
  inside the country
2,4462,3953,6313,788nav
E-money loading/unloading transactions 5,2364,7145,6207,9559,955
Value of withdrawals/deposits
Total value (USD millions)855,361534,521583,327723,609492,681
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
11.4-45.91.919.6-33.8
Average value per transaction (USD)14090869572
Average value per inhabitant (USD)5,9473,6513,9774,9283,355
Total value as a ratio to GDP (%)41.739.545.646.029.8
Daily average value (USD millions)2,3431,4641,5981,9821,350
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 623,404411,254402,744469,029448,985
Cash withdrawals with cards issued inside the country:
  at locations inside the country
616,919408,000399,710465,225444,954
Cash withdrawals with cards issued inside the country:
  at locations outside the country
6,4853,2553,0333,8044,031
Memo: Cash withdrawals at locations inside the country 619,512409,798401,472467,451447,189
Cash withdrawals with cards issued outside the country 2,5931,7981,7612,2262,235
Cash deposits at locations inside and outside the country 182,911100,446158,710221,256nav
Cash deposits with cards issued inside the country at locations
  inside the country
182,911100,446158,710221,256nav
E-money loading/unloading transactions 49,04622,82121,87333,32543,696
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 72.976.969.064.891.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
72.176.368.564.390.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.80.60.50.50.8
Cash withdrawals:total 21.418.827.230.6nav
Cash deposits with cards issued inside the country at locations
  inside the country
21.418.827.230.6nav
E-money loading/unloading transactions 5.74.33.74.68.9
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -14.3-42.9-8.512.3-6.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-14.2-42.8-8.512.3-7.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-18.9-56.6-12.921.03.0
Memo: Cash withdrawals at locations inside the country -14.3-42.7-8.512.3-7.0
Cash withdrawals with cards issued outside the country -27.7-40.0-8.521.9-2.4
Cash withdrawals:total nav-52.547.634.5nav
Cash deposits with cards issued inside the country at locations
  inside the country
nav-52.547.634.5nav
E-money loading/unloading transactions 20.4-59.7-10.546.927.5
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 189123118141140
Cash withdrawals with cards issued inside the country:
  at locations inside the country
188123118140140
Cash withdrawals with cards issued inside the country:
  at locations outside the country
249206207215208
Memo: Cash withdrawals at locations inside the country 188123118140140
Cash withdrawals with cards issued outside the country 167128142183160
Cash withdrawals:total 205115120160nav
Cash deposits with cards issued inside the country at locations
  inside the country
205115120160nav
E-money loading/unloading transactions 2613111112
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 4,3352,8092,7463,1943,058
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4,2902,7872,7253,1683,030
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4522212627
Cash withdrawals:total 1,2726861,0821,507nav
Cash deposits with cards issued inside the country at locations
  inside the country
1,2726861,0821,507nav
E-money loading/unloading transactions 341156149227298
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 30.430.431.529.827.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country
30.130.131.329.626.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.20.20.20.2
Cash withdrawals:total 8.97.412.414.1nav
Cash deposits with cards issued inside the country at locations
  inside the country
8.97.412.414.1nav
E-money loading/unloading transactions 2.41.71.72.12.6
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 1,7081,1271,1031,2851,230
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,6901,1181,0951,2751,219
Cash withdrawals with cards issued inside the country:
  at locations outside the country
18981011
Memo: Cash withdrawals at locations inside the country 1,6971,1231,1001,2811,225
Cash withdrawals with cards issued outside the country 75566
Cash withdrawals:total 501275435606nav
Cash deposits with cards issued inside the country at locations
  inside the country
501275435606nav
E-money loading/unloading transactions 134636091120
Number of cards
 (thousands)
Total 322,466351,502411,331446,042459,289
With a cash function 227,666243,925254,763271,677272,604
With a debit function 195,904214,461224,619239,522237,521
With a delayed debit function napnapnapnapnap
With a credit function 31,76129,46430,14432,15535,082
With an e-money function 94,801107,578156,568174,365186,685
Total number of cards: of which: contactless navnavnav56,273108,831
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 16.09.017.08.43.0
With a cash function 4.77.14.46.60.3
With a debit function 4.19.54.76.6-0.8
With a delayed debit function napnapnapnapnap
With a credit function 8.8-7.22.36.79.1
With an e-money function 56.913.545.511.47.1
Total number of cards: of which: contactless navnavnavnav93.4
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.242.402.803.043.13
With a cash function 1.581.671.741.851.86
With a debit function 1.361.461.531.631.62
With a delayed debit function napnapnapnapnap
With a credit function 0.220.200.210.220.24
With an e-money function 0.660.731.071.191.27
Total number of cards: of which: contactless navnavnav0.380.74
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 1,2891,4901,7782,2062,605
EFTPOS terminals: total 1,2801,4811,7612,1892,589
EFTPOS terminals: contactless navnavnav1,8742,289
ATMs: total 243212219199196
ATMs: cash withdrawal 139131127126129
ATMs: cash deposit 131123124123125
ATMs: credit transfer 238209216197194
ATMs: contactless navnavnav843
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 33.515.619.324.118.1
EFTPOS terminals: total 34.215.718.924.318.3
EFTPOS terminals: contactless navnavnavnav22.1
ATMs: total 15.8-12.63.2-9.0-1.5
ATMs: cash withdrawal -0.6-5.8-3.2-0.92.9
ATMs: cash deposit 40.7-6.20.9-0.61.4
ATMs: credit transfer 16.5-12.23.4-8.7-1.6
ATMs: contactless navnavnavnav441.6
Number of terminals per inhabitant
 (units)
POS terminals 0.0090.0100.0120.0150.018
EFTPOS terminals: total 0.0090.0100.0120.0150.018
EFTPOS terminals: contactless navnavnav0.0130.016
ATMs: total 0.0020.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit 0.0010.0010.0010.0010.001
ATMs: credit transfer 0.0020.0010.0010.0010.001
ATMs: contactless navnavnav0.0000.000