CTA1: Selected data from T1-T6
Year
«  2019  »
20152016201720182019
Basic statistical data
GDP (USD bn)669666715847839
Population (thousands)30,89131,78832,61333,41434,218
GDP per capita (USD per inhabitant)21,66620,94821,92325,33624,506
CPI inflation (% change on previous year)1.22.1-0.82.5-2.1
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
3.7563.7523.7503.7503.750
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
3.7513.7513.7503.7503.750
Banknotes and coins in circulation
Total value (USD bn)5353545658
Value per inhabitant (USD)1,7061,6771,6631,6831,703
Value as a percentage of GDP (%)7.98.07.66.66.9
Value as a percentage of narrow money (%)17.217.417.317.317.0
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)2626262728
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
3.93.93.63.13.3
Interbank deposits: Total value (USD bn)00000
Interbank deposits: Value as a percentage of GDP (%)0.10.00.00.00.0
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 2425262726
Number of institutions: Number per 1 million inhabitants 0.80.80.80.80.8
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)6768201,0451,4172,057
Increase in the total volume of cashless payments
 (% change on previous year)
15.821.227.535.645.2
Average number of cashless payments per inhabitant (units)2226324260
Daily average volume of cashless payments (millions)22346
Volume of cashless payments by instrument type
 (millions)
Credit transfers 8289103136159
Direct debits 23322
Cheques 75543
Card and e-money payments: Total volume 3955257081,0321,623
Card and e-money payments: By card with a debit function 3514656369381,503
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 44597293120
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 191197226243270
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 12.110.99.99.67.7
Direct debits 0.30.40.30.10.1
Cheques 1.00.70.50.30.1
Card and e-money payments: Total volume 58.464.067.872.878.9
Card and e-money payments: By card with a debit function 51.956.860.966.273.1
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6.57.36.96.65.8
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 28.224.021.617.113.1
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 26.39.515.432.016.9
Direct debits 44.750.3-13.3-33.30.0
Cheques -2.2-18.0-8.4-20.0-25.0
Card and e-money payments: Total volume 20.832.835.045.857.3
Card and e-money payments: By card with a debit function 19.132.536.747.560.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 35.935.421.129.229.0
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 3.93.114.87.511.1
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 2.62.83.24.14.6
Direct debits 0.10.10.10.10.1
Cheques 0.20.20.20.10.1
Card and e-money payments: Total volume 12.816.521.730.947.4
Card and e-money payments: By card with a debit function 11.414.619.528.143.9
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1.41.92.22.83.5
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 6.26.26.97.37.9
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 223245282373436
Direct debits 69855
Cheques 181514118
Card and e-money payments: Total volume 1,0821,4371,9402,8274,447
Card and e-money payments: By card with a debit function 9621,2741,7422,5704,118
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 120163197255329
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 523539619666740
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)13,332,50910,849,00916,834,69313,594,30013,156,150
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-11.3-20.356.5-21.2-1.2
Cashless payments: Average value per cashless payment (USD)19,71313,23716,1109,5946,396
Cashless payments: Average value per inhabitant (USD)431,602341,297516,198406,849384,478
Cashless payments: Value as a ratio to GDP (%)1,992.11,629.32,354.61,605.81,568.9
Cashless payments: Daily average value (USD millions)36,52729,72346,12237,24536,044
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 13,026,46410,589,19616,583,27813,329,04312,856,229
Direct debits 169210212205199
Cheques 201,850148,793128,204105,005104,345
Card and e-money payments: Total value 46,07448,72853,45461,94876,745
Card and e-money payments: By card with a debit function 39,07641,17945,52553,04566,769
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6,9997,5497,9298,9049,977
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 57,95162,08269,54698,099118,633
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 97.797.698.598.097.7
Direct debits 0.00.00.00.00.0
Cheques 1.51.40.80.80.8
Card and e-money payments: Total value 0.30.40.30.50.6
Card and e-money payments: By card with a debit function 0.30.40.30.40.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.10.10.00.10.1
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.40.60.40.70.9
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -11.3-20.457.9-21.6-1.5
Direct debits 9.522.01.5-5.6-0.9
Cheques -16.6-27.8-13.1-20.11.5
Card and e-money payments: Total value 6.73.610.613.126.5
Card and e-money payments: By card with a debit function 8.33.211.513.728.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -1.35.75.99.614.4
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 10.35.013.037.723.5
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 159,767118,600161,00398,00880,857
Direct debits 73617110299
Cheques 30,30827,26125,64126,25134,782
Card and e-money payments: Total value 11793766047
Card and e-money payments: By card with a debit function 11189725744
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1591271109683
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 304315308404439
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 421,695333,124508,489398,910375,714
Direct debits 57666
Cheques 6,5344,6813,9313,1433,049
Card and e-money payments: Total value 1,4921,5331,6391,8542,243
Card and e-money payments: By card with a debit function 1,2651,2951,3961,5881,951
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 227237243266292
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 1,8761,9532,1322,9363,467
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,946.41,590.32,319.41,574.51,533.1
Direct debits 0.00.00.00.00.0
Cheques 30.222.317.912.412.4
Card and e-money payments: Total value 6.97.37.57.39.2
Card and e-money payments: By card with a debit function 5.86.26.46.38.0
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1.01.11.11.11.2
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 8.79.39.711.614.1
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 35,68929,01145,43436,51835,223
Direct debits 01111
Cheques 553408351288286
Card and e-money payments: Total value 126134146170210
Card and e-money payments: By card with a debit function 107113125145183
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1921222427
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 159170191269325
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,7921,9182,0192,1342,125
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
17.57.05.35.7-0.4
With cards issued inside the country:
  Average volume per inhabitant (units)
5860626462
With cards issued inside the country:
  Daily average volume (units)
4,909,5215,255,1625,531,5075,846,5755,821,918
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,7921,9182,0192,1342,125
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,7851,9122,0122,1262,125
Cash withdrawals with cards issued inside the country:
  at locations outside the country
7678nav
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 1618151515
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.699.799.799.6100.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.40.30.30.4nav
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 17.57.05.35.7-0.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
17.57.15.25.7-0.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
15.1-15.423.514.3nav
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 6.98.1-15.40.00.0
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 5860626462
Cash withdrawals with cards issued inside the country:
  at locations inside the country
5860626462
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0000nav
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 4,9105,2555,5325,8475,822
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4,8915,2405,5125,8255,822
Cash withdrawals with cards issued inside the country:
  at locations outside the country
18161922nav
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 4549414141
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)204,865198,458194,265199,555197,504
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
5.0-5.1-1.30.31.1
Average value per transaction (USD)114103969493
Average value per inhabitant (USD)6,6326,2435,9575,9725,772
Total value as a ratio to GDP (%)30.629.827.223.623.6
Daily average value (USD millions)561544532547541
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 204,865198,458194,265199,555197,504
Cash withdrawals with cards issued inside the country:
  at locations inside the country
204,864198,456194,263199,553197,504
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2222nav
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 44333
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.00.00.00.0nav
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 5.0-5.1-1.30.31.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
5.0-5.1-1.30.31.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
13.7-17.118.625.3nav
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 0.9-6.6-10.3-1.3-6.3
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 114103969493
Cash withdrawals with cards issued inside the country:
  at locations inside the country
115104979493
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0000nav
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 00000
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 6,6326,2435,9575,9725,772
Cash withdrawals with cards issued inside the country:
  at locations inside the country
6,6326,2435,9575,9725,772
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0000nav
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 30.629.827.223.623.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
30.629.827.223.623.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.00.00.00.0nav
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 561544532547541
Cash withdrawals with cards issued inside the country:
  at locations inside the country
561544532547541
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0000nav
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 00000
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 25,01929,16031,14731,51034,582
With a cash function 22,45926,53728,40328,56031,540
With a debit function 22,45926,53728,40328,56031,540
With a delayed debit function napnapnapnapnap
With a credit function 2,5602,6232,7442,9503,042
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 10.616.66.81.29.7
With a cash function 9.318.27.00.610.4
With a debit function 9.318.27.00.610.4
With a delayed debit function napnapnapnapnap
With a credit function 23.92.54.67.53.1
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 0.810.920.960.941.01
With a cash function 0.730.830.870.850.92
With a debit function 0.730.830.870.850.92
With a delayed debit function napnapnapnapnap
With a credit function 0.080.080.080.090.09
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 225268300352439
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 1718181919
ATMs: cash withdrawal 1718181919
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 62.418.812.017.224.7
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 11.03.92.51.91.1
ATMs: cash withdrawal 11.03.92.51.91.1
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0070.0080.0090.0110.013
EFTPOS terminals: total napnapnapnapnap
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap