CTA1: Selected data from T1-T6
Year
«  2018  »
20142015201620172018
Basic statistical data
GDP (USD bn)582505516541555
Population (thousands)9,6969,7999,92310,05810,175
GDP per capita (USD per inhabitant)59,99651,54651,97153,81954,558
CPI inflation (% change on previous year)-0.2-0.01.01.82.0
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
7.7378.4419.0628.2088.956
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
6.8648.4358.5618.5448.698
Banknotes and coins in circulation
Total value (USD bn)119777
Value per inhabitant (USD)1,106883689703682
Value as a percentage of GDP (%)2.11.71.41.31.3
Value as a percentage of narrow money (%)4.13.22.52.22.1
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)2816312
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
0.41.73.30.62.2
Interbank deposits: Total value (USD bn)2928261920
Interbank deposits: Value as a percentage of GDP (%)5.65.55.33.33.6
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 151150153160166
Number of institutions: Number per 1 million inhabitants 15.615.315.415.916.3
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)3,9004,2024,7774,9955,376
Increase in the total volume of cashless payments
 (% change on previous year)
8.27.713.74.67.6
Average number of cashless payments per inhabitant (units)402429481497528
Daily average volume of cashless payments (millions)1112131415
Volume of cashless payments by instrument type
 (millions)
Credit transfers 9571,0741,3031,3031,467
Direct debits 323280301334360
Cheques 00000
Card and e-money payments: Total volume 2,6202,8483,1733,3573,548
Card and e-money payments: By card with a debit function 2,1702,3432,6042,7782,954
Card and e-money payments:
  By card with a delayed debit function
4561616774
Card and e-money payments: By card with a credit function 406441501507520
Card and e-money payments: E-money payments navnavnavnav0
Other payment instruments 00001
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 24.525.627.326.127.3
Direct debits 8.36.76.36.76.7
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 67.267.866.467.266.0
Card and e-money payments: By card with a debit function 55.655.854.555.654.9
Card and e-money payments:
  By card with a delayed debit function
1.11.51.31.31.4
Card and e-money payments: By card with a credit function 10.410.510.510.29.7
Card and e-money payments: E-money payments navnavnavnav0.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 7.012.221.30.012.6
Direct debits 3.5-13.37.511.07.9
Cheques -80.0300.0-25.0-16.7-100.0
Card and e-money payments: Total volume 9.38.711.45.85.7
Card and e-money payments: By card with a debit function 9.28.011.16.76.3
Card and e-money payments:
  By card with a delayed debit function
4.936.60.09.810.9
Card and e-money payments: By card with a credit function 10.18.713.61.22.5
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 0.00.00.00.0nav
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 98.7109.6131.3129.5144.1
Direct debits 33.328.630.333.235.4
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 270.2290.7319.7333.8348.7
Card and e-money payments: By card with a debit function 223.8239.1262.4276.2290.3
Card and e-money payments:
  By card with a delayed debit function
4.66.26.16.77.3
Card and e-money payments: By card with a credit function 41.845.050.550.451.1
Card and e-money payments: E-money payments navnavnavnav0.0
Other payment instruments 0.00.00.00.00.1
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 2,6222,9423,5703,5704,018
Direct debits 885767825915987
Cheques 00000
Card and e-money payments: Total volume 7,1787,8048,6929,1979,721
Card and e-money payments: By card with a debit function 5,9446,4197,1347,6118,093
Card and e-money payments:
  By card with a delayed debit function
122167167184204
Card and e-money payments: By card with a credit function 1,1121,2081,3731,3891,424
Card and e-money payments: E-money payments navnavnavnav0
Other payment instruments 00002
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)20,50079,720167,870275,130393,970
Fast payments: By credit transfer (%)100.0100.0100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)0.51.93.55.57.3
Fast payments: Increase in volume (%)544.7288.9110.663.943.2
Fast payments: Average volume per inhabitant (units)28172739
Fast payments: Daily average volume (thousands)562184607541,079
Value of cashless payments
Cashless payments: Total value (USD millions)2,376,8821,712,0861,877,8152,074,2342,287,251
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-0.8-27.98.68.58.2
Cashless payments: Average value per cashless payment (USD)609407393415425
Cashless payments: Average value per inhabitant (USD)245,138174,717189,237206,227224,791
Cashless payments: Value as a ratio to GDP (%)408.6339.0364.1383.2412.0
Cashless payments: Daily average value (USD millions)6,5124,6915,1455,6836,266
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 2,151,7831,546,2801,700,8741,894,9752,096,152
Direct debits 81,29856,64059,34663,81866,788
Cheques 9325284303564
Card and e-money payments: Total value 142,868108,638117,166115,085124,089
Card and e-money payments: By card with a debit function 104,75279,26985,46889,53692,196
Card and e-money payments:
  By card with a delayed debit function
5,2744,8394,7815,1225,846
Card and e-money payments: By card with a credit function 32,84224,53026,91720,42626,047
Card and e-money payments: E-money payments navnavnavnav0
Other payment instruments 0000218
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 90.590.390.691.491.6
Direct debits 3.43.33.23.12.9
Cheques 0.00.00.00.00.0
Card and e-money payments: Total value 6.06.36.25.55.4
Card and e-money payments: By card with a debit function 4.44.64.64.34.0
Card and e-money payments:
  By card with a delayed debit function
0.20.30.30.20.3
Card and e-money payments: By card with a credit function 1.41.41.41.01.1
Card and e-money payments: E-money payments navnavnavnav0.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -0.9-28.18.99.48.5
Direct debits -4.0-30.33.85.62.6
Cheques -51.7-43.4-19.3-18.6-99.0
Card and e-money payments: Total value 3.6-23.96.8-3.55.8
Card and e-money payments: By card with a debit function 3.9-24.36.82.91.0
Card and e-money payments:
  By card with a delayed debit function
-3.0-8.2-2.25.311.9
Card and e-money payments: By card with a credit function 3.7-25.38.7-25.525.1
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 0.20.0-1.0-1.8nav
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 2,2481,4401,3051,4541,429
Direct debits 252202197191185
Cheques 46,6236,5957,1667,128nav
Card and e-money payments: Total value 5538373435
Card and e-money payments: By card with a debit function 4834333231
Card and e-money payments:
  By card with a delayed debit function
11879787679
Card and e-money payments: By card with a credit function 8156544050
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments navnavnavnav243
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 221,923157,797171,406188,405206,010
Direct debits 8,3855,7805,9816,3456,564
Cheques 965443350
Card and e-money payments: Total value 14,73511,08611,80711,44212,195
Card and e-money payments: By card with a debit function 10,8048,0898,6138,9029,061
Card and e-money payments:
  By card with a delayed debit function
544494482509575
Card and e-money payments: By card with a credit function 3,3872,5032,7132,0312,560
Card and e-money payments: E-money payments navnavnavnav0
Other payment instruments 000021
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 369.9306.1329.8350.1377.6
Direct debits 14.011.211.511.812.0
Cheques 0.20.10.10.10.0
Card and e-money payments: Total value 24.621.522.721.322.4
Card and e-money payments: By card with a debit function 18.015.716.616.516.6
Card and e-money payments:
  By card with a delayed debit function
0.91.00.90.91.1
Card and e-money payments: By card with a credit function 5.64.95.23.84.7
Card and e-money payments: E-money payments navnavnavnav0.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 5,8954,2364,6605,1925,743
Direct debits 223155163175183
Cheques 31110
Card and e-money payments: Total value 391298321315340
Card and e-money payments: By card with a debit function 287217234245253
Card and e-money payments:
  By card with a delayed debit function
1413131416
Card and e-money payments: By card with a credit function 9067745671
Card and e-money payments: E-money payments navnavnavnav0
Other payment instruments 00001
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)1,6005,02710,70617,57823,734
Fast payments: By credit transfer (%)100.0100.0100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)0.10.30.60.81.0
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
455.4214.3110.961.332.4
Fast payments: Average value per payment (USD)7863646460
Fast payments: Average value per inhabitant (USD)1655131,0791,7482,333
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)220176167148127
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
-0.5-20.2-4.8-11.5-14.2
With cards issued inside the country:
  Average volume per inhabitant (units)
2318171512
With cards issued inside the country:
  Daily average volume (units)
602,740480,986458,027405,479347,836
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 220176149130119
Cash withdrawals with cards issued inside the country:
  at locations inside the country
21616313611788
Cash withdrawals with cards issued inside the country:
  at locations outside the country
412131331
Memo: Cash withdrawals at locations inside the country 21415413912191
Cash withdrawals with cards issued outside the country 23344
Cash deposits at locations inside and outside the country 0nav558
Cash deposits with cards issued inside the country at locations
  inside the country
0nav555
E-money loading/unloading transactions navnavnavnavnav
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.089.187.893.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
98.293.081.379.169.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1.87.07.78.824.6
Cash withdrawals:total 0.0nav3.23.46.2
Cash deposits with cards issued inside the country at locations
  inside the country
0.0nav3.23.44.0
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -0.5-20.2-15.2-12.7-8.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
0.9-24.4-16.7-14.0-24.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-42.9206.55.10.9139.9
Memo: Cash withdrawals at locations inside the country 2.4-28.0-9.8-12.9-24.4
Cash withdrawals with cards issued outside the country -50.059.0-5.733.3-11.5
Cash withdrawals:total 0.0navnav-7.456.4
Cash deposits with cards issued inside the country at locations
  inside the country
0.0navnav-7.41.4
E-money loading/unloading transactions navnavnavnavnav
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2318151312
Cash withdrawals with cards issued inside the country:
  at locations inside the country
221714129
Cash withdrawals with cards issued inside the country:
  at locations outside the country
01113
Cash withdrawals:total 0nav101
Cash deposits with cards issued inside the country at locations
  inside the country
0nav100
E-money loading/unloading transactions navnavnavnavnav
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 603481408356326
Cash withdrawals with cards issued inside the country:
  at locations inside the country
592447373321241
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1134353685
Memo: Cash withdrawals at locations inside the country 586422381332251
Cash withdrawals with cards issued outside the country 5981110
Cash withdrawals:total 0nav151421
Cash deposits with cards issued inside the country at locations
  inside the country
0nav151414
E-money loading/unloading transactions navnavnavnavnav
Value of withdrawals/deposits
Total value (USD millions)32,24419,83715,53119,18619,477
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-1.8-38.4-22.521.4-0.4
Average value per transaction (USD)14711393130153
Average value per inhabitant (USD)3,3252,0241,5651,9081,914
Total value as a ratio to GDP (%)5.53.93.03.53.5
Daily average value (USD millions)8854435353
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 32,24419,83714,86716,89216,348
Cash withdrawals with cards issued inside the country:
  at locations inside the country
30,56717,75712,61314,64112,016
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1,6772,0812,2542,2514,332
Memo: Cash withdrawals at locations inside the country 31,04818,17012,86815,15612,446
Cash withdrawals with cards issued outside the country 481414254515431
Cash deposits at locations inside and outside the country navnav6642,2943,130
Cash deposits with cards issued inside the country at locations
  inside the country
navnav6642,2942,059
E-money loading/unloading transactions navnavnavnavnav
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.095.788.083.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
94.889.581.276.361.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5.210.514.511.722.2
Cash withdrawals:total navnav4.312.016.1
Cash deposits with cards issued inside the country at locations
  inside the country
navnav4.312.010.6
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -1.8-38.4-25.811.6-5.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-3.4-41.9-29.714.0-19.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
38.524.17.3-1.988.7
Memo: Cash withdrawals at locations inside the country -7.2-41.4-29.915.7-19.5
Cash withdrawals with cards issued outside the country -74.0-13.9-39.198.9-18.0
Cash withdrawals:total navnavnav239.533.8
Cash deposits with cards issued inside the country at locations
  inside the country
navnavnav239.5-12.0
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 147113100130137
Cash withdrawals with cards issued inside the country:
  at locations inside the country
14210993125137
Cash withdrawals with cards issued inside the country:
  at locations outside the country
419170175173139
Memo: Cash withdrawals at locations inside the country 14511893125136
Cash withdrawals with cards issued outside the country 24013085129122
Cash withdrawals:total navnav123459400
Cash deposits with cards issued inside the country at locations
  inside the country
navnav123459406
E-money loading/unloading transactions navnavnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 3,3252,0241,4981,6791,607
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3,1531,8121,2711,4561,181
Cash withdrawals with cards issued inside the country:
  at locations outside the country
173212227224426
Cash withdrawals:total navnav67228308
Cash deposits with cards issued inside the country at locations
  inside the country
navnav67228202
E-money loading/unloading transactions navnavnavnavnav
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 5.53.92.93.12.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
5.33.52.42.72.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.40.40.40.8
Cash withdrawals:total navnav0.10.40.6
Cash deposits with cards issued inside the country at locations
  inside the country
navnav0.10.40.4
E-money loading/unloading transactions navnavnavnavnav
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 8854414645
Cash withdrawals with cards issued inside the country:
  at locations inside the country
8449354033
Cash withdrawals with cards issued inside the country:
  at locations outside the country
566612
Memo: Cash withdrawals at locations inside the country 8550354234
Cash withdrawals with cards issued outside the country 11111
Cash withdrawals:total navnav269
Cash deposits with cards issued inside the country at locations
  inside the country
navnav266
E-money loading/unloading transactions navnavnavnavnav
Number of cards
 (thousands)
Total 22,10024,93221,32920,90519,402
With a cash function 13,26215,91417,39915,95116,841
With a debit function 11,32010,43010,5699,96511,071
With a delayed debit function 702859767735739
With a credit function 10,0789,7479,5838,1527,590
With an e-money function nav1221317859
Total number of cards: of which: contactless navnav1,8504,81610,336
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 0.612.8-14.5-2.0-7.2
With a cash function 5.320.09.3-8.35.6
With a debit function 5.4-7.91.3-5.711.1
With a delayed debit function 2.022.3-10.6-4.30.7
With a credit function -4.4-3.3-1.7-14.9-6.9
With an e-money function navnav7.5-41.0-24.0
Total number of cards: of which: contactless navnavnav160.3114.6
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.282.542.152.081.91
With a cash function 1.371.621.751.591.66
With a debit function 1.171.061.070.991.09
With a delayed debit function 0.070.090.080.070.07
With a credit function 1.040.990.970.810.75
With an e-money function nav0.010.010.010.01
Total number of cards: of which: contactless navnav0.190.481.02
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 197184258253275
EFTPOS terminals: total navnavnavnavnav
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 33333
ATMs: cash withdrawal 33333
ATMs: cash deposit navnavnav00
ATMs: credit transfer navnavnavnav2
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 0.7-6.740.3-2.08.9
EFTPOS terminals: total navnavnavnavnav
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -0.21.7-13.2-6.80.6
ATMs: cash withdrawal -0.21.7-13.2-6.8-5.6
ATMs: cash deposit navnavnavnav-7.1
ATMs: credit transfer navnavnavnavnav
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0200.0190.0260.0250.027
EFTPOS terminals: total navnavnavnavnav
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit navnavnav0.0000.000
ATMs: credit transfer navnavnavnav0.000
ATMs: contactless napnapnapnapnap