CTA1: Selected data from T1-T6
Year
«  2019  »
20152016201720182019
Basic statistical data
GDP (USD bn)505516541555534
Population (thousands)9,7999,92310,05810,17510,279
GDP per capita (USD per inhabitant)51,54651,97153,81954,55851,921
CPI inflation (% change on previous year)-0.01.01.82.01.8
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
8.4419.0628.2088.9569.299
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
8.4358.5618.5448.6989.462
Banknotes and coins in circulation
Total value (USD bn)97777
Value per inhabitant (USD)883689703682664
Value as a percentage of GDP (%)1.71.41.31.31.3
Value as a percentage of narrow money (%)3.22.52.22.11.9
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)81631213
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
1.73.30.62.22.3
Interbank deposits: Total value (USD bn)2826192027
Interbank deposits: Value as a percentage of GDP (%)5.55.33.33.65.0
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 150153160166171
Number of institutions: Number per 1 million inhabitants 15.315.415.916.316.6
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)4,2024,7774,9955,3765,595
Increase in the total volume of cashless payments
 (% change on previous year)
7.713.74.67.64.1
Average number of cashless payments per inhabitant (units)429481497528544
Daily average volume of cashless payments (millions)1213141515
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,0741,3031,3031,4671,491
Direct debits 280301334360400
Cheques 00000
Card and e-money payments: Total volume 2,8483,1733,3573,5483,703
Card and e-money payments: By card with a debit function 2,3432,6042,7782,9543,074
Card and e-money payments:
  By card with a delayed debit function
6161677457
Card and e-money payments: By card with a credit function 441501507520572
Card and e-money payments: E-money payments navnavnav00
Other payment instruments 00011
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 25.627.326.127.326.6
Direct debits 6.76.36.76.77.1
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 67.866.467.266.066.2
Card and e-money payments: By card with a debit function 55.854.555.654.954.9
Card and e-money payments:
  By card with a delayed debit function
1.51.31.31.41.0
Card and e-money payments: By card with a credit function 10.510.510.29.710.2
Card and e-money payments: E-money payments navnavnav0.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 12.221.30.012.61.6
Direct debits -13.37.511.07.911.0
Cheques 300.0-25.0-16.7-100.00.0
Card and e-money payments: Total volume 8.711.45.85.74.4
Card and e-money payments: By card with a debit function 8.011.16.76.34.1
Card and e-money payments:
  By card with a delayed debit function
36.60.09.810.9-23.3
Card and e-money payments: By card with a credit function 8.713.61.22.510.0
Card and e-money payments: E-money payments navnavnavnav0.0
Other payment instruments 0.00.00.0nav0.0
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 109.6131.3129.5144.1145.0
Direct debits 28.630.333.235.438.9
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 290.7319.7333.8348.7360.2
Card and e-money payments: By card with a debit function 239.1262.4276.2290.3299.1
Card and e-money payments:
  By card with a delayed debit function
6.26.16.77.35.5
Card and e-money payments: By card with a credit function 45.050.550.451.155.6
Card and e-money payments: E-money payments navnavnav0.00.0
Other payment instruments 0.00.00.00.10.1
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 2,9423,5703,5704,0184,084
Direct debits 7678259159871,096
Cheques 00000
Card and e-money payments: Total volume 7,8048,6929,1979,72110,145
Card and e-money payments: By card with a debit function 6,4197,1347,6118,0938,422
Card and e-money payments:
  By card with a delayed debit function
167167184204156
Card and e-money payments: By card with a credit function 1,2081,3731,3891,4241,567
Card and e-money payments: E-money payments navnavnav00
Other payment instruments 00022
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)79,720167,870275,130393,970523,000
Fast payments: By credit transfer (%)100.0100.0100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)1.93.55.57.39.3
Fast payments: Increase in volume (%)288.9110.663.943.232.8
Fast payments: Average volume per inhabitant (units)817273951
Fast payments: Daily average volume (thousands)2184607541,0791,433
Value of cashless payments
Cashless payments: Total value (USD millions)1,712,0861,877,8152,074,2342,287,2512,132,111
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-27.98.68.58.2-8.4
Cashless payments: Average value per cashless payment (USD)407393415425381
Cashless payments: Average value per inhabitant (USD)174,717189,237206,227224,791207,424
Cashless payments: Value as a ratio to GDP (%)339.0364.1383.2412.0399.5
Cashless payments: Daily average value (USD millions)4,6915,1455,6836,2665,841
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 1,546,2801,700,8741,894,9752,096,1521,947,094
Direct debits 56,64059,34663,81866,78865,740
Cheques 52843035640
Card and e-money payments: Total value 108,638117,166115,085124,089119,076
Card and e-money payments: By card with a debit function 79,26985,46889,53692,19687,112
Card and e-money payments:
  By card with a delayed debit function
4,8394,7815,1225,8464,662
Card and e-money payments: By card with a credit function 24,53026,91720,42626,04727,302
Card and e-money payments: E-money payments navnavnav00
Other payment instruments 000218201
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 90.390.691.491.691.3
Direct debits 3.33.23.12.93.1
Cheques 0.00.00.00.00.0
Card and e-money payments: Total value 6.36.25.55.45.6
Card and e-money payments: By card with a debit function 4.64.64.34.04.1
Card and e-money payments:
  By card with a delayed debit function
0.30.30.20.30.2
Card and e-money payments: By card with a credit function 1.41.41.01.11.3
Card and e-money payments: E-money payments navnavnav0.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -28.18.99.48.5-8.7
Direct debits -30.33.85.62.6-3.3
Cheques -43.4-19.3-18.6-99.0-94.4
Card and e-money payments: Total value -23.96.8-3.55.8-5.7
Card and e-money payments: By card with a debit function -24.36.82.91.0-7.2
Card and e-money payments:
  By card with a delayed debit function
-8.2-2.25.311.9-21.7
Card and e-money payments: By card with a credit function -25.38.7-25.525.13.0
Card and e-money payments: E-money payments navnavnavnav-1.8
Other payment instruments 0.0-1.0-1.8nav-9.7
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 1,4401,3051,4541,4291,306
Direct debits 202197191185164
Cheques 6,5957,1667,128navnav
Card and e-money payments: Total value 3837343532
Card and e-money payments: By card with a debit function 3433323128
Card and e-money payments:
  By card with a delayed debit function
7978767982
Card and e-money payments: By card with a credit function 5654405048
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments navnavnav243223
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 157,797171,406188,405206,010189,424
Direct debits 5,7805,9816,3456,5646,396
Cheques 54433500
Card and e-money payments: Total value 11,08611,80711,44212,19511,584
Card and e-money payments: By card with a debit function 8,0898,6138,9029,0618,475
Card and e-money payments:
  By card with a delayed debit function
494482509575454
Card and e-money payments: By card with a credit function 2,5032,7132,0312,5602,656
Card and e-money payments: E-money payments navnavnav00
Other payment instruments 0002120
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 306.1329.8350.1377.6364.8
Direct debits 11.211.511.812.012.3
Cheques 0.10.10.10.00.0
Card and e-money payments: Total value 21.522.721.322.422.3
Card and e-money payments: By card with a debit function 15.716.616.516.616.3
Card and e-money payments:
  By card with a delayed debit function
1.00.90.91.10.9
Card and e-money payments: By card with a credit function 4.95.23.84.75.1
Card and e-money payments: E-money payments navnavnav0.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 4,2364,6605,1925,7435,335
Direct debits 155163175183180
Cheques 11100
Card and e-money payments: Total value 298321315340326
Card and e-money payments: By card with a debit function 217234245253239
Card and e-money payments:
  By card with a delayed debit function
1313141613
Card and e-money payments: By card with a credit function 6774567175
Card and e-money payments: E-money payments navnavnav00
Other payment instruments 00011
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)5,02710,70617,57823,73426,951
Fast payments: By credit transfer (%)100.0100.0100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)0.30.60.81.01.3
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
214.3110.961.332.411.6
Fast payments: Average value per payment (USD)6364646052
Fast payments: Average value per inhabitant (USD)5131,0791,7482,3332,622
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)176167148127185
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
-20.2-4.8-11.5-14.245.4
With cards issued inside the country:
  Average volume per inhabitant (units)
1817151218
With cards issued inside the country:
  Daily average volume (units)
480,986458,027405,479347,836505,918
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 176149130119176
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1631361178884
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1213133192
Memo: Cash withdrawals at locations inside the country 1541391219187
Cash withdrawals with cards issued outside the country 33443
Cash deposits at locations inside and outside the country nav5589
Cash deposits with cards issued inside the country at locations
  inside the country
nav5556
E-money loading/unloading transactions navnavnavnavnav
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.089.187.893.895.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country
93.081.379.169.345.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
7.07.78.824.649.9
Cash withdrawals:total nav3.23.46.24.8
Cash deposits with cards issued inside the country at locations
  inside the country
nav3.23.44.03.1
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -20.2-15.2-12.7-8.447.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-24.4-16.7-14.0-24.8-4.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
206.55.10.9139.9195.3
Memo: Cash withdrawals at locations inside the country -28.0-9.8-12.9-24.4-4.7
Cash withdrawals with cards issued outside the country 59.0-5.733.3-11.5-4.5
Cash withdrawals:total navnav-7.456.412.3
Cash deposits with cards issued inside the country at locations
  inside the country
navnav-7.41.412.4
E-money loading/unloading transactions navnavnavnavnav
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1815131217
Cash withdrawals with cards issued inside the country:
  at locations inside the country
17141298
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11139
Cash withdrawals:total nav1011
Cash deposits with cards issued inside the country at locations
  inside the country
nav1001
E-money loading/unloading transactions navnavnavnavnav
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 481408356326482
Cash withdrawals with cards issued inside the country:
  at locations inside the country
447373321241230
Cash withdrawals with cards issued inside the country:
  at locations outside the country
34353685252
Memo: Cash withdrawals at locations inside the country 422381332251239
Cash withdrawals with cards issued outside the country 9811109
Cash withdrawals:total nav15142124
Cash deposits with cards issued inside the country at locations
  inside the country
nav15141416
E-money loading/unloading transactions navnavnavnavnav
Value of withdrawals/deposits
Total value (USD millions)19,83715,53119,18619,47725,695
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-38.4-22.521.4-0.429.6
Average value per transaction (USD)11393130153139
Average value per inhabitant (USD)2,0241,5651,9081,9142,500
Total value as a ratio to GDP (%)3.93.03.53.54.8
Daily average value (USD millions)5443535370
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 19,83714,86716,89216,34822,704
Cash withdrawals with cards issued inside the country:
  at locations inside the country
17,75712,61314,64112,01610,570
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2,0812,2542,2514,33212,133
Memo: Cash withdrawals at locations inside the country 18,17012,86815,15612,44610,971
Cash withdrawals with cards issued outside the country 414254515431401
Cash deposits at locations inside and outside the country nav6642,2943,1302,991
Cash deposits with cards issued inside the country at locations
  inside the country
nav6642,2942,0591,945
E-money loading/unloading transactions navnavnavnavnav
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.095.788.083.988.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
89.581.276.361.741.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
10.514.511.722.247.2
Cash withdrawals:total nav4.312.016.111.6
Cash deposits with cards issued inside the country at locations
  inside the country
nav4.312.010.67.6
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -38.4-25.811.6-5.136.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-41.9-29.714.0-19.5-13.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
24.17.3-1.988.7175.2
Memo: Cash withdrawals at locations inside the country -41.4-29.915.7-19.5-13.4
Cash withdrawals with cards issued outside the country -13.9-39.198.9-18.0-8.5
Cash withdrawals:total navnav239.533.8-6.1
Cash deposits with cards issued inside the country at locations
  inside the country
navnav239.5-12.0-7.2
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 113100130137129
Cash withdrawals with cards issued inside the country:
  at locations inside the country
10993125137126
Cash withdrawals with cards issued inside the country:
  at locations outside the country
170175173139132
Memo: Cash withdrawals at locations inside the country 11893125136126
Cash withdrawals with cards issued outside the country 13085129122119
Cash withdrawals:total nav123459400341
Cash deposits with cards issued inside the country at locations
  inside the country
nav123459406341
E-money loading/unloading transactions navnavnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 2,0241,4981,6791,6072,209
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,8121,2711,4561,1811,028
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2122272244261,180
Cash withdrawals:total nav67228308291
Cash deposits with cards issued inside the country at locations
  inside the country
nav67228202189
E-money loading/unloading transactions navnavnavnavnav
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 3.92.93.12.94.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3.52.42.72.22.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.40.40.40.82.3
Cash withdrawals:total nav0.10.40.60.6
Cash deposits with cards issued inside the country at locations
  inside the country
nav0.10.40.40.4
E-money loading/unloading transactions navnavnavnavnav
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 5441464562
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4935403329
Cash withdrawals with cards issued inside the country:
  at locations outside the country
6661233
Memo: Cash withdrawals at locations inside the country 5035423430
Cash withdrawals with cards issued outside the country 11111
Cash withdrawals:total nav2698
Cash deposits with cards issued inside the country at locations
  inside the country
nav2665
E-money loading/unloading transactions navnavnavnavnav
Number of cards
 (thousands)
Total 24,93221,32920,90519,40218,729
With a cash function 15,91417,39915,95116,84117,252
With a debit function 10,43010,5699,96511,07110,695
With a delayed debit function 859767735739678
With a credit function 9,7479,5838,1527,5907,355
With an e-money function 12213178590
Total number of cards: of which: contactless nav1,8504,81610,33615,461
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 12.8-14.5-2.0-7.2-3.5
With a cash function 20.09.3-8.35.62.4
With a debit function -7.91.3-5.711.1-3.4
With a delayed debit function 22.3-10.6-4.30.7-8.3
With a credit function -3.3-1.7-14.9-6.9-3.1
With an e-money function nav7.5-41.0-24.0-100.0
Total number of cards: of which: contactless navnav160.3114.649.6
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.542.152.081.911.82
With a cash function 1.621.751.591.661.68
With a debit function 1.061.070.991.091.04
With a delayed debit function 0.090.080.070.070.07
With a credit function 0.990.970.810.750.72
With an e-money function 0.010.010.010.010.00
Total number of cards: of which: contactless nav0.190.481.021.50
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 184258253275275
EFTPOS terminals: total navnavnavnavnav
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 33333
ATMs: cash withdrawal 33332
ATMs: cash deposit navnav000
ATMs: credit transfer navnavnav22
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals -6.740.3-2.08.9-0.2
EFTPOS terminals: total navnavnavnavnav
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 1.7-13.2-6.80.6-6.1
ATMs: cash withdrawal 1.7-13.2-6.8-5.6-0.4
ATMs: cash deposit navnavnav-7.15.0
ATMs: credit transfer navnavnavnav-6.6
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0190.0260.0250.0270.027
EFTPOS terminals: total navnavnavnavnav
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit navnav0.0000.0000.000
ATMs: credit transfer navnavnav0.0000.000
ATMs: contactless napnapnapnapnap