CTA1: Selected data from T1-T6
Year
«  2020  »
20162017201820192020
Basic statistical data
GDP (USD bn)516541555534548
Population (thousands)9,92310,05810,17510,27910,353
GDP per capita (USD per inhabitant)51,97153,81954,55851,92152,901
CPI inflation (% change on previous year)1.01.82.01.80.5
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
9.0628.2088.9569.2998.177
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
8.5618.5448.6989.4629.200
Banknotes and coins in circulation
Total value (USD bn)77778
Value per inhabitant (USD)689703682664742
Value as a percentage of GDP (%)1.41.31.31.31.2
Value as a percentage of narrow money (%)2.52.22.11.91.6
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)163121360
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
3.30.62.22.39.8
Interbank deposits: Total value (USD bn)2619202734
Interbank deposits: Value as a percentage of GDP (%)5.33.33.65.05.6
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 153160166171170
Number of institutions: Number per 1 million inhabitants 15.415.916.316.616.4
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)4,7774,9955,3765,5955,561
Increase in the total volume of cashless payments
 (% change on previous year)
13.74.67.64.1-0.6
Average number of cashless payments per inhabitant (units)481497528544537
Daily average volume of cashless payments (millions)1314151515
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,3031,3031,4671,4911,726
Direct debits 301334360400448
Cheques 00000
Card and e-money payments: Total volume 3,1733,3573,5483,7033,387
Card and e-money payments: By card with a debit function 2,6042,7782,9543,0742,836
Card and e-money payments:
  By card with a delayed debit function
6167745740
Card and e-money payments: By card with a credit function 501507520572511
Card and e-money payments: E-money payments navnav000
Other payment instruments 00111
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 27.326.127.326.631.0
Direct debits 6.36.76.77.18.1
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 66.467.266.066.260.9
Card and e-money payments: By card with a debit function 54.555.654.954.951.0
Card and e-money payments:
  By card with a delayed debit function
1.31.31.41.00.7
Card and e-money payments: By card with a credit function 10.510.29.710.29.2
Card and e-money payments: E-money payments navnav0.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 21.30.012.61.615.8
Direct debits 7.511.07.911.012.0
Cheques -25.0-16.7-100.00.00.0
Card and e-money payments: Total volume 11.45.85.74.4-8.5
Card and e-money payments: By card with a debit function 11.16.76.34.1-7.7
Card and e-money payments:
  By card with a delayed debit function
0.09.810.9-23.3-30.0
Card and e-money payments: By card with a credit function 13.61.22.510.0-10.6
Card and e-money payments: E-money payments navnavnav0.00.0
Other payment instruments 0.00.0nav0.0-33.3
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 131.3129.5144.1145.0166.7
Direct debits 30.333.235.438.943.3
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 319.7333.8348.7360.2327.1
Card and e-money payments: By card with a debit function 262.4276.2290.3299.1273.9
Card and e-money payments:
  By card with a delayed debit function
6.16.77.35.53.9
Card and e-money payments: By card with a credit function 50.550.451.155.649.4
Card and e-money payments: E-money payments navnav0.00.00.0
Other payment instruments 0.00.00.10.10.1
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,5703,5704,0184,0844,728
Direct debits 8259159871,0961,227
Cheques 00000
Card and e-money payments: Total volume 8,6929,1979,72110,1459,279
Card and e-money payments: By card with a debit function 7,1347,6118,0938,4227,769
Card and e-money payments:
  By card with a delayed debit function
167184204156109
Card and e-money payments: By card with a credit function 1,3731,3891,4241,5671,401
Card and e-money payments: E-money payments navnav000
Other payment instruments 00222
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)167,870275,130393,970523,000623,000
Fast payments: By credit transfer (%)100.0100.0100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)3.55.57.39.311.2
Fast payments: Increase in volume (%)110.663.943.232.819.1
Fast payments: Average volume per inhabitant (units)1727395160
Fast payments: Daily average volume (thousands)4607541,0791,4331,707
Value of cashless payments
Cashless payments: Total value (USD millions)1,877,8152,074,2342,287,2512,132,1112,210,512
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
8.68.58.2-8.43.2
Cashless payments: Average value per cashless payment (USD)393415425381397
Cashless payments: Average value per inhabitant (USD)189,237206,227224,791207,424213,514
Cashless payments: Value as a ratio to GDP (%)364.1383.2412.0399.5403.6
Cashless payments: Daily average value (USD millions)5,1455,6836,2665,8416,056
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 1,700,8741,894,9752,096,1521,947,0942,029,859
Direct debits 59,34663,81866,78865,74068,991
Cheques 430356400
Card and e-money payments: Total value 117,166115,085124,089119,076111,463
Card and e-money payments: By card with a debit function 85,46889,53692,19687,11283,848
Card and e-money payments:
  By card with a delayed debit function
4,7815,1225,8464,6623,347
Card and e-money payments: By card with a credit function 26,91720,42626,04727,30224,268
Card and e-money payments: E-money payments navnav000
Other payment instruments 00218201199
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 90.691.491.691.391.8
Direct debits 3.23.12.93.13.1
Cheques 0.00.00.00.00.0
Card and e-money payments: Total value 6.25.55.45.65.0
Card and e-money payments: By card with a debit function 4.64.34.04.13.8
Card and e-money payments:
  By card with a delayed debit function
0.30.20.30.20.2
Card and e-money payments: By card with a credit function 1.41.01.11.31.1
Card and e-money payments: E-money payments navnav0.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 8.99.48.5-8.73.7
Direct debits 3.85.62.6-3.34.4
Cheques -19.3-18.6-99.0-94.4-100.0
Card and e-money payments: Total value 6.8-3.55.8-5.7-6.9
Card and e-money payments: By card with a debit function 6.82.91.0-7.2-4.2
Card and e-money payments:
  By card with a delayed debit function
-2.25.311.9-21.7-28.6
Card and e-money payments: By card with a credit function 8.7-25.525.13.0-11.6
Card and e-money payments: E-money payments navnavnav-1.8-0.5
Other payment instruments -1.0-1.8nav-9.7-1.4
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 1,3051,4541,4291,3061,176
Direct debits 197191185164154
Cheques 7,1667,128navnavnav
Card and e-money payments: Total value 3734353233
Card and e-money payments: By card with a debit function 3332312830
Card and e-money payments:
  By card with a delayed debit function
7876798284
Card and e-money payments: By card with a credit function 5440504847
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments navnav243223332
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 171,406188,405206,010189,424196,065
Direct debits 5,9816,3456,5646,3966,664
Cheques 4335000
Card and e-money payments: Total value 11,80711,44212,19511,58410,766
Card and e-money payments: By card with a debit function 8,6138,9029,0618,4758,099
Card and e-money payments:
  By card with a delayed debit function
482509575454323
Card and e-money payments: By card with a credit function 2,7132,0312,5602,6562,344
Card and e-money payments: E-money payments navnav000
Other payment instruments 00212019
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 329.8350.1377.6364.8370.6
Direct debits 11.511.812.012.312.6
Cheques 0.10.10.00.00.0
Card and e-money payments: Total value 22.721.322.422.320.4
Card and e-money payments: By card with a debit function 16.616.516.616.315.3
Card and e-money payments:
  By card with a delayed debit function
0.90.91.10.90.6
Card and e-money payments: By card with a credit function 5.23.84.75.14.4
Card and e-money payments: E-money payments navnav0.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 4,6605,1925,7435,3355,561
Direct debits 163175183180189
Cheques 11000
Card and e-money payments: Total value 321315340326305
Card and e-money payments: By card with a debit function 234245253239230
Card and e-money payments:
  By card with a delayed debit function
131416139
Card and e-money payments: By card with a credit function 7456717566
Card and e-money payments: E-money payments navnav000
Other payment instruments 00111
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)10,70617,57823,73426,95134,104
Fast payments: By credit transfer (%)100.0100.0100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)0.60.81.01.31.5
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
110.961.332.411.625.9
Fast payments: Average value per payment (USD)6464605255
Fast payments: Average value per inhabitant (USD)1,0791,7482,3332,6223,294
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)167148127185136
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
-4.8-11.5-14.245.4-26.2
With cards issued inside the country:
  Average volume per inhabitant (units)
1715121813
With cards issued inside the country:
  Daily average volume (units)
458,027405,479347,836505,918373,151
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 149130119176127
Cash withdrawals with cards issued inside the country:
  at locations inside the country
136117888464
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1313319264
Memo: Cash withdrawals at locations inside the country 139121918765
Cash withdrawals with cards issued outside the country 34431
Cash deposits at locations inside and outside the country 55899
Cash deposits with cards issued inside the country at locations
  inside the country
55566
E-money loading/unloading transactions navnavnavnavnav
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 89.187.893.895.293.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
81.379.169.345.446.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
7.78.824.649.946.7
Cash withdrawals:total 3.23.46.24.86.6
Cash deposits with cards issued inside the country at locations
  inside the country
3.23.44.03.14.4
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -15.2-12.7-8.447.6-27.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-16.7-14.0-24.8-4.7-24.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5.10.9139.9195.3-30.9
Memo: Cash withdrawals at locations inside the country -9.8-12.9-24.4-4.7-25.4
Cash withdrawals with cards issued outside the country -5.733.3-11.5-4.5-58.6
Cash withdrawals:total nav-7.456.412.32.5
Cash deposits with cards issued inside the country at locations
  inside the country
nav-7.41.412.45.3
E-money loading/unloading transactions navnavnavnavnav
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1513121712
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1412986
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11396
Cash withdrawals:total 10111
Cash deposits with cards issued inside the country at locations
  inside the country
10011
E-money loading/unloading transactions navnavnavnavnav
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 408356326482348
Cash withdrawals with cards issued inside the country:
  at locations inside the country
373321241230174
Cash withdrawals with cards issued inside the country:
  at locations outside the country
353685252174
Memo: Cash withdrawals at locations inside the country 381332251239178
Cash withdrawals with cards issued outside the country 8111094
Cash withdrawals:total 1514212425
Cash deposits with cards issued inside the country at locations
  inside the country
1514141616
E-money loading/unloading transactions navnavnavnavnav
Value of withdrawals/deposits
Total value (USD millions)15,53119,18619,47725,69520,792
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-22.521.4-0.429.6-19.5
Average value per transaction (USD)93130153139153
Average value per inhabitant (USD)1,5651,9081,9142,5002,008
Total value as a ratio to GDP (%)3.03.53.54.83.8
Daily average value (USD millions)4353537057
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 14,86716,89216,34822,70417,836
Cash withdrawals with cards issued inside the country:
  at locations inside the country
12,61314,64112,01610,5708,885
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2,2542,2514,33212,1338,951
Memo: Cash withdrawals at locations inside the country 12,86815,15612,44610,9719,090
Cash withdrawals with cards issued outside the country 254515431401205
Cash deposits at locations inside and outside the country 6642,2943,1302,9912,957
Cash deposits with cards issued inside the country at locations
  inside the country
6642,2942,0591,9451,957
E-money loading/unloading transactions navnavnavnavnav
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 95.788.083.988.485.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
81.276.361.741.142.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
14.511.722.247.243.0
Cash withdrawals:total 4.312.016.111.614.2
Cash deposits with cards issued inside the country at locations
  inside the country
4.312.010.67.69.4
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -25.811.6-5.136.4-21.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-29.714.0-19.5-13.6-16.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
7.3-1.988.7175.2-26.6
Memo: Cash withdrawals at locations inside the country -29.915.7-19.5-13.4-17.6
Cash withdrawals with cards issued outside the country -39.198.9-18.0-8.5-49.0
Cash withdrawals:total nav239.533.8-6.1-1.6
Cash deposits with cards issued inside the country at locations
  inside the country
nav239.5-12.0-7.20.1
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 100130137129140
Cash withdrawals with cards issued inside the country:
  at locations inside the country
93125137126140
Cash withdrawals with cards issued inside the country:
  at locations outside the country
175173139132141
Memo: Cash withdrawals at locations inside the country 93125136126140
Cash withdrawals with cards issued outside the country 85129122119147
Cash withdrawals:total 123459400341329
Cash deposits with cards issued inside the country at locations
  inside the country
123459406341326
E-money loading/unloading transactions navnavnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 1,4981,6791,6072,2091,723
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,2711,4561,1811,028858
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2272244261,180865
Cash withdrawals:total 67228308291286
Cash deposits with cards issued inside the country at locations
  inside the country
67228202189189
E-money loading/unloading transactions navnavnavnavnav
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 2.93.12.94.33.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2.42.72.22.01.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.40.40.82.31.6
Cash withdrawals:total 0.10.40.60.60.5
Cash deposits with cards issued inside the country at locations
  inside the country
0.10.40.40.40.4
E-money loading/unloading transactions navnavnavnavnav
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 4146456249
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3540332924
Cash withdrawals with cards issued inside the country:
  at locations outside the country
66123325
Memo: Cash withdrawals at locations inside the country 3542343025
Cash withdrawals with cards issued outside the country 11111
Cash withdrawals:total 26988
Cash deposits with cards issued inside the country at locations
  inside the country
26655
E-money loading/unloading transactions navnavnavnavnav
Number of cards
 (thousands)
Total 21,32920,90519,40218,72918,104
With a cash function 17,39915,95116,84117,25217,169
With a debit function 10,5699,96511,07110,69510,763
With a delayed debit function 767735739678583
With a credit function 9,5838,1527,5907,3556,741
With an e-money function 131785900
Total number of cards: of which: contactless 1,8504,81610,33615,46116,578
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total -14.5-2.0-7.2-3.5-3.3
With a cash function 9.3-8.35.62.4-0.5
With a debit function 1.3-5.711.1-3.40.6
With a delayed debit function -10.6-4.30.7-8.3-14.1
With a credit function -1.7-14.9-6.9-3.1-8.4
With an e-money function 7.5-41.0-24.0-100.00.0
Total number of cards: of which: contactless nav160.3114.649.67.2
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.152.081.911.821.75
With a cash function 1.751.591.661.681.66
With a debit function 1.070.991.091.041.04
With a delayed debit function 0.080.070.070.070.06
With a credit function 0.970.810.750.720.65
With an e-money function 0.010.010.010.000.00
Total number of cards: of which: contactless 0.190.481.021.501.60
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 258253275275236
EFTPOS terminals: total navnavnavnavnav
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 33332
ATMs: cash withdrawal 33322
ATMs: cash deposit nav0000
ATMs: credit transfer navnav222
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 40.3-2.08.9-0.2-14.1
EFTPOS terminals: total navnavnavnavnav
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -13.2-6.80.6-6.1-3.7
ATMs: cash withdrawal -13.2-6.8-5.6-0.4-3.4
ATMs: cash deposit navnav-7.15.017.9
ATMs: credit transfer navnavnav-6.6-3.8
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0260.0250.0270.0270.023
EFTPOS terminals: total navnavnavnavnav
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit nav0.0000.0000.0000.000
ATMs: credit transfer navnav0.0000.0000.000
ATMs: contactless napnapnapnapnap