CTA1: Selected data from T1-T6
Year
«  2021 › »
20172018201920202021
Basic statistical data
GDP (USD bn)859774759718812
Population (thousands)80,81182,00483,15583,61484,680
GDP per capita (USD per inhabitant)10,6309,4419,1288,5869,593
CPI inflation (% change on previous year)11.116.315.212.319.6
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
3.7915.2925.9507.42713.450
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
3.6484.8555.6817.0328.923
Banknotes and coins in circulation
Total value (USD bn)3526262618
Value per inhabitant (USD)437311316309210
Value as a percentage of GDP (%)4.33.63.63.83.3
Value as a percentage of narrow money (%)29.726.521.815.711.3
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)2129283236
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
2.54.03.84.76.6
Interbank deposits: Total value (USD bn)1091097
Interbank deposits: Value as a percentage of GDP (%)1.21.21.31.41.4
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 94101106111113
Number of institutions: Number per 1 million inhabitants 1.21.21.31.31.3
Number of branches or offices: Total number 16,12216,65716,47115,86015,421
Number of branches or offices:
  Number per 1 million inhabitants
199.5203.1198.1189.7182.1
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)492415458496421
Value per inhabitant (USD)6,0865,0655,5105,9304,973
Value as a percentage of GDP (%)57.353.660.469.151.8
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)5,3256,2747,2587,82110,537
Increase in the total volume of cashless payments
 (% change on previous year)
15.317.815.77.834.7
Average number of cashless payments per inhabitant (units)66778794124
Daily average volume of cashless payments (millions)1517202129
Volume of cashless payments by instrument type
 (millions)
Credit transfers 4705857091,0061,705
Direct debits napnapnapnapnap
Cheques 1921171415
Card and e-money payments: Total volume 4,8365,6686,5316,8018,817
Card and e-money payments: By card with a debit function 1,3601,7552,1292,2882,990
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3,4263,8464,3184,3335,361
Card and e-money payments: E-money payments 506785180466
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 8.89.39.812.916.2
Direct debits napnapnapnapnap
Cheques 0.40.30.20.20.1
Card and e-money payments: Total volume 90.890.390.087.083.7
Card and e-money payments: By card with a debit function 25.528.029.329.328.4
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 64.361.359.555.450.9
Card and e-money payments: E-money payments 0.91.11.22.34.4
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 25.524.521.241.869.6
Direct debits napnapnapnapnap
Cheques -4.67.4-19.4-17.48.8
Card and e-money payments: Total volume 14.517.215.24.129.6
Card and e-money payments: By card with a debit function 32.329.021.37.430.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9.212.312.30.323.7
Card and e-money payments: E-money payments -15.234.226.7113.4158.2
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 5.87.18.512.020.1
Direct debits napnapnapnapnap
Cheques 0.20.30.20.20.2
Card and e-money payments: Total volume 59.869.178.581.3104.1
Card and e-money payments: By card with a debit function 16.821.425.627.435.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 42.446.951.951.863.3
Card and e-money payments: E-money payments 0.60.81.02.25.5
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 1,2881,6041,9432,7554,672
Direct debits napnapnapnapnap
Cheques 5357463842
Card and e-money payments: Total volume 13,24815,52917,89418,63324,155
Card and e-money payments: By card with a debit function 3,7264,8085,8336,2688,191
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9,38610,53811,82911,87114,687
Card and e-money payments: E-money payments 1361832324941,276
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)navnavnavnav720,926
Fast payments: By credit transfer (%)navnavnavnav100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnav6.8
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)navnavnavnav9
Fast payments: Daily average volume (thousands)navnavnavnav1,975
Value of cashless payments
Cashless payments: Total value (USD millions)4,155,1763,868,5823,737,9333,959,9684,524,835
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-10.0-20.0-16.1-5.6-4.5
Cashless payments: Average value per cashless payment (USD)780617515506429
Cashless payments: Average value per inhabitant (USD)51,41947,17644,95147,36053,434
Cashless payments: Value as a ratio to GDP (%)483.7499.7492.5551.6557.0
Cashless payments: Daily average value (USD millions)11,38410,59910,24110,84912,397
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 3,758,9993,506,9633,404,4673,658,1314,178,450
Direct debits napnapnapnapnap
Cheques 210,467193,425161,320138,777154,539
Card and e-money payments: Total value 185,709168,194172,146163,059191,846
Card and e-money payments: By card with a debit function 19,05019,65822,95525,64031,361
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 166,247147,978148,500136,207157,511
Card and e-money payments: E-money payments 4135586911,2122,973
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 90.590.791.192.492.3
Direct debits napnapnapnapnap
Cheques 5.15.04.33.53.4
Card and e-money payments: Total value 4.54.34.64.14.2
Card and e-money payments: By card with a debit function 0.50.50.60.60.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 4.03.84.03.43.5
Card and e-money payments: E-money payments 0.00.00.00.00.1
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -9.5-19.8-15.7-4.3-4.5
Direct debits napnapnapnapnap
Cheques -15.9-21.0-27.6-23.4-6.9
Card and e-money payments: Total value -13.9-22.1-11.1-15.6-1.6
Card and e-money payments: By card with a debit function 4.8-11.31.4-0.52.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -15.7-23.5-12.9-18.3-3.3
Card and e-money payments: E-money payments 32.216.37.556.2105.1
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 7,9935,9924,8003,6382,451
Direct debits napnapnapnapnap
Cheques 10,8059,2439,5619,96010,195
Card and e-money payments: Total value 3830262422
Card and e-money payments: By card with a debit function 1411111110
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 4938343129
Card and e-money payments: E-money payments 88876
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 46,51642,76640,94143,75049,344
Direct debits napnapnapnapnap
Cheques 2,6042,3591,9401,6601,825
Card and e-money payments: Total value 2,2982,0512,0701,9502,266
Card and e-money payments: By card with a debit function 236240276307370
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 2,0571,8051,7861,6291,860
Card and e-money payments: E-money payments 5781435
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 437.6453.0448.5509.6514.4
Direct debits napnapnapnapnap
Cheques 24.525.021.319.319.0
Card and e-money payments: Total value 21.621.722.722.723.6
Card and e-money payments: By card with a debit function 2.22.53.03.63.9
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 19.419.119.619.019.4
Card and e-money payments: E-money payments 0.00.10.10.20.4
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 10,2999,6089,32710,02211,448
Direct debits napnapnapnapnap
Cheques 577530442380423
Card and e-money payments: Total value 509461472447526
Card and e-money payments: By card with a debit function 5254637086
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 455405407373432
Card and e-money payments: E-money payments 12238
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)navnavnavnav42,300
Fast payments: By credit transfer (%)navnavnavnav100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnav0.9
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)navnavnavnav59
Fast payments: Average value per inhabitant (USD)navnavnavnav500
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)1,3651,4881,5921,3441,419
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
6.59.16.9-15.55.5
With cards issued inside the country:
  Average volume per inhabitant (units)
1718191617
With cards issued inside the country:
  Daily average volume (units)
3,738,4824,077,2034,360,5343,682,9733,887,192
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,3531,4701,5701,3181,378
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,3491,4661,5661,3151,374
Cash withdrawals with cards issued inside the country:
  at locations outside the country
44434
Memo: Cash withdrawals at locations inside the country 1,3651,5021,5951,3251,388
Cash withdrawals with cards issued outside the country 1736291013
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 1218222641
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 99.298.898.698.197.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
98.898.598.497.996.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.30.30.20.3
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 0.81.21.41.92.9
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 6.28.66.8-16.04.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
6.28.76.8-16.04.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
8.7-3.3-0.8-28.021.6
Memo: Cash withdrawals at locations inside the country 6.110.06.2-16.94.7
Cash withdrawals with cards issued outside the country -1.0114.1-17.7-66.232.3
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 51.158.220.717.957.6
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1718191616
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1718191616
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00000
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 00000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 3,7074,0274,3003,6123,775
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3,6954,0164,2893,6043,765
Cash withdrawals with cards issued inside the country:
  at locations outside the country
121111810
Memo: Cash withdrawals at locations inside the country 3,7414,1144,3703,6313,801
Cash withdrawals with cards issued outside the country 4698812736
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 32506071112
Value of withdrawals/deposits
Total value (USD millions)184,062163,816164,973146,401135,962
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-16.2-23.5-12.6-21.0-22.3
Average value per transaction (USD)13511010410996
Average value per inhabitant (USD)2,2781,9981,9841,7511,606
Total value as a ratio to GDP (%)21.421.221.720.416.7
Daily average value (USD millions)504449452401372
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 182,778162,143163,353144,702133,874
Cash withdrawals with cards issued inside the country:
  at locations inside the country
182,166161,597162,825144,278133,368
Cash withdrawals with cards issued inside the country:
  at locations outside the country
612546528425506
Memo: Cash withdrawals at locations inside the country 185,544167,565169,335146,279135,909
Cash withdrawals with cards issued outside the country 3,3785,9686,5102,0022,541
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 1,2841,6731,6211,6992,088
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 99.399.099.098.898.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
99.098.698.798.598.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.30.30.30.4
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 0.71.01.01.21.5
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -16.5-23.7-12.5-21.1-22.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-16.5-23.7-12.5-21.1-22.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-3.9-23.4-16.0-28.3-0.4
Memo: Cash withdrawals at locations inside the country -16.2-22.4-12.3-23.1-22.3
Cash withdrawals with cards issued outside the country 5.951.9-5.3-72.66.1
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 44.912.0-15.9-6.62.8
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 13511010411097
Cash withdrawals with cards issued inside the country:
  at locations inside the country
13511010411097
Cash withdrawals with cards issued inside the country:
  at locations outside the country
143132129144141
Memo: Cash withdrawals at locations inside the country 13611210611098
Cash withdrawals with cards issued outside the country 202166221201193
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 11292746651
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 2,2621,9771,9641,7311,581
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,2541,9711,9581,7261,575
Cash withdrawals with cards issued inside the country:
  at locations outside the country
87656
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 1620192025
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 21.320.921.520.216.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
21.220.921.520.116.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.10.10.10.10.1
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 0.10.20.20.20.3
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 501444448396367
Cash withdrawals with cards issued inside the country:
  at locations inside the country
499443446395365
Cash withdrawals with cards issued inside the country:
  at locations outside the country
21111
Memo: Cash withdrawals at locations inside the country 508459464401372
Cash withdrawals with cards issued outside the country 9161857
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 45456
Number of cards
 (thousands)
Total 194,047212,680236,037263,781290,975
With a cash function 188,315206,163228,904255,804280,265
With a debit function 112,134120,487133,200144,743150,099
With a delayed debit function napnapnapnapnap
With a credit function 62,45466,30569,82675,69783,791
With an e-money function 19,45925,88933,01143,34057,085
Total number of cards: of which: contactless 41,52458,06373,50496,113124,096
Total number of cards: of which: issued by a non-bank 8174,54613,59223,02835,709
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 10.49.611.011.810.3
With a cash function 10.39.511.011.89.6
With a debit function 11.47.410.68.73.7
With a delayed debit function napnapnapnapnap
With a credit function 6.26.25.38.410.7
With an e-money function 19.033.027.531.331.7
Total number of cards: of which: contactless 35.839.826.630.829.1
Total number of cards: of which: issued by a non-bank nav456.6199.069.455.1
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.402.592.843.153.44
With a cash function 2.332.512.753.063.31
With a debit function 1.391.471.601.731.77
With a delayed debit function napnapnapnapnap
With a credit function 0.770.810.840.910.99
With an e-money function 0.240.320.400.520.67
Total number of cards: of which: contactless 0.510.710.881.151.47
Total number of cards: of which: issued by a non-bank 0.010.060.160.280.42
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 2,3482,3612,4202,5912,772
EFTPOS terminals: total 2,3482,3612,4202,5912,772
EFTPOS terminals: contactless 8721,2261,5561,9382,120
ATMs: total 5052535352
ATMs: cash withdrawal 5052535352
ATMs: cash deposit 5052535352
ATMs: credit transfer 5052535352
ATMs: contactless 89101010
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals -0.10.62.57.07.0
EFTPOS terminals: total -0.10.62.57.07.0
EFTPOS terminals: contactless 43.540.626.924.59.4
ATMs: total 2.94.22.1-0.4-1.1
ATMs: cash withdrawal 2.94.22.1-0.4-1.1
ATMs: cash deposit 2.94.22.1-0.4-1.1
ATMs: credit transfer 2.94.22.1-0.4-1.1
ATMs: contactless 10.213.37.62.63.0
Number of terminals per inhabitant
 (units)
POS terminals 0.0290.0290.0290.0310.033
EFTPOS terminals: total 0.0290.0290.0290.0310.033
EFTPOS terminals: contactless 0.0110.0150.0190.0230.025
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit 0.0010.0010.0010.0010.001
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless 0.0000.0000.0000.0000.000