T3: Institutions offering payment services / instruments
(units, unless otherwise stated; end of year)
«Switzerland»
 Year
« ‹ 2019 › »
 2015 2016 2017 2018 2019
Total number of institutions offering
 payment services/instruments		276271263258257
Breakdown of 'total number of institutions offering
 payment services/instruments' by category
Central bank11111
Number of branches or offices 188888
Number of payment accounts 2449428422409403
Value of payment accounts (CHF millions)467,707528,715572,317573,433590,071
Banks
Total number of entities266261253248246
Number of branches or offices2,4692,3832,3152,2562,211
Number of payment accounts (thousands)navnavnavnavnav
Partial breakdown of 'banks, number of payment accounts'
Of which: internet-linked (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 3856,783895,287890,002880,621898,954
Breakdown of 'banks' by subcategory
Cantonal banks
Total number of entities 42424242424
Number of branches or offices660645621608598
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 5100,103104,746114,353127,268152,669
Big banks
Total number of entities 634444
Number of branches or offices538511503487467
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 5341,901351,606349,113339,276331,999
Regional and savings banks
Total number of entities 76262626060
Number of branches or offices358355352345351
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 320,25826,01128,44730,23231,667
Raiffeisen banks
Total number of entities 811111
Number of branches or offices299277262253236
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 522,63949,36455,36960,05766,446
Other bank categories
Total number of entities 9150144139136134
Number of branches or offices578560546532528
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 5362,670354,461332,996314,971307,247
Bank type VI
Total number of entitiesnapnapnapnapnap
Number of branches or officesnapnapnapnapnap
Number of payment accounts (thousands)napnapnapnapnap
Value of payment accounts (CHF millions)napnapnapnapnap
Bank type VII
Total number of entitiesnapnapnapnapnap
Number of branches or officesnapnapnapnapnap
Number of payment accounts (thousands)napnapnapnapnap
Value of payment accounts (CHF millions)napnapnapnapnap
Bank type VIII
Total number of entitiesnapnapnapnapnap
Number of branches or officesnapnapnapnapnap
Number of payment accounts (thousands)napnapnapnapnap
Value of payment accounts (CHF millions)napnapnapnapnap
Branches of foreign banks
Total number of entities2626232323
Number of branches of foreign banks3635313131
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 59,2119,0989,7238,8178,926
Non-banks offering payment services/instruments
Total number of entities999910
Breakdown of 'non-banks offering payment services/
 instruments, total number of entities' by subcategory
Non-banks offering storage of value
 (on a payment account or on a device)
Total number of entities 1044455
Number of branches or officesnavnavnavnavnav
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 113442247283299
Non-banks relying on storage of value on payment
 accounts or on a device offered by others
Total number of entities55545
MEMO: FOCUS on E-MONEY
Total number of e-money issuers88888
Partial breakdown of 'total number of e-money issuers'
 by type of institution
Of which: non-banks44455
Total outstanding e-money value (CHF millions) 11544509701724740
Partial breakdown of 'total outstanding e-money value'
 by type of institution
Of which: issued by a non-bank (CHF millions) 113442247283299
 1 The Swiss National Bank (SNB) has two head offices (Berne and Zurich) and six representative offices (Basel, Geneva, Lausanne, Lucerne, Lugano and St Gallen). 2 Number of sight deposits of banks and non-banks held at the SNB. 3 Liabilities due to customers on sight in all currencies 4 The subcatories of banks are defined by the SNB and are based on a number of different characteristics such as business focus, geographic scope of activities and legal status of banks rather than their importance in the Swiss payment industry. For information on cantonal banks, see https://data.snb.ch/en/topics/banken#!/doc/explanations_banken#banks_cat. 5 Liabilities due to customers on sight in all currencies. 6 The subcatories of banks are defined by the SNB and are based on a number of different characteristics such as business focus, geographic scope of activities and legal status of banks rather than their importance in the Swiss payment industry. For information on big banks, see https://data.snb.ch/en/topics/banken#!/doc/explanations_banken#banks_cat. 7 The subcatories of banks are defined by the SNB and are based on a number of different characteristics such as business focus, geographic scope of activities and legal status of banks rather than their importance in the Swiss payment industry. For information on regional and savings banks, see https://data.snb.ch/en/topics/banken#!/doc/explanations_banken#banks_cat. 8 The subcatories of banks are defined by the SNB and are based on a number of different characteristics such as business focus, geographic scope of activities and legal status of banks rather than their importance in the Swiss payment industry. Together, legally autonomous Raiffeisen banks form the Raiffeisen Switzerland Cooperative, which takes on tasks for the Raiffeisen banks as one group. For further information on Raiffeisen banks, see https://data.snb.ch/en/topics/banken#!/doc/explanations_banken#banks_cat. 9 The subcategories of banks are defined by the SNB and are based on a number of different characteristics such as business focus, geographic scope of activities and legal status of banks rather than their importance in the Swiss payment industry. Other bank categories comprises stock exchange banks, private bankers, foreign-controlled banks and other banking institutions. For further information on these SNB bank categories, see https://data.snb.ch/en/topics/banken#!/doc/explanations_banken#banks_cat. 10  2012: PostFinance, the financial unit of Swiss Post, has been offering payment services as a non-bank based on the Postal Organisation Act. Since mid-2013, PostFinance has held a banking licence. As of 2013, data relating to PostFinance are reported under "Banks". For consistency reasons with the revised red book methodology, 2012 data relating to PostFinance are not shown in this time series. In 2012, the number of PostFinance's branches and offices, including post offices and agenies of Swiss Post that offered payment services, was 2,226, the number of accounts 4,549 thousand, the value of accounts CHF 99,160 million. 11  2017: Improvement of data quality due to entities' adjustments of their reporting practice.