T3: Institutions offering payment services / instruments
(units, unless otherwise stated; end of year)| Year | |||||
|---|---|---|---|---|---|
| 2017 | 2018 | 2019 | 2020 | 2021 | |
 Total number of institutions offeringpayment services/instruments | 1,745 | 1,731 | 1,724 | 1,711 | 1,698 |
| Breakdown of 'total number of institutions offering payment services/instruments' by category | |||||
| Central bank | 1 | 1 | 1 | 1 | 1 |
| Number of branches or offices | 34 | 34 | 34 | 34 | 34 |
| Number of payment accounts | 119 | 561 | 560 | 570 | 580 |
| Value of payment accounts (INR billions) | 5,690 | 6,020 | 5,855 | 4,687 | 7,648 |
| Banks | |||||
| Total number of entities | 1,706 | 1,699 | 1,680 | 1,667 | 1,661 |
| Number of branches or offices | 154,130 | 157,563 | 166,588 | 175,464 | 178,657 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Partial breakdown of 'banks, number of payment accounts' | |||||
| Of which: internet-linked (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 126,549 | 137,762 | 144,349 | 162,783 | 177,254 |
| Breakdown of 'banks' by subcategory | |||||
| Public sector banks | |||||
| Total number of entities | 21 | 20 | 18 | 12 | 12 |
| Number of branches or offices | 91,125 | 88,773 | 88,759 | 86,496 | 86,496 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 82,623 | 84,862 | 88,004 | 95,739 | 102,102 |
| Private banks | |||||
| Total number of entities | 21 | 22 | 22 | 22 | 21 |
| Number of branches or offices | 28,768 | 32,358 | 40,241 | 50,940 | 52,011 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 30,137 | 37,700 | 40,203 | 45,477 | 51,607 |
| Regional rural banks | |||||
| Total number of entities | 56 | 56 | 53 | 43 | 43 |
| Number of branches or offices | 21,747 | 22,014 | 23,397 | 23,067 | 23,511 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 4,005 | 4,005 | 4,344 | 8,261 | 8,892 |
| Urban co-operative banks | |||||
| Total number of entities | 1,551 | 1,544 | 1,528 | 1,533 | 1,527 |
| Number of branches or offices | 10,646 | 10,366 | 9,211 | 9,201 | 10,881 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 4,565 | 4,812 | 4,881 | 5,156 | 5,298 |
| Non-scheduled commercial banks | |||||
| Total number of entities | 3 | 3 | 3 | 2 | 2 |
| Number of branches or offices | 91 | 91 | 91 | 79 | 79 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 7 | 7 | 8 | 9 | 10 |
| Bank type VI | |||||
| Total number of entities | 9 | 10 | 10 | 10 | 11 |
| Number of branches or offices | 1,467 | 3,662 | 4,580 | 5,368 | 5,368 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 263 | 557 | 773 | 986 | 1,291 |
| Bank type VII | |||||
| Total number of entities | nap | nap | nap | nap | nap |
| Number of branches or offices | nap | nap | nap | nap | nap |
| Number of payment accounts (thousands) | nap | nap | nap | nap | nap |
| Value of payment accounts (INR billions) | nap | nap | nap | nap | nap |
| Bank type VIII | |||||
| Total number of entities | nap | nap | nap | nap | nap |
| Number of branches or offices | nap | nap | nap | nap | nap |
| Number of payment accounts (thousands) | nap | nap | nap | nap | nap |
| Value of payment accounts (INR billions) | nap | nap | nap | nap | nap |
| Branches of foreign banks | |||||
| Total number of entities | 45 | 44 | 46 | 45 | 45 |
| Number of branches of foreign banks | 286 | 299 | 309 | 313 | 311 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 4,949 | 5,818 | 6,136 | 7,154 | 8,054 |
| Non-banks offering payment services/instruments | |||||
| Total number of entities | 46 | 47 | 43 | 43 | 36 |
| Breakdown of 'non-banks offering payment services/ instruments, total number of entities' by subcategory | |||||
| Non-banks offering storage of value (on a payment account or on a device) | |||||
| Total number of entities | 46 | 47 | 43 | 43 | 36 |
| Number of branches or offices | nav | nav | nav | nav | nav |
| Number of payment accounts (thousands) | 297,799 | 903,859 | 2,275,954 | 2,081,905 | 1,787,218 |
| Value of payment accounts (INR billions) | 15 | 19 | 23 | 33 | 45 |
| Non-banks relying on storage of value on payment accounts or on a device offered by others | |||||
| Total number of entities | nav | nav | nav | nav | nav |
| MEMO: FOCUS on E-MONEY | |||||
| Total number of e-money issuers | 106 | 104 | 104 | 104 | 93 |
| Partial breakdown of 'total number of e-money issuers' by type of institution | |||||
| Of which: non-banks | 46 | 47 | 43 | 43 | 36 |
| Total outstanding e-money value (INR billions) | 48 | 61 | 69 | 70 | 76 |
| Partial breakdown of 'total outstanding e-money value' by type of institution | |||||
| Of which: issued by a non-bank (INR billions) | 15 | 19 | 23 | 33 | 45 |