BIS Statistics Explorer: Table T5

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T5: Volume of cashless payments and withdrawal/deposit transactions

(millions; total for the year)

«Switzerland»	Year
« ‹ 2016 › »	2012	2013	2014	2015	2016
	2012	2013	2014	2015	2016
PART A: Volume of cashless payments
Total volume of cashless payments ¹	1,638	1,710	1,799	2,022	2,146
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers ²	928	950	961	976	974
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic	925	947	958	973	971
Cross-border sent	3	3	3	3	3
Memo: cross-border received	nav	nav	nav	nav	nav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based	291	280	265	252	235
Device-present: other	nav	nav	nav	nav	nav
Partial breakdown of 'credit transfers, device-present: other' by accepting device
Of which: at POS terminals	nav	nav	nav	nav	nav
Device-not-present ³	637	670	696	724	739
Direct debits ⁴	55	57	58	59	60
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic	55	57	58	59	60
Cross-border sent	0	0	0	0	0
Memo: cross-border received	nav	nav	nav	nav	nav
Cheques ⁵	0	0	nav	nav	nav
Partial breakdown of 'cheques'
Of which: paper-based ⁵	0	0	nav	nav	nav
Other payment instruments	nav	nav	nav	nav	nav
Card and e-money payments (with cards and e-money issued inside the country) ¹	654	702	780	988	1,112
Breakdown of 'card and e-money payments' by function
By card with a debit function ⁶	436	461	509	669	737
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function ⁷	216	240	270	296	345
E-money payments ⁸	3	1	2	23	30
Partial breakdown of 'card and e-money payments' by device presence/absence
Of which: device-present payments	nav	nav	nav	869	962
Partial breakdown of 'card and e-money payments, device-present' by technology
Of which: contactless ⁹	nav	nav	nav	21	54
Of which: magstripe	nav	nav	nav	nav	nav
Breakdown of 'card and e-money payments' into domestic and cross-border
Domestic ¹⁰	538	572	636	819	919
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function ⁶	419	441	486	641	705
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function ¹¹	119	131	150	172	204
E-money payments	nav	nav	nav	7	10
Cross-border sent ¹⁰	114	129	144	168	193
MEMO: Card and e-money payments at terminals inside the country (with cards and e-money issued inside and outside country) ¹	587	626	694	871	981
Breakdown of 'card and e-money payments at terminals inside the country' by function
By card with a debit function ⁶	425	448	493	650	716
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function ¹¹	162	178	201	214	254
E-money payments	nav	nav	nav	7	11
Partial breakdown of 'card and e-money payments at terminals inside the country' by device presence/absence
Of which: device-present payments	nav	nav	nav	825	916
Partial breakdown down of 'card and e-money payments at terminals inside the country, device-present payments' by technology
Of which: contactless	nav	nav	nav	21	56
Of which: magstripe	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments at terminals inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money issued outside the country	49	54	58	51	61
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast payments	nap	nap	nap	nap	nap
Breakdown of 'fast payments' by instrument type
Credit transfers	nap	nap	nap	nap	nap
Direct debits	nap	nap	nap	nap	nap
Others	nap	nap	nap	nap	nap
Partial breakdown of 'fast payments' on-us
Of which: on-us	nap	nap	nap	nap	nap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POS	nap	nap	nap	nap	nap
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-bank	nav	nav	nav	687	770
MEMO: Money remittances	nap	nap	nap	nap	nap
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits	138	141	144	153	152
Breakdown of 'total volume of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals	138	141	143	150	148
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at locations inside the country ¹²	122	125	126	131	129
Breakdown of 'cash withdrawals with cards issued inside the country at locations inside the country' by terminal type
At ATMs	nav	nav	nav	nav	nav
At POS terminals	nav	nav	nav	nav	nav
At bank branches, without the use of an ATM	nav	nav	nav	nav	nav
Cash withdrawals with cards issued inside the country at locations outside the country	16	17	17	19	18
Memo: Cash withdrawals with cards issued outside the country at locations inside the country	6	6	6	6	5
Memo: Cash withdrawals with cards issued inside and outside the country at locations inside the country	128	130	131	137	135
Partial breakdown of the memo item 'cash withdrawals with cards issued inside and outside the country at locations inside the country' by terminal type
Of which: at ATMs	nav	nav	nav	nav	nav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs	nav	nav	nav	nav	nav
Cash deposits	nav	nav	nav	nav	nav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country at locations inside the country	nav	nav	nav	nav	nav
E-money loading/unloading transactions ¹³	0	0	0	3	4

¹ 2015: Between November 2014 and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. ² These and all following data on credit transfers include transactions in CHF only, data on credit transfers in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on credit transfers as of 2012 may not be directly comparable with those of previous years. ³ All non-paper based credit transfers (including credit transfers initiated via online banking, via e-bills, via standing orders etc.). ⁴ These and all following data on direct debits include transactions in CHF only, data on direct debits in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on direct debits as of 2012 may not be directly comparable with those of previous years. ⁵ As of 2014, data on cheques are no longer collected, since this payment instrument has declined in importance significantly. ⁶ 2015: Adjustment of the reporting population and survey approach for debit cards in December 2014. ⁷ 2015: Adjustment of the reporting population and survey approach for credit cards in December 2014 ⁸ 2015: Adjustment of the reporting population and survey approach for e-money in December 2014. ⁹ Contactless payments at terminals inside the country only. ¹⁰ 2015: Between November and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. ¹¹ 2015: Adjustment of the reporting population and survey approach for credit cards in December 2014. ¹² Cash withdrawals at POS terminals and at ATMs, if the cash withdrawal is processed via the infrastructure of a card network. ¹³ Loading only. 2015: Between November and December 2014, the reporting population and the survey approach for e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years.