BIS Statistics Explorer: Table T5

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T5: Volume of cashless payments and withdrawal/deposit transactions

(millions; total for the year)

«Spain»	Year
« ‹ 2016 › »	2012	2013	2014	2015	2016
	2012	2013	2014	2015	2016
PART A: Volume of cashless payments
Total volume of cashless payments ¹	nav	nav	6,490	6,475	7,069
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers	nav	nav	918	882	1,033
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic	nav	nav	903	862	1,013
Cross-border sent	nav	nav	15	20	20
Memo: cross-border received	nav	nav	261	137	153
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based	116	117	109	108	111
Device-present: other	nav	nav	nav	nav	nav
Partial breakdown of 'credit transfers, device-present: other' by accepting device
Of which: at POS terminals	nav	nav	nav	nav	nav
Device-not-present	733	769	809	774	922
Direct debits	nav	nav	2,252	2,079	2,093
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic	nav	nav	2,036	1,789	1,877
Cross-border sent	nav	nav	216	290	215
Memo: cross-border received	nav	nav	54	42	43
Cheques	nav	nav	83	79	75
Partial breakdown of 'cheques'
Of which: paper-based	nav	nav	83	79	75
Other payment instruments ²	nav	nav	476	448	405
Card and e-money payments (with cards and e-money issued inside the country)	2,400	2,485	2,760	2,987	3,464
Breakdown of 'card and e-money payments' by function
By card with a debit function	1,096	1,175	1,387	1,712	2,100
By card with a delayed debit function ³	1,303	1,310	1,373	1,275	1,363
By card with a credit function	nav	nav	nav	nav	nav
E-money payments	nav	nav	nav	0	0
Partial breakdown of 'card and e-money payments' by device presence/absence
Of which: device-present payments	nav	nav	2,516	2,694	3,089
Partial breakdown of 'card and e-money payments, device-present' by technology
Of which: contactless	nav	nav	nav	nav	nav
Of which: magstripe	nav	nav	nav	nav	nav
Breakdown of 'card and e-money payments' into domestic and cross-border
Domestic	nav	nav	2,540	2,734	3,113
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function	nav	nav	nav	nav	nav
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function	nav	nav	nav	nav	nav
E-money payments	nav	nav	nav	nav	nav
Cross-border sent	nav	nav	220	253	351
MEMO: Card and e-money payments at terminals inside the country (with cards and e-money issued inside and outside country) ⁴	nav	nav	2,709	2,892	3,299
Breakdown of 'card and e-money payments at terminals inside the country' by function
By card with a debit function	nav	nav	nav	nav	nav
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function	nav	nav	nav	nav	nav
E-money payments	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments at terminals inside the country' by device presence/absence
Of which: device-present payments	nav	nav	2,709	2,892	3,299
Partial breakdown down of 'card and e-money payments at terminals inside the country, device-present payments' by technology
Of which: contactless	nav	nav	nav	nav	nav
Of which: magstripe	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments at terminals inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money issued outside the country	nav	nav	215	265	318
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast payments	nav	nav	nav	nav	nav
Breakdown of 'fast payments' by instrument type
Credit transfers	nav	nav	nav	nav	nav
Direct debits	nav	nav	nav	nav	nav
Others	nav	nav	nav	nav	nav
Partial breakdown of 'fast payments' on-us
Of which: on-us	nav	nav	nav	nav	nav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POS	nav	nav	nav	nav	nav
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-bank	nav	nav	49	63	154
MEMO: Money remittances	nav	nav	nav	13	14
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits	nav	nav	1,089	1,111	1,120
Breakdown of 'total volume of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals	228	218	1,048	1,058	1,046
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at locations inside the country	228	218	1,048	1,049	1,036
Breakdown of 'cash withdrawals with cards issued inside the country at locations inside the country' by terminal type
At ATMs	nav	nav	862	875	879
At POS terminals	nav	nav	nav	nav	nav
At bank branches, without the use of an ATM ⁵	228	218	185	173	157
Cash withdrawals with cards issued inside the country at locations outside the country	nav	nav	nav	9	10
Memo: Cash withdrawals with cards issued outside the country at locations inside the country ⁶	nav	nav	43	43	45
Memo: Cash withdrawals with cards issued inside and outside the country at locations inside the country	228	218	1,091	1,092	1,081
Partial breakdown of the memo item 'cash withdrawals with cards issued inside and outside the country at locations inside the country' by terminal type
Of which: at ATMs	nap	nap	905	919	923
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs	nap	nap	nap	885	889
Cash deposits	nap	nap	42	54	73
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country at locations inside the country ⁷	nap	nap	42	54	73
E-money loading/unloading transactions	0	0	0	0	0

¹ Data for payment instruments other than cards and e-money devices are, prior to 2014, estimations based on the information provided by a representative sample of payment service providers. 2014 data are estimations based on the figures for the second half-year. ² This series includes other services (not included in the Payment Services Directive). Estimation based on the information provided by a representative sample of payment service providers. It includes bills of exchange and other non-standardised payment infrastructures ³ Credit cards are included. It is not possible to differentiate between delayed debit and credit cards. However, it is known that the bulk of the payments are made with delayed debit cards. ⁴ Only transactions at physical terminals are included ⁵ Data on OTC cash withdrawals using a bank form are, up to 2014, estimations based on the information provided by a representative sample of payment service providers. ⁶ Data refers to terminals located in Spain, provided by spanish PSPs . Non national PSPs providing terminals in Spain are not included. ⁷ These data are, up to 2014, estimations based on the information provided by a representative sample of payment service providers.