T6: Value of cashless payments and withdrawal/deposit transactions
(AUD billions; total for the year)
Year
«  2019  »
2015 2016 2017 2018 2019
PART A: Value of cashless payments
Total value of cashless payments 116,13616,40317,36313,96013,991
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 28,2568,4409,0788,4488,800
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic8,2568,4409,0788,4488,800
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednapnapnapnapnap
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits5,7935,8956,1853,5373,442
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic5,7935,8956,1853,5373,442
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Cheques1,2281,1551,111885602
Partial breakdown of 'cheques'
Of which: paper-based1,2281,1551,111885602
Other payment instruments 3339361400450468
Card and e-money payments (with cards and e-money
 issued inside the country)
520552590639679
Breakdown of 'card and e-money payments' by function
By card with a debit function228249274312338
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 4292303316327334
E-money paymentsnavnavnavnav8
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments397414435438443
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic496526562608644
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function222242265301326
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function274284296307313
E-money paymentsnavnavnavnav4
Cross-border sent2426283436
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)
510546585629664
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function231252273307342
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function279294312321321
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments397414435438443
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
1315172022
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast payments 5napnapnap62250
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnap62250
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnavnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknavnavnavnavnav
MEMO: Money remittancesnavnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits 1navnavnavnavnav
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals 6249245243218206
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
244240239213201
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs137132129127121
At POS terminals2726252321
At bank branches, without the use of an ATM8082856359
Cash withdrawals with cards issued inside the country
 at locations outside the country
54455
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country
44444
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
navnavnavnavnav
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs145139137135129
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country
navnavnavnavnav
E-money loading/unloading transactionsnavnavnavnavnav
 1 There is a break in all series in 2018 due to the introduction of new reporting forms, changes in reporting methodology and changes in the sample of reporting institutions. 2 Excludes BPAY. 3 BPAY. 4 Excludes BPAY. Includes payments by cards with a delayed debit function. 5 The New Payments Platform (NPP) went live on 13 February 2018. 6 Includes cash-outs at point-of-sale terminals.