T6: Value of cashless payments and withdrawal/deposit transactions
(AUD billions; total for the year)
Year
«  2021 › »
2017 2018 2019 2020 2021
PART A: Value of cashless payments
Total value of cashless payments 117,36313,96013,99114,61216,415
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 29,0788,4488,8009,44010,724
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic9,0788,4488,8009,44010,724
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednapnapnapnapnap
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits6,1853,5373,4423,6164,024
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic6,1853,5373,4423,6164,024
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Cheques1,111885602407371
Partial breakdown of 'cheques'
Of which: paper-based1,111885602407371
Other payment instruments 3400450468458532
Card and e-money payments (with cards and e-money
 issued inside the country)
590639679691763
Breakdown of 'card and e-money payments' by function
By card with a debit function274312338388439
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 4316327334298319
E-money paymentsnavnav845
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments435438443428425
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic562608644668740
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function265301326377426
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function296307313288309
E-money paymentsnavnav444
Cross-border sent2834362222
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)
585629664649652
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function273307342370378
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function312321321278274
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments435438443428425
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
1720221410
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast payments 5nap622505771,001
Breakdown of 'fast payments' by instrument type
Credit transfersnap622505771,001
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnavnapnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknavnavnavnavnav
MEMO: Money remittancesnavnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits 1navnavnavnavnav
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals 6243218206167153
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
239213201165152
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs12912712110396
At POS terminals2523211514
At bank branches, without the use of an ATM8563594841
Cash withdrawals with cards issued inside the country
 at locations outside the country
45521
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country
44421
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
navnavnavnavnav
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs137135129107100
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country
navnavnavnavnav
E-money loading/unloading transactionsnavnavnavnavnav
 1 There is a break in all series in 2018 due to the introduction of new reporting forms, changes in reporting methodology and changes in the sample of reporting institutions. 2 Excludes BPAY. 3 BPAY. 4 Excludes BPAY. Includes payments by cards with a delayed debit function. 5 The New Payments Platform (NPP) went live on 13 February 2018. 6 Includes cash-outs at point-of-sale terminals.