T6: Value of cashless payments and withdrawal/deposit transactions
(CHF billions; total for the year)
«Switzerland»
 Year
« ‹ 2019 › »
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PART A: Value of cashless payments
Total value of cashless payments 14,8164,4174,4054,5874,830
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 24,6534,2514,2314,4034,639
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic4,5684,1774,1434,3064,527
Cross-border sent85738797112
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based892503469441406
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-present 33,7613,7483,7613,9624,233
Direct debits 48281848688
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic8281848688
Cross-border sent00000
Memo: cross-border receivednavnavnavnavnav
Cheques 5navnavnavnavnav
Partial breakdown of 'cheques'
Of which: paper-based 5navnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 6		81859098103
Breakdown of 'card and e-money payments' by function
By card with a debit function 74446485154
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 83537404447
E-money payments 922233
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments6769737780
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactless 101141119
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic 116063677176
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function 124243444750
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 81820212325
E-money payments01111
Cross-border sent 112022242627
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 13		6972768288
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function 74244454851
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 72627303336
E-money payments11111
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments6364677275
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactless1241120
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		89101011
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnapnapnapnap
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-bank5962667176
MEMO: Money remittancesnapnapnapnapnap
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits3636333652
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals3434313448
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country 14		2929262944
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnavnavnavnavnav
At POS terminalsnavnavnavnavnav
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country		55554
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		11111
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		3130273045
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnavnavnavnavnav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		navnavnavnavnav
E-money loading/unloading transactions 1522233
 1 The data include credit transfer and direct debit transactions in CHF only, while card and e-money payments include transactions in CHF and in foreign currencies. 2012: Due to the change in the survey concept and reporting population all data on credit transfers and on direct debits as of 2012 may not be directly comparable with those of previous years. 2015: Between November 2014 and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 2 These and all following data on credit transfers include transactions in CHF only, data on credit transfers in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on credit transfers as of 2012 may not be directly comparable with those of previous years. 3 All non-paper based credit transfers (including credit transfers initiated via online banking, via e-bills, via standing orders etc.). 4 These and all following data on direct debits include transactions in CHF only, data on direct debits in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on direct debits as of 2012 may not be directly comparable with those of previous years. 5 As of 2014, data on cheques are no longer collected, since this payment instrument has declined in importance significantly. 6  2015: Between November 2014 and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 7  2015: Adjustment of the reporting population and survey approach for debit cards in December 2014. 8  2015: Adjustment of the reporting population and survey approach for credit cards in December 2014. 9  2015: Adjustment of the reporting population and survey approach for e-money in December 2014. 10 Contactless payments at terminals inside the country only. 11  2015: Between November and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 12  2015: Adjustment of the reporting population and survey approach for debit cards in December 2014 13  2015: some data from 2015 may not be directly comparable with those of previous years. 14 Cash withdrawals at POS terminals and at ATMs, if the cash withdrawal is processed via the infrastructure of a card network. 15 Loading only. 2012: Due to the change in the survey concept and reporting population all data on credit transfers and on direct debits as of 2012 may not be directly comparable with those of previous years. 2015: Between November and December 2014, the reporting population and the survey approach for e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years.