T6: Value of cashless payments and withdrawal/deposit transactions
(EUR billions; total for the year)
«Germany»
 Year
« ‹ 2021 › »
 2017 2018 2019 2020 2021
PART A: Value of cashless payments
Total value of cashless payments 155,14455,75359,02161,26366,277
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 251,28951,74954,80056,87261,556
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic39,67540,36042,42444,04447,539
Cross-border sent11,61411,38812,37612,82814,017
Memo: cross-border received15,37215,72016,75017,56018,806
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based3,0032,8622,8702,4672,638
Device-present: other48,28748,88651,93154,40558,918
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits 23,4643,5993,7983,9764,288
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic3,0213,0793,1603,0013,149
Cross-border sent4435206389741,140
Memo: cross-border received288272255192286
Cheques10990725139
Partial breakdown of 'cheques'
Of which: paper-basednavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 3		281315351365394
Breakdown of 'card and e-money payments' by function
By card with a debit function182206232268289
By card with a delayed debit function911011108896
By card with a credit function78989
E-money payments11111
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments 4235262287306325
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic228257287313332
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money payments11111
Cross-border sent5358645262
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 5		navnavnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money payments 6navnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments 5navnavnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		navnavnavnavnav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnavnavnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Othersnavnavnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnavnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnavnavnavnavnav
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-bank61687692113
MEMO: Money remittancesnavnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits973959938806778
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals602593584503486
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		592583573496478
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs382385386342331
At POS terminals11111
At bank branches, without the use of an ATM209196186153146
Cash withdrawals with cards issued inside the country
 at locations outside the country		10111178
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		777navnav
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		598589579501482
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs389392392347336
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs392396397349339
Cash deposits371365354303292
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		371365354303292
E-money loading/unloading transactions 700000
 1 Includes transactions of national non-banks, irrespective of whether they are processed on an intra- or interbank basis. Includes both national and cross-border transactions. 2 Simple book entries are included until reference period 2013. 3 Payments with delayed debit and credit cards include transactions with specific non-rechargeable retailer cards. Direct debits initiated by a payment card (known as "ELV" transactions) are included here up to 2013. Since reference period 2014 direct debits initiated by a payment card are included in direct debits. 4 Includes only card payments. 5 Regardless of the type of card used. 6 Due to a methodological break the figures for the years prior to 2014 published in previous Red Book publications are not anymore comparable with the ones published in this Red Book publication. 7 Up to reference period 2013 only E-money-card loading transactions are included.