T6: Value of cashless payments and withdrawal/deposit transactions
(EUR billions; total for the year)
Year
«  2015  »
2011 2012 2013 2014 2015
PART A: Value of cashless payments
Total value of cashless payments 1napnavnav17,82017,079
Breakdown of 'total value of cashless payments' by instrument type
Credit transfersnapnavnav16,24815,541
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnapnavnav13,02312,709
Cross-border sentnapnavnav3,2252,832
Memo: cross-border receivednapnavnav3,5303,121
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednap1,6711,26110,58510,532
Device-present: othernapnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnapnapnapnapnap
Device-not-presentnap9,3088,9065,6635,014
Direct debitsnapnavnav571532
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnavnav518475
Cross-border sentnapnavnav5257
Memo: cross-border receivednapnavnav118
Chequesnap403344390415
Partial breakdown of 'cheques'
Of which: paper-basednap403344390415
Other payment instruments 2napnavnav489461
Card and e-money payments (with cards and e-money
 issued inside the country)
nap106108122131
Breakdown of 'card and e-money payments' by function
By card with a debit functionnap45485668
By card with a delayed debit function 3nap61616663
By card with a credit functionnapnavnavnavnav
E-money paymentsnapnavnavnav0
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnapnavnav107113
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnapnavnavnavnav
Of which: magstripenapnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnapnavnav110117
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnapnavnavnavnav
By card with a delayed debit functionnapnavnavnavnav
By card with a credit functionnapnavnavnavnav
E-money paymentsnapnavnavnavnav
Cross-border sentnapnavnav1214
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 4
napnavnav122128
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnapnavnavnavnav
By card with a delayed debit functionnapnavnavnavnav
By card with a credit functionnapnavnavnavnav
E-money paymentsnapnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnapnavnav122128
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnapnavnavnavnav
Of which: magstripenapnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
napnavnav1517
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnavnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnapnavnavnavnav
Direct debitsnapnavnavnavnav
Othersnapnavnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnavnavnavnav
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknapnavnav4,8725,467
MEMO: Money remittancesnapnavnavnav4
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/depositsnapnavnav248264
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawalsnap208215248242
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
nap208215248240
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnapnavnav105108
At POS terminalsnapnavnavnavnav
At bank branches, without the use of an ATM 5nap208215143132
Cash withdrawals with cards issued inside the country
 at locations outside the country
napnavnavnav1
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country 6
napnavnav77
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
nap208215255247
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnapnavnav112115
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnapnavnavnav109
Cash depositsnapnavnavnav22
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country 7
napnavnav1722
E-money loading/unloading transactionsnap0000
 1 Data for payment instruments other than cards and e-money devices are, prior to 2014, estimations based on the information provided by a representative sample of payment service providers. 2014 data are estimations based on the figures for the second half-year. 2 This series includes other services (not included in the Payment Services Directive). Estimation based on the information provided by a representative sample of payment service providers. It includes bills of exchange and other non-standardised payment infrastructures 3 Credit cards are included. It is not possible to differentiate between delayed debit and credit cards. However, it is known that the bulk of the payments are made with delayed debit cards. 4 Only transactions at physical terminals are included. 5 Data on OTC cash withdrawals using a bank form are, up to 2014, estimations based on the information provided by a representative sample of payment service providers. 6 Data refers to terminals located in Spain, provided by Spanish PSPs. Non-national PSPs providing terminal in Spain are not included. 7 These data are, up to 2014, estimations based on the information provided by a representative sample of payment service providers.