T8: Volume of transactions processed by selected payment systems
(millions, unless otherwise stated; total for the year)
Year
«  2012  »
2008 2009 2010 2011 2012
Large-value payment systems
TARGET2-BBk
Total gross volumenapnapnapnap44
Breakdown of 'total gross volume' by instrument type
Credit transfersnapnapnapnap31
Direct debits 1napnapnapnap0
Chequesnapnapnapnapnav
Card and e-money paymentsnapnapnapnapnav
Other payment instrumentsnapnapnapnap13
Partial breakdown of 'total gross volume'
Of which: volume of settlement in the PS in question for other PSs 2napnapnapnap5
Breakdown of 'volume of settlement in the PS in question for other PSs'
 by PS whose transactions are settled
'RPS' net volume settled in 'TARGET2-BBk'napnapnapnap5
Concentration ratio in terms of volume (%) 3napnapnapnap50.12
Retail payment systems
RPS
Total gross volume 4napnapnapnap2,817
Breakdown of 'total gross volume' by instrument type
Credit transfersnapnapnapnap1,099
Direct debits 5napnapnapnap1
Cheques 6napnapnapnapnav
Card and e-money payments 5napnapnapnapnav
Other payment instruments 7napnapnapnap1,717
Number of netting cycles 8napnapnapnapnav
STEP2 Card Clearing
Total gross volumenapnapnapnapnap
Breakdown of 'total gross volume' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Chequesnapnapnapnapnap
Card and e-money paymentsnapnapnapnapnap
Other payment instrumentsnapnapnapnapnap
Number of netting cyclesnapnapnapnapnap
 1 Direct debits based on SEPA format. 2 includes transactions from the following payments systems: EKS (LV) STET (FR) CBFSAI (IE) Groupement des cartes bancaires (FR) Systema nal. compens. electronica (ES) DIAS (GR) BI-Comp (IT) EBA Clearing - Step2 (EU) SIPS (SK) First data Slovakia (SK) SIBS, SA (PT) BISERA7-EUR (BG) EMZ - Clearing - AS (DE) SEPA - Clearing - AS (DE) Clearing service Austria (AT) PSA Payment service Austria (AT) ASBL/VZW CEC/UCV (BE) First data Latvia, SIA (LV) LITAS-MMS (LT) EBA Clearing Step2 CC (EU) Euronks (HR) STET SEPA(EU) (FR) EKS AMS (LV) EBA Clearing - RT1 System (EU) STET IPU (FR) ASBL/VZW CEC/UCV - Instant payments (BE) 3 Market share of the five largest senders of payment messages in each interbank payment system in relation to the number of transactions. Each participant with individual access to the payment system is counted separately, irrespective of any legal dependencies. 4 RPS is connected to the STEP2 system of EBA CLEARING to carry out cross-border EU retail payments. 5 Only card transactions based on the SEPA Card Clearing (SCC)-format developed by the Berlin Group (mainly Girocard transactions). 6 Cheque transactions based on XML format (ISO 20022). 7 Includes domestic non-SEPA direct debits and other payment instruments which are technically processed in the same way as direct debits, such as ATM transactions, debit card payments (until 2014), e-money payments (until 2014) and cheques (until 2015). Includes since 2015 card transactions at ATM based on the SEPA Card Clearing (SCC)-format developed by the Berlin Group (mainly Girocard transactions). 8 All transactions are settled gross in the RPS.