T8: Volume of transactions processed by selected payment systems
(millions, unless otherwise stated; total for the year)
«Germany»
 Year
« ‹ 2015 › »
 2011 2012 2013 2014 2015
Large-value payment systems
TARGET2-BBk
Total gross volumenap44444145
Breakdown of 'total gross volume' by instrument type
Credit transfersnap31312625
Direct debits 1nap0000
Chequesnapnavnavnavnav
Card and e-money paymentsnapnavnavnavnav
Other payment instrumentsnap13141519
Partial breakdown of 'total gross volume'
Of which: volume of settlement in the PS in question for other PSs 2nap561111
Breakdown of 'volume of settlement in the PS in question for other PSs'
 by PS whose transactions are settled
'RPS' net volume settled in 'TARGET2-BBk'nap561111
Concentration ratio in terms of volume (%) 3nap50.1250.0049.2352.46
Retail payment systems
RPS
Total gross volume 4nap2,8173,1164,0753,822
Breakdown of 'total gross volume' by instrument type
Credit transfersnap1,0991,2141,6531,365
Direct debits 5nap1801,4591,523
Cheques 6napnavnavnavnav
Card and e-money payments 5napnavnavnav221
Other payment instruments 7nap1,7171,821964714
Number of netting cycles 8napnavnavnavnav
STEP2 Card Clearing
Total gross volumenapnapnapnapnap
Breakdown of 'total gross volume' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Chequesnapnapnapnapnap
Card and e-money paymentsnapnapnapnapnap
Other payment instrumentsnapnapnapnapnap
Number of netting cyclesnapnapnapnapnap
 1 Direct debits based on SEPA format. 2 includes transactions from the following payments systems: EKS (LV) STET (FR) CBFSAI (IE) Groupement des cartes bancaires (FR) Systema nal. compens. electronica (ES) DIAS (GR) BI-Comp (IT) EBA Clearing - Step2 (EU) SIPS (SK) First data Slovakia (SK) SIBS, SA (PT) BISERA7-EUR (BG) EMZ - Clearing - AS (DE) SEPA - Clearing - AS (DE) Clearing service Austria (AT) PSA Payment service Austria (AT) ASBL/VZW CEC/UCV (BE) First data Latvia, SIA (LV) LITAS-MMS (LT) EBA Clearing Step2 CC (EU) Euronks (HR) STET SEPA(EU) (FR) EKS AMS (LV) EBA Clearing - RT1 System (EU) STET IPU (FR) ASBL/VZW CEC/UCV - Instant payments (BE) 3 Market share of the five largest senders of payment messages in each interbank payment system in relation to the number of transactions. Each participant with individual access to the payment system is counted separately, irrespective of any legal dependencies. 4 RPS is connected to the STEP2 system of EBA CLEARING to carry out cross-border EU retail payments. 5 Only card transactions based on the SEPA Card Clearing (SCC)-format developed by the Berlin Group (mainly Girocard transactions). 6 Cheque transactions based on XML format (ISO 20022). 7 Includes domestic non-SEPA direct debits and other payment instruments which are technically processed in the same way as direct debits, such as ATM transactions, debit card payments (until 2014), e-money payments (until 2014) and cheques (until 2015). Includes since 2015 card transactions at ATM based on the SEPA Card Clearing (SCC)-format developed by the Berlin Group (mainly Girocard transactions). 8 All transactions are settled gross in the RPS.