T8: Volume of transactions processed by selected payment systems
(millions, unless otherwise stated; total for the year)
Year
«  2021 › »
2017 2018 2019 2020 2021
Large-value payment systems
RTGS
Total gross volume124137148146200
Breakdown of 'total gross volume' by instrument type
Credit transfers124137148146200
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Partial breakdown of 'total gross volume'
Of which: volume of settlement in the PS in question for other PSsnavnavnavnavnav
Breakdown of 'volume of settlement in the PS in question for other PSs'
 by PS whose transactions are settled
Concentration ratio in terms of volume (%)43.3244.4144.8945.6949.88
Large-value and retail payment systems
NEFT
Total gross volume1,9462,3192,6222,9463,801
Breakdown of 'total gross volume' by instrument type
Credit transfers1,9462,3192,6222,9463,801
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Partial breakdown of 'total gross volume'
Of which: volume of settlement in the PS in question for other PSsnavnavnavnavnav
Breakdown of 'volume of settlement in the PS in question for other PSs'
 by PS whose transactions are settled
Concentration ratio in terms of volume (%)54.5652.9853.8756.4456.35
Retail payment systems
Card based payments
Total gross volume10,78412,20612,25110,91012,651
Breakdown of 'total gross volume' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money payments10,78412,20612,25110,91012,651
Other payment instrumentsnavnavnavnavnav
Number of netting cycles1napnapnapnap
Cheque clearing
Total gross volume1,1711,1241,070709722
Breakdown of 'total gross volume' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Cheques1,1711,1241,070709722
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Number of netting cycles2napnapnapnap
ECS / NECS
Total gross volume86300
Breakdown of 'total gross volume' by instrument type
Credit transfers65300
Direct debits21000
Chequesnavnavnavnav0
Card and e-money paymentsnavnavnavnav0
Other payment instrumentsnavnavnavnav0
Number of netting cycles2napnapnapnap
NACH
Total gross volume2,5033,0353,2984,1134,003
Breakdown of 'total gross volume' by instrument type
Credit transfers2,0272,4052,6693,1672,953
Direct debits4776306309461,050
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Number of netting cycles30napnapnapnap
Fast payment systems
IMPS
Total gross volume1,0101,7532,3832,9744,335
Breakdown of 'total gross volume' by instrument type
Credit transfers1,0101,7532,3832,9744,335
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Number of netting cycles4napnapnapnap
UPI
Total gross volume9155,39210,78818,88138,745
Breakdown of 'total gross volume' by instrument type
Credit transfers9155,39210,78818,88138,745
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Number of netting cycles4napnapnapnap