T9: Value of transactions processed by selected payment systems
(INR billions; total for the year)
Year
«  2020  »
2016 2017 2018 2019 2020
Large-value payment systems
RTGS
Total gross value981,9041,167,1251,356,8821,388,6701,053,152
Breakdown of 'total gross value' by instrument type
Credit transfers981,9041,167,1251,356,8821,388,6701,053,152
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Partial breakdown of 'total gross value'
Of which: value of settlement in the PS in question for other PSsnavnavnavnavnav
Breakdown of 'value of settlement in the PS in question for other PSs'
 by PS whose transactions are settled
Concentration ratio in terms of value (%)50.6755.2455.3355.1852.57
Large-value and retail payment systems
NEFT
Total gross value120,040172,229227,936232,967238,495
Breakdown of 'total gross value' by instrument type
Credit transfers120,040172,229227,936232,967238,495
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Partial breakdown of 'total gross value'
Of which: value of settlement in the PS in question for other PSsnavnavnavnavnav
Breakdown of 'value of settlement in the PS in question for other PSs'
 by PS whose transactions are settled
Concentration ratio in terms of value (%)51.7350.6950.3152.4854.68
Retail payment systems
Card based payments
Total gross value7,39310,60714,10216,15014,434
Breakdown of 'total gross value' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money payments7,39310,60714,10216,15014,434
Other payment instrumentsnavnavnavnavnap
Number of netting cyclesnapnapnapnapnap
Cheque clearing
Total gross value80,95881,93582,46179,97956,940
Breakdown of 'total gross value' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Cheques80,95881,93582,46179,97956,940
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Number of netting cyclesnapnapnapnapnap
ECS / NECS
Total gross value183128145860
Breakdown of 'total gross value' by instrument type
Credit transfers144119132850
Direct debits39101310
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Number of netting cyclesnapnapnapnapnap
NACH
Total gross value7,91610,73614,77216,94121,514
Breakdown of 'total gross value' by instrument type
Credit transfers4,2635,8258,23110,55912,999
Direct debits3,6534,9116,5416,3828,515
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Number of netting cyclesnapnapnapnapnap
Fast payment systems
IMPS
Total gross value4,1118,92515,90321,82026,838
Breakdown of 'total gross value' by instrument type
Credit transfers4,1118,92515,90321,82026,838
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Number of netting cyclesnapnapnapnapnap
UPI
Total gross value691,0988,77018,36633,877
Breakdown of 'total gross value' by instrument type
Credit transfers691,0988,77018,36633,877
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Number of netting cyclesnapnapnapnapnap