T9: Value of transactions processed by selected payment systems Source
(JPY trillions; total for the year)
Year
«  2021 › »
2017 2018 2019 2020 2021
Large-value payment systems
BOJ-NET
Total gross value35,16935,99939,95243,25645,611
Breakdown of 'total gross value' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Partial breakdown of 'total gross value'
Of which: value of settlement in the PS in question for other PSs 16,2906,5936,6856,8106,965
Breakdown of 'value of settlement in the PS in question for other PSs'
 by PS whose transactions are settled
'FXYCS' net value settled in 'BOJ-NET' 23,9234,2264,3084,4274,474
'Zengin System' net value settled in 'BOJ-NET' 32,2532,2572,2692,3142,425
'Tokyo Clearing House' net value settled in 'BOJ-NET'1141101096966
Concentration ratio in terms of value (%)45.2043.2947.8050.2751.95
FXYCS
Total gross value3,9234,2264,3084,4274,474
Breakdown of 'total gross value' by instrument type
Credit transfers3,9234,2264,3084,4274,474
Direct debitsnapnapnapnapnap
Chequesnapnapnapnapnap
Card and e-money paymentsnapnapnapnapnap
Other payment instrumentsnapnapnapnapnap
Partial breakdown of 'total gross value'
Of which: value of settlement in the PS in question for other PSsnapnapnapnapnap
Breakdown of 'value of settlement in the PS in question for other PSs'
 by PS whose transactions are settled
Concentration ratio in terms of value (%)70.0170.0569.4769.3770.49
Retail and fast payment systems
Zengin System
Total gross value 42,8612,8812,8972,9273,062
Breakdown of 'total gross value' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Number of netting cyclesnapnapnapnapnap
Retail payment systems
Tokyo Clearing House
Total gross value 51361251217974
Breakdown of 'total gross value' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Number of netting cyclesnapnapnapnapnap
 1 All transactions received by FXYCS and large-value transactions received by Zengin are forwarded to BOJ as gross values while smaller transactions received by Zengin and all transactions received by TCH are netted before being transferred. The figures are therefore the sum of net and gross values. You can divide gross and net values using subcategories (FXYCS, Zengin and TCH), as the footnote for Zengin provides the net values. 2 All transactions received by FXYCS are forwarded to BOJ as gross values. 3 Large-value transactions received by Zengin are forwarded to BOJ as gross values while smaller transactions are netted in Zengin and then tranferred to the BOJ as net values. The figures are the sum of both types and the net values from 2012-2021 are as follows: 2012: 159856274.627 millions JPY 2013: 164208312.301 millions JPY 2014: 167510592.002 millions JPY 2015: 174031638.662 millions JPY 2016: 180717280.534 millions JPY 2017: 189317615.364 millions JPY 2018: 194845100.841 millions JPY 2019: 204911265.906 millions JPY 2020: 224897002.530 millions JPY 2021: 220701543.944 millions JPY. 4 Period: Summed through the year Values: National currency (JPY), millions (rounded off to the nearest 100 million JPY) 5 Period: Summed through the year Values: National currency (JPY), millions (rounded off to the nearest 100 million JPY),
Sources: Japanese Bankers Association; Japanese Banks Payment Clearing Network; Bank of Japan.