T6: Value of cashless payments and withdrawal/deposit transactions
(AUD billions; total for the year)
Year
«  2020  »
2016 2017 2018 2019 2020
PART A: Value of cashless payments
Total value of cashless payments 116,40317,36313,96013,99114,612
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 28,4409,0788,4488,8009,440
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic8,4409,0788,4488,8009,440
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednapnapnapnapnap
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits5,8956,1853,5373,4423,616
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic5,8956,1853,5373,4423,616
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Cheques1,1551,111885602407
Partial breakdown of 'cheques'
Of which: paper-based1,1551,111885602407
Other payment instruments 3361400450468458
Card and e-money payments (with cards and e-money
 issued inside the country)
552590639679691
Breakdown of 'card and e-money payments' by function
By card with a debit function249274312338388
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 4303316327334298
E-money paymentsnavnavnav84
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments414435438443428
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic526562608644668
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function242265301326377
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function284296307313288
E-money paymentsnavnavnav44
Cross-border sent2628343622
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)
546585629664649
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function252273307342370
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function294312321321278
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments414435438443428
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
1517202214
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast payments 5napnap62250577
Breakdown of 'fast payments' by instrument type
Credit transfersnapnap62250577
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnavnapnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknavnavnavnavnav
MEMO: Money remittancesnavnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits 1navnavnavnavnav
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals 6245243218206167
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
240239213201165
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs132129127121103
At POS terminals2625232115
At bank branches, without the use of an ATM8285635948
Cash withdrawals with cards issued inside the country
 at locations outside the country
44552
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country
44442
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
navnavnavnavnav
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs139137135129107
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country
navnavnavnavnav
E-money loading/unloading transactionsnavnavnavnavnav
 1 There is a break in all series in 2018 due to the introduction of new reporting forms, changes in reporting methodology and changes in the sample of reporting institutions. 2 Excludes BPAY. 3 BPAY. 4 Excludes BPAY. Includes payments by cards with a delayed debit function. 5 The New Payments Platform (NPP) went live on 13 February 2018. 6 Includes cash-outs at point-of-sale terminals.