T6: Value of cashless payments and withdrawal/deposit transactions
(EUR billions; total for the year)
«Germany»
 Year
« ‹ 2016 › »
 2012 2013 2014 2015 2016
PART A: Value of cashless payments
Total value of cashless payments 171,69370,75752,54754,47953,564
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 258,04256,98248,85050,35949,643
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnapnap38,89439,96338,775
Cross-border sentnapnap9,95710,39610,868
Memo: cross-border receivednapnap15,16515,19914,805
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based5,8435,2193,1843,2883,348
Device-present: other52,19951,76345,66647,07146,295
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits 213,22513,3503,2913,7193,512
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnap2,9463,2313,096
Cross-border sentnapnap345488417
Memo: cross-border receivednapnap220343242
Cheques227201170155151
Partial breakdown of 'cheques'
Of which: paper-basednavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 3		198224236246258
Breakdown of 'card and e-money payments' by function
By card with a debit function146163152160167
By card with a delayed debit function4956787984
By card with a credit function34566
E-money payments00011
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments 4napnap204216219
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnavnav198202212
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money paymentsnapnap001
Cross-border sentnavnav374546
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 5		navnavnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money payments 6navnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments 5navnavnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		navnavnavnavnav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnavnavnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Othersnavnavnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnavnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnavnavnavnavnav
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknavnav404854
MEMO: Money remittancesnavnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits1,2741,2389731,0221,007
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals662650589619621
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		662650582610611
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs342345336364378
At POS terminalsnapnap111
At bank branches, without the use of an ATM311296245245233
Cash withdrawals with cards issued inside the country
 at locations outside the country		navnav7910
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		navnav657
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		662650588615618
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs342345342369384
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs342345343373387
Cash deposits612588384403386
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		612588384403386
E-money loading/unloading transactions 700navnavnav
 1 Includes transactions of national non-banks, irrespective of whether they are processed on an intra- or interbank basis. Includes both national and cross-border transactions. 2 Simple book entries are included until reference period 2013. 3 Payments with delayed debit and credit cards include transactions with specific non-rechargeable retailer cards. Direct debits initiated by a payment card (known as "ELV" transactions) are included here up to 2013. Since reference period 2014 direct debits initiated by a payment card are included in direct debits. 4 Includes only card payments. 5 Regardless of the type of card used. 6 Due to a methodological break the figures for the years prior to 2014 published in previous Red Book publications are not anymore comparable with the ones published in this Red Book publication. 7 Up to reference period 2013 only E-money-card loading transactions are included.