T6: Value of cashless payments and withdrawal/deposit transactions
(EUR billions; total for the year)
Year
«  2017  »
2013 2014 2015 2016 2017
PART A: Value of cashless payments
Total value of cashless payments 1nav17,82017,07916,50611,909
Breakdown of 'total value of cashless payments' by instrument type
Credit transfersnav16,24815,54114,96510,198
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnav13,02312,70912,3807,978
Cross-border sentnav3,2252,8322,5852,220
Memo: cross-border receivednav3,5303,1212,9572,649
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based1,26110,58510,5329,7094,540
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnapnapnapnapnap
Device-not-present8,9065,6635,0145,2565,658
Direct debitsnav571532534645
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnav518475490575
Cross-border sentnav52574570
Memo: cross-border receivednav11896
Cheques344390415434476
Partial breakdown of 'cheques'
Of which: paper-based344390415434476
Other payment instrumentsnav489461425424
Card and e-money payments (with cards and e-money
 issued inside the country)
108122131148167
Breakdown of 'card and e-money payments' by function
By card with a debit function4856688193
By card with a delayed debit function 26166636774
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnav000
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnav107113126139
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnav110117131148
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnavnavnavnav
Cross-border sentnav12141718
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 3
nav122128142160
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnav122128142160
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
nav15172023
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnavnavnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Othersnavnavnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnavnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnavnavnavnavnav
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknav4,8725,4675,1431,252
MEMO: Money remittancesnavnav444
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/depositsnavnavnavnavnav
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals215248242238245
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
215248241236244
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnav105109113121
At POS terminalsnavnavnavnavnav
At bank branches, without the use of an ATM 4215143132123122
Cash withdrawals with cards issued inside the country
 at locations outside the country
navnav111
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country 5
nav22242730
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
215270266263274
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnav78913
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnav109112117
Cash depositsnavnav223139
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country 6
nav17223139
E-money loading/unloading transactions00000
 1 Data for payment instruments other than cards and e-money devices are, prior to 2014, estimations based on the information provided by a representative sample of payment service providers.2014 data are estimations based on the figures for the second half-year. 2 Credit cards are included. It is not possible to differentiate between delayed debit and credit cards.However, it is known that the bulk of the payments are made with delayed debit cards. 3 Only transactions at physical terminals are included. 4 Data on OTC cash withdrawals using a bank form are, up to 2014,estimations based on the information provided by a representative sample of payment service providers. 5 Data refers to terminals located in Spain, provided by Spanish PSPs. Non-national PSPs providing terminal in Spain are not included. 6 These data are, up to 2014, estimations based on the information provided by a representative sample of payment service providers.